13F HOLDINGS REPORT

ERn Financial, LLC

Quarter ended Q2 2025 · Filed July 17, 2025 · Accession 0001768302-25-000004

Total Value

$474.0M

Positions

145

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (145)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A409	395,169	$37.7M	7.95%
2	SPDR SERIES TRUST	78464A508	579,699	$30.3M	6.40%
3	SPDR INDEX SHS FDS	78463X889	667,882	$27.0M	5.71%
4	SPDR SERIES TRUST	78464A839	196,840	$15.6M	3.30%
5	INVESCO EXCH TRD SLF IDX FD	IVZ	264,060	$15.3M	3.22%
6	VICTORY PORTFOLIOS II	92647N535	281,572	$14.3M	3.02%
7	ISHARES TR	46432F842	167,052	$13.9M	2.94%
8	SPDR INDEX SHS FDS	78463X509	315,237	$13.5M	2.84%
9	AMERICAN CENTY ETF TR	025072604	172,901	$11.9M	2.50%
10	ISHARES TR	46432F339	57,349	$10.5M	2.21%
11	ISHARES TR	46434V647	412,357	$10.2M	2.15%
12	VANGUARD INDEX FDS	922908736	22,438	$9.8M	2.08%
13	DIMENSIONAL ETF TRUST	25434V880	330,741	$9.7M	2.05%
14	PIMCO ETF TR	72201R585	348,583	$9.3M	1.95%
15	ISHARES TR	464288521	158,520	$9.0M	1.89%
16	DIMENSIONAL ETF TRUST	25434V872	199,292	$8.4M	1.78%
17	SPDR SERIES TRUST	78464A821	96,785	$8.4M	1.77%
18	HARTFORD FDS EXCHANGE TRADED	41653L503	205,122	$7.9M	1.66%
19	FIRST TR EXCH TRADED FD III	33739N108	148,832	$7.4M	1.56%
20	VANGUARD SCOTTSDALE FDS	92206C680	62,798	$6.9M	1.45%
21	SPDR SERIES TRUST	78464A656	261,195	$6.8M	1.44%
22	ISHARES TR	464287465	73,549	$6.6M	1.39%
23	JOHN HANCOCK EXCHANGE TRADED	47804J107	89,268	$6.5M	1.38%
24	SPDR SERIES TRUST	78464A649	244,099	$6.2M	1.32%
25	AMERICAN CENTY ETF TR	025072810	55,526	$6.1M	1.28%
26	PIMCO ETF TR	72201R866	117,368	$6.0M	1.27%
27	VANGUARD INDEX FDS	922908363	10,513	$6.0M	1.26%
28	AMERICAN CENTY ETF TR	025072877	61,567	$5.6M	1.18%
29	ISHARES TR	464287804	48,769	$5.3M	1.12%
30	FIRST TR EXCHNG TRADED FD VI	33740F805	120,838	$5.3M	1.12%
31	PUTNAM ETF TRUST	746729300	130,888	$5.3M	1.11%
32	SPDR SERIES TRUST	78464A201	59,265	$5.3M	1.11%
33	SPDR SERIES TRUST	78464A854	70,534	$5.1M	1.08%
34	APPLE INC	AAPL	20,715	$4.3M	0.90%
35	DIMENSIONAL ETF TRUST	25434V203	121,562	$4.2M	0.89%
36	ISHARES TR	464287200	6,525	$4.1M	0.85%
37	BLACKROCK ETF TRUST	BLK	73,387	$4.0M	0.84%
38	J P MORGAN EXCHANGE TRADED F	46654Q716	74,137	$4.0M	0.84%
39	J P MORGAN EXCHANGE TRADED F	46641Q654	72,332	$3.7M	0.78%
40	VANGUARD INDEX FDS	922908744	20,165	$3.6M	0.75%
41	JOHN HANCOCK EXCHANGE TRADED	47804J206	57,401	$3.5M	0.74%
42	DIMENSIONAL ETF TRUST	25434V104	66,626	$2.8M	0.60%
43	FIRST TR EXCHNG TRADED FD VI	33740F847	55,875	$2.8M	0.59%
44	NVIDIA CORPORATION	NVDA	16,099	$2.5M	0.54%
45	FAIR ISAAC CORP	FICO	1,367	$2.5M	0.53%
46	ISHARES TR	464287507	39,743	$2.5M	0.52%
47	MICROSOFT CORP	MSFT	4,951	$2.5M	0.52%
48	VANGUARD INDEX FDS	922908538	8,540	$2.4M	0.51%
49	FIRST TR EXCHNG TRADED FD VI	33740U307	48,253	$2.3M	0.49%
50	VANGUARD INDEX FDS	922908629	8,275	$2.3M	0.49%
51	FIRST TR EXCHANGE-TRADED FD	33734H106	49,648	$2.2M	0.47%
52	SCHWAB STRATEGIC TR	808524730	59,124	$2.0M	0.41%
53	PACER FDS TR	69374H881	34,203	$1.9M	0.40%
54	BLACKROCK ETF TRUST II	BLK	60,184	$1.9M	0.39%
55	SPDR SERIES TRUST	78464A300	22,570	$1.8M	0.38%
56	FIRST TR EXCHANGE-TRADED FD	33733E104	19,594	$1.8M	0.38%
57	ORACLE CORP	ORCL-PD	8,003	$1.7M	0.37%
58	ISHARES TR	464287234	35,633	$1.7M	0.36%
59	VANGUARD TAX-MANAGED FDS	921943858	28,012	$1.6M	0.34%
60	INVESCO QQQ TR	IVZ	2,747	$1.5M	0.32%
61	HARTFORD FDS EXCHANGE TRADED	41653L404	80,111	$1.5M	0.32%
62	INVESCO EXCHANGE TRADED FD T	IVZ	20,446	$1.5M	0.31%
63	DIMENSIONAL ETF TRUST	25434V773	47,750	$1.4M	0.30%
64	SPDR S&P 500 ETF TR	SPY	2,152	$1.3M	0.28%
65	META PLATFORMS INC	META	1,744	$1.3M	0.27%
66	CAPITAL GROUP INTL FOCUS EQT	14019W109	44,520	$1.2M	0.25%
67	VANGUARD SPECIALIZED FUNDS	921908844	5,717	$1.2M	0.25%
68	ISHARES INC	46434G764	18,013	$1.1M	0.24%
69	FIDELITY COVINGTON TRUST	316092840	21,760	$1.1M	0.24%
70	AMAZON COM INC	AMZN	5,143	$1.1M	0.24%
71	ISHARES TR	46432F396	4,661	$1.1M	0.24%
72	CREDIT ACCEP CORP MICH	225310101	2,100	$1.1M	0.23%
73	DEERE & CO	DE	2,036	$1.0M	0.22%
74	WISDOMTREE TR	WT	22,810	$1.0M	0.22%
75	ISHARES GOLD TR	IAU	16,564	$1.0M	0.22%
76	DIMENSIONAL ETF TRUST	25434V708	28,438	$1.0M	0.22%
77	ISHARES TR	46435G425	7,284	$985,504	0.21%
78	AMERICAN CENTY ETF TR	025072505	20,131	$985,010	0.21%
79	J P MORGAN EXCHANGE TRADED F	46641Q332	17,170	$976,115	0.21%
80	VANGUARD INDEX FDS	922908595	3,408	$943,941	0.20%
81	ISHARES TR	46435G516	9,913	$884,438	0.19%
82	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,760	$854,955	0.18%
83	TESLA INC	TSLA	2,633	$836,399	0.18%
84	ISHARES TR	464287663	7,828	$740,765	0.16%
85	SPDR SERIES TRUST	78464A847	12,645	$687,618	0.15%
86	EXXON MOBIL CORP	XOM	6,342	$683,670	0.14%
87	VANGUARD INDEX FDS	922908512	3,944	$648,630	0.14%
88	BROADCOM INC	AVGO	2,275	$627,206	0.13%
89	NETFLIX INC	NFLX	462	$618,678	0.13%
90	ALPHABET INC	GOOG	3,305	$582,440	0.12%
91	VANGUARD INDEX FDS	922908769	1,894	$575,643	0.12%
92	EXACT SCIENCES CORP	30063P105	10,791	$573,434	0.12%
93	COSTCO WHSL CORP NEW	22160K105	576	$570,074	0.12%
94	VANGUARD INDEX FDS	922908611	2,782	$542,518	0.11%
95	ELI LILLY & CO	LLY	692	$539,268	0.11%
96	JPMORGAN CHASE & CO.	VYLD	1,820	$527,655	0.11%
97	SPDR SERIES TRUST	78468R853	12,337	$525,573	0.11%
98	INVESCO EXCH TRD SLF IDX FD	IVZ	12,957	$519,442	0.11%
99	INVESCO EXCH TRADED FD TR II	IVZ	8,377	$516,610	0.11%
100	SCHWAB STRATEGIC TR	808524201	20,040	$489,787	0.10%
101	VANGUARD INDEX FDS	922908751	2,057	$487,468	0.10%
102	ARISTA NETWORKS INC	ANET	4,547	$465,204	0.10%
103	SPDR SERIES TRUST	78464A359	5,597	$462,623	0.10%
104	VISA INC	V	1,293	$459,080	0.10%
105	ALPHABET INC	GOOG	2,421	$429,380	0.09%
106	FORD MTR CO	345370860	38,623	$419,063	0.09%
107	STRYKER CORPORATION	SYK	1,055	$417,390	0.09%
108	WALMART INC	WMT	4,049	$395,897	0.08%
109	SHOPIFY INC	SHOP	3,290	$379,502	0.08%
110	GENERAL DYNAMICS CORP	GD	1,287	$375,366	0.08%
111	INTERNATIONAL BUSINESS MACHS	INTR	1,227	$361,692	0.08%
112	FIDELITY NATL INFORMATION SV	31620M106	4,437	$361,227	0.08%
113	AMERICAN CENTY ETF TR	025072141	5,842	$351,981	0.07%
114	FIRST TR EXCHNG TRADED FD VI	33740F599	7,717	$346,011	0.07%
115	MASTERCARD INCORPORATED	MA	597	$335,253	0.07%
116	EVOLENT HEALTH INC	EVH	29,574	$333,003	0.07%
117	PHILIP MORRIS INTL INC	718172109	1,796	$327,179	0.07%
118	HOME DEPOT INC	HD	890	$326,310	0.07%
119	PACER FDS TR	69374H873	9,112	$310,080	0.07%
120	BOEING CO	BA-PA	1,464	$306,752	0.06%
121	ISHARES TR	464288885	2,651	$296,864	0.06%
122	ROCKWELL AUTOMATION INC	ROK	868	$288,157	0.06%
123	ISHARES TR	46434V407	6,613	$285,269	0.06%
124	ABBVIE INC	ABBV	1,521	$282,271	0.06%
125	UBER TECHNOLOGIES INC	UBER	2,845	$265,439	0.06%
126	MCDONALDS CORP	MCD	904	$264,001	0.06%
127	ALTRIA GROUP INC	MO	4,456	$261,261	0.06%
128	FIRST TR EXCHANGE-TRADED FD	33741X102	7,269	$256,451	0.05%
129	CISCO SYS INC	CSCO	3,688	$255,902	0.05%
130	SERVICENOW INC	NOW	240	$246,739	0.05%
131	MGE ENERGY INC	MGEE	2,767	$244,736	0.05%
132	PROCTER AND GAMBLE CO	742718109	1,470	$234,200	0.05%
133	FIRST BUSINESS FINL SVCS INC	319390100	4,615	$233,796	0.05%
134	CHEVRON CORP NEW	CVX	1,560	$223,376	0.05%
135	VERIZON COMMUNICATIONS INC	VZ	5,148	$222,754	0.05%
136	AMERICAN EXPRESS CO	AXP	692	$220,734	0.05%
137	SALESFORCE INC	CRM	803	$219,097	0.05%
138	BOOKING HOLDINGS INC	BKNG	36	$208,245	0.04%
139	ISHARES TR	464287614	490	$208,044	0.04%
140	BANK AMERICA CORP	060505104	4,387	$207,573	0.04%
141	AT&T INC	T-PC	7,154	$207,041	0.04%
142	ISHARES TR	464287481	1,489	$206,495	0.04%
143	JOHNSON & JOHNSON	JNJ	1,346	$205,560	0.04%
144	ASML HOLDING N V	ASMLF	253	$202,744	0.04%
145	MIZUHO FINANCIAL GROUP INC	MZHOF	11,265	$62,633	0.01%