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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

ERn Financial, LLC

Quarter ended Q1 2025 · Filed April 21, 2025 · Accession 0001768302-25-000003

Total Value
$632.9M
Positions
180
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (180)

#IssuerTicker / CUSIPSharesValue% of Filing
1INVESCO EXCH TRADED FD TR IIIVZ385,849$38.3M6.06%
2VANGUARD ADMIRAL FDS INC921932505101,342$33.9M5.36%
3SPDR SER TR78464A409406,903$32.7M5.17%
4SPDR SER TR78464A508557,208$28.5M4.50%
5SPDR INDEX SHS FDS78463X889709,841$25.8M4.08%
6VANGUARD TAX-MANAGED FDS921943858479,690$24.4M3.85%
7SPDR SER TR78464A839210,160$16.2M2.56%
8VICTORY PORTFOLIOS II92647N535307,566$15.6M2.46%
9SPDR INDEX SHS FDS78463X509363,775$14.3M2.26%
10INVESCO EXCH TRD SLF IDX FDIVZ267,603$14.3M2.25%
11FIRST TR EXCH TRADED FD III33739N108272,520$13.7M2.17%
12ISHARES TR46432F842166,131$12.6M1.99%
13JOHN HANCOCK EXCHANGE TRADED47804J206218,218$12.5M1.98%
14PIMCO ETF TR72201R585423,431$11.2M1.76%
15AMERICAN CENTY ETF TR025072604182,679$11.0M1.74%
16ISHARES TR46434V647413,016$10.0M1.58%
17ISHARES TR46432F33958,610$10.0M1.58%
18DIMENSIONAL ETF TRUST25434V872235,735$9.9M1.57%
19J P MORGAN EXCHANGE TRADED F46641Q670209,933$9.9M1.56%
20ISHARES TR464288521170,919$9.8M1.56%
21APPLE INCAAPL42,135$9.4M1.48%
22DIMENSIONAL ETF TRUST25434V880346,094$9.1M1.43%
23SPDR SER TR78464A821105,891$8.4M1.33%
24VANGUARD INDEX FDS92290873622,513$8.3M1.32%
25HARTFORD FDS EXCHANGE TRADED41653L503207,735$8.0M1.26%
26PUTNAM ETF TRUST746729300176,994$6.7M1.06%
27ISHARES TR46428746576,425$6.2M0.99%
28SPDR SER TR78464A656235,098$6.2M0.98%
29SPDR SER TR78464A649239,491$6.1M0.97%
30SPDR SER TR78464A20172,363$6.0M0.95%
31VANGUARD SCOTTSDALE FDS92206C68063,221$5.9M0.93%
32VANGUARD INDEX FDS92290836310,578$5.4M0.86%
33ISHARES TR46428780450,067$5.2M0.83%
34FIRST TR EXCHNG TRADED FD VI33740F805118,931$5.2M0.82%
35JOHN HANCOCK EXCHANGE TRADED47804J10775,067$5.1M0.80%
36AMERICAN CENTY ETF TR02507287757,821$5.0M0.80%
37AMERICAN CENTY ETF TR02507281054,269$4.9M0.78%
38MICROSOFT CORPMSFT12,641$4.7M0.75%
39NVIDIA CORPORATIONNVDA42,779$4.6M0.73%
40SPDR SER TR78464A85467,123$4.4M0.70%
41DIMENSIONAL ETF TRUST25434V203133,837$4.2M0.66%
42INVESCO EXCHANGE TRADED FD TIVZ62,013$4.1M0.65%
43INVESCO EXCHANGE TRADED FD TIVZ38,893$3.9M0.61%
44AMAZON COM INCAMZN19,823$3.8M0.60%
45TESLA INCTSLA13,858$3.6M0.57%
46J P MORGAN EXCHANGE TRADED F46641Q65469,512$3.5M0.56%
47VANGUARD INDEX FDS92290874420,318$3.5M0.55%
48PIMCO ETF TR72201R86662,694$3.2M0.51%
49PINNACLE WEST CAP CORPPNW32,273$3.1M0.49%
50FIRST TR EXCHNG TRADED FD VI33740F84762,495$2.9M0.46%
51DIMENSIONAL ETF TRUST25434V10469,507$2.7M0.42%
52ALPHABET INCGOOG16,710$2.6M0.41%
53ISHARES INC46428642634,818$2.6M0.41%
54FIRST TR EXCHNG TRADED FD VI33740U30757,712$2.6M0.41%
55BERKSHIRE HATHAWAY INC DELBRK-A4,772$2.5M0.40%
56FIRST TR VALUE LINE DIVID IN33734H10656,903$2.5M0.40%
57FAIR ISAAC CORPFICO1,367$2.5M0.40%
58ISHARES TR46428750739,901$2.3M0.37%
59VANGUARD INDEX FDS9229086298,329$2.2M0.34%
60VANGUARD INDEX FDS9229085388,661$2.1M0.33%
61PACER FDS TR69374H88138,687$2.1M0.33%
62J P MORGAN EXCHANGE TRADED F46641Q64738,507$1.9M0.30%
63ISHARES TR4642872003,369$1.9M0.30%
64SPDR SER TR78464A30023,962$1.9M0.30%
65HARTFORD FDS EXCHANGE TRADED41653L40497,711$1.9M0.30%
66VISA INCV5,206$1.8M0.29%
67FIRST TR EXCHANGE-TRADED FD33733E10420,301$1.8M0.29%
68COSTCO WHSL CORP NEW22160K1051,913$1.8M0.29%
69ORACLE CORPORCL-PD12,921$1.8M0.29%
70DEERE & CODE3,457$1.6M0.26%
71ISHARES TR46428723436,831$1.6M0.25%
72JPMORGAN CHASE & CO.VYLD6,513$1.6M0.25%
73ISHARES TR46429B61422,740$1.5M0.24%
74META PLATFORMS INCMETA2,651$1.5M0.24%
75EXXON MOBIL CORPXOM11,817$1.4M0.22%
76UNITEDHEALTH GROUP INCUNH2,632$1.4M0.22%
77FIDELITY MERRIMACK STR TR31618830928,836$1.3M0.21%
78SPDR S&P 500 ETF TRSPY2,278$1.3M0.20%
79DIMENSIONAL ETF TRUST25434V77348,984$1.3M0.20%
80J P MORGAN EXCHANGE TRADED F46641Q33222,084$1.3M0.20%
81ELI LILLY & COLLY1,513$1.2M0.20%
82JOHNSON & JOHNSONJNJ7,453$1.2M0.20%
83UNION PAC CORPUNP5,089$1.2M0.19%
84FIRST TR EXCH TRADED FD III33739P60818,055$1.2M0.19%
85HOME DEPOT INCHD3,076$1.1M0.18%
86VANGUARD SPECIALIZED FUNDS9219088445,742$1.1M0.18%
87CHEVRON CORP NEWCVX6,595$1.1M0.17%
88CREDIT ACCEP CORP MICH2253101012,100$1.1M0.17%
89NETFLIX INCNFLX1,161$1.1M0.17%
90CAPITAL GROUP INTL FOCUS EQT14019W10942,025$1.0M0.16%
91BROADCOM INCAVGO6,095$1.0M0.16%
92ISHARES INC46434G76418,165$1.0M0.16%
93STRYKER CORPORATIONSYK2,665$991,9540.16%
94HONEYWELL INTL INC4385161064,661$986,9050.16%
95DIMENSIONAL ETF TRUST25434V70829,878$985,6750.16%
96WISDOMTREE TRWT23,089$971,5850.15%
97AMERICAN CENTY ETF TR02507250519,478$963,7710.15%
98ACCENTURE PLC IRELANDACN3,074$959,3300.15%
99AMERICAN EXPRESS COAXP3,498$941,1370.15%
100ISHARES TR46432F3964,652$940,2280.15%
101BANK AMERICA CORP06050510421,663$903,9900.14%
102PROCTER AND GAMBLE CO7427181095,251$894,9530.14%
103FISERV INCFISV4,015$886,6320.14%
104ISHARES TR46435G4257,234$881,8780.14%
105PEPSICO INCPEP5,841$875,7940.14%
106VANGUARD INDEX FDS9229085953,433$864,4440.14%
107ISHARES TR46435G51610,528$860,0320.14%
108S&P GLOBAL INCSPGI1,671$848,9530.13%
109SELECT SECTOR SPDR TR81369Y1009,724$836,0280.13%
110THERMO FISHER SCIENTIFIC INCTMO1,663$827,2910.13%
111SELECT SECTOR SPDR TR81369Y88610,274$810,0880.13%
112GALLAGHER ARTHUR J & CO3635761092,319$800,4700.13%
113ZILLOW GROUP INCZ11,598$795,1590.13%
114CAMDEN PPTY TR1331311026,383$780,5960.12%
115ISHARES TR4642876637,827$722,3280.11%
116BLACKROCK INCBLK744$704,0300.11%
117DISNEY WALT CO2546871067,084$699,1530.11%
118INVESCO EXCHANGE TRADED FD TIVZ10,992$689,7360.11%
119SPDR SER TR78464A84712,797$654,9730.10%
120VANGUARD INDEX FDS9229085124,047$649,6700.10%
121ALPHABET INCGOOG4,005$625,7580.10%
122SPDR SER TR78468R85315,175$618,5230.10%
123HCA HEALTHCARE INCHCA1,760$608,2470.10%
124KLA CORPKLAC875$594,6990.09%
125FORD MTR CO34537086058,456$586,3150.09%
126PHILIP MORRIS INTL INC7181721093,692$586,1100.09%
127TEXAS INSTRS INC8825081043,261$585,9520.09%
128WASTE MGMT INC DEL94106L1092,503$579,4700.09%
129ADOBE INCADBE1,505$577,0210.09%
130INVESCO QQQ TRIVZ1,212$568,3890.09%
131VANGUARD INDEX FDS9229087692,047$562,7170.09%
132TRANE TECHNOLOGIES PLCTT1,610$542,4310.09%
133INVESCO EXCH TRD SLF IDX FDIVZ13,946$529,8150.08%
134NORTHROP GRUMMAN CORPNOC1,027$526,0880.08%
135T ROWE PRICE ETF INC87283Q86716,178$522,2260.08%
136VANGUARD INDEX FDS9229086112,788$519,4490.08%
137INVESCO EXCH TRADED FD TR IIIVZ8,377$517,0280.08%
138SELECT SECTOR SPDR TR81369Y5065,525$516,3200.08%
139J P MORGAN EXCHANGE TRADED F46654Q2039,865$510,8100.08%
140WALMART INCWMT5,754$505,1310.08%
141CHIPOTLE MEXICAN GRILL INCCMG9,163$460,0740.07%
142AMERIPRISE FINL INC03076C106948$458,9360.07%
143VANGUARD INDEX FDS9229087512,063$457,4700.07%
144SCHWAB STRATEGIC TR80852420120,585$454,5180.07%
145MCDONALDS CORPMCD1,428$445,9500.07%
146SPDR SER TR78464A3595,591$428,4170.07%
147ALTRIA GROUP INCMO7,026$421,7000.07%
148SPDR SER TR78468R5563,095$407,6540.06%
149FIDELITY NATL INFORMATION SV31620M1065,143$384,0890.06%
150GENERAL DYNAMICS CORPGD1,306$355,9890.06%
151ARISTA NETWORKS INCANET4,530$350,9840.06%
152PACER FDS TR69374H87311,034$346,5670.05%
153WELLS FARGO CO NEW9497461014,814$345,5700.05%
154MASTERCARD INCORPORATEDMA623$341,5770.05%
155INTERNATIONAL BUSINESS MACHSINTR1,365$339,4800.05%
156ABBVIE INCABBV1,585$332,0240.05%
157SHOPIFY INCSHOP3,290$314,1290.05%
158EXACT SCIENCES CORP30063P1056,680$289,1770.05%
159EVOLENT HEALTH INCEVH29,574$280,0660.04%
160ISHARES TR46434V4076,562$279,0200.04%
161FIRST TR EXCHNG TRADED FD VI33740F5996,574$277,4040.04%
162MCKESSON CORPMCK400$269,1960.04%
163ISHARES TR4642888852,611$261,0580.04%
164MGE ENERGY INCMGEE2,759$256,4960.04%
165CISCO SYS INCCSCO4,103$253,2210.04%
166VERIZON COMMUNICATIONS INCVZ5,511$249,9790.04%
167BOEING COBA-PA1,453$247,8090.04%
168FIRST TR EXCHANGE-TRADED FD33741X1027,245$242,7050.04%
169ETFS GOLD TR00326A1047,744$230,9260.04%
170ROCKWELL AUTOMATION INCROK870$224,6610.04%
171FIRST BUSINESS FINL SVCS INC3193901004,615$217,5970.03%
172SALESFORCE INCCRM798$214,2480.03%
173AT&T INCT-PC7,521$212,6940.03%
174AON PLCAON523$208,7240.03%
175ISHARES TR46429B6892,677$208,5920.03%
176SPDR SER TR78468R8041,188$206,7890.03%
177CLOROX CO DELCLX1,377$202,7630.03%
178LOANDEPOT INCLDI90,982$108,2690.02%
179MIZUHO FINANCIAL GROUP INCMZHOF15,904$87,6310.01%
180FIBROBIOLOGICS INCFBLG31,819$28,6370.00%