13F HOLDINGS REPORT

ERn Financial, LLC

Quarter ended Q4 2024 · Filed January 14, 2025 · Accession 0001768302-25-000001

Total Value

$666.5M

Positions

190

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (190)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD ADMIRAL FDS INC	921932505	118,667	$43.4M	6.52%
2	INVESCO EXCH TRADED FD TR II	IVZ	398,974	$39.1M	5.86%
3	SPDR SER TR	78464A409	413,740	$36.4M	5.46%
4	SPDR SER TR	78464A508	541,565	$27.7M	4.16%
5	SPDR INDEX SHS FDS	78463X889	681,113	$23.2M	3.49%
6	VANGUARD TAX-MANAGED FDS	921943858	441,224	$21.1M	3.17%
7	SPDR SER TR	78464A839	211,860	$17.0M	2.55%
8	INVESCO EXCH TRD SLF IDX FD	IVZ	283,906	$15.4M	2.31%
9	VICTORY PORTFOLIOS II	92647N535	301,649	$15.1M	2.27%
10	SPDR INDEX SHS FDS	78463X509	393,732	$15.1M	2.27%
11	JOHN HANCOCK EXCHANGE TRADED	47804J206	245,513	$14.7M	2.20%
12	FIRST TR EXCH TRADED FD III	33739N108	278,866	$14.2M	2.13%
13	APPLE INC	AAPL	50,740	$12.7M	1.91%
14	ISHARES TR	46432F339	62,787	$11.2M	1.68%
15	ISHARES TR	46432F842	157,652	$11.1M	1.66%
16	PIMCO ETF TR	72201R585	419,387	$10.9M	1.63%
17	AMERICAN CENTY ETF TR	025072604	183,985	$10.8M	1.62%
18	ISHARES TR	464288521	186,187	$10.7M	1.60%
19	ISHARES TR	46434V647	420,130	$10.1M	1.51%
20	DIMENSIONAL ETF TRUST	25434V880	383,740	$9.5M	1.43%
21	SPDR SER TR	78464A821	107,595	$9.3M	1.40%
22	VANGUARD INDEX FDS	922908736	22,559	$9.3M	1.39%
23	DIMENSIONAL ETF TRUST	25434V872	222,697	$9.2M	1.38%
24	J P MORGAN EXCHANGE TRADED F	46641Q670	180,276	$8.3M	1.25%
25	HARTFORD FDS EXCHANGE TRADED	41653L503	206,946	$8.0M	1.20%
26	SPDR SER TR	78464A201	73,776	$6.7M	1.00%
27	VANGUARD SCOTTSDALE FDS	92206C680	62,997	$6.5M	0.98%
28	ISHARES TR	464287465	84,251	$6.4M	0.96%
29	ISHARES TR	464287804	54,793	$6.3M	0.95%
30	PUTNAM ETF TRUST	746729300	169,949	$6.3M	0.95%
31	NVIDIA CORPORATION	NVDA	46,605	$6.3M	0.94%
32	AMERICAN CENTY ETF TR	025072810	57,132	$5.9M	0.89%
33	SPDR SER TR	78464A656	230,742	$5.8M	0.88%
34	SPDR SER TR	78464A649	228,878	$5.7M	0.86%
35	VANGUARD INDEX FDS	922908363	10,601	$5.7M	0.86%
36	TESLA INC	TSLA	14,135	$5.7M	0.86%
37	MICROSOFT CORP	MSFT	13,152	$5.5M	0.83%
38	AMERICAN CENTY ETF TR	025072877	56,750	$5.5M	0.82%
39	FIRST TR EXCHNG TRADED FD VI	33740F805	120,735	$5.2M	0.78%
40	SPDR SER TR	78464A854	65,216	$4.5M	0.67%
41	JOHN HANCOCK EXCHANGE TRADED	47804J107	63,727	$4.4M	0.67%
42	AMAZON COM INC	AMZN	19,229	$4.2M	0.63%
43	DIMENSIONAL ETF TRUST	25434V203	138,362	$4.0M	0.61%
44	VANGUARD INDEX FDS	922908744	20,861	$3.5M	0.53%
45	ALPHABET INC	GOOG	17,915	$3.4M	0.51%
46	INVESCO EXCHANGE TRADED FD T	IVZ	32,184	$3.4M	0.51%
47	J P MORGAN EXCHANGE TRADED F	46641Q654	65,111	$3.3M	0.50%
48	AXON ENTERPRISE INC	AXON	5,352	$3.2M	0.48%
49	FIRST TR EXCHNG TRADED FD VI	33740F847	65,474	$3.1M	0.47%
50	DIMENSIONAL ETF TRUST	25434V104	71,926	$2.9M	0.44%
51	FIRST TR VALUE LINE DIVID IN	33734H106	63,911	$2.8M	0.42%
52	PIMCO ETF TR	72201R866	53,508	$2.8M	0.42%
53	FIRST TR EXCHNG TRADED FD VI	33740U307	60,441	$2.8M	0.41%
54	INVESCO EXCHANGE TRADED FD T	IVZ	40,730	$2.7M	0.41%
55	FAIR ISAAC CORP	FICO	1,367	$2.7M	0.41%
56	ISHARES TR	464287507	42,177	$2.6M	0.39%
57	ISHARES INC	464286426	33,204	$2.4M	0.36%
58	VANGUARD INDEX FDS	922908538	9,236	$2.3M	0.35%
59	BERKSHIRE HATHAWAY INC DEL	BRK-A	5,125	$2.3M	0.35%
60	VANGUARD INDEX FDS	922908629	8,764	$2.3M	0.35%
61	PACER FDS TR	69374H881	39,740	$2.2M	0.34%
62	FIRST TR EXCHANGE TRADED FD	33734X192	18,532	$2.2M	0.33%
63	ORACLE CORP	ORCL-PD	13,168	$2.2M	0.33%
64	ISHARES TR	464287200	3,717	$2.2M	0.33%
65	SPDR SER TR	78464A300	24,571	$2.1M	0.32%
66	HARTFORD FDS EXCHANGE TRADED	41653L404	101,844	$2.0M	0.30%
67	COSTCO WHSL CORP NEW	22160K105	2,091	$1.9M	0.29%
68	FIRST TR EXCHANGE-TRADED FD	33733E104	20,858	$1.8M	0.27%
69	VANECK ETF TRUST	92189F676	7,215	$1.7M	0.26%
70	VISA INC	V	5,337	$1.7M	0.25%
71	J P MORGAN EXCHANGE TRADED F	46641Q647	32,879	$1.6M	0.25%
72	JPMORGAN CHASE & CO.	VYLD	6,869	$1.6M	0.25%
73	ISHARES TR	46429B614	21,471	$1.6M	0.25%
74	DEERE & CO	DE	3,832	$1.6M	0.24%
75	ISHARES TR	464287234	37,656	$1.6M	0.24%
76	BROADCOM INC	AVGO	6,327	$1.5M	0.22%
77	STRYKER CORPORATION	SYK	3,984	$1.4M	0.22%
78	UNITEDHEALTH GROUP INC	UNH	2,813	$1.4M	0.21%
79	META PLATFORMS INC	META	2,426	$1.4M	0.21%
80	PINNACLE WEST CAP CORP	PNW	16,073	$1.4M	0.20%
81	HOME DEPOT INC	HD	3,435	$1.3M	0.20%
82	EXXON MOBIL CORP	XOM	11,866	$1.3M	0.19%
83	HONEYWELL INTL INC	438516106	5,494	$1.2M	0.19%
84	J P MORGAN EXCHANGE TRADED F	46641Q332	21,451	$1.2M	0.19%
85	GLOBAL X FDS	37954Y384	37,454	$1.2M	0.18%
86	UNION PAC CORP	UNP	5,185	$1.2M	0.18%
87	VANGUARD SPECIALIZED FUNDS	921908844	6,024	$1.2M	0.18%
88	ELI LILLY & CO	LLY	1,526	$1.2M	0.18%
89	DIMENSIONAL ETF TRUST	25434V773	47,291	$1.2M	0.17%
90	SPDR S&P 500 ETF TR	SPY	1,974	$1.2M	0.17%
91	ACCENTURE PLC IRELAND	ACN	3,241	$1.1M	0.17%
92	JOHNSON & JOHNSON	JNJ	7,705	$1.1M	0.17%
93	NETFLIX INC	NFLX	1,207	$1.1M	0.16%
94	AMERICAN EXPRESS CO	AXP	3,498	$1.0M	0.16%
95	DIMENSIONAL ETF TRUST	25434V708	29,878	$1.0M	0.16%
96	FIDELITY MERRIMACK STR TR	316188309	22,747	$1.0M	0.15%
97	ISHARES INC	46434G764	18,088	$1.0M	0.15%
98	CREDIT ACCEP CORP MICH	225310101	2,100	$985,866	0.15%
99	CHEVRON CORP NEW	CVX	6,738	$975,974	0.15%
100	THERMO FISHER SCIENTIFIC INC	TMO	1,873	$974,645	0.15%
101	ISHARES TR	46432F396	4,691	$970,663	0.15%
102	BANK AMERICA CORP	060505104	21,979	$965,984	0.14%
103	VANGUARD INDEX FDS	922908595	3,402	$952,775	0.14%
104	ISHARES TR	46435G425	7,373	$949,735	0.14%
105	PEPSICO INC	PEP	6,194	$941,930	0.14%
106	PROCTER AND GAMBLE CO	742718109	5,341	$895,383	0.13%
107	FIRST TR EXCH TRADED FD III	33739P608	14,497	$890,982	0.13%
108	WISDOMTREE TR	WT	21,903	$886,852	0.13%
109	S&P GLOBAL INC	SPGI	1,766	$879,347	0.13%
110	FISERV INC	FISV	4,247	$872,419	0.13%
111	SELECT SECTOR SPDR TR	81369Y100	10,151	$854,124	0.13%
112	DISNEY WALT CO	254687106	7,549	$840,620	0.13%
113	ZILLOW GROUP INC	Z	11,239	$832,248	0.12%
114	BLACKROCK INC	BLK	798	$818,491	0.12%
115	ALPHABET INC	GOOG	4,270	$813,151	0.12%
116	ISHARES TR	464287663	8,555	$792,072	0.12%
117	ISHARES TR	46435G516	10,165	$773,963	0.12%
118	SELECT SECTOR SPDR TR	81369Y886	10,208	$772,653	0.12%
119	SPDR SER TR	78468R853	17,162	$770,920	0.12%
120	CAPITAL GROUP INTL FOCUS EQT	14019W109	30,380	$749,475	0.11%
121	CAMDEN PPTY TR	133131102	6,456	$749,139	0.11%
122	INVESCO EXCHANGE TRADED FD T	IVZ	11,226	$742,141	0.11%
123	ADOBE INC	ADBE	1,667	$741,218	0.11%
124	TRANE TECHNOLOGIES PLC	TT	1,907	$704,350	0.11%
125	CHIPOTLE MEXICAN GRILL INC	CMG	11,452	$690,556	0.10%
126	SPDR SER TR	78464A847	12,535	$685,552	0.10%
127	AMERICAN CENTY ETF TR	025072505	13,643	$684,060	0.10%
128	GALLAGHER ARTHUR J & CO	363576109	2,347	$666,333	0.10%
129	VANGUARD INDEX FDS	922908512	4,069	$658,207	0.10%
130	KLA CORP	KLAC	963	$607,005	0.09%
131	VANGUARD INDEX FDS	922908769	2,091	$606,103	0.09%
132	FORD MTR CO	345370860	59,045	$584,548	0.09%
133	INVESCO EXCH TRD SLF IDX FD	IVZ	14,624	$578,561	0.09%
134	WALMART INC	WMT	6,314	$570,434	0.09%
135	TEXAS INSTRS INC	882508104	3,022	$566,577	0.09%
136	HCA HEALTHCARE INC	HCA	1,875	$562,689	0.08%
137	SELECT SECTOR SPDR TR	81369Y506	6,555	$561,485	0.08%
138	VANGUARD INDEX FDS	922908611	2,769	$548,838	0.08%
139	T ROWE PRICE ETF INC	87283Q867	15,947	$530,557	0.08%
140	VANGUARD INDEX FDS	922908751	2,144	$515,160	0.08%
141	INVESCO EXCH TRADED FD TR II	IVZ	8,468	$515,024	0.08%
142	AMERIPRISE FINL INC	03076C106	964	$513,354	0.08%
143	NORTHROP GRUMMAN CORP	NOC	1,075	$504,332	0.08%
144	ARISTA NETWORKS INC	ANET	4,400	$486,332	0.07%
145	INVESCO QQQ TR	IVZ	935	$478,063	0.07%
146	SCHWAB STRATEGIC TR	808524201	20,604	$477,593	0.07%
147	FIDELITY NATL INFORMATION SV	31620M106	5,900	$476,546	0.07%
148	MCDONALDS CORP	MCD	1,624	$470,750	0.07%
149	J P MORGAN EXCHANGE TRADED F	46654Q203	8,345	$470,491	0.07%
150	PHILIP MORRIS INTL INC	718172109	3,736	$449,644	0.07%
151	SPDR SER TR	78464A359	5,588	$435,263	0.07%
152	SPDR SER TR	78468R556	3,145	$416,257	0.06%
153	ISHARES TR	464287614	982	$394,352	0.06%
154	VANGUARD WHITEHALL FDS	921946406	3,088	$393,998	0.06%
155	EXACT SCIENCES CORP	30063P105	6,680	$375,349	0.06%
156	ALTRIA GROUP INC	MO	7,137	$373,190	0.06%
157	PACER FDS TR	69374H873	12,047	$351,652	0.05%
158	SHOPIFY INC	SHOP	3,280	$348,807	0.05%
159	MASTERCARD INCORPORATED	MA	659	$346,917	0.05%
160	GENERAL DYNAMICS CORP	GD	1,314	$346,343	0.05%
161	WELLS FARGO CO NEW	949746101	4,881	$342,861	0.05%
162	EVOLENT HEALTH INC	EVH	29,574	$332,708	0.05%
163	ISHARES TR	46434V407	7,496	$319,397	0.05%
164	INTERNATIONAL BUSINESS MACHS	INTR	1,449	$318,476	0.05%
165	MERCK & CO INC	MRK	3,163	$314,668	0.05%
166	ISHARES TR	464287598	1,679	$310,833	0.05%
167	ABBVIE INC	ABBV	1,724	$306,323	0.05%
168	FIRST TR EXCHNG TRADED FD VI	33740F599	6,637	$287,164	0.04%
169	FIRST TR EXCHANGE-TRADED FD	33739Q200	5,815	$283,016	0.04%
170	CROWDSTRIKE HLDGS INC	CRWD	822	$281,208	0.04%
171	CISCO SYS INC	CSCO	4,569	$270,505	0.04%
172	SERVICENOW INC	NOW	251	$266,090	0.04%
173	SALESFORCE INC	CRM	785	$262,452	0.04%
174	MGE ENERGY INC	MGEE	2,752	$258,550	0.04%
175	FIRST TR EXCHANGE-TRADED FD	33741X102	7,211	$258,501	0.04%
176	ROCKWELL AUTOMATION INC	ROK	873	$249,487	0.04%
177	ISHARES TR	464288885	2,516	$243,639	0.04%
178	AMERICAN ELEC PWR CO INC	025537101	2,535	$233,848	0.04%
179	CATERPILLAR INC	CAT	645	$233,809	0.04%
180	MCKESSON CORP	MCK	400	$227,964	0.03%
181	LOWES COS INC	548661107	911	$224,739	0.03%
182	CLOROX CO DEL	CLX	1,377	$223,639	0.03%
183	VERIZON COMMUNICATIONS INC	VZ	5,463	$218,453	0.03%
184	NEXTERA ENERGY INC	NEE-PW	3,028	$217,082	0.03%
185	FIRST BUSINESS FINL SVCS INC	319390100	4,615	$213,628	0.03%
186	ISHARES TR	46429B689	3,003	$212,342	0.03%
187	BOEING CO	BA-PA	1,159	$205,143	0.03%
188	LOANDEPOT INC	LDI	90,982	$185,603	0.03%
189	MIZUHO FINANCIAL GROUP INC	MZHOF	16,027	$78,372	0.01%
190	FIBROBIOLOGICS INC	FBLG	31,819	$63,638	0.01%