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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

HOWARD FINANCIAL SERVICES, LTD.

Quarter ended Q1 2025 · Filed April 7, 2025 · Accession 0001768130-25-000002

Total Value
$734.4M
Positions
183
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (183)

#IssuerTicker / CUSIPSharesValue% of Filing
1ISHARES TR46432F339484,702$82.8M11.28%
2SCHWAB STRATEGIC TR8085247972,073,100$58.0M7.89%
3VANGUARD SPECIALIZED FUNDS921908844185,818$36.0M4.91%
4INVESCO EXCHANGE TRADED FD TIVZ354,389$35.4M4.82%
5INVESCO EXCHANGE TRADED FD TIVZ199,531$34.6M4.71%
6INVESCO ACTIVELY MANAGED EXCIVZ714,829$33.5M4.57%
7APPLE INCAAPL134,972$30.0M4.08%
8HARTFORD FDS EXCHANGE TRADED41653L305868,425$29.4M4.00%
9PGIM ETF TR69344A800669,232$27.9M3.80%
10WISDOMTREE TRWT299,775$23.9M3.26%
11SSGA ACTIVE ETF TR78467V848514,756$20.7M2.82%
12SPDR SER TR78468R408804,101$20.2M2.75%
13ISHARES TR46434V456441,111$17.5M2.38%
14VANECK ETF TRUST92189F437519,549$15.0M2.04%
15PACER FDS TR69374H857384,417$14.4M1.96%
16VANGUARD WHITEHALL FDS921946810168,986$14.0M1.91%
17SCHWAB STRATEGIC TR808524755381,000$13.8M1.87%
18SPDR S&P 500 ETF TRSPY23,133$12.9M1.76%
19FIRST TR EXCHANGE-TRADED FD33738R506204,854$12.0M1.63%
20WISDOMTREE TRWT318,466$9.8M1.34%
21MICROSOFT CORPMSFT24,443$9.2M1.25%
22NVIDIA CORPORATIONNVDA81,027$8.8M1.20%
23FIRST TR EXCHNG TRADED FD VI33740F805194,977$8.5M1.16%
24INVESCO QQQ TRIVZ17,358$8.1M1.11%
25FIRST TR EXCH TRADED FD III33739E108461,801$8.1M1.11%
26VANECK ETF TRUST92189F64390,288$7.9M1.08%
27BERKSHIRE HATHAWAY INC DELBRK-A13,851$7.4M1.00%
28AMAZON COM INCAMZN29,145$5.5M0.76%
29SABINE RTY TR78568810277,433$5.2M0.71%
30CHIPOTLE MEXICAN GRILL INCCMG94,030$4.7M0.64%
31ISHARES TR4642872007,243$4.1M0.55%
32J P MORGAN EXCHANGE TRADED F46641Q83778,102$4.0M0.54%
33VANGUARD BD INDEX FDS92193782746,308$3.6M0.49%
34ENERGY TRANSFER L PET-PI182,047$3.4M0.46%
35ENTERPRISE PRODS PARTNERS L29379210793,631$3.2M0.44%
36VANGUARD INDEX FDS92290876910,887$3.0M0.41%
37LATTICE STRATEGIES TR51841610293,922$2.9M0.40%
38ISHARES TR46428750747,548$2.8M0.38%
39PEPSICO INCPEP17,742$2.7M0.36%
40BROADCOM INCAVGO14,192$2.4M0.32%
41EXXON MOBIL CORPXOM19,756$2.3M0.32%
42SCHWAB STRATEGIC TR80852470683,577$2.3M0.31%
43SCHWAB STRATEGIC TR808524805104,081$2.1M0.28%
44JPMORGAN CHASE & CO.VYLD8,253$2.0M0.28%
45ALPHABET INCGOOG12,303$1.9M0.26%
46TEXAS PACIFIC LAND CORPORATITPL1,351$1.8M0.24%
47MPLX LPMPLXP32,476$1.7M0.24%
48SOUTHSTATE CORPORATIONSSB16,326$1.5M0.21%
49TESLA INCTSLA5,811$1.5M0.21%
50ISHARES TR46432F84219,480$1.5M0.20%
51BLACK STONE MINERALS L PBSMLP91,662$1.4M0.19%
52MASTERCARD INCORPORATEDMA2,526$1.4M0.19%
53SPDR SER TR78468R66314,911$1.4M0.19%
54ONEOK INC NEWOKE12,995$1.3M0.18%
55BLACKSTONE INCBX9,153$1.3M0.17%
56SCHWAB CHARLES CORPSCHW-PJ15,983$1.3M0.17%
57J P MORGAN EXCHANGE TRADED F46641Q33220,635$1.2M0.16%
58VANGUARD TAX-MANAGED FDS92194385822,680$1.2M0.16%
59PALANTIR TECHNOLOGIES INCPLTR13,587$1.1M0.16%
60META PLATFORMS INCMETA1,970$1.1M0.15%
61SPDR INDEX SHS FDS78463X88930,798$1.1M0.15%
62INTERNATIONAL BUSINESS MACHSINTR4,453$1.1M0.15%
63DORCHESTER MINERALS LPDMLP34,184$1.0M0.14%
64SCHWAB STRATEGIC TR80852476336,701$1.0M0.14%
65NETFLIX INCNFLX1,067$995,0100.14%
66WALMART INCWMT11,263$988,8060.13%
67NORTHROP GRUMMAN CORPNOC1,801$922,1050.13%
68VIPER ENERGY INCVNOM20,262$914,8160.12%
69TAIWAN SEMICONDUCTOR MFG LTD8740391005,485$910,5100.12%
70TEXAS INSTRS INC8825081044,980$894,8370.12%
71COSTCO WHSL CORP NEW22160K105902$853,3700.12%
72CHEVRON CORP NEWCVX4,924$823,8170.11%
73AMGEN INCAMGN2,621$816,5000.11%
74GRAHAM HLDGS COGHM836$803,3590.11%
75BERKSHIRE HATHAWAY INC DELBRK-A1$798,4420.11%
76JOHNSON & JOHNSONJNJ4,653$771,6220.11%
77CADENCE BANK12740C10325,270$767,2110.10%
78SOUTHWEST AIRLS CO84474110822,642$760,3120.10%
79SPDR GOLD TRGLD2,634$758,9610.10%
80JANUS INTERNATIONAL GROUP INJBI105,144$757,0370.10%
81ALPHABET INCGOOG4,822$753,4140.10%
82PHILIP MORRIS INTL INC7181721094,566$724,7930.10%
83VISA INCV1,848$647,5300.09%
84CROWDSTRIKE HLDGS INCCRWD1,811$638,5220.09%
85J P MORGAN EXCHANGE TRADED F46654Q20312,264$635,0240.09%
86ISHARES INC46434G10311,720$632,5090.09%
87CISCO SYS INCCSCO10,115$624,1870.08%
88BOOKING HOLDINGS INCBKNG134$617,3260.08%
89ANNALY CAPITAL MANAGEMENT INNLY-PJ30,156$612,4650.08%
90HOME DEPOT INCHD1,648$603,8510.08%
91ABBVIE INCABBV2,845$596,1850.08%
92MERCK & CO INCMRK6,552$588,1180.08%
93ELI LILLY & COLLY701$579,3700.08%
94ISHARES TR46435G4254,730$576,5890.08%
95VANGUARD INDEX FDS9229083631,111$570,8530.08%
96ISHARES TR4642874576,831$565,1210.08%
97PROSHARES TR II74347Y81328,000$547,9600.07%
98CAVA GROUP INCCAVA6,194$535,2240.07%
99AGNC INVT CORP00123Q10455,766$534,2410.07%
100COCA COLA COKO7,408$530,5280.07%
101AUTOMATIC DATA PROCESSING INADP1,735$530,1260.07%
102INVESCO EXCH TRADED FD TR IIIVZ2,667$514,7690.07%
103SPDR SER TR78468R78810,951$484,7040.07%
104ISHARES GOLD TRIAU8,024$473,0950.06%
105PROSHARES TR74347X8318,200$469,8600.06%
106ALTRIA GROUP INCMO7,558$453,6220.06%
107BUSINESS FIRST BANCSHARES INBFST18,128$441,4170.06%
108ISHARES TR4642873094,720$438,1390.06%
109SIREN ETF TR8296583016,725$435,7200.06%
110INTUITIVE SURGICAL INCISRG870$430,8850.06%
111NORFOLK SOUTHN CORP6558441081,817$430,3560.06%
112YUM BRANDS INCYUM2,730$429,5930.06%
113UBER TECHNOLOGIES INCUBER5,842$425,6480.06%
114SPDR SER TR78464A3005,415$424,5090.06%
115NEXTERA ENERGY INCNEE-PW5,975$423,5930.06%
116WESTERN MIDSTREAM PARTNERS LWES10,215$418,4020.06%
117PROCTER AND GAMBLE CO7427181092,431$414,3150.06%
118SALESFORCE INCCRM1,541$413,5430.06%
119VANGUARD INDEX FDS9229085534,552$412,1500.06%
120ALIBABA GROUP HLDG LTDBBAAY3,066$405,4170.06%
121DIREXION SHS ETF TR25460G1613,028$403,2080.05%
122MANAGED PORTFOLIO SERIES56167N72011,017$400,6930.05%
123CONOCOPHILLIPSCOP3,795$398,5120.05%
124MARVELL TECHNOLOGY INCMRVL6,314$388,7650.05%
125INTEL CORPINTC17,109$388,5450.05%
126VANGUARD INDEX FDS9229086522,230$384,1360.05%
127PALO ALTO NETWORKS INCPANW2,225$379,6740.05%
128MORGAN STANLEYMS-PQ3,125$364,6230.05%
129ASTRAZENECA PLCAZN4,850$356,4850.05%
130VANGUARD INTL EQUITY INDEX F9220428587,730$349,8810.05%
131STRYKER CORPORATIONSYK904$336,5140.05%
132THERMO FISHER SCIENTIFIC INCTMO671$333,9680.05%
133DIREXION SHS ETF TR25459W7308,000$330,1600.04%
134BANK AMERICA CORP0605051047,686$320,7440.04%
135AMERICAN EXPRESS COAXP1,191$320,3470.04%
136NXP SEMICONDUCTORS N VNXPI1,683$319,8710.04%
137INVESCO EXCHANGE TRADED FD TIVZ3,836$314,0890.04%
138VANGUARD WORLD FD92204A702576$312,1720.04%
139FIRST TR EXCHANGE-TRADED FD33738D1018,104$303,8380.04%
140SELECT SECTOR SPDR TR81369Y5063,243$303,0330.04%
141SPDR INDEX SHS FDS78463X5415,536$294,7860.04%
142SELECT SECTOR SPDR TR81369Y8031,410$291,1030.04%
143GE AEROSPACE3696043011,427$285,5170.04%
144VANECK ETF TRUST92189F1066,153$282,8330.04%
145RBB FD INC74933W6014,969$276,3900.04%
146VANGUARD INDEX FDS9229087511,225$271,7040.04%
147ISHARES TR4642886792,435$268,9660.04%
148ISHARES SILVER TRSLV8,624$267,2580.04%
149STARBUCKS CORPSBUX2,691$263,9600.04%
150EQT CORPEQT4,905$262,0740.04%
151DIREXION SHS ETF TR25459Y2073,005$261,9750.04%
152UNITEDHEALTH GROUP INCUNH498$260,9110.04%
153ABBOTT LABSABLZF1,954$259,1380.04%
154EMERSON ELEC COEMR2,347$257,2890.04%
155STAR HLDGSSTHO29,500$251,0450.03%
156NORTHERN OIL & GAS INCNOG8,295$250,7580.03%
157AMERIPRISE FINL INC03076C106504$244,0230.03%
158HANESBRANDS INC41034510242,268$243,8860.03%
159LULULEMON ATHLETICA INCLULU861$243,7150.03%
160ILLINOIS TOOL WKS INC452308109965$239,2270.03%
161GE VERNOVA INCGEV765$233,5600.03%
162ISHARES TR464287614645$232,7390.03%
163SPDR INDEX SHS FDS78463X5095,883$231,6140.03%
164GANNETT CO INCTDAY80,000$231,2000.03%
165UNITED PARCEL SERVICE INCUPS2,092$230,1030.03%
166ADOBE INCADBE575$220,5300.03%
167TWO HBRS INVT CORP90187B80416,484$220,2320.03%
168CHEWY INCCHWY6,712$218,2070.03%
169ISHARES TR4642888103,556$214,0380.03%
170UNION PAC CORPUNP892$210,7330.03%
171AIR PRODS & CHEMS INCAIIR705$207,9190.03%
172ISHARES TR4642886463,916$205,0800.03%
173CABLE ONE INCCABO771$204,8460.03%
174WELLS FARGO CO NEW9497461012,852$204,7160.03%
175JOHNSON OUTDOORS INCJOUT8,161$202,7250.03%
176ISHARES TR46435G5162,474$202,1030.03%
177BRINKER INTL INC1096411001,353$201,6650.03%
178GOLDMAN SACHS GROUP INCGSCE368$200,7830.03%
179GRAYSCALE ETHEREUM TRUST ETF38963810711,850$180,3570.02%
180KIMBELL RTY PARTNERS LP49435R10212,760$178,6400.02%
181EZCORP INCEZPW10,000$147,2000.02%
182LXP INDUSTRIAL TRUSTLXP-PC11,416$98,7480.01%
183CONDUENT INCCNDT10,000$27,0000.00%