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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

HOWARD FINANCIAL SERVICES, LTD.

Quarter ended Q4 2024 · Filed January 15, 2025 · Accession 0001768130-25-000001

Total Value
$735.1M
Positions
186
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (186)

#IssuerTicker / CUSIPSharesValue% of Filing
1ISHARES TR46432F339454,955$81.0M11.02%
2SCHWAB STRATEGIC TR8085247972,021,759$55.2M7.51%
3VANGUARD SPECIALIZED FUNDS921908844182,924$35.8M4.87%
4INVESCO EXCHANGE TRADED FD TIVZ203,459$35.7M4.85%
5APPLE INCAAPL134,741$33.7M4.59%
6INVESCO EXCHANGE TRADED FD TIVZ311,312$32.7M4.44%
7INVESCO ACTIVELY MANAGED EXCIVZ700,670$32.5M4.42%
8HARTFORD FDS EXCHANGE TRADED41653L305883,880$29.5M4.01%
9PGIM ETF TR69344A800711,401$29.1M3.96%
10PACER FDS TR69374H857444,301$19.6M2.66%
11SSGA ACTIVE ETF TR78467V848456,461$18.0M2.45%
12SPDR SER TR78468R408706,526$17.8M2.43%
13WISDOMTREE TRWT220,374$17.8M2.43%
14ISHARES TR46434V456477,933$17.7M2.41%
15VANGUARD WHITEHALL FDS921946810179,230$14.3M1.95%
16SCHWAB STRATEGIC TR808524755414,991$13.8M1.87%
17SPDR S&P 500 ETF TRSPY22,277$13.1M1.78%
18VANECK ETF TRUST92189F437415,227$11.9M1.62%
19FIRST TR EXCHANGE-TRADED FD33738R506199,981$11.8M1.61%
20WISDOMTREE TRWT350,160$10.7M1.45%
21NVIDIA CORPORATIONNVDA77,365$10.4M1.41%
22MICROSOFT CORPMSFT23,798$10.0M1.36%
23FIRST TR EXCHNG TRADED FD VI33740F805223,255$9.6M1.30%
24INVESCO QQQ TRIVZ18,329$9.4M1.27%
25FIRST TR EXCH TRADED FD III33739E108525,576$9.3M1.27%
26VANECK ETF TRUST92189F64387,380$8.1M1.10%
27AMAZON COM INCAMZN29,221$6.4M0.87%
28BERKSHIRE HATHAWAY INC DELBRK-A13,401$6.1M0.83%
29CHIPOTLE MEXICAN GRILL INCCMG94,095$5.7M0.77%
30SABINE RTY TR78568810277,336$5.0M0.68%
31J P MORGAN EXCHANGE TRADED F46641Q83785,721$4.3M0.59%
32ISHARES TR4642872007,224$4.3M0.58%
33ENERGY TRANSFER L PET-PI181,632$3.6M0.48%
34VANGUARD INDEX FDS92290876910,852$3.1M0.43%
35BROADCOM INCAVGO13,456$3.1M0.42%
36ISHARES TR46428750747,528$3.0M0.40%
37VANGUARD BD INDEX FDS92193782738,026$2.9M0.40%
38ENTERPRISE PRODS PARTNERS L29379210792,208$2.9M0.39%
39PEPSICO INCPEP17,247$2.6M0.36%
40LATTICE STRATEGIES TR51841610291,043$2.6M0.35%
41EXXON MOBIL CORPXOM23,420$2.5M0.34%
42SCHWAB STRATEGIC TR80852470690,558$2.4M0.33%
43SCHWAB STRATEGIC TR808524805125,843$2.3M0.32%
44ALPHABET INCGOOG11,972$2.3M0.31%
45TESLA INCTSLA5,587$2.3M0.31%
46JPMORGAN CHASE & CO.VYLD8,830$2.1M0.29%
47SPDR SER TR78468R66319,321$1.8M0.24%
48INDEPENDENT BANK GROUP INCINDB26,997$1.6M0.22%
49BLACKSTONE INCBX9,469$1.6M0.22%
50MPLX LPMPLXP31,912$1.5M0.21%
51TEXAS PACIFIC LAND CORPORATITPL1,350$1.5M0.20%
52ISHARES TR46432F84220,816$1.5M0.20%
53ONEOK INC NEWOKE13,324$1.3M0.18%
54BLACK STONE MINERALS L PBSMLP91,465$1.3M0.18%
55MASTERCARD INCORPORATEDMA2,391$1.3M0.17%
56J P MORGAN EXCHANGE TRADED F46641Q33221,483$1.2M0.17%
57TAIWAN SEMICONDUCTOR MFG LTD8740391005,963$1.2M0.16%
58SCHWAB CHARLES CORPSCHW-PJ15,864$1.2M0.16%
59DORCHESTER MINERALS LPDMLP34,177$1.1M0.15%
60INVESCO EXCH TRADED FD TR IIIVZ53,381$1.1M0.15%
61SPDR INDEX SHS FDS78463X88932,329$1.1M0.15%
62PALANTIR TECHNOLOGIES INCPLTR14,567$1.1M0.15%
63SCHWAB STRATEGIC TR80852476336,665$1.1M0.15%
64VANGUARD TAX-MANAGED FDS92194385822,675$1.1M0.15%
65META PLATFORMS INCMETA1,775$1.0M0.14%
66INTERNATIONAL BUSINESS MACHSINTR4,648$1.0M0.14%
67VIPER ENERGY INCVNOM20,262$994,2410.14%
68WALMART INCWMT10,895$984,3330.13%
69VANGUARD INDEX FDS9229083631,784$961,3800.13%
70TEXAS INSTRS INC8825081044,901$918,9660.13%
71NETFLIX INCNFLX1,012$902,0160.12%
72CADENCE BANK12740C10325,090$864,3510.12%
73NORTHROP GRUMMAN CORPNOC1,797$843,4850.11%
74COSTCO WHSL CORP NEW22160K105897$822,0770.11%
75ALPHABET INCGOOG4,257$810,6220.11%
76J P MORGAN EXCHANGE TRADED F46654Q20314,228$802,1800.11%
77JANUS INTERNATIONAL GROUP INJBI105,144$772,8080.11%
78SOUTHWEST AIRLS CO84474110822,457$754,9920.10%
79GRAHAM HLDGS COGHM834$727,6160.10%
80AMGEN INCAMGN2,780$724,5610.10%
81MERCK & CO INCMRK7,260$722,2050.10%
82JOHNSON & JOHNSONJNJ4,950$715,8330.10%
83CROWDSTRIKE HLDGS INCCRWD2,065$706,5600.10%
84HOME DEPOT INCHD1,815$705,8770.10%
85CAVA GROUP INCCAVA6,194$698,6830.10%
86ABBVIE INCABBV3,760$668,0960.09%
87BOOKING HOLDINGS INCBKNG131$650,8630.09%
88SPDR GOLD TRGLD2,674$647,4560.09%
89CONDUENT INCCNDT160,000$646,4000.09%
90CHEVRON CORP NEWCVX4,412$639,0800.09%
91VISA INCV1,971$623,0050.08%
92ISHARES INC46434G10311,720$611,9990.08%
93ISHARES TR46435G4254,718$607,7820.08%
94CISCO SYS INCCSCO10,162$601,5610.08%
95ISHARES TR4642874576,958$570,3770.08%
96DIREXION SHS ETF TR25460G1613,028$544,9950.07%
97ANNALY CAPITAL MANAGEMENT INNLY-PJ28,823$527,4680.07%
98AUTOMATIC DATA PROCESSING INADP1,697$496,6810.07%
99AGNC INVT CORP00123Q10453,834$495,8150.07%
100ELI LILLY & COLLY632$488,0370.07%
101SIREN ETF TR8296583017,237$481,1050.07%
102SALESFORCE INCCRM1,416$473,4110.06%
103MARVELL TECHNOLOGY INCMRVL4,282$472,9470.06%
104COCA COLA COKO7,591$472,5870.06%
105SPDR SER TR78464A3005,409$471,9710.06%
106SPDR SER TR78468R78810,848$469,0710.06%
107BUSINESS FIRST BANCSHARES INBFST18,128$465,8900.06%
108PHILIP MORRIS INTL INC7181721093,813$458,9130.06%
109AMERICAN EXPRESS COAXP1,507$447,3740.06%
110INTUITIVE SURGICAL INCISRG837$436,8810.06%
111VANGUARD INDEX FDS9229086522,225$422,6250.06%
112DIREXION SHS ETF TR25459W7308,000$422,3200.06%
113NORFOLK SOUTHN CORP6558441081,791$420,3480.06%
114CONOCOPHILLIPSCOP4,163$412,8190.06%
115ISHARES TR4642873094,013$407,4760.06%
116GANNETT CO INCTDAY80,000$404,8000.06%
117MORGAN STANLEYMS-PQ3,204$402,8430.05%
118VANGUARD INDEX FDS9229085534,506$401,3890.05%
119THERMO FISHER SCIENTIFIC INCTMO766$398,5580.05%
120PALO ALTO NETWORKS INCPANW2,188$398,1280.05%
121ISHARES GOLD TRIAU8,024$397,2680.05%
122WESTERN MIDSTREAM PARTNERS LWES10,000$384,3000.05%
123PROCTER AND GAMBLE CO7427181092,247$376,6690.05%
124NEXTERA ENERGY INCNEE-PW5,220$374,2220.05%
125MANAGED PORTFOLIO SERIES56167N72010,888$371,1710.05%
126SELECT SECTOR SPDR TR81369Y8031,569$364,9170.05%
127YUM BRANDS INCYUM2,715$364,2440.05%
128LOCKHEED MARTIN CORPLMT742$360,6520.05%
129VANGUARD WORLD FD92204A702575$357,4170.05%
130NXP SEMICONDUCTORS N VNXPI1,678$348,7720.05%
131ALTRIA GROUP INCMO6,588$344,4960.05%
132VANGUARD INTL EQUITY INDEX F9220428587,729$340,3650.05%
133LULULEMON ATHLETICA INCLULU884$338,0500.05%
134FIRST TR EXCHANGE-TRADED FD33733E3021,386$337,0340.05%
135BANK AMERICA CORP0605051047,582$333,2390.05%
136GRAYSCALE ETHEREUM TRUST ETF38963810711,850$332,0370.05%
137INVESCO EXCH TRADED FD TR IIIVZ1,541$324,3520.04%
138ASTRAZENECA PLCAZN4,850$317,7810.04%
139UBER TECHNOLOGIES INCUBER5,267$317,7050.04%
140PFIZER INCPFE11,922$316,2920.04%
141DIAMONDBACK ENERGY INCFANG1,893$310,0660.04%
142INTEL CORPINTC15,444$309,6520.04%
143AB ACTIVE ETFS INC00039J8308,671$309,2950.04%
144NORTHERN OIL & GAS INCNOG8,295$308,2420.04%
145HONEYWELL INTL INC4385161061,360$307,2460.04%
146STRYKER CORPORATIONSYK853$307,1230.04%
147RBB FD INC74933W6014,969$298,7520.04%
148UNITED PARCEL SERVICE INCUPS2,369$298,7460.04%
149VANECK ETF TRUST92189F6761,224$296,5300.04%
150VANGUARD INDEX FDS9229087511,223$293,8680.04%
151FIRST TR EXCHANGE-TRADED FD33738D1018,040$286,6320.04%
152INVESCO EXCHANGE TRADED FD TIVZ2,490$285,6530.04%
153DIREXION SHS ETF TR25459Y2073,178$285,2570.04%
154SELECT SECTOR SPDR TR81369Y5063,256$278,8720.04%
155CABLE ONE INCCABO763$276,1730.04%
156SPDR INDEX SHS FDS78463X5415,536$275,4660.04%
157EMERSON ELEC COEMR2,211$274,0090.04%
158TRIUMPH FINANCIAL INCTFIN-P3,000$272,6400.04%
159GE VERNOVA INCGEV821$270,0520.04%
160JOHNSON OUTDOORS INCJOUT8,079$266,6190.04%
161AMERIPRISE FINL INC03076C106493$262,5050.04%
162ISHARES TR464287614644$258,6040.04%
163GE AEROSPACE3696043011,550$258,5250.04%
164ALIBABA GROUP HLDG LTDBBAAY3,006$254,8790.03%
165VERIZON COMMUNICATIONS INCVZ6,148$245,8630.03%
166STARBUCKS CORPSBUX2,653$242,0860.03%
167ILLINOIS TOOL WKS INC452308109910$230,6350.03%
168EOG RES INCEOG1,849$226,5990.03%
169SPDR INDEX SHS FDS78463X5095,883$225,7310.03%
170CHEWY INCCHWY6,712$224,7850.03%
171ISHARES SILVER TRSLV8,522$224,3840.03%
172EQT CORPEQT4,830$222,7110.03%
173METLIFE INCMET-PF2,698$220,9120.03%
174ADOBE INCADBE489$217,4490.03%
175ISHARES TR4642886791,971$217,0770.03%
176SHOPIFY INCSHOP1,969$209,3640.03%
177VANECK ETF TRUST92189F1066,153$208,6340.03%
178KIMBELL RTY PARTNERS LP49435R10212,760$207,0950.03%
179UNITEDHEALTH GROUP INCUNH408$206,4430.03%
180GOLDMAN SACHS GROUP INCGSCE358$205,2050.03%
181ISHARES TR4642888103,513$204,9730.03%
182SPROTT PHYSICAL GOLD TRSII10,090$203,2130.03%
183TWO HBRS INVT CORP90187B80415,902$188,1230.03%
184HANESBRANDS INC41034510222,268$181,2610.02%
185EZCORP INCEZPW10,000$122,2000.02%
186STAR HLDGSSTHO10,000$97,3000.01%