13F HOLDINGS REPORT
WEST MICHIGAN ADVISORS, LLC
Quarter ended Q2 2025 · Filed July 31, 2025 · Accession 0001765380-25-000275
Total Value
$354.5M
Positions
235
Other Managers
0
Confidential Omitted
No
Holdings (235)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | Gentex Corp | GNTX | 1,794,798 | $39.5M | 11.13% |
| 2 | iShares TR 0-3 MNTH Treasry | 46436E718 | 165,785 | $16.7M | 4.71% |
| 3 | Amplify CWP Enhanced DIV Inm ETF | 032108409 | 349,745 | $14.9M | 4.20% |
| 4 | Microsoft | MSFT | 25,229 | $12.5M | 3.54% |
| 5 | Apple Inc | AAPL | 46,145 | $9.5M | 2.67% |
| 6 | Innovator US Eqy Power Buffer ETF | INHD | 225,796 | $9.0M | 2.55% |
| 7 | Nvidia Corp | NVDA | 55,996 | $8.8M | 2.50% |
| 8 | J P Morgan Nasdaq EQT PRM Inc ETF IV | 46654Q203 | 144,432 | $7.9M | 2.22% |
| 9 | Capital Group Global GRWT Eqy ETF | 14020X104 | 230,900 | $7.4M | 2.08% |
| 10 | JPMorgan Chase | VYLD | 22,980 | $6.7M | 1.88% |
| 11 | Broadcom Inc | AVGO | 22,327 | $6.2M | 1.74% |
| 12 | Huntington Bancshs | HBANP | 349,540 | $5.9M | 1.67% |
| 13 | Vanguard S&P 500 ETF | 922908363 | 10,289 | $5.9M | 1.65% |
| 14 | First Trust Growth Strength ETF IV | 33733E823 | 153,141 | $5.2M | 1.48% |
| 15 | Invesco S&P 500 Quality ETF | IVZ | 65,712 | $4.7M | 1.32% |
| 16 | Verizon | VZ | 106,540 | $4.6M | 1.30% |
| 17 | J P Morgan Exchange-Traded International Resh Enhanced | 46641Q134 | 64,506 | $4.6M | 1.29% |
| 18 | Eaton Corp PLC F | ETN | 12,406 | $4.4M | 1.25% |
| 19 | Wal-Mart | WMT | 44,002 | $4.3M | 1.21% |
| 20 | Abbvie Inc | ABBV | 23,004 | $4.3M | 1.20% |
| 21 | Amazon.Com Inc | AMZN | 18,684 | $4.1M | 1.16% |
| 22 | JP Morgan ETF Trust MKT Expansion Enhanced | 46641Q118 | 69,047 | $4.1M | 1.15% |
| 23 | Apple | AAPL | 18,600 | $3.8M | 1.08% |
| 24 | JPMorgan Core Plus Bond ETF | 46641Q670 | 79,912 | $3.8M | 1.06% |
| 25 | Salesforce | CRM | 13,419 | $3.7M | 1.03% |
| 26 | JPMorgan Equity Premium Income ETF | 46641Q332 | 62,312 | $3.5M | 1.00% |
| 27 | Stryker Corporation | SYK | 8,877 | $3.5M | 0.99% |
| 28 | Johnson Controls Inter F | G51502105 | 33,157 | $3.5M | 0.99% |
| 29 | Motorola Solutions | MSI | 7,796 | $3.3M | 0.93% |
| 30 | Marathon Pete Corp | MARA | 19,419 | $3.2M | 0.91% |
| 31 | Chubb LTD F | CB | 10,675 | $3.1M | 0.88% |
| 32 | Pacer FDS Trust Metaurus US Large Cap | 69374H436 | 75,928 | $3.0M | 0.86% |
| 33 | JPMorgan Ultra-Short Income ETF | 46641Q837 | 58,668 | $3.0M | 0.84% |
| 34 | PIMCO Enhanced Short Maturity Active Exchange-Traded Fund | 72201R833 | 26,151 | $2.6M | 0.74% |
| 35 | Best Buy Co Inc | BBY | 38,465 | $2.6M | 0.74% |
| 36 | Meta Platforms Inc Class A | META | 3,499 | $2.6M | 0.73% |
| 37 | Analog Devices Inc | ADI | 10,818 | $2.6M | 0.73% |
| 38 | Nextera Energy Inc | NEE-PW | 35,256 | $2.4M | 0.69% |
| 39 | Cme Group Inc Class A | CME | 8,875 | $2.4M | 0.69% |
| 40 | Home Depot | HD | 6,317 | $2.3M | 0.65% |
| 41 | Union Pacific Corp | UNP | 10,055 | $2.3M | 0.65% |
| 42 | iShares Russell 1000 Growth ETF | 464287614 | 5,169 | $2.2M | 0.62% |
| 43 | Devon Energy Corp | 25179M103 | 65,902 | $2.1M | 0.59% |
| 44 | iShares Core US Aggregate Bond ETF | 464287226 | 19,753 | $2.0M | 0.55% |
| 45 | Air Prod & Chemicals | AIIR | 6,856 | $1.9M | 0.55% |
| 46 | Eli Lilly & Company | LLY | 2,480 | $1.9M | 0.55% |
| 47 | SPDR Gold Shares ETF | GLD | 5,571 | $1.7M | 0.48% |
| 48 | Procter & Gamble | 742718109 | 10,444 | $1.7M | 0.47% |
| 49 | Alphabet Inc. Class A | GOOG | 9,236 | $1.6M | 0.46% |
| 50 | Schwab US Dividend Equity ETF | 808524797 | 55,672 | $1.5M | 0.42% |
| 51 | IBM | INTR | 4,903 | $1.4M | 0.41% |
| 52 | First Trust TCW Opportunistic Fi ETF | 33740F805 | 32,038 | $1.4M | 0.40% |
| 53 | iShares Russell 1000 Value ETF | 464287598 | 6,902 | $1.3M | 0.38% |
| 54 | Berkshire Hathaway Class B | BRK-A | 2,496 | $1.2M | 0.34% |
| 55 | Netflix Inc | NFLX | 905 | $1.2M | 0.34% |
| 56 | Tesla Motors | TSLA | 3,782 | $1.2M | 0.34% |
| 57 | Royal Caribbean Cruises | V7780T103 | 3,722 | $1.2M | 0.33% |
| 58 | Abbott Laboratories | ABLZF | 8,507 | $1.2M | 0.33% |
| 59 | Coca-Cola | KO | 15,940 | $1.1M | 0.32% |
| 60 | FS Credit Opportunit | FSCO | 154,777 | $1.1M | 0.32% |
| 61 | Raymond James Finl | 754730109 | 7,290 | $1.1M | 0.32% |
| 62 | Cisco Systems | CSCO | 15,845 | $1.1M | 0.31% |
| 63 | Johnson & Johnson | JNJ | 7,054 | $1.1M | 0.30% |
| 64 | First Trust Capital Strength ETF | 33733E104 | 11,253 | $1.0M | 0.29% |
| 65 | iShares Bitcoin ETF | IBIT | 16,403 | $1.0M | 0.28% |
| 66 | McDonalds | MCD | 3,404 | $994,441 | 0.28% |
| 67 | Palantir Technologies Incorporated Class A | PLTR | 7,261 | $989,820 | 0.28% |
| 68 | Caterpillar | CAT | 2,534 | $983,592 | 0.28% |
| 69 | Vanguard Total Stock Market ETF | 922908769 | 3,159 | $963,083 | 0.27% |
| 70 | Visa Inc Class A | V | 2,627 | $932,814 | 0.26% |
| 71 | SPDR Bloomberg 1 3 MNTH T BLL ETF | 78468R663 | 10,115 | $927,856 | 0.26% |
| 72 | General Electric Company Com New | 369604301 | 3,554 | $914,652 | 0.26% |
| 73 | SPDR S&P 500 ETF | SPY | 1,465 | $907,931 | 0.26% |
| 74 | Alphabet Inc. Class C | GOOG | 5,100 | $904,689 | 0.26% |
| 75 | Chevron Corp. | CVX | 6,260 | $896,312 | 0.25% |
| 76 | FS KKR Capital Corp | FSK | 41,194 | $883,623 | 0.25% |
| 77 | Goldman Sachs Group | GSCE | 1,248 | $883,272 | 0.25% |
| 78 | TJX Companies Incorporated New | 872540109 | 7,117 | $878,878 | 0.25% |
| 79 | Duke Energy Corp | DUKB | 7,446 | $878,628 | 0.25% |
| 80 | RTX Corporation | RTX | 5,986 | $874,076 | 0.25% |
| 81 | iShares TR Core MSCI EAFE | 46432F842 | 10,163 | $848,383 | 0.24% |
| 82 | GE Vernova Incorporated | GEV | 1,592 | $842,246 | 0.24% |
| 83 | JPMorgan Income ETF | 46641Q159 | 17,889 | $828,618 | 0.23% |
| 84 | The Wisdomtree Trust Voya Yield Enhanced Usd | WT | 16,890 | $822,036 | 0.23% |
| 85 | Cidara Therapeutics Incorporated Com New | 171757206 | 16,500 | $803,715 | 0.23% |
| 86 | iShares MSCI USA Min Vol FCTR ETF | 46429B697 | 8,417 | $790,121 | 0.22% |
| 87 | Oracle Corporation | ORCL-PD | 3,409 | $745,310 | 0.21% |
| 88 | Medtronic PLC F | MDT | 8,314 | $730,225 | 0.21% |
| 89 | Qualcomm Incorporated | QCOM | 4,398 | $700,424 | 0.20% |
| 90 | Invesco Nasdaq 100 ETF | IVZ | 3,083 | $700,149 | 0.20% |
| 91 | Alcoa | AA | 3,750 | $697,988 | 0.20% |
| 92 | UnitedHealth Group | UNH | 2,187 | $682,246 | 0.19% |
| 93 | Amplify Intrntnl Enhnc Divi Incm ETF | 032108722 | 19,279 | $662,426 | 0.19% |
| 94 | iShares TR Core S&P500 ETF | 464287200 | 1,061 | $658,775 | 0.19% |
| 95 | Bank Of America Corp | 060505104 | 13,888 | $657,158 | 0.19% |
| 96 | Global X Variable Rate Preferred ETF | 37954Y376 | 28,325 | $645,810 | 0.18% |
| 97 | Vanguard FTSE Developed Markets ETF | 921943858 | 11,227 | $640,059 | 0.18% |
| 98 | Sherwin Williams Co | SHW | 1,777 | $610,151 | 0.17% |
| 99 | iShares 1-3 Year Treasry Bond ETF | 464287457 | 7,268 | $602,226 | 0.17% |
| 100 | Spotify Technology S A SHS | SPOT | 784 | $601,595 | 0.17% |
| 101 | Global X 1 3 Month T Bill ETF | 37960A438 | 5,845 | $586,929 | 0.17% |
| 102 | Triumph Finl Inc | TFIN-P | 10,600 | $584,166 | 0.16% |
| 103 | Invesco QQQ | IVZ | 1,034 | $570,733 | 0.16% |
| 104 | PNC Finl Services | 693475105 | 3,012 | $561,497 | 0.16% |
| 105 | Mosaic | MOS | 15,230 | $555,584 | 0.16% |
| 106 | Intercontinental Exchange Incorporated | 45866F104 | 3,022 | $554,508 | 0.16% |
| 107 | iShares Russell 1000 ETF | 464287622 | 1,618 | $549,424 | 0.15% |
| 108 | Flexshares Quality Dividend Index Fund | FLEX | 7,432 | $543,845 | 0.15% |
| 109 | Vistra Corporation | VST | 2,759 | $534,770 | 0.15% |
| 110 | T-Mobile US Incorporated | TMUSZ | 2,159 | $514,403 | 0.15% |
| 111 | Vanguard Tax-Exempt Bond ETF | 922907746 | 10,387 | $509,284 | 0.14% |
| 112 | ProShares Ultra S&P500 | 74347R107 | 5,188 | $508,036 | 0.14% |
| 113 | Williams Cos Inc | 969457100 | 8,083 | $507,693 | 0.14% |
| 114 | S&P Global Incorporated | SPGI | 939 | $495,306 | 0.14% |
| 115 | Kratos Defense & Sec Solutions Com New | 50077B207 | 10,300 | $478,435 | 0.13% |
| 116 | Cloudflare Inc Class A | NET | 2,438 | $477,434 | 0.13% |
| 117 | Gilead Sciences Incorporated | GILD | 4,268 | $473,146 | 0.13% |
| 118 | Direxion Daily Technology Bull 3X Shares | 25459W102 | 5,000 | $468,902 | 0.13% |
| 119 | BlackRock Inc New | BLK | 440 | $461,670 | 0.13% |
| 120 | iShares TR Core DIV GRWTH | 46434V621 | 7,082 | $452,823 | 0.13% |
| 121 | Twilio Inc Class A | TWLO | 3,614 | $449,437 | 0.13% |
| 122 | Tapestry Incorporated | TPR | 5,033 | $441,905 | 0.12% |
| 123 | Emerson Elec Company | EMR | 3,296 | $439,456 | 0.12% |
| 124 | ExxonMobil | XOM | 3,990 | $430,126 | 0.12% |
| 125 | Merck & Co. Inc. | MRK | 5,358 | $428,433 | 0.12% |
| 126 | First Trust Dorsey Wright Focus 5 ETF | 33738R605 | 7,213 | $427,442 | 0.12% |
| 127 | Roblox Corporation Class A | RBLX | 3,998 | $420,590 | 0.12% |
| 128 | Hartford Schroders Tax-Aware Bond ETF | 41653L404 | 22,264 | $417,844 | 0.12% |
| 129 | Parker-Hannifin Corporation | PH | 589 | $411,548 | 0.12% |
| 130 | Microstrategy Inc Class A | STRK | 1,018 | $411,506 | 0.12% |
| 131 | Pacer US Cash Cows 100 ETF | 69374H881 | 7,428 | $409,257 | 0.12% |
| 132 | Allstate Corporation | ALL-PJ | 2,016 | $407,945 | 0.12% |
| 133 | American Express Co | AXP | 1,273 | $405,920 | 0.11% |
| 134 | Tortoise North American Pipeline ETF | 890930308 | 11,328 | $404,749 | 0.11% |
| 135 | Agnico Eagle Mines Limited | AEM | 3,374 | $401,270 | 0.11% |
| 136 | iShares Core S&P Small-Cap ETF | 464287804 | 3,614 | $394,980 | 0.11% |
| 137 | Amgen Inc. | AMGN | 1,411 | $393,965 | 0.11% |
| 138 | Honeywell Intl Inc | 438516106 | 1,679 | $391,006 | 0.11% |
| 139 | Applied Matls Incorporated | 038222105 | 2,076 | $380,135 | 0.11% |
| 140 | NRG Energy Incorporated Com New | NRG | 2,357 | $378,487 | 0.11% |
| 141 | NXP Semiconductors N V | NXPI | 1,710 | $375,396 | 0.11% |
| 142 | Bristol-Myers Squibb Company | CELG-RI | 8,002 | $370,413 | 0.10% |
| 143 | Mondelez Intl Class A | 609207105 | 5,445 | $369,770 | 0.10% |
| 144 | Conocophillips | COP | 4,102 | $368,132 | 0.10% |
| 145 | Imgp Dbi Managed Futures STRTGY ETF | 53700T827 | 14,128 | $365,934 | 0.10% |
| 146 | Vanguard Mortgage Backed Sec ETF | 92206C771 | 7,843 | $363,445 | 0.10% |
| 147 | Lockheed Martin Corporation | LMT | 779 | $360,831 | 0.10% |
| 148 | Cohen Steers REIT Prefer | 19247X100 | 15,791 | $359,570 | 0.10% |
| 149 | Costco Wholesale Co | 22160K105 | 359 | $355,388 | 0.10% |
| 150 | Crowdstrike HLDGS Inc Class A | CRWD | 697 | $354,989 | 0.10% |
| 151 | Baker Hughes Co. Class A | BKR | 9,205 | $352,920 | 0.10% |
| 152 | Philip Morris International Incorporated | 718172109 | 1,921 | $352,388 | 0.10% |
| 153 | Comcast Corp Class A | CCZ | 9,554 | $340,972 | 0.10% |
| 154 | iShares TR SHRT Nat Mun ETF | 464288158 | 3,155 | $335,503 | 0.09% |
| 155 | Carlisle Companies Incorporated | 142339100 | 898 | $335,341 | 0.09% |
| 156 | Wells Fargo & Co | 949746101 | 4,181 | $334,982 | 0.09% |
| 157 | Lam Research Corporation Com New | LRCX | 3,406 | $332,320 | 0.09% |
| 158 | FRST TRT Low DTN Opnts ETF IV | 33739Q200 | 6,683 | $329,224 | 0.09% |
| 159 | Mastercard Inc Class A | MA | 583 | $327,611 | 0.09% |
| 160 | SPDR S&P Dividend ETF | 78464A763 | 2,377 | $322,616 | 0.09% |
| 161 | Accenture PLC F Class A | ACN | 1,077 | $321,905 | 0.09% |
| 162 | Tractor Supply Company | TSCO | 6,100 | $321,897 | 0.09% |
| 163 | Pepsico Inc | PEP | 2,413 | $318,613 | 0.09% |
| 164 | iShares TR Is 1-5 YR In GR CR BD ETF | 464288646 | 6,025 | $317,879 | 0.09% |
| 165 | Vanguard Mid Cap ETF | 922908629 | 1,095 | $307,662 | 0.09% |
| 166 | Ecolab Incorporated | ECL | 1,136 | $306,822 | 0.09% |
| 167 | Vanguard High Dividend Yield ETF | 921946406 | 2,287 | $304,836 | 0.09% |
| 168 | Sanofi Sponsored ADR | SNYNF | 6,210 | $300,005 | 0.08% |
| 169 | SPDR Nuveen Bloomberg Municipal Bond ETF | 78468R721 | 6,703 | $299,423 | 0.08% |
| 170 | Exelixis Inc | EXEL | 6,618 | $291,688 | 0.08% |
| 171 | Advanced Micro Device In | AMD | 2,042 | $289,760 | 0.08% |
| 172 | Newmont Corp | NEMCL | 4,953 | $288,562 | 0.08% |
| 173 | Dutch Bros Incorporated Class A | BROS | 4,187 | $286,265 | 0.08% |
| 174 | First TR Enhanced Equity Incom | 337318109 | 13,935 | $285,389 | 0.08% |
| 175 | Waste Management Inc | 94106L109 | 1,240 | $283,645 | 0.08% |
| 176 | Pacer US Small Cap Cash Cows 100 ETF | 69374H857 | 7,123 | $283,596 | 0.08% |
| 177 | AT&T | T-PC | 9,741 | $281,890 | 0.08% |
| 178 | Hewlett Packard Enterprise Company | HPE-PC | 13,585 | $279,572 | 0.08% |
| 179 | Starbucks Corp | SBUX | 3,051 | $279,563 | 0.08% |
| 180 | iShares TR Core S&P MCP ETF | 464287507 | 4,475 | $277,518 | 0.08% |
| 181 | Howmet Aerospace Incorporated | HWM | 1,490 | $277,343 | 0.08% |
| 182 | First Trust Value Line Dividend Index Fund | 33734H106 | 6,191 | $276,753 | 0.08% |
| 183 | Rockwell Automation Incorporated | ROK | 833 | $276,698 | 0.08% |
| 184 | Wintrust Finl Corporation | 97650W108 | 2,222 | $275,513 | 0.08% |
| 185 | Ralph Lauren Corporation Class A | RL | 997 | $274,277 | 0.08% |
| 186 | Mercantile BK Corporation | 587376104 | 5,887 | $273,216 | 0.08% |
| 187 | iShares Incorporated Core MSCI Emkt | 46434G103 | 4,501 | $270,165 | 0.08% |
| 188 | iShares TR Rus 2000 GRW ETF | 464287648 | 945 | $270,076 | 0.08% |
| 189 | Equinix Inc REIT | EQIX | 337 | $267,915 | 0.08% |
| 190 | Amer Sports Incorporated Com SHS | AS | 6,911 | $267,870 | 0.08% |
| 191 | Pfizer | PFE | 11,046 | $267,762 | 0.08% |
| 192 | Robinhood MKTS Incorporated Com Class A | 770700102 | 2,834 | $265,347 | 0.07% |
| 193 | General Electric | GE | 1,030 | $265,112 | 0.07% |
| 194 | Darden Restaurants | DRI | 1,211 | $263,882 | 0.07% |
| 195 | Kenvue Incorporated | KVUE | 12,597 | $263,655 | 0.07% |
| 196 | iShares TR Rus MD CP GR ETF | 464287481 | 1,857 | $257,512 | 0.07% |
| 197 | iShares TR Rus 2000 Val ETF | 464287630 | 1,629 | $256,939 | 0.07% |
| 198 | DT Midstream Incorporated Common Stock | DTM | 2,320 | $256,894 | 0.07% |
| 199 | Jabil Incorporated | JBL | 1,157 | $252,344 | 0.07% |
| 200 | Coherent Corporation | COHR | 2,815 | $251,126 | 0.07% |
| 201 | Vaneck Long Muni ETF | 92189F536 | 14,815 | $250,225 | 0.07% |
| 202 | Applovin Corporation Com Class A | APP | 710 | $248,557 | 0.07% |
| 203 | Energy Transfer L P LP | ET-PI | 13,528 | $245,263 | 0.07% |
| 204 | Astrazeneca PLC F Sponsored ADR | AZN | 3,481 | $243,252 | 0.07% |
| 205 | 3M | MMM | 1,596 | $242,975 | 0.07% |
| 206 | Freeport-Mcmoran Incorporated Class B | FCX | 5,533 | $239,856 | 0.07% |
| 207 | D R Horton Incorporated | 23331A109 | 1,847 | $238,115 | 0.07% |
| 208 | Prudential Finl | PUKPF | 2,209 | $237,325 | 0.07% |
| 209 | Flex Limited Ord | FLEX | 4,725 | $235,872 | 0.07% |
| 210 | Flexshares Upstream Natural Idx ETF | FLEX | 5,795 | $232,454 | 0.07% |
| 211 | Archer-Daniels-Midln | ADM | 4,341 | $229,118 | 0.06% |
| 212 | Adobe Incorporated | ADBE | 584 | $225,938 | 0.06% |
| 213 | Hartford Municipal Opportnits ETF | 41653L503 | 5,856 | $224,808 | 0.06% |
| 214 | ProShares Short Russell 2000 ETF | 74348A210 | 11,731 | $223,170 | 0.06% |
| 215 | Epam Systems Incorporated | EPAM | 1,258 | $222,440 | 0.06% |
| 216 | iShares TR Rus MDCP Val ETF | 464287473 | 1,682 | $222,313 | 0.06% |
| 217 | ProShares Short S&P 500 ETF | 74349Y753 | 5,511 | $220,980 | 0.06% |
| 218 | ProShares Short QQQ ETF | 74349Y837 | 6,464 | $220,171 | 0.06% |
| 219 | Carvana Co Class A | CVNA | 652 | $219,698 | 0.06% |
| 220 | Axon Enterprise Incorporated | AXON | 265 | $219,404 | 0.06% |
| 221 | Illinois Tool Works | 452308109 | 881 | $219,149 | 0.06% |
| 222 | Snowflake Incorporated Class A | SNOW | 969 | $216,833 | 0.06% |
| 223 | Kinder Morgan Inc | EP-PC | 7,290 | $214,326 | 0.06% |
| 224 | Automatic Data Processing Incorporated | ADP | 684 | $211,999 | 0.06% |
| 225 | SPDR Portfolio Intermediate Term Corporate Bond ETF | 78464A375 | 6,268 | $210,496 | 0.06% |
| 226 | Capital Group Core Equity ETF SHS Creation Unit | 14020V108 | 5,560 | $205,330 | 0.06% |
| 227 | SS&C Technologies HLDGS Incorporated | SSNC | 2,445 | $202,446 | 0.06% |
| 228 | Doordash Inc Class A | DASH | 820 | $202,138 | 0.06% |
| 229 | Eaton Vance Tax-Managed Global | ETN | 12,865 | $111,282 | 0.03% |
| 230 | Ardelyx Incorporated | ARDX | 28,000 | $109,760 | 0.03% |
| 231 | Allspring Income Opportunit Inc Oppty FD | EAD | 12,761 | $90,778 | 0.03% |
| 232 | Commscope HLDG Co Inc | 20337X109 | 10,000 | $82,800 | 0.02% |
| 233 | Abrdn Australia Equity FD Incorporated | 003011103 | 11,813 | $52,804 | 0.01% |
| 234 | Yatra Online Incorporated Ord SHS | YTRA | 20,000 | $19,486 | 0.01% |
| 235 | Avalon Advanced Matls Incorporated Com New | AVLNF | 12,000 | $264 | 0.00% |