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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Werba Rubin Papier Wealth Management

Quarter ended Q3 2025 · Filed November 4, 2025 · Accession 0001754960-25-000747

Total Value
$619.1M
Positions
241
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (241)

#IssuerTicker / CUSIPSharesValue% of Filing
1AMERICAN CENTY ETF TR025072885680,282$73.9M11.94%
2AMERICAN CENTY ETF TR025072703783,850$61.8M9.99%
3AMERICAN CENTY ETF TR025072877453,155$45.1M7.29%
4APPLE INCAAPL116,652$29.7M4.80%
5AMERICAN CENTY ETF TR025072802316,400$28.2M4.55%
6NVIDIA CORPORATIONNVDA131,924$24.6M3.98%
7VANGUARD INDEX FDS92290873642,327$20.3M3.28%
8VANGUARD INDEX FDS922908744106,782$19.9M3.22%
9VANGUARD BD INDEX FDS921937835250,820$18.7M3.01%
10SCHWAB STRATEGIC TR808524680507,361$16.4M2.65%
11AMERICAN CENTY ETF TR025072604176,013$13.2M2.14%
12ISHARES TR464287440120,565$11.6M1.88%
13DIMENSIONAL ETF TRUST25434V807240,051$11.1M1.79%
14DIMENSIONAL ETF TRUST25434V724187,068$8.4M1.35%
15CAPITAL GRP FIXED INCM ETF T14020Y508293,811$7.8M1.26%
16PROCEPT BIOROBOTICS CORPPRCT210,000$7.5M1.21%
17DIMENSIONAL ETF TRUST25434V203189,244$6.9M1.11%
18AMERICAN CENTY ETF TR025072687132,111$6.2M1.01%
19SCHWAB STRATEGIC TR808524409199,953$5.8M0.94%
20MICROSOFT CORPMSFT10,794$5.6M0.90%
21VANGUARD WHITEHALL FDS92194681060,922$5.5M0.88%
22VANGUARD INDEX FDS9229083638,884$5.4M0.88%
23DIMENSIONAL ETF TRUST25434V708128,851$5.0M0.80%
24DIMENSIONAL ETF TRUST25434V40158,303$4.2M0.68%
25SPDR S&P 500 ETF TRSPY6,113$4.1M0.66%
26AMERICAN CENTY ETF TR02507234955,256$4.0M0.64%
27META PLATFORMS INCMETA5,053$3.7M0.60%
28VANGUARD INTL EQUITY INDEX F92204285867,563$3.7M0.59%
29ISHARES INC46434G76451,945$3.5M0.57%
30VANGUARD INDEX FDS92290861116,776$3.5M0.57%
31AMAZON COM INCAMZN15,946$3.5M0.57%
32ALPHABET INCGOOG14,182$3.5M0.56%
33ALPHABET INCGOOG13,724$3.3M0.54%
34VANGUARD INDEX FDS9229087699,240$3.0M0.49%
35INVESCO EXCH TRD SLF IDX FDIVZ130,753$3.0M0.49%
36VANGUARD INDEX FDS92290851216,272$2.8M0.46%
37AMERICAN CENTY ETF TR02507236441,917$2.8M0.46%
38VANGUARD INDEX FDS9229085389,510$2.8M0.45%
39AMERICAN CENTY ETF TR02507223233,395$2.8M0.45%
40DIMENSIONAL ETF TRUST25434V60946,120$2.7M0.43%
41SCHWAB STRATEGIC TR80852430083,669$2.7M0.43%
42MARQETA INCMQ493,118$2.6M0.42%
43BERKSHIRE HATHAWAY INC DELBRK-A5,018$2.5M0.41%
44DIMENSIONAL ETF TRUST25434V86448,713$2.3M0.38%
45ISHARES TR4642872003,385$2.3M0.37%
46VISA INCV6,549$2.2M0.36%
47COSTCO WHSL CORP NEW22160K1052,323$2.2M0.35%
48TESLA INCTSLA4,621$2.1M0.33%
49SPDR GOLD TRGLD5,446$1.9M0.31%
50VANGUARD INDEX FDS9229085956,272$1.9M0.30%
51JPMORGAN CHASE & CO.VYLD5,821$1.8M0.30%
52DIMENSIONAL ETF TRUST25434V10437,637$1.7M0.28%
53SNOWFLAKE INCSNOW7,252$1.6M0.26%
54EXXON MOBIL CORPXOM13,886$1.6M0.25%
55DIMENSIONAL ETF TRUST25434V30247,293$1.5M0.24%
56INVESCO EXCH TRD SLF IDX FDIVZ61,825$1.4M0.23%
57INVESCO QQQ TRIVZ2,323$1.4M0.23%
58CAPITAL GRP FIXED INCM ETF T14020Y40953,386$1.4M0.22%
59ISHARES TR4642894385,024$1.4M0.22%
60CADENCE DESIGN SYSTEM INCCDNS3,879$1.4M0.22%
61VANGUARD BD INDEX FDS92193781917,008$1.3M0.21%
62DIMENSIONAL ETF TRUST25434V79940,381$1.3M0.21%
63DIMENSIONAL ETF TRUST25434V78136,987$1.3M0.21%
64AMERICAN CENTY ETF TR02507256230,652$1.3M0.21%
65DIMENSIONAL ETF TRUST25434V62517,655$1.3M0.21%
66AMERICAN CENTY ETF TR02507232322,185$1.3M0.21%
67ORACLE CORPORCL-PD4,512$1.3M0.20%
68VANGUARD STAR FDS92190976816,206$1.2M0.19%
69ISHARES TR46435G51612,699$1.2M0.19%
70INTERNATIONAL BUSINESS MACHSINTR4,183$1.2M0.19%
71SALESFORCE INCCRM4,801$1.1M0.18%
72ISHARES TR46436E52846,638$1.1M0.18%
73AMERICAN CENTY ETF TR02507235623,685$1.1M0.17%
74MASTERCARD INCORPORATEDMA1,850$1.1M0.17%
75SILVACO GROUP INCSVCO186,080$1.0M0.16%
76ISHARES TR4642875233,565$966,6420.16%
77TARGET CORPTGT10,713$960,9450.16%
78VANGUARD SCOTTSDALE FDS92206C84716,724$950,9270.15%
79NETFLIX INCNFLX751$900,4030.15%
80PORCH GROUP INCPRCH53,286$894,1390.14%
81GILEAD SCIENCES INCGILD7,942$881,5530.14%
82DIMENSIONAL ETF TRUST25434V50012,797$876,0950.14%
83SPDR SERIES TRUST78468R6639,448$866,8160.14%
84ISHARES GOLD TRIAU11,443$832,7070.13%
85VANGUARD WORLD FD92204A5043,170$822,8240.13%
86ISHARES TR46435U71315,394$813,1260.13%
87VANGUARD INDEX FDS9229085538,738$798,7950.13%
88BROADCOM INCAVGO2,404$793,1000.13%
89VANGUARD WORLD FD92204A7021,058$790,2140.13%
90VANECK ETF TRUST92189F10610,273$784,8570.13%
91BERKSHIRE HATHAWAY INC DELBRK-A1$754,2000.12%
92DIMENSIONAL ETF TRUST25434V77323,812$753,1770.12%
93ISHARES TR46435U16832,336$750,8420.12%
94AMERICAN CENTY ETF TR02507219011,011$743,8510.12%
95PALANTIR TECHNOLOGIES INCPLTR3,851$702,4990.11%
96DIMENSIONAL ETF TRUST25434V87216,282$696,2070.11%
97SPDR INDEX SHS FDS78463X87117,219$691,8410.11%
98HEWLETT PACKARD ENTERPRISE CHPE-PC28,010$687,9280.11%
99AMERICAN CENTY ETF TR02507237211,962$686,2330.11%
100AT&T INCT-PC24,090$680,3130.11%
101PUBLIC STORAGE OPER COPSA-PS2,269$655,4490.11%
102DIMENSIONAL ETF TRUST25434V73220,412$654,6070.11%
103VANGUARD INDEX FDS9229087512,557$650,1520.11%
104BANK AMERICA CORP06050510412,475$643,6040.10%
105ABBVIE INCABBV2,749$636,5160.10%
106FIDELITY WISE ORIGIN BITCOINFBTC6,315$630,3000.10%
107SCHWAB STRATEGIC TR80852478924,253$624,2720.10%
108KKR & CO INCKKRT4,720$613,3680.10%
109CHEVRON CORP NEWCVX3,920$608,7030.10%
110CISCO SYS INCCSCO8,770$600,0600.10%
111ISHARES TR4642874814,093$582,8620.09%
112STARBUCKS CORPSBUX6,829$577,7570.09%
113HOME DEPOT INCHD1,416$573,7000.09%
114SCHWAB STRATEGIC TR80852476318,163$565,9590.09%
115DIMENSIONAL ETF TRUST25434V5679,980$553,3910.09%
116JOHNSON & JOHNSONJNJ2,969$550,4290.09%
117AGILENT TECHNOLOGIES INCA4,178$536,2510.09%
118ASML HOLDING N VASMLF550$532,4560.09%
119ISHARES TR4642874995,424$523,6760.08%
120ELI LILLY & COLLY682$520,4470.08%
121VANGUARD TAX-MANAGED FDS9219438588,367$501,3650.08%
122DISNEY WALT CO2546871064,357$498,9030.08%
123DIMENSIONAL ETF TRUST25434V83112,839$484,9410.08%
124KEYSIGHT TECHNOLOGIES INCKEYS2,746$480,3300.08%
125DIMENSIONAL ETF TRUST25434V5758,883$479,3150.08%
126COCA COLA COKO7,137$473,2940.08%
127SCHWAB STRATEGIC TR80852410218,300$470,4930.08%
128ADOBE INCADBE1,331$469,5100.08%
129VANGUARD SCOTTSDALE FDS92206C8705,496$462,2690.07%
130WALMART INCWMT4,452$458,8430.07%
131GLOBAL X FDS37954Y6739,185$437,4820.07%
132ISHARES TR4642875562,940$424,5030.07%
133ISHARES TR46429B5988,125$423,0030.07%
134TAIWAN SEMICONDUCTOR MFG LTD8740391001,504$420,0520.07%
135ISHARES TR464287614886$414,8820.07%
136VANGUARD INDEX FDS9229086371,318$405,7590.07%
137ISHARES TR4642874324,532$405,0060.07%
138GE AEROSPACE3696043011,319$396,8840.06%
139SPINNAKER ETF SERIES84858T7728,394$394,2660.06%
140ISHARES TR4642887523,672$393,7870.06%
141SCHWAB STRATEGIC TR8085247559,144$392,8200.06%
142DIMENSIONAL ETF TRUST25434V81512,200$388,4380.06%
143CINTAS CORPCTAS1,860$381,7330.06%
144HP INCHPQ13,908$378,7030.06%
145GOLDMAN SACHS GROUP INCGSCE475$378,0240.06%
146DOORDASH INCDASH1,389$377,7940.06%
147SCHWAB STRATEGIC TR80852479713,835$377,6820.06%
148CONOCOPHILLIPSCOP3,857$364,8780.06%
149HSBC HLDGS PLCHBCYF5,063$359,3850.06%
150CITIGROUP INCC-PR3,470$352,2330.06%
151PROCTER AND GAMBLE CO7427181092,267$348,2650.06%
152UBS GROUP AGUBS8,360$342,7600.06%
153NORTHROP GRUMMAN CORPNOC561$341,7540.06%
154MORGAN STANLEYMS-PQ2,121$337,2180.05%
155CAPITAL ONE FINL CORP14040H1051,575$334,8500.05%
156VERIZON COMMUNICATIONS INCVZ7,593$333,6920.05%
157ANALOG DEVICES INCADI1,353$332,4360.05%
158BLACKROCK INCBLK275$320,6880.05%
159SERVICENOW INCNOW348$320,2570.05%
160TJX COS INC NEW8725401092,178$314,8620.05%
161SCHWAB STRATEGIC TR80852480513,494$314,1520.05%
162AGNICO EAGLE MINES LTDAEM1,863$314,0290.05%
163SPDR SERIES TRUST78464A66411,591$312,3770.05%
164CATERPILLAR INCCAT653$311,4270.05%
165BANK NEW YORK MELLON CORP0640581002,833$308,7060.05%
166ISHARES TR464287622844$308,3240.05%
167ABRDN SILVER ETF TRUSTSIVR6,896$306,7340.05%
168AMERICAN CENTY ETF TR0250722814,168$306,6280.05%
169MARATHON PETE CORPMARA1,588$306,1060.05%
170ISHARES TR4642883565,354$305,3930.05%
171ISHARES TR4642876551,260$304,9850.05%
172VANGUARD MALVERN FDS9220207303,979$304,9510.05%
173DEERE & CODE667$304,8260.05%
174BOEING COBA-PA1,398$301,7300.05%
175BANCO BILBAO VIZCAYA ARGENTABBVXF15,336$295,2180.05%
176TEXAS INSTRS INC8825081041,606$295,1310.05%
177VANGUARD INTL EQUITY INDEX F9220428743,632$289,8460.05%
178ISHARES TR4642878042,427$288,4020.05%
179UNITEDHEALTH GROUP INCUNH827$285,7080.05%
180KLA CORPKLAC263$283,6930.05%
181ISHARES TR4642877211,432$280,5580.05%
182REALTY INCOME CORPO4,575$278,0940.04%
183AMERICAN CENTY ETF TR02507A2005,344$274,3060.04%
184ISHARES TR4642882733,536$271,2810.04%
185ING GROEP N.V.INGVF10,354$270,0200.04%
186SAP SESAPGF995$265,8740.04%
187PROSHARES TR74347R2483,464$265,2380.04%
188APPLOVIN CORPAPP368$264,4230.04%
189RTX CORPORATIONRTX1,569$262,5580.04%
190UNITED RENTALS INCURI274$261,5860.04%
191ROBINHOOD MKTS INC7707001021,815$259,8720.04%
192L3HARRIS TECHNOLOGIES INCLHX848$259,0050.04%
193VANGUARD INTL EQUITY INDEX F9220427753,625$258,7140.04%
194PEPSICO INCPEP1,840$258,4770.04%
195SELECT SECTOR SPDR TR81369Y803911$256,7740.04%
196ISHARES TR4642887601,226$256,5530.04%
197WELLS FARGO CO NEW9497461013,058$256,3230.04%
198ULTA BEAUTY INCULTA468$255,8790.04%
199COINBASE GLOBAL INCCOIN753$254,0110.04%
200SYSCO CORPSYY3,019$248,5880.04%
201WELLTOWER INCWELL1,392$247,9920.04%
202HOWMET AEROSPACE INCHWM1,263$247,8510.04%
203DIMENSIONAL ETF TRUST25434V5834,454$247,5090.04%
204AMERICAN ELEC PWR CO INC0255371012,179$245,0840.04%
205DANAHER CORPORATION2358511021,224$242,6720.04%
206PHILLIPS 66PSX1,781$242,2740.04%
207MIZUHO FINANCIAL GROUP INCMZHOF36,152$242,2180.04%
208EXCHANGE TRADED CONCEPTS TRU3015056249,501$238,1900.04%
209SHELL PLCRYDAF3,302$236,2110.04%
210SPDR SERIES TRUST78464A3002,658$235,6320.04%
211KINDER MORGAN INC DELEP-PC8,313$235,3460.04%
212AMERICAN WTR WKS CO INC NEW0304201031,678$233,5340.04%
213VALVOLINE INCVVV6,330$227,3100.04%
2143M COMMM1,463$227,0730.04%
215MERCK & CO INCMRK2,698$226,4600.04%
216CHUBB LIMITEDCB794$224,1100.04%
217CUMMINS INCCMI530$223,9120.04%
218ISHARES TR46435U6634,967$223,9000.04%
219NOVO-NORDISK A SNONOF4,029$223,5690.04%
220PROGRESSIVE CORP743315103903$222,9980.04%
221AMERICAN CENTY ETF TR0250721823,392$220,7110.04%
222INTUITINTU323$220,6020.04%
223SHOPIFY INCSHOP1,483$220,3890.04%
224INTUITIVE SURGICAL INCISRG490$219,1430.04%
225TE CONNECTIVITY PLCTEL992$217,7910.04%
226GARMIN LTDGRMN883$217,4160.04%
227INTERCONTINENTAL EXCHANGE IN45866F1041,282$215,9970.03%
228FASTENAL COFAST4,389$215,2470.03%
229SUMITOMO MITSUI FINL GROUP I86562M20912,670$212,0960.03%
230QUALCOMM INCQCOM1,267$210,8170.03%
231APPLIED MATLS INC0382221051,023$209,4530.03%
232ISHARES TR464287101620$206,2220.03%
233GE VERNOVA INCGEV335$206,0080.03%
234D R HORTON INC23331A1091,215$205,9090.03%
235COMCAST CORP NEWCCZ6,442$202,4230.03%
236FORD MTR CO34537086013,898$166,2170.03%
237NOMURA HLDGS INCNRSCF19,903$144,6950.02%
238BANCO SANTANDER S.A.BCDRF10,842$113,6240.02%
239BLACKBERRY LTDBB18,500$90,2800.01%
240ENEL CHILE S.A.ENIC16,992$66,0990.01%
241BRANDYWINE RLTY TR10536820311,414$47,5960.01%