13F HOLDINGS REPORT
Werba Rubin Papier Wealth Management
Quarter ended Q2 2025 · Filed July 29, 2025 · Accession 0001754960-25-000495
Total Value
$532.2M
Positions
230
Other Managers
0
Confidential Omitted
No
Holdings (230)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | AMERICAN CENTY ETF TR | 025072885 | 651,767 | $65.7M | 12.35% |
| 2 | AMERICAN CENTY ETF TR | 025072703 | 752,507 | $55.7M | 10.47% |
| 3 | AMERICAN CENTY ETF TR | 025072877 | 455,269 | $41.5M | 7.79% |
| 4 | AMERICAN CENTY ETF TR | 025072802 | 302,162 | $24.0M | 4.50% |
| 5 | APPLE INC | AAPL | 115,251 | $23.6M | 4.44% |
| 6 | SCHWAB STRATEGIC TR | 808524680 | 578,340 | $18.4M | 3.47% |
| 7 | VANGUARD INDEX FDS | 922908736 | 41,371 | $18.1M | 3.41% |
| 8 | VANGUARD BD INDEX FDS | 921937835 | 200,994 | $14.8M | 2.78% |
| 9 | PROCEPT BIOROBOTICS CORP | PRCT | 210,000 | $12.1M | 2.27% |
| 10 | AMERICAN CENTY ETF TR | 025072604 | 173,239 | $11.9M | 2.23% |
| 11 | ISHARES TR | 464287440 | 114,634 | $11.0M | 2.06% |
| 12 | VANGUARD INDEX FDS | 922908744 | 56,841 | $10.0M | 1.89% |
| 13 | DIMENSIONAL ETF TRUST | 25434V807 | 215,638 | $9.2M | 1.74% |
| 14 | DIMENSIONAL ETF TRUST | 25434V724 | 187,485 | $7.9M | 1.49% |
| 15 | SCHWAB STRATEGIC TR | 808524409 | 210,622 | $5.8M | 1.10% |
| 16 | NVIDIA CORPORATION | NVDA | 34,288 | $5.4M | 1.02% |
| 17 | AMERICAN CENTY ETF TR | 025072687 | 113,463 | $5.3M | 1.00% |
| 18 | DIMENSIONAL ETF TRUST | 25434V203 | 153,811 | $5.3M | 1.00% |
| 19 | MICROSOFT CORP | MSFT | 10,466 | $5.2M | 0.98% |
| 20 | VANGUARD INDEX FDS | 922908363 | 8,928 | $5.1M | 0.95% |
| 21 | VANGUARD WHITEHALL FDS | 921946810 | 55,051 | $5.0M | 0.93% |
| 22 | DIMENSIONAL ETF TRUST | 25434V708 | 128,339 | $4.6M | 0.86% |
| 23 | META PLATFORMS INC | META | 5,463 | $4.0M | 0.76% |
| 24 | DIMENSIONAL ETF TRUST | 25434V401 | 57,114 | $3.8M | 0.72% |
| 25 | AMERICAN CENTY ETF TR | 025072349 | 55,356 | $3.8M | 0.71% |
| 26 | INVESCO EXCH TRD SLF IDX FD | IVZ | 157,587 | $3.6M | 0.68% |
| 27 | AMAZON COM INC | AMZN | 16,516 | $3.6M | 0.68% |
| 28 | VANGUARD INTL EQUITY INDEX F | 922042858 | 67,327 | $3.3M | 0.63% |
| 29 | ISHARES INC | 46434G764 | 52,038 | $3.3M | 0.62% |
| 30 | VANGUARD INDEX FDS | 922908611 | 15,798 | $3.1M | 0.58% |
| 31 | VANGUARD INDEX FDS | 922908769 | 9,785 | $3.0M | 0.56% |
| 32 | SPDR S&P 500 ETF TR | SPY | 4,806 | $3.0M | 0.56% |
| 33 | MARQETA INC | MQ | 493,118 | $2.9M | 0.54% |
| 34 | AMERICAN CENTY ETF TR | 025072364 | 43,527 | $2.7M | 0.51% |
| 35 | VANGUARD INDEX FDS | 922908538 | 9,388 | $2.7M | 0.50% |
| 36 | VANGUARD BD INDEX FDS | 921937819 | 32,826 | $2.5M | 0.48% |
| 37 | SCHWAB STRATEGIC TR | 808524300 | 84,760 | $2.5M | 0.47% |
| 38 | DIMENSIONAL ETF TRUST | 25434V609 | 44,975 | $2.4M | 0.46% |
| 39 | VANGUARD INDEX FDS | 922908512 | 14,460 | $2.4M | 0.45% |
| 40 | ALPHABET INC | GOOG | 13,331 | $2.4M | 0.44% |
| 41 | AMERICAN CENTY ETF TR | 025072232 | 30,390 | $2.4M | 0.44% |
| 42 | VISA INC | V | 6,600 | $2.3M | 0.44% |
| 43 | SNOWFLAKE INC | SNOW | 10,044 | $2.2M | 0.42% |
| 44 | ALPHABET INC | GOOG | 12,706 | $2.2M | 0.42% |
| 45 | ISHARES TR | 464287200 | 3,415 | $2.1M | 0.40% |
| 46 | DIMENSIONAL ETF TRUST | 25434V864 | 41,160 | $2.0M | 0.37% |
| 47 | TESLA INC | TSLA | 5,969 | $1.9M | 0.36% |
| 48 | SPDR GOLD TR | GLD | 6,082 | $1.9M | 0.35% |
| 49 | ISHARES TR | 464288646 | 32,919 | $1.7M | 0.33% |
| 50 | VANGUARD INDEX FDS | 922908595 | 6,017 | $1.7M | 0.31% |
| 51 | SPDR SERIES TRUST | 78468R663 | 18,026 | $1.7M | 0.31% |
| 52 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3,323 | $1.6M | 0.30% |
| 53 | EXXON MOBIL CORP | XOM | 14,033 | $1.5M | 0.28% |
| 54 | JPMORGAN CHASE & CO. | VYLD | 5,078 | $1.5M | 0.28% |
| 55 | INVESCO EXCH TRD SLF IDX FD | IVZ | 61,696 | $1.4M | 0.27% |
| 56 | DIMENSIONAL ETF TRUST | 25434V104 | 33,358 | $1.4M | 0.27% |
| 57 | SALESFORCE INC | CRM | 5,129 | $1.4M | 0.26% |
| 58 | ISHARES TR | 464287226 | 13,423 | $1.3M | 0.25% |
| 59 | INVESCO QQQ TR | IVZ | 2,373 | $1.3M | 0.25% |
| 60 | DIMENSIONAL ETF TRUST | 25434V302 | 45,188 | $1.3M | 0.25% |
| 61 | DIMENSIONAL ETF TRUST | 25434V799 | 41,753 | $1.3M | 0.24% |
| 62 | PORCH GROUP INC | PRCH | 109,286 | $1.3M | 0.24% |
| 63 | ISHARES TR | 464289438 | 5,024 | $1.2M | 0.23% |
| 64 | INTERNATIONAL BUSINESS MACHS | INTR | 4,154 | $1.2M | 0.23% |
| 65 | ISHARES TR | 46435G516 | 13,499 | $1.2M | 0.23% |
| 66 | CADENCE DESIGN SYSTEM INC | CDNS | 3,904 | $1.2M | 0.23% |
| 67 | DIMENSIONAL ETF TRUST | 25434V781 | 36,538 | $1.2M | 0.23% |
| 68 | DIMENSIONAL ETF TRUST | 25434V625 | 17,589 | $1.2M | 0.22% |
| 69 | AMERICAN CENTY ETF TR | 025072323 | 22,259 | $1.1M | 0.22% |
| 70 | VANGUARD STAR FDS | 921909768 | 16,062 | $1.1M | 0.21% |
| 71 | ISHARES TR | 46436E528 | 46,638 | $1.1M | 0.20% |
| 72 | COSTCO WHSL CORP NEW | 22160K105 | 1,084 | $1.1M | 0.20% |
| 73 | TARGET CORP | TGT | 10,697 | $1.1M | 0.20% |
| 74 | MASTERCARD INCORPORATED | MA | 1,797 | $1.0M | 0.19% |
| 75 | AMERICAN CENTY ETF TR | 025072356 | 22,553 | $995,943 | 0.19% |
| 76 | NETFLIX INC | NFLX | 735 | $984,276 | 0.18% |
| 77 | ORACLE CORP | ORCL-PD | 4,357 | $952,571 | 0.18% |
| 78 | ISHARES TR | 464288356 | 16,517 | $920,658 | 0.17% |
| 79 | ISHARES TR | 464287523 | 3,816 | $910,784 | 0.17% |
| 80 | ABRDN ETFS | 003261104 | 42,484 | $882,395 | 0.17% |
| 81 | GILEAD SCIENCES INC | GILD | 7,956 | $882,130 | 0.17% |
| 82 | ISHARES U S ETF TR | 46431W507 | 16,964 | $866,882 | 0.16% |
| 83 | DIMENSIONAL ETF TRUST | 25434V500 | 12,601 | $802,791 | 0.15% |
| 84 | VANGUARD WORLD FD | 92204A504 | 3,213 | $797,899 | 0.15% |
| 85 | ISHARES TR | 46435U168 | 32,626 | $758,718 | 0.14% |
| 86 | ISHARES TR | 46435U713 | 15,366 | $755,875 | 0.14% |
| 87 | VANGUARD WORLD FD | 92204A702 | 1,117 | $741,065 | 0.14% |
| 88 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1 | $728,800 | 0.14% |
| 89 | VANGUARD INDEX FDS | 922908553 | 8,155 | $726,320 | 0.14% |
| 90 | ISHARES GOLD TR | IAU | 11,443 | $713,585 | 0.13% |
| 91 | AMERICAN CENTY ETF TR | 025072190 | 11,128 | $692,246 | 0.13% |
| 92 | VANGUARD TAX-MANAGED FDS | 921943858 | 12,025 | $685,544 | 0.13% |
| 93 | PUBLIC STORAGE OPER CO | PSA-PS | 2,319 | $680,456 | 0.13% |
| 94 | AT&T INC | T-PC | 23,491 | $679,824 | 0.13% |
| 95 | AMERICAN CENTY ETF TR | 025072372 | 12,069 | $646,210 | 0.12% |
| 96 | SPDR INDEX SHS FDS | 78463X871 | 17,219 | $640,185 | 0.12% |
| 97 | DIMENSIONAL ETF TRUST | 25434V872 | 14,884 | $628,992 | 0.12% |
| 98 | BROADCOM INC | AVGO | 2,269 | $625,520 | 0.12% |
| 99 | VANGUARD INDEX FDS | 922908751 | 2,555 | $605,464 | 0.11% |
| 100 | AMERICAN CENTY ETF TR | 025072562 | 14,509 | $603,865 | 0.11% |
| 101 | DIMENSIONAL ETF TRUST | 25434V815 | 20,306 | $597,597 | 0.11% |
| 102 | FIDELITY WISE ORIGIN BITCOIN | FBTC | 6,315 | $593,547 | 0.11% |
| 103 | STARBUCKS CORP | SBUX | 6,468 | $592,693 | 0.11% |
| 104 | CISCO SYS INC | CSCO | 8,302 | $576,022 | 0.11% |
| 105 | DIMENSIONAL ETF TRUST | 25434V773 | 19,259 | $574,703 | 0.11% |
| 106 | ISHARES TR | 464287481 | 4,090 | $567,201 | 0.11% |
| 107 | PALANTIR TECHNOLOGIES INC | PLTR | 4,087 | $557,140 | 0.10% |
| 108 | CHEVRON CORP NEW | CVX | 3,715 | $531,936 | 0.10% |
| 109 | DIMENSIONAL ETF TRUST | 25434V732 | 17,886 | $530,855 | 0.10% |
| 110 | SCHWAB STRATEGIC TR | 808524763 | 18,163 | $520,370 | 0.10% |
| 111 | ABBVIE INC | ABBV | 2,757 | $511,754 | 0.10% |
| 112 | ISHARES TR | 464287499 | 5,408 | $497,417 | 0.09% |
| 113 | AGILENT TECHNOLOGIES INC | A | 4,185 | $493,872 | 0.09% |
| 114 | HEWLETT PACKARD ENTERPRISE C | HPE-PC | 23,950 | $489,778 | 0.09% |
| 115 | ADOBE INC | ADBE | 1,257 | $486,308 | 0.09% |
| 116 | SILVACO GROUP INC | SVCO | 100,000 | $472,000 | 0.09% |
| 117 | ELI LILLY & CO | LLY | 603 | $470,078 | 0.09% |
| 118 | VANGUARD SCOTTSDALE FDS | 92206C870 | 5,576 | $462,362 | 0.09% |
| 119 | DIMENSIONAL ETF TRUST | 25434V575 | 8,624 | $460,165 | 0.09% |
| 120 | ISHARES TR | 46429B598 | 8,125 | $452,417 | 0.09% |
| 121 | KEYSIGHT TECHNOLOGIES INC | KEYS | 2,746 | $449,960 | 0.08% |
| 122 | ASML HOLDING N V | ASMLF | 561 | $449,580 | 0.08% |
| 123 | VANGUARD WHITEHALL FDS | 921946885 | 6,847 | $447,446 | 0.08% |
| 124 | BANK AMERICA CORP | 060505104 | 9,439 | $446,654 | 0.08% |
| 125 | JOHNSON & JOHNSON | JNJ | 2,892 | $441,765 | 0.08% |
| 126 | HOME DEPOT INC | HD | 1,170 | $429,134 | 0.08% |
| 127 | WALMART INC | WMT | 4,347 | $425,050 | 0.08% |
| 128 | CINTAS CORP | CTAS | 1,883 | $419,664 | 0.08% |
| 129 | DIMENSIONAL ETF TRUST | 25434V666 | 13,496 | $418,635 | 0.08% |
| 130 | GLOBAL X FDS | 37954Y673 | 9,185 | $400,282 | 0.08% |
| 131 | SCHWAB STRATEGIC TR | 808524789 | 16,574 | $397,444 | 0.07% |
| 132 | ISHARES TR | 464287614 | 919 | $390,189 | 0.07% |
| 133 | VERIZON COMMUNICATIONS INC | VZ | 8,697 | $376,319 | 0.07% |
| 134 | ISHARES TR | 464287556 | 2,940 | $371,911 | 0.07% |
| 135 | INTEL CORP | INTC | 16,345 | $366,119 | 0.07% |
| 136 | SCHWAB STRATEGIC TR | 808524755 | 9,144 | $365,937 | 0.07% |
| 137 | CONOCOPHILLIPS | COP | 3,987 | $357,793 | 0.07% |
| 138 | COCA COLA CO | KO | 4,915 | $347,766 | 0.07% |
| 139 | SPINNAKER ETF SERIES | 84858T772 | 8,015 | $345,847 | 0.06% |
| 140 | DEERE & CO | DE | 676 | $343,720 | 0.06% |
| 141 | ISHARES TR | 464288752 | 3,669 | $341,887 | 0.06% |
| 142 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 1,508 | $341,547 | 0.06% |
| 143 | DOORDASH INC | DASH | 1,379 | $339,937 | 0.06% |
| 144 | SERVICENOW INC | NOW | 330 | $339,266 | 0.06% |
| 145 | GE AEROSPACE | 369604301 | 1,311 | $337,438 | 0.06% |
| 146 | TEXAS INSTRS INC | 882508104 | 1,619 | $336,161 | 0.06% |
| 147 | HP INC | HPQ | 13,666 | $334,280 | 0.06% |
| 148 | CAPITAL ONE FINL CORP | 14040H105 | 1,534 | $326,387 | 0.06% |
| 149 | GOLDMAN SACHS GROUP INC | GSCE | 459 | $324,947 | 0.06% |
| 150 | DIMENSIONAL ETF TRUST | 25434V831 | 8,821 | $313,675 | 0.06% |
| 151 | ANALOG DEVICES INC | ADI | 1,302 | $309,902 | 0.06% |
| 152 | SPDR SERIES TRUST | 78464A664 | 11,591 | $308,089 | 0.06% |
| 153 | SAP SE | SAPGF | 1,001 | $304,404 | 0.06% |
| 154 | SPOTIFY TECHNOLOGY S A | SPOT | 396 | $303,867 | 0.06% |
| 155 | ISHARES TR | 464287804 | 2,772 | $302,997 | 0.06% |
| 156 | HSBC HLDGS PLC | HBCYF | 4,982 | $302,856 | 0.06% |
| 157 | NOVO-NORDISK A S | NONOF | 4,378 | $302,170 | 0.06% |
| 158 | SCHWAB STRATEGIC TR | 808524805 | 13,494 | $298,228 | 0.06% |
| 159 | MORGAN STANLEY | MS-PQ | 2,048 | $288,429 | 0.05% |
| 160 | CITIGROUP INC | C-PR | 3,380 | $287,730 | 0.05% |
| 161 | VANGUARD INTL EQUITY INDEX F | 922042874 | 3,706 | $287,227 | 0.05% |
| 162 | ISHARES TR | 464287622 | 841 | $285,710 | 0.05% |
| 163 | UBS GROUP AG | UBS | 8,400 | $284,088 | 0.05% |
| 164 | AMERICAN CENTY ETF TR | 025072281 | 4,109 | $281,879 | 0.05% |
| 165 | NORTHROP GRUMMAN CORP | NOC | 554 | $276,989 | 0.05% |
| 166 | KINDER MORGAN INC DEL | EP-PC | 9,336 | $274,469 | 0.05% |
| 167 | INTUIT | INTU | 347 | $273,308 | 0.05% |
| 168 | SUMITOMO MITSUI FINL GROUP I | 86562M209 | 18,070 | $273,038 | 0.05% |
| 169 | ISHARES TR | 464287655 | 1,258 | $271,508 | 0.05% |
| 170 | INTUITIVE SURGICAL INC | ISRG | 491 | $266,814 | 0.05% |
| 171 | TJX COS INC NEW | 872540109 | 2,149 | $265,380 | 0.05% |
| 172 | COINBASE GLOBAL INC | COIN | 753 | $263,796 | 0.05% |
| 173 | MARATHON PETE CORP | MARA | 1,577 | $261,970 | 0.05% |
| 174 | HOWMET AEROSPACE INC | HWM | 1,405 | $261,593 | 0.05% |
| 175 | ISHARES TR | 464288273 | 3,536 | $256,996 | 0.05% |
| 176 | BANK NEW YORK MELLON CORP | 064058100 | 2,818 | $256,748 | 0.05% |
| 177 | DANAHER CORPORATION | 235851102 | 1,285 | $253,839 | 0.05% |
| 178 | PROGRESSIVE CORP | 743315103 | 937 | $250,048 | 0.05% |
| 179 | COMCAST CORP NEW | CCZ | 6,993 | $249,578 | 0.05% |
| 180 | ISHARES TR | 464287721 | 1,432 | $248,123 | 0.05% |
| 181 | CATERPILLAR INC | CAT | 631 | $244,934 | 0.05% |
| 182 | DISNEY WALT CO | 254687106 | 1,970 | $244,359 | 0.05% |
| 183 | PROSHARES TR | 74347R248 | 3,464 | $244,105 | 0.05% |
| 184 | CAPITAL GRP FIXED INCM ETF T | 14020Y508 | 9,243 | $243,096 | 0.05% |
| 185 | VANGUARD INTL EQUITY INDEX F | 922042775 | 3,614 | $242,958 | 0.05% |
| 186 | VANECK ETF TRUST | 92189F106 | 4,664 | $242,808 | 0.05% |
| 187 | VALVOLINE INC | VVV | 6,318 | $239,263 | 0.04% |
| 188 | ISHARES TR | 464287598 | 1,218 | $236,572 | 0.04% |
| 189 | VANGUARD INDEX FDS | 922908637 | 825 | $235,373 | 0.04% |
| 190 | INTERCONTINENTAL EXCHANGE IN | 45866F104 | 1,278 | $234,478 | 0.04% |
| 191 | BANCO BILBAO VIZCAYA ARGENTA | BBVXF | 15,241 | $234,254 | 0.04% |
| 192 | PEPSICO INC | PEP | 1,751 | $231,249 | 0.04% |
| 193 | SELECT SECTOR SPDR TR | 81369Y803 | 911 | $230,693 | 0.04% |
| 194 | UNITEDHEALTH GROUP INC | UNH | 738 | $230,106 | 0.04% |
| 195 | RTX CORPORATION | RTX | 1,557 | $227,288 | 0.04% |
| 196 | SHELL PLC | RYDAF | 3,186 | $224,326 | 0.04% |
| 197 | AMERICAN ELEC PWR CO INC | 025537101 | 2,144 | $222,461 | 0.04% |
| 198 | AGNICO EAGLE MINES LTD | AEM | 1,860 | $221,210 | 0.04% |
| 199 | REPUBLIC SVCS INC | 760759100 | 895 | $220,716 | 0.04% |
| 200 | AMERICAN CENTY ETF TR | 02507A200 | 4,319 | $219,362 | 0.04% |
| 201 | 3M CO | MMM | 1,433 | $218,160 | 0.04% |
| 202 | MERCK & CO INC | MRK | 2,748 | $217,532 | 0.04% |
| 203 | BOEING CO | BA-PA | 1,029 | $215,606 | 0.04% |
| 204 | PROSHARES TR | 74349Y829 | 8,500 | $215,220 | 0.04% |
| 205 | ISHARES TR | 464288760 | 1,136 | $214,295 | 0.04% |
| 206 | SYSCO CORP | SYY | 2,823 | $213,814 | 0.04% |
| 207 | PHILLIPS 66 | PSX | 1,786 | $213,070 | 0.04% |
| 208 | GRAINGER W W INC | 384802104 | 204 | $212,209 | 0.04% |
| 209 | SPDR SERIES TRUST | 78464A300 | 2,658 | $212,002 | 0.04% |
| 210 | WELLS FARGO CO NEW | 949746101 | 2,638 | $211,372 | 0.04% |
| 211 | L3HARRIS TECHNOLOGIES INC | LHX | 842 | $211,219 | 0.04% |
| 212 | WELLTOWER INC | WELL | 1,357 | $208,612 | 0.04% |
| 213 | PHILIP MORRIS INTL INC | 718172109 | 1,145 | $208,539 | 0.04% |
| 214 | AMERICAN CENTY ETF TR | 025072182 | 3,392 | $208,505 | 0.04% |
| 215 | ISHARES TR | 464287432 | 2,357 | $208,005 | 0.04% |
| 216 | WABTEC | 929740108 | 990 | $207,258 | 0.04% |
| 217 | UNITED RENTALS INC | URI | 275 | $207,185 | 0.04% |
| 218 | ULTA BEAUTY INC | ULTA | 436 | $203,970 | 0.04% |
| 219 | PROCTER AND GAMBLE CO | 742718109 | 1,271 | $202,498 | 0.04% |
| 220 | ISHARES TR | 46435U663 | 4,895 | $202,302 | 0.04% |
| 221 | ING GROEP N.V. | INGVF | 9,215 | $201,532 | 0.04% |
| 222 | GLOBAL X FDS | 37954Y384 | 5,396 | $200,192 | 0.04% |
| 223 | APPLIED MATLS INC | 038222105 | 1,093 | $200,136 | 0.04% |
| 224 | MIZUHO FINANCIAL GROUP INC | MZHOF | 34,150 | $189,874 | 0.04% |
| 225 | FORD MTR CO | 345370860 | 13,628 | $147,861 | 0.03% |
| 226 | NOMURA HLDGS INC | NRSCF | 17,488 | $115,071 | 0.02% |
| 227 | BLACKBERRY LTD | BB | 18,500 | $84,730 | 0.02% |
| 228 | BANCO SANTANDER S.A. | BCDRF | 10,117 | $83,971 | 0.02% |
| 229 | ENEL CHILE S.A. | ENIC | 16,992 | $61,681 | 0.01% |
| 230 | BRANDYWINE RLTY TR | 105368203 | 11,414 | $48,966 | 0.01% |