13F HOLDINGS REPORT
Lutz Financial Services LLC
Quarter ended Q2 2025 · Filed July 29, 2025 · Accession 0001737112-25-000007
Total Value
$1.29B
Positions
97
Other Managers
0
Confidential Omitted
No
Holdings (97)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908363 | 243,696 | $138.4M | 10.75% |
| 2 | SPDR SERIES TRUST | 78464A508 | 2,206,774 | $115.5M | 8.97% |
| 3 | ISHARES TR | 464287507 | 1,457,901 | $90.4M | 7.02% |
| 4 | VANGUARD BD INDEX FDS | 921937835 | 1,188,284 | $87.5M | 6.79% |
| 5 | VANGUARD MUN BD FDS | 922907746 | 1,259,230 | $61.7M | 4.79% |
| 6 | SPDR SERIES TRUST | 78464A839 | 701,235 | $55.7M | 4.32% |
| 7 | VANGUARD SCOTTSDALE FDS | 92206C409 | 689,269 | $54.8M | 4.25% |
| 8 | SCHWAB STRATEGIC TR | 808524870 | 1,850,449 | $49.4M | 3.83% |
| 9 | ISHARES TR | 464288588 | 490,415 | $46.0M | 3.58% |
| 10 | SPDR S&P 500 ETF TR | SPY | 70,703 | $43.7M | 3.39% |
| 11 | ISHARES TR | 464288414 | 344,020 | $35.9M | 2.79% |
| 12 | DIMENSIONAL ETF TRUST | 25434V708 | 820,893 | $29.4M | 2.28% |
| 13 | ISHARES TR | 464288646 | 477,429 | $25.2M | 1.96% |
| 14 | DIMENSIONAL ETF TRUST | 25434V799 | 739,772 | $23.0M | 1.79% |
| 15 | ISHARES TR | 464287408 | 110,658 | $21.6M | 1.68% |
| 16 | ISHARES TR | 464287226 | 215,551 | $21.4M | 1.66% |
| 17 | ISHARES TR | 464287804 | 178,244 | $19.5M | 1.51% |
| 18 | SCHWAB STRATEGIC TR | 808524508 | 688,642 | $19.3M | 1.50% |
| 19 | VANGUARD BD INDEX FDS | 921937827 | 242,492 | $19.1M | 1.48% |
| 20 | SCHWAB STRATEGIC TR | 808524201 | 737,537 | $18.0M | 1.40% |
| 21 | DIMENSIONAL ETF TRUST | 25434V831 | 487,693 | $17.3M | 1.35% |
| 22 | DIMENSIONAL ETF TRUST | 25434V500 | 235,100 | $15.0M | 1.16% |
| 23 | VANGUARD INDEX FDS | 922908512 | 90,638 | $14.9M | 1.16% |
| 24 | ISHARES TR | 464287705 | 120,569 | $14.9M | 1.16% |
| 25 | ISHARES TR | 464287200 | 23,968 | $14.9M | 1.16% |
| 26 | ISHARES TR | 464287176 | 134,843 | $14.8M | 1.15% |
| 27 | VANGUARD INDEX FDS | 922908744 | 82,234 | $14.5M | 1.13% |
| 28 | VANGUARD ADMIRAL FDS INC | 921932703 | 75,450 | $14.2M | 1.11% |
| 29 | ISHARES TR | 46432F339 | 73,896 | $13.5M | 1.05% |
| 30 | SPDR SERIES TRUST | 78464A300 | 147,502 | $11.8M | 0.91% |
| 31 | AMERICAN CENTY ETF TR | 025072703 | 158,213 | $11.7M | 0.91% |
| 32 | VANGUARD ADMIRAL FDS INC | 921932844 | 119,380 | $11.4M | 0.88% |
| 33 | SPDR S&P MIDCAP 400 ETF TR | MDY | 19,107 | $10.8M | 0.84% |
| 34 | ISHARES TR | 464287663 | 113,419 | $10.7M | 0.83% |
| 35 | SCHWAB STRATEGIC TR | 808524607 | 416,181 | $10.5M | 0.82% |
| 36 | AMERICAN CENTY ETF TR | 025072877 | 92,888 | $8.5M | 0.66% |
| 37 | DIMENSIONAL ETF TRUST | 25434V609 | 141,608 | $7.6M | 0.59% |
| 38 | ISHARES TR | 46429B747 | 69,792 | $7.2M | 0.56% |
| 39 | ISHARES TR | 464288158 | 65,765 | $7.0M | 0.54% |
| 40 | DIMENSIONAL ETF TRUST | 25434V732 | 220,968 | $6.6M | 0.51% |
| 41 | DIMENSIONAL ETF TRUST | 25434V724 | 130,688 | $5.5M | 0.43% |
| 42 | ISHARES INC | 46434G103 | 86,981 | $5.2M | 0.41% |
| 43 | VANGUARD INDEX FDS | 922908611 | 24,673 | $4.8M | 0.37% |
| 44 | ISHARES TR | 464287689 | 13,245 | $4.6M | 0.36% |
| 45 | PIMCO ETF TR | 72201R205 | 85,614 | $4.6M | 0.36% |
| 46 | ISHARES TR | 46432F859 | 90,552 | $4.4M | 0.34% |
| 47 | ISHARES TR | 464287879 | 43,914 | $4.4M | 0.34% |
| 48 | VANGUARD MALVERN FDS | 922020805 | 85,938 | $4.3M | 0.34% |
| 49 | VANGUARD INTL EQUITY INDEX F | 922042858 | 80,047 | $4.0M | 0.31% |
| 50 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 4,461 | $2.2M | 0.17% |
| 51 | VANGUARD SCOTTSDALE FDS | 92206C771 | 40,876 | $1.9M | 0.15% |
| 52 | VANGUARD TAX-MANAGED FDS | 921943858 | 31,625 | $1.8M | 0.14% |
| 53 | NVIDIA CORPORATION | NVDA | 10,670 | $1.7M | 0.13% |
| 54 | MICROSOFT CORP | MSFT | 3,165 | $1.6M | 0.12% |
| 55 | VANGUARD INDEX FDS | 922908553 | 16,857 | $1.5M | 0.12% |
| 56 | APPLE INC | AAPL | 6,652 | $1.4M | 0.11% |
| 57 | SCHWAB STRATEGIC TR | 808524755 | 33,753 | $1.4M | 0.10% |
| 58 | DIMENSIONAL ETF TRUST | 25434V807 | 28,558 | $1.2M | 0.09% |
| 59 | VANGUARD INDEX FDS | 922908629 | 4,004 | $1.1M | 0.09% |
| 60 | VANGUARD INDEX FDS | 922908769 | 3,535 | $1.1M | 0.08% |
| 61 | VANGUARD INDEX FDS | 922908637 | 3,614 | $1.0M | 0.08% |
| 62 | ISHARES TR | 464287655 | 3,647 | $787,018 | 0.06% |
| 63 | VANGUARD SPECIALIZED FUNDS | 921908844 | 3,760 | $769,566 | 0.06% |
| 64 | AMAZON COM INC | AMZN | 3,361 | $737,370 | 0.06% |
| 65 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1 | $728,800 | 0.06% |
| 66 | ISHARES TR | 464287598 | 3,658 | $710,493 | 0.06% |
| 67 | WISDOMTREE TR | WT | 7,456 | $612,439 | 0.05% |
| 68 | VANGUARD INDEX FDS | 922908751 | 2,537 | $601,274 | 0.05% |
| 69 | META PLATFORMS INC | META | 790 | $583,091 | 0.05% |
| 70 | SCHWAB STRATEGIC TR | 808524300 | 19,334 | $564,755 | 0.04% |
| 71 | SPDR SERIES TRUST | 78464A847 | 9,264 | $503,776 | 0.04% |
| 72 | ALPHABET INC | GOOG | 2,608 | $459,608 | 0.04% |
| 73 | JPMORGAN CHASE & CO. | VYLD | 1,543 | $447,331 | 0.03% |
| 74 | ISHARES TR | 464287630 | 2,687 | $423,901 | 0.03% |
| 75 | VANGUARD INTL EQUITY INDEX F | 922042742 | 3,166 | $406,865 | 0.03% |
| 76 | AMERICAN CENTY ETF TR | 025072885 | 3,804 | $383,519 | 0.03% |
| 77 | ALPHABET INC | GOOG | 2,162 | $383,517 | 0.03% |
| 78 | ISHARES TR | 464287499 | 4,068 | $374,170 | 0.03% |
| 79 | DIMENSIONAL ETF TRUST | 25434V815 | 11,818 | $347,804 | 0.03% |
| 80 | VANGUARD SCOTTSDALE FDS | 92206C870 | 4,127 | $342,273 | 0.03% |
| 81 | AMERICAN CENTY ETF TR | 025072802 | 4,174 | $330,915 | 0.03% |
| 82 | SCHWAB STRATEGIC TR | 808524805 | 14,938 | $330,130 | 0.03% |
| 83 | BROADCOM INC | AVGO | 1,165 | $321,132 | 0.02% |
| 84 | SPDR INDEX SHS FDS | 78463X426 | 5,015 | $316,107 | 0.02% |
| 85 | ISHARES TR | 464287465 | 3,338 | $298,391 | 0.02% |
| 86 | INVESCO QQQ TR | IVZ | 539 | $297,334 | 0.02% |
| 87 | ISHARES TR | 464287127 | 3,356 | $287,891 | 0.02% |
| 88 | VISA INC | V | 754 | $267,708 | 0.02% |
| 89 | ELI LILLY & CO | LLY | 322 | $251,009 | 0.02% |
| 90 | SPDR SERIES TRUST | 78468R770 | 2,295 | $248,473 | 0.02% |
| 91 | WALMART INC | WMT | 2,476 | $242,103 | 0.02% |
| 92 | ISHARES TR | 464288877 | 3,654 | $231,956 | 0.02% |
| 93 | SCHWAB STRATEGIC TR | 808524409 | 8,275 | $228,963 | 0.02% |
| 94 | MASTERCARD INCORPORATED | MA | 404 | $227,024 | 0.02% |
| 95 | SPDR SERIES TRUST | 78464A649 | 8,611 | $220,458 | 0.02% |
| 96 | ISHARES TR | 464288638 | 4,007 | $213,557 | 0.02% |
| 97 | INTERNATIONAL BUSINESS MACHS | INTR | 714 | $210,473 | 0.02% |