13F HOLDINGS REPORT
FINANCIAL LIFE ADVISORS
Quarter ended Q4 2025 · Filed January 30, 2026 · Accession 0001730813-26-000002
Total Value
$324.3M
Positions
53
Other Managers
0
Confidential Omitted
No
Holdings (53)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464287309 | 355,656 | $43.8M | 13.52% |
| 2 | ISHARES TR | 464287408 | 166,191 | $35.2M | 10.87% |
| 3 | SCHWAB STRATEGIC TR | 808524839 | 1,477,753 | $34.5M | 10.65% |
| 4 | SPDR SERIES TRUST | 78464A383 | 953,162 | $21.4M | 6.59% |
| 5 | BLACKROCK ETF TRUST | BLK | 314,833 | $19.1M | 5.90% |
| 6 | ISHARES TR | 464288877 | 237,662 | $17.0M | 5.23% |
| 7 | VANGUARD SCOTTSDALE FDS | 92206C847 | 279,169 | $15.6M | 4.80% |
| 8 | VANGUARD INDEX FDS | 922908736 | 25,519 | $12.4M | 3.84% |
| 9 | VANGUARD INTL EQUITY INDEX F | 922042858 | 204,503 | $11.0M | 3.39% |
| 10 | ISHARES TR | 464287721 | 54,641 | $10.9M | 3.36% |
| 11 | ISHARES TR | 46434V613 | 232,615 | $10.8M | 3.34% |
| 12 | SPDR SERIES TRUST | 78468R606 | 455,254 | $10.8M | 3.32% |
| 13 | ISHARES TR | 46432F339 | 48,455 | $9.6M | 2.97% |
| 14 | ISHARES TR | 464287101 | 26,938 | $9.2M | 2.85% |
| 15 | ISHARES TR | 464288885 | 80,524 | $9.2M | 2.83% |
| 16 | WORLD GOLD TR | GLDW | 76,657 | $6.5M | 2.02% |
| 17 | VANGUARD INDEX FDS | 922908744 | 33,217 | $6.3M | 1.96% |
| 18 | ISHARES TR | 464288414 | 45,267 | $4.8M | 1.50% |
| 19 | VANGUARD MUN BD FDS | 922907746 | 79,753 | $4.0M | 1.24% |
| 20 | ISHARES TR | 464288760 | 18,568 | $4.0M | 1.23% |
| 21 | BLACKROCK ETF TRUST II | BLK | 75,212 | $4.0M | 1.22% |
| 22 | VANGUARD MALVERN FDS | 922020805 | 61,087 | $3.0M | 0.93% |
| 23 | ISHARES TR | 464288653 | 24,848 | $2.5M | 0.78% |
| 24 | COLUMBIA ETF TR II | 19762B202 | 52,321 | $2.0M | 0.62% |
| 25 | VANGUARD TAX-MANAGED FDS | 921943858 | 22,169 | $1.4M | 0.43% |
| 26 | INVESCO EXCH TRADED FD TR II | IVZ | 17,650 | $1.3M | 0.39% |
| 27 | ISHARES INC | 46434G764 | 16,818 | $1.2M | 0.38% |
| 28 | SCHWAB STRATEGIC TR | 808524300 | 33,702 | $1.1M | 0.34% |
| 29 | ENCOMPASS HEALTH CORP | EHC | 8,757 | $929,462 | 0.29% |
| 30 | AMAZON COM INC | AMZN | 3,740 | $863,267 | 0.27% |
| 31 | SPDR SERIES TRUST | 78468R721 | 17,905 | $818,438 | 0.25% |
| 32 | VANECK ETF TRUST | 92189H409 | 15,769 | $806,111 | 0.25% |
| 33 | ISHARES TR | 464288646 | 13,410 | $709,121 | 0.22% |
| 34 | VANGUARD WORLD FD | 92204A702 | 892 | $672,372 | 0.21% |
| 35 | ISHARES TR | 46434V803 | 13,897 | $574,780 | 0.18% |
| 36 | SPDR S&P 500 ETF TR | SPY | 825 | $562,584 | 0.17% |
| 37 | ISHARES TR | 46429B697 | 5,632 | $530,309 | 0.16% |
| 38 | APPLE INC | AAPL | 1,924 | $523,059 | 0.16% |
| 39 | ISHARES TR | 464287200 | 735 | $503,431 | 0.16% |
| 40 | ISHARES TR | 46432F396 | 1,653 | $413,762 | 0.13% |
| 41 | SCHWAB STRATEGIC TR | 808524201 | 15,000 | $403,650 | 0.12% |
| 42 | NUSHARES ETF TR | NU | 3,231 | $315,992 | 0.10% |
| 43 | ALPHABET INC | GOOG | 901 | $282,681 | 0.09% |
| 44 | ISHARES INC | 46434G103 | 4,186 | $281,383 | 0.09% |
| 45 | ISHARES TR | 464287465 | 2,904 | $278,871 | 0.09% |
| 46 | EXXON MOBIL CORP | XOM | 2,256 | $271,487 | 0.08% |
| 47 | ISHARES TR | 46432F842 | 3,028 | $270,885 | 0.08% |
| 48 | MICROSOFT CORP | MSFT | 535 | $258,572 | 0.08% |
| 49 | VANGUARD INDEX FDS | 922908769 | 728 | $244,077 | 0.08% |
| 50 | VANGUARD SCOTTSDALE FDS | 92206C714 | 2,537 | $234,165 | 0.07% |
| 51 | VANGUARD INDEX FDS | 922908629 | 778 | $225,791 | 0.07% |
| 52 | NVIDIA CORPORATION | NVDA | 1,134 | $211,491 | 0.07% |
| 53 | ISHARES TR | 464287499 | 2,118 | $203,900 | 0.06% |