13F HOLDINGS REPORT
Francis Financial, Inc.
Quarter ended Q4 2025 · Filed February 11, 2026 · Accession 0001727514-26-000001
Total Value
$512.1M
Positions
194
Other Managers
2
Confidential Omitted
No
Holdings (194)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908363 | 126,064 | $79.1M | 15.44% |
| 2 | VANGUARD BD INDEX FDS | 921937819 | 595,914 | $46.4M | 9.06% |
| 3 | TCW ETF TRUST | 29287L700 | 926,037 | $36.7M | 7.16% |
| 4 | DIMENSIONAL ETF TRUST | 25434V690 | 741,881 | $31.8M | 6.21% |
| 5 | VANGUARD INDEX FDS | 922908736 | 58,682 | $28.6M | 5.59% |
| 6 | J P MORGAN EXCHANGE TRADED F | 46641Q134 | 367,367 | $27.5M | 5.37% |
| 7 | META PLATFORMS INC | META | 39,106 | $25.8M | 5.04% |
| 8 | VANGUARD ADMIRAL FDS INC | 921932885 | 162,744 | $18.2M | 3.55% |
| 9 | VANGUARD WHITEHALL FDS | 921946406 | 108,113 | $15.5M | 3.03% |
| 10 | ISHARES TR | 464287804 | 117,769 | $14.2M | 2.76% |
| 11 | VANGUARD NY TAX FREE FDS | 92204H400 | 131,987 | $13.6M | 2.66% |
| 12 | DIMENSIONAL ETF TRUST | 25434V666 | 362,504 | $12.4M | 2.42% |
| 13 | ISHARES TR | 46435U440 | 254,269 | $12.2M | 2.38% |
| 14 | ISHARES TR | 464288570 | 92,853 | $12.0M | 2.34% |
| 15 | ISHARES TR | 46435G243 | 414,014 | $10.4M | 2.04% |
| 16 | VANGUARD INDEX FDS | 922908629 | 26,301 | $7.6M | 1.49% |
| 17 | NUSHARES ETF TR | NU | 68,239 | $6.7M | 1.30% |
| 18 | VANGUARD INDEX FDS | 922908769 | 15,387 | $5.2M | 1.01% |
| 19 | VANGUARD SCOTTSDALE FDS | 92206C730 | 15,860 | $4.9M | 0.96% |
| 20 | DIMENSIONAL ETF TRUST | 25434V682 | 107,308 | $4.5M | 0.87% |
| 21 | APPLE INC | AAPL | 15,756 | $4.3M | 0.84% |
| 22 | NVIDIA CORPORATION | NVDA | 19,931 | $3.7M | 0.73% |
| 23 | VANGUARD INDEX FDS | 922908744 | 19,305 | $3.7M | 0.72% |
| 24 | ISHARES TR | 464288414 | 30,888 | $3.3M | 0.65% |
| 25 | FIRST TR EXCH TRADED FD III | 33739P830 | 161,251 | $3.2M | 0.63% |
| 26 | VANGUARD WORLD FD | 921910691 | 47,840 | $3.0M | 0.59% |
| 27 | SPDR SERIES TRUST | 78464A508 | 50,215 | $2.9M | 0.56% |
| 28 | VANGUARD WORLD FD | 921910816 | 6,415 | $2.6M | 0.52% |
| 29 | INVESCO EXCHANGE TRADED FD T | IVZ | 13,816 | $2.6M | 0.52% |
| 30 | VANGUARD INTL EQUITY INDEX F | 922042858 | 48,064 | $2.6M | 0.50% |
| 31 | VANGUARD SCOTTSDALE FDS | 92206C664 | 25,882 | $2.6M | 0.50% |
| 32 | ISHARES TR | 464287200 | 3,713 | $2.5M | 0.50% |
| 33 | ISHARES TR | 46435U663 | 53,980 | $2.5M | 0.48% |
| 34 | ISHARES TR | 46436E551 | 51,796 | $2.3M | 0.45% |
| 35 | ALPHABET INC | GOOG | 7,181 | $2.2M | 0.44% |
| 36 | ISHARES TR | 464288323 | 40,033 | $2.1M | 0.42% |
| 37 | DIMENSIONAL ETF TRUST | 25434V724 | 42,351 | $2.0M | 0.39% |
| 38 | CORNING INC | GLW | 20,490 | $1.8M | 0.35% |
| 39 | DIMENSIONAL ETF TRUST | 25434V880 | 41,708 | $1.4M | 0.27% |
| 40 | MICROSOFT CORP | MSFT | 2,773 | $1.3M | 0.26% |
| 41 | ALPHABET INC | GOOG | 4,263 | $1.3M | 0.26% |
| 42 | DIMENSIONAL ETF TRUST | 25434V708 | 32,895 | $1.3M | 0.25% |
| 43 | MICROSOFT CORP | MSFT | 2,439 | $1.2M | 0.23% |
| 44 | NVIDIA CORPORATION | NVDA | 5,991 | $1.1M | 0.22% |
| 45 | MCDONALDS CORP | MCD | 3,600 | $1.1M | 0.21% |
| 46 | SCHWAB STRATEGIC TR | 808524649 | 42,671 | $1.1M | 0.21% |
| 47 | DIMENSIONAL ETF TRUST | 25434V401 | 14,400 | $1.1M | 0.21% |
| 48 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 2,110 | $1.1M | 0.21% |
| 49 | NVIDIA CORPORATION | NVDA | 5,555 | $1.0M | 0.20% |
| 50 | APPLE INC | AAPL | 3,730 | $1.0M | 0.20% |
| 51 | AMAZON COM INC | AMZN | 4,140 | $955,642 | 0.19% |
| 52 | INTERNATIONAL BUSINESS MACHS | INTR | 2,973 | $880,594 | 0.17% |
| 53 | ISHARES TR | 464287655 | 3,474 | $855,149 | 0.17% |
| 54 | APPLE INC | AAPL | 3,053 | $830,002 | 0.16% |
| 55 | JPMORGAN CHASE & CO. | VYLD | 2,567 | $827,120 | 0.16% |
| 56 | SCHWAB STRATEGIC TR | 808524201 | 30,634 | $824,367 | 0.16% |
| 57 | GOLDMAN SACHS GROUP INC | GSCE | 903 | $793,737 | 0.15% |
| 58 | SCHWAB STRATEGIC TR | 808524755 | 16,654 | $752,921 | 0.15% |
| 59 | MICROSOFT CORP | MSFT | 1,527 | $738,448 | 0.14% |
| 60 | DIMENSIONAL ETF TRUST | 25434V203 | 18,901 | $720,318 | 0.14% |
| 61 | ISHARES TR | 464287614 | 1,499 | $709,477 | 0.14% |
| 62 | T ROWE PRICE ETF INC | 87283Q834 | 20,373 | $702,869 | 0.14% |
| 63 | DIMENSIONAL ETF TRUST | 25434V609 | 11,409 | $679,292 | 0.13% |
| 64 | HOME DEPOT INC | HD | 1,962 | $675,120 | 0.13% |
| 65 | META PLATFORMS INC | META | 980 | $646,886 | 0.13% |
| 66 | ALPHABET INC | GOOG | 1,925 | $602,531 | 0.12% |
| 67 | VANGUARD INDEX FDS | 922908751 | 2,328 | $600,508 | 0.12% |
| 68 | META PLATFORMS INC | META | 900 | $594,081 | 0.12% |
| 69 | AMAZON COM INC | AMZN | 2,546 | $587,697 | 0.11% |
| 70 | ISHARES TR | 464287309 | 4,717 | $581,474 | 0.11% |
| 71 | ALPHABET INC | GOOG | 1,803 | $564,345 | 0.11% |
| 72 | PNC FINL SVCS GROUP INC | 693475105 | 2,322 | $484,672 | 0.09% |
| 73 | AMAZON COM INC | AMZN | 1,975 | $455,892 | 0.09% |
| 74 | AMERICAN EXPRESS CO | AXP | 1,204 | $445,420 | 0.09% |
| 75 | SPDR S&P 500 ETF TR | SPY | 651 | $443,930 | 0.09% |
| 76 | INVESCO QQQ TR | IVZ | 692 | $425,103 | 0.08% |
| 77 | BROADCOM INC | AVGO | 1,217 | $421,204 | 0.08% |
| 78 | CAPITAL GROUP DIVIDEND VALUE | 14020W106 | 9,486 | $413,970 | 0.08% |
| 79 | VANGUARD BD INDEX FDS | 921937835 | 5,554 | $411,385 | 0.08% |
| 80 | INTUITIVE SURGICAL INC | ISRG | 712 | $403,249 | 0.08% |
| 81 | ELI LILLY & CO | LLY | 369 | $396,557 | 0.08% |
| 82 | AMAZON COM INC | AMZN | 1,700 | $392,394 | 0.08% |
| 83 | BROADCOM INC | AVGO | 1,098 | $380,018 | 0.07% |
| 84 | ISHARES TR | 464287408 | 1,710 | $362,558 | 0.07% |
| 85 | GE AEROSPACE | 369604301 | 1,172 | $361,023 | 0.07% |
| 86 | DIMENSIONAL ETF TRUST | 25434V500 | 5,012 | $349,187 | 0.07% |
| 87 | SPDR DOW JONES INDL AVERAGE | 78467X109 | 691 | $332,074 | 0.06% |
| 88 | ISHARES TR | 464287150 | 2,199 | $326,970 | 0.06% |
| 89 | TESLA INC | TSLA | 720 | $323,798 | 0.06% |
| 90 | ISHARES TR | 46432F842 | 3,522 | $315,079 | 0.06% |
| 91 | NUCOR CORP | NUE | 1,916 | $312,519 | 0.06% |
| 92 | ISHARES TR | 464287689 | 803 | $310,641 | 0.06% |
| 93 | BROADCOM INC | AVGO | 883 | $305,606 | 0.06% |
| 94 | TJX COS INC NEW | 872540109 | 1,950 | $299,540 | 0.06% |
| 95 | SCHWAB STRATEGIC TR | 808524839 | 12,459 | $291,161 | 0.06% |
| 96 | MICROSOFT CORP | MSFT | 600 | $290,172 | 0.06% |
| 97 | BANK AMERICA CORP | 060505104 | 5,268 | $289,737 | 0.06% |
| 98 | META PLATFORMS INC | META | 437 | $288,458 | 0.06% |
| 99 | TESLA INC | TSLA | 588 | $264,435 | 0.05% |
| 100 | VANGUARD INDEX FDS | 922908637 | 836 | $263,173 | 0.05% |
| 101 | VANGUARD SPECIALIZED FUNDS | 921908844 | 1,190 | $261,579 | 0.05% |
| 102 | ISHARES TR | 464287663 | 2,519 | $258,299 | 0.05% |
| 103 | COSTCO WHSL CORP NEW | 22160K105 | 285 | $245,767 | 0.05% |
| 104 | JPMORGAN CHASE & CO. | VYLD | 758 | $244,237 | 0.05% |
| 105 | DISNEY WALT CO | 254687106 | 2,124 | $241,656 | 0.05% |
| 106 | ISHARES TR | 464287168 | 1,675 | $236,410 | 0.05% |
| 107 | SPDR INDEX SHS FDS | 78463X889 | 5,025 | $223,161 | 0.04% |
| 108 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 438 | $220,161 | 0.04% |
| 109 | SLB LIMITED | SLB | 5,581 | $214,199 | 0.04% |
| 110 | ELI LILLY & CO | LLY | 194 | $208,488 | 0.04% |
| 111 | VANGUARD INTL EQUITY INDEX F | 922042775 | 2,798 | $205,821 | 0.04% |
| 112 | INVESCO EXCH TRD SLF IDX FD | IVZ | 8,635 | $204,175 | 0.04% |
| 113 | ISHARES TR | 46432F339 | 1,021 | $202,792 | 0.04% |
| 114 | INVESCO EXCH TRD SLF IDX FD | IVZ | 8,564 | $202,669 | 0.04% |
| 115 | ELI LILLY & CO | LLY | 188 | $202,040 | 0.04% |
| 116 | INVESCO EXCH TRD SLF IDX FD | IVZ | 8,524 | $200,314 | 0.04% |
| 117 | SOUTHERN CO | SOMN | 2,230 | $194,456 | 0.04% |
| 118 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 377 | $189,499 | 0.04% |
| 119 | ALPHABET INC | GOOG | 594 | $186,397 | 0.04% |
| 120 | JPMORGAN CHASE & CO. | VYLD | 578 | $186,239 | 0.04% |
| 121 | EXXON MOBIL CORP | XOM | 1,525 | $183,519 | 0.04% |
| 122 | JOHNSON & JOHNSON | JNJ | 882 | $182,530 | 0.04% |
| 123 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 522 | $158,720 | 0.03% |
| 124 | VISA INC | V | 427 | $149,753 | 0.03% |
| 125 | ADVANCED MICRO DEVICES INC | AMD | 669 | $143,273 | 0.03% |
| 126 | VISA INC | V | 388 | $136,076 | 0.03% |
| 127 | VIATRIS INC | VTRS | 10,763 | $134,003 | 0.03% |
| 128 | JOHNSON & JOHNSON | JNJ | 644 | $133,276 | 0.03% |
| 129 | WALMART INC | WMT | 1,157 | $128,926 | 0.03% |
| 130 | WALMART INC | WMT | 1,154 | $128,591 | 0.03% |
| 131 | ALPHABET INC | GOOG | 404 | $126,775 | 0.02% |
| 132 | HOME DEPOT INC | HD | 332 | $114,240 | 0.02% |
| 133 | CISCO SYS INC | CSCO | 1,461 | $112,541 | 0.02% |
| 134 | ADVANCED MICRO DEVICES INC | AMD | 516 | $110,507 | 0.02% |
| 135 | INTERNATIONAL BUSINESS MACHS | INTR | 369 | $109,297 | 0.02% |
| 136 | MASTERCARD INCORPORATED | MA | 190 | $108,467 | 0.02% |
| 137 | EXXON MOBIL CORP | XOM | 895 | $107,704 | 0.02% |
| 138 | COSTCO WHSL CORP NEW | 22160K105 | 120 | $103,481 | 0.02% |
| 139 | ABBVIE INC | ABBV | 448 | $102,364 | 0.02% |
| 140 | ADVANCED MICRO DEVICES INC | AMD | 470 | $100,655 | 0.02% |
| 141 | ABBVIE INC | ABBV | 421 | $96,194 | 0.02% |
| 142 | VISA INC | V | 269 | $94,341 | 0.02% |
| 143 | NETFLIX INC | NFLX | 1,006 | $94,333 | 0.02% |
| 144 | PALANTIR TECHNOLOGIES INC | PLTR | 525 | $93,319 | 0.02% |
| 145 | COSTCO WHSL CORP NEW | 22160K105 | 108 | $93,133 | 0.02% |
| 146 | NETFLIX INC | NFLX | 990 | $92,832 | 0.02% |
| 147 | MASTERCARD INCORPORATED | MA | 159 | $90,770 | 0.02% |
| 148 | PALANTIR TECHNOLOGIES INC | PLTR | 491 | $87,275 | 0.02% |
| 149 | LAM RESEARCH CORP | LRCX | 497 | $85,109 | 0.02% |
| 150 | BANK AMERICA CORP | 060505104 | 1,534 | $84,369 | 0.02% |
| 151 | GOLDMAN SACHS GROUP INC | GSCE | 93 | $81,747 | 0.02% |
| 152 | BANK AMERICA CORP | 060505104 | 1,482 | $81,509 | 0.02% |
| 153 | CORNING INC | GLW | 870 | $76,177 | 0.01% |
| 154 | GOLDMAN SACHS GROUP INC | GSCE | 81 | $71,199 | 0.01% |
| 155 | LAM RESEARCH CORP | LRCX | 395 | $67,642 | 0.01% |
| 156 | GE AEROSPACE | 369604301 | 216 | $66,537 | 0.01% |
| 157 | CISCO SYS INC | CSCO | 848 | $65,322 | 0.01% |
| 158 | AMERICAN EXPRESS CO | AXP | 174 | $64,371 | 0.01% |
| 159 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 211 | $64,157 | 0.01% |
| 160 | MCDONALDS CORP | MCD | 205 | $62,646 | 0.01% |
| 161 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 200 | $60,812 | 0.01% |
| 162 | LAM RESEARCH CORP | LRCX | 331 | $56,682 | 0.01% |
| 163 | AMERICAN EXPRESS CO | AXP | 153 | $56,602 | 0.01% |
| 164 | TJX COS INC NEW | 872540109 | 331 | $50,845 | 0.01% |
| 165 | INTERNATIONAL BUSINESS MACHS | INTR | 163 | $48,280 | 0.01% |
| 166 | ABBVIE INC | ABBV | 179 | $40,900 | 0.01% |
| 167 | JOHNSON & JOHNSON | JNJ | 196 | $40,562 | 0.01% |
| 168 | DISNEY WALT CO | 254687106 | 356 | $40,504 | 0.01% |
| 169 | MCDONALDS CORP | MCD | 132 | $40,338 | 0.01% |
| 170 | INTUITIVE SURGICAL INC | ISRG | 71 | $40,212 | 0.01% |
| 171 | DISNEY WALT CO | 254687106 | 334 | $38,001 | 0.01% |
| 172 | CISCO SYS INC | CSCO | 479 | $36,897 | 0.01% |
| 173 | HOME DEPOT INC | HD | 102 | $35,098 | 0.01% |
| 174 | WALMART INC | WMT | 311 | $34,655 | 0.01% |
| 175 | PALANTIR TECHNOLOGIES INC | PLTR | 181 | $32,173 | 0.01% |
| 176 | SOUTHERN CO | SOMN | 299 | $26,073 | 0.01% |
| 177 | VIATRIS INC | VTRS | 1,974 | $24,577 | 0.00% |
| 178 | NETFLIX INC | NFLX | 244 | $22,880 | 0.00% |
| 179 | MASTERCARD INCORPORATED | MA | 39 | $22,264 | 0.00% |
| 180 | CORNING INC | GLW | 251 | $21,978 | 0.00% |
| 181 | PNC FINL SVCS GROUP INC | 693475105 | 94 | $19,621 | 0.00% |
| 182 | SLB LIMITED | SLB | 404 | $15,506 | 0.00% |
| 183 | EXXON MOBIL CORP | XOM | 79 | $9,507 | 0.00% |
| 184 | INTUITIVE SURGICAL INC | ISRG | 16 | $9,062 | 0.00% |
| 185 | PNC FINL SVCS GROUP INC | 693475105 | 39 | $8,140 | 0.00% |
| 186 | TESLA INC | TSLA | 17 | $7,645 | 0.00% |
| 187 | SOUTHERN CO | SOMN | 69 | $6,017 | 0.00% |
| 188 | GE AEROSPACE | 369604301 | 19 | $5,853 | 0.00% |
| 189 | NUCOR CORP | NUE | 33 | $5,383 | 0.00% |
| 190 | TJX COS INC NEW | 872540109 | 28 | $4,301 | 0.00% |
| 191 | VIATRIS INC | VTRS | 251 | $3,125 | 0.00% |
| 192 | NUCOR CORP | NUE | 8 | $1,305 | 0.00% |
| 193 | SLB LIMITED | SLB | 14 | $537 | 0.00% |
| 194 | DIMENSIONAL ETF TRUST | 25434V724 | 2 | $93 | 0.00% |