13F HOLDINGS REPORT

SENTINEL PENSION ADVISORS INC

Quarter ended Q3 2025 · Filed October 21, 2025 · Accession 0001725547-25-004184

Total Value

$625.4M

Positions

123

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (123)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	BNY MELLON ETF TRUST	09661T107	852,008	$109.4M	17.49%
2	SPDR S&P 500 ETF TR	SPY	142,884	$95.2M	15.22%
3	J P MORGAN EXCHANGE TRADED F	46641Q670	1,265,232	$60.2M	9.62%
4	BNY MELLON ETF TRUST	09661T404	597,621	$53.5M	8.56%
5	SPDR SERIES TRUST	78464A672	1,201,540	$34.7M	5.55%
6	WORLD GOLD TR	GLDW	386,642	$29.6M	4.73%
7	FIDELITY COVINGTON TRUST	31609A305	394,893	$16.2M	2.60%
8	FIDELITY MERRIMACK STR TR	316188309	312,016	$14.4M	2.31%
9	SPDR SERIES TRUST	78464A805	153,081	$12.3M	1.97%
10	SCHWAB STRATEGIC TR	808524854	468,506	$11.8M	1.88%
11	ALPS ETF TR	00162Q346	340,954	$8.9M	1.43%
12	PIMCO ETF TR	72201R585	309,927	$8.3M	1.33%
13	VANECK ETF TRUST	92189H748	154,758	$8.2M	1.31%
14	INVESCO EXCH TRD SLF IDX FD	IVZ	390,888	$7.6M	1.22%
15	INVESCO EXCH TRD SLF IDX FD	IVZ	368,284	$7.3M	1.16%
16	APPLE INC	AAPL	27,873	$7.1M	1.13%
17	SPDR INDEX SHS FDS	78463X889	159,321	$6.8M	1.09%
18	SCHWAB STRATEGIC TR	808524201	248,717	$6.6M	1.05%
19	ISHARES INC	464286509	125,550	$6.3M	1.01%
20	ISHARES TR	464287622	16,039	$5.9M	0.94%
21	VANGUARD INDEX FDS	922908736	12,213	$5.9M	0.94%
22	DIMENSIONAL ETF TRUST	25434V666	171,310	$5.6M	0.90%
23	THORNBURG ETF TR	88521L306	147,327	$4.5M	0.72%
24	ISHARES TR	464287150	28,483	$4.1M	0.66%
25	ISHARES INC	464286103	148,500	$4.0M	0.64%
26	ISHARES TR	46435U549	77,654	$3.7M	0.60%
27	EASTERN BANKSHARES INC	EBC	177,961	$3.2M	0.52%
28	SPDR SERIES TRUST	78464A649	120,501	$3.1M	0.50%
29	BNY MELLON ETF TRUST	09661T602	65,037	$2.8M	0.44%
30	FIRST TR EXCH TRADED FD III	33739N108	53,472	$2.7M	0.43%
31	AMERICAN CENTY ETF TR	025072604	36,070	$2.7M	0.43%
32	AMERICAN CENTY ETF TR	025072877	27,067	$2.7M	0.43%
33	SCHWAB STRATEGIC TR	808524508	85,094	$2.5M	0.40%
34	WISDOMTREE TR	WT	28,098	$2.5M	0.40%
35	SPDR SERIES TRUST	78468R101	85,105	$2.5M	0.40%
36	ISHARES TR	464287200	3,526	$2.4M	0.38%
37	SPROTT ASSET MANAGEMENT LP	SII	69,159	$2.0M	0.33%
38	VANGUARD INDEX FDS	922908629	6,645	$2.0M	0.31%
39	MICROSOFT CORP	MSFT	3,738	$1.9M	0.31%
40	SPDR SERIES TRUST	78464A854	24,445	$1.9M	0.31%
41	SELECT SECTOR SPDR TR	81369Y803	6,663	$1.9M	0.30%
42	VANECK ETF TRUST	92189F643	17,771	$1.8M	0.28%
43	ISHARES TR	46435U259	68,631	$1.8M	0.28%
44	VANGUARD INDEX FDS	922908595	5,495	$1.6M	0.26%
45	SPDR SERIES TRUST	78468R812	8,849	$1.5M	0.24%
46	ISHARES TR	46435U283	58,533	$1.5M	0.24%
47	ISHARES TR	46436E718	13,633	$1.4M	0.22%
48	SPDR SERIES TRUST	78468R663	14,643	$1.3M	0.21%
49	WISDOMTREE TR	WT	32,740	$1.3M	0.21%
50	ISHARES TR	46435U325	51,533	$1.3M	0.21%
51	ISHARES TR	46436E163	50,416	$1.3M	0.21%
52	VANGUARD WORLD FD	92204A801	6,242	$1.3M	0.20%
53	SPDR GOLD TR	GLD	3,349	$1.2M	0.19%
54	INVESCO QQQ TR	IVZ	1,870	$1.1M	0.18%
55	VANGUARD INDEX FDS	922908553	12,102	$1.1M	0.18%
56	ISHARES TR	46435U432	38,614	$1.0M	0.17%
57	INVESCO EXCH TRD SLF IDX FD	IVZ	46,084	$953,471	0.15%
58	INVESCO EXCH TRD SLF IDX FD	IVZ	38,032	$898,503	0.14%
59	FIDELITY COVINGTON TRUST	316092352	16,441	$882,250	0.14%
60	ISHARES GOLD TR	IAU	10,299	$749,458	0.12%
61	VANGUARD INDEX FDS	922908744	3,703	$690,515	0.11%
62	NAPCO SEC TECHNOLOGIES INC	630402105	16,046	$689,176	0.11%
63	BNY MELLON ETF TRUST	09661T206	6,338	$687,757	0.11%
64	META PLATFORMS INC	META	915	$672,253	0.11%
65	INVESCO EXCH TRD SLF IDX FD	IVZ	28,151	$666,049	0.11%
66	SSGA ACTIVE TR	78470P309	15,151	$665,213	0.11%
67	INVESCO EXCH TRD SLF IDX FD	IVZ	28,686	$662,648	0.11%
68	INVESCO EXCH TRD SLF IDX FD	IVZ	27,117	$634,944	0.10%
69	INVESCO EXCH TRD SLF IDX FD	IVZ	25,768	$631,964	0.10%
70	SPDR SERIES TRUST	78464A763	4,316	$604,517	0.10%
71	FORD MTR CO	345370860	50,020	$598,239	0.10%
72	ALPHABET INC	GOOG	2,449	$595,236	0.10%
73	DELL TECHNOLOGIES INC	DELL	4,141	$587,007	0.09%
74	PUTNAM ETF TRUST	746729300	13,729	$586,484	0.09%
75	MATTHEWS ASIA FDS	577125826	15,664	$581,495	0.09%
76	FIRST MERCHANTS CORP	FRMEP	15,228	$574,096	0.09%
77	MCDONALDS CORP	MCD	1,787	$543,051	0.09%
78	NEXTERA ENERGY INC	NEE-PW	6,950	$524,656	0.08%
79	BNY MELLON ETF TRUST	09661T305	4,715	$519,469	0.08%
80	NVIDIA CORPORATION	NVDA	2,742	$511,585	0.08%
81	SCHWAB STRATEGIC TR	808524805	21,879	$509,341	0.08%
82	VANGUARD WORLD FD	921910840	3,632	$500,272	0.08%
83	SCHWAB STRATEGIC TR	808524797	17,921	$489,253	0.08%
84	SCHWAB STRATEGIC TR	808524300	15,141	$483,136	0.08%
85	VANGUARD INTL EQUITY INDEX F	922042676	10,085	$481,458	0.08%
86	ELI LILLY & CO	LLY	616	$470,008	0.08%
87	AMAZON COM INC	AMZN	2,086	$458,002	0.07%
88	SCHWAB STRATEGIC TR	808524409	15,214	$442,876	0.07%
89	RBB FUND TRUST	75526L878	9,023	$416,177	0.07%
90	VANECK ETF TRUST	92189F130	11,850	$408,340	0.07%
91	SCHWAB STRATEGIC TR	808524607	14,547	$405,870	0.06%
92	CAMBRIA ETF TR	132061201	5,737	$393,902	0.06%
93	SPDR SERIES TRUST	78464A847	6,789	$388,236	0.06%
94	ISHARES TR	464287226	3,642	$365,123	0.06%
95	ABBVIE INC	ABBV	1,516	$351,004	0.06%
96	ISHARES TR	46432F842	3,986	$348,018	0.06%
97	VANGUARD SCOTTSDALE FDS	92206C664	3,536	$345,866	0.06%
98	ISHARES TR	46434V266	8,403	$345,553	0.06%
99	TESLA INC	TSLA	770	$342,434	0.05%
100	VANGUARD INDEX FDS	922908751	1,317	$334,887	0.05%
101	ALPHABET INC	GOOG	1,370	$333,583	0.05%
102	PACER FDS TR	69374H881	5,372	$308,705	0.05%
103	ORACLE CORP	ORCL-PD	1,077	$302,895	0.05%
104	J P MORGAN EXCHANGE TRADED F	46641Q332	5,276	$301,258	0.05%
105	SCHWAB STRATEGIC TR	808524102	11,276	$289,906	0.05%
106	BLACKROCK ETF TRUST II	BLK	5,282	$281,236	0.04%
107	SPDR SERIES TRUST	78468R853	5,948	$275,520	0.04%
108	FIDELITY WISE ORIGIN BITCOIN	FBTC	2,720	$271,483	0.04%
109	BANK AMERICA CORP	060505104	5,248	$270,738	0.04%
110	VANGUARD INDEX FDS	922908652	1,242	$259,905	0.04%
111	BIOLIFE SOLUTIONS INC	BLFS	10,053	$256,452	0.04%
112	VANGUARD WHITEHALL FDS	921946406	1,791	$252,441	0.04%
113	JPMORGAN CHASE & CO.	VYLD	798	$251,713	0.04%
114	INVESCO EXCH TRADED FD TR II	IVZ	3,805	$232,771	0.04%
115	VANGUARD INDEX FDS	922908637	746	$229,664	0.04%
116	ISHARES TR	464288760	1,087	$227,519	0.04%
117	VANGUARD INTL EQUITY INDEX F	922042775	3,166	$225,957	0.04%
118	SCHWAB STRATEGIC TR	808524862	9,105	$222,167	0.04%
119	ISHARES TR	464288414	2,062	$219,570	0.04%
120	WALMART INC	WMT	2,128	$219,306	0.04%
121	PROCTER AND GAMBLE CO	742718109	1,352	$207,750	0.03%
122	ISHARES TR	46435UAA9	8,435	$205,316	0.03%
123	SPDR INDEX SHS FDS	78463X426	3,082	$204,323	0.03%