13F HOLDINGS REPORT

Narus Financial Partners, LLC

Quarter ended Q4 2025 · Filed February 9, 2026 · Accession 0001698091-26-000002

Total Value

$363.0M

Positions

162

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (162)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	WALMART INC	WMT	1,383,052	$154.1M	42.45%
2	SPDR GOLD TR	GLD	32,588	$12.9M	3.56%
3	SELECT SECTOR SPDR TR	81369Y803	65,294	$9.4M	2.59%
4	NVIDIA CORPORATION	NVDA	42,106	$7.9M	2.16%
5	VANGUARD TAX-MANAGED FDS	921943858	117,091	$7.3M	2.02%
6	VANGUARD INDEX FDS	922908629	19,030	$5.5M	1.52%
7	APPLE INC	AAPL	19,914	$5.4M	1.49%
8	VANGUARD INDEX FDS	922908769	14,300	$4.8M	1.32%
9	ISHARES TR	464288877	61,207	$4.4M	1.20%
10	ALPHABET INC	GOOG	13,194	$4.1M	1.14%
11	VANGUARD WORLD FD	92204A884	20,652	$4.0M	1.10%
12	SELECT SECTOR SPDR TR	81369Y605	64,962	$3.6M	0.98%
13	INVESCO EXCH TRADED FD TR II	IVZ	60,692	$3.4M	0.95%
14	ISHARES TR	464288273	42,702	$3.3M	0.91%
15	VANGUARD INDEX FDS	922908751	12,276	$3.2M	0.87%
16	DIMENSIONAL ETF TRUST	25434V500	41,922	$2.9M	0.80%
17	ISHARES TR	464287499	29,009	$2.8M	0.77%
18	ISHARES TR	464288414	25,721	$2.8M	0.76%
19	VANGUARD INDEX FDS	922908363	4,321	$2.7M	0.75%
20	VANGUARD INDEX FDS	922908744	13,433	$2.6M	0.71%
21	META PLATFORMS INC	META	3,868	$2.6M	0.70%
22	J P MORGAN EXCHANGE TRADED F	46641Q159	55,127	$2.6M	0.70%
23	SPDR SERIES TRUST	78464A672	87,898	$2.5M	0.70%
24	INVESCO QQQ TR	IVZ	4,104	$2.5M	0.69%
25	ISHARES TR	464288158	22,657	$2.4M	0.67%
26	WISDOMTREE TR	WT	51,101	$2.4M	0.65%
27	VANGUARD BD INDEX FDS	921937835	31,735	$2.4M	0.65%
28	SPDR SERIES TRUST	78464A854	29,212	$2.3M	0.65%
29	ISHARES TR	464287804	19,364	$2.3M	0.64%
30	ISHARES TR	464287200	3,377	$2.3M	0.64%
31	DIMENSIONAL ETF TRUST	25434V864	46,795	$2.2M	0.62%
32	AMAZON COM INC	AMZN	9,392	$2.2M	0.60%
33	VANGUARD SCOTTSDALE FDS	92206C409	27,017	$2.2M	0.59%
34	SPDR S&P 500 ETF TR	SPY	3,024	$2.1M	0.57%
35	ISHARES TR	464287226	20,240	$2.0M	0.56%
36	MICROSOFT CORP	MSFT	4,076	$2.0M	0.54%
37	SELECT SECTOR SPDR TR	81369Y209	12,502	$1.9M	0.53%
38	J P MORGAN EXCHANGE TRADED F	46641Q654	34,730	$1.8M	0.49%
39	SELECT SECTOR SPDR TR	81369Y407	14,601	$1.7M	0.48%
40	BERKSHIRE HATHAWAY INC DEL	BRK-A	3,424	$1.7M	0.47%
41	INTERNATIONAL BUSINESS MACHS	INTR	5,535	$1.6M	0.45%
42	ISHARES GOLD TR	IAU	20,135	$1.6M	0.45%
43	ISHARES TR	464287465	16,886	$1.6M	0.45%
44	INVESCO DB MULTI-SECTOR COMM	IVZ	131,785	$1.6M	0.44%
45	ISHARES TR	464287432	17,214	$1.5M	0.41%
46	ORACLE CORP	ORCL-PD	7,636	$1.5M	0.41%
47	VANECK ETF TRUST	92189H409	29,025	$1.5M	0.41%
48	VANGUARD INTL EQUITY INDEX F	922042858	25,898	$1.4M	0.38%
49	JPMORGAN CHASE & CO.	VYLD	4,188	$1.3M	0.37%
50	DIMENSIONAL ETF TRUST	25434V773	40,487	$1.3M	0.37%
51	ISHARES TR	464287291	12,028	$1.3M	0.35%
52	ISHARES TR	464287663	12,248	$1.3M	0.35%
53	SPDR INDEX SHS FDS	78463X889	27,824	$1.2M	0.34%
54	BROADCOM INC	AVGO	3,371	$1.2M	0.32%
55	GOLDMAN SACHS ETF TR	NVGLF	11,639	$1.2M	0.32%
56	SPDR SERIES TRUST	78464A664	41,087	$1.1M	0.30%
57	J P MORGAN EXCHANGE TRADED F	46641Q837	20,449	$1.0M	0.28%
58	QUALCOMM INC	QCOM	5,768	$986,571	0.27%
59	NEW YORK LIFE INVTS ACTIVE E	45409F827	40,038	$974,125	0.27%
60	VANGUARD WORLD FD	92204A702	1,287	$970,115	0.27%
61	ISHARES TR	464287655	3,878	$954,649	0.26%
62	ISHARES TR	464288513	11,582	$933,857	0.26%
63	EXXON MOBIL CORP	XOM	7,655	$921,203	0.25%
64	ISHARES TR	464287846	5,100	$845,631	0.23%
65	SPDR SERIES TRUST	78468R408	32,894	$832,876	0.23%
66	SELECT SECTOR SPDR TR	81369Y506	18,405	$822,888	0.23%
67	SPDR SERIES TRUST	78464A649	31,379	$808,009	0.22%
68	VANGUARD INDEX FDS	922908736	1,650	$804,969	0.22%
69	KLA CORP	KLAC	658	$799,523	0.22%
70	DIMENSIONAL ETF TRUST	25434V724	16,971	$790,679	0.22%
71	TESLA INC	TSLA	1,738	$781,613	0.22%
72	VANGUARD BD INDEX FDS	921937827	9,850	$776,278	0.21%
73	SELECT SECTOR SPDR TR	81369Y308	9,833	$763,824	0.21%
74	BERKSHIRE HATHAWAY INC DEL	BRK-A	1	$754,800	0.21%
75	SELECT SECTOR SPDR TR	81369Y886	17,396	$742,644	0.20%
76	J P MORGAN EXCHANGE TRADED F	46641Q852	15,114	$736,052	0.20%
77	ISHARES TR	464288588	7,522	$716,245	0.20%
78	ISHARES TR	464287440	7,150	$687,544	0.19%
79	VISA INC	V	1,863	$653,385	0.18%
80	VANGUARD INDEX FDS	922908512	3,649	$647,223	0.18%
81	NORTHROP GRUMMAN CORP	NOC	1,099	$626,661	0.17%
82	ISHARES TR	464288885	5,239	$596,827	0.16%
83	ISHARES TR	464288166	5,386	$593,807	0.16%
84	VANGUARD SCOTTSDALE FDS	92206C870	6,966	$583,403	0.16%
85	UNITEDHEALTH GROUP INC	UNH	1,745	$576,155	0.16%
86	WELLS FARGO CO NEW	949746101	6,028	$561,836	0.15%
87	J P MORGAN EXCHANGE TRADED F	46654Q203	9,550	$555,046	0.15%
88	SPDR SERIES TRUST	78464A847	9,562	$553,735	0.15%
89	ELI LILLY & CO	LLY	492	$528,743	0.15%
90	BOOKING HOLDINGS INC	BKNG	98	$524,822	0.14%
91	CHEVRON CORP NEW	CVX	3,405	$518,902	0.14%
92	PALANTIR TECHNOLOGIES INC	PLTR	2,914	$517,964	0.14%
93	VANGUARD INDEX FDS	922908611	2,442	$517,191	0.14%
94	ISHARES TR	46434V266	12,441	$516,061	0.14%
95	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,693	$514,486	0.14%
96	CATERPILLAR INC	CAT	898	$514,437	0.14%
97	ABBVIE INC	ABBV	2,104	$480,743	0.13%
98	EMCOR GROUP INC	EME	782	$478,420	0.13%
99	INVESCO EXCH TRD SLF IDX FD	IVZ	8,247	$471,396	0.13%
100	TJX COS INC NEW	872540109	3,045	$467,742	0.13%
101	HEALTHEQUITY INC	HQY	4,941	$452,645	0.12%
102	ADOBE INC	ADBE	1,267	$443,437	0.12%
103	VANGUARD MUN BD FDS	922907746	8,701	$437,573	0.12%
104	SPDR SERIES TRUST	78464A508	7,649	$434,540	0.12%
105	COSTCO WHSL CORP NEW	22160K105	503	$434,078	0.12%
106	DECKERS OUTDOOR CORP	DECK	4,130	$428,157	0.12%
107	ISHARES TR	46435U853	11,329	$423,648	0.12%
108	VANGUARD WORLD FD	92204A108	1,066	$419,919	0.12%
109	SPDR SERIES TRUST	78468R853	8,768	$410,868	0.11%
110	DIMENSIONAL ETF TRUST	25434V807	8,204	$409,380	0.11%
111	APPLIED MATLS INC	038222105	1,592	$409,128	0.11%
112	INVESCO EXCHANGE TRADED FD T	IVZ	3,948	$404,354	0.11%
113	VANGUARD SPECIALIZED FUNDS	921908844	1,835	$403,296	0.11%
114	INVESCO ACTVELY MNGD ETC FD	IVZ	30,213	$400,322	0.11%
115	FIRST TR EXCHANGE TRADED FD	33737A108	2,553	$390,692	0.11%
116	DIMENSIONAL ETF TRUST	25434V203	10,231	$389,903	0.11%
117	GRAYSCALE BITCOIN TRUST ETF	GBTC	5,568	$380,628	0.10%
118	VANGUARD WORLD FD	92204A504	1,304	$375,356	0.10%
119	GE AEROSPACE	369604301	1,182	$364,119	0.10%
120	MCKESSON CORP	MCK	441	$361,748	0.10%
121	AMERICAN EXPRESS CO	AXP	976	$361,071	0.10%
122	ISHARES INC	46434G822	4,472	$361,069	0.10%
123	ALPHABET INC	GOOG	1,149	$360,443	0.10%
124	ISHARES INC	46434G764	4,943	$359,257	0.10%
125	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,615	$356,813	0.10%
126	FIRST TR EXCHANGE TRADED FD	33734X846	4,925	$351,860	0.10%
127	NETFLIX INC	NFLX	3,712	$348,037	0.10%
128	SPDR DOW JONES INDL AVERAGE	78467X109	700	$336,399	0.09%
129	EVERCORE INC	EVR	979	$333,105	0.09%
130	CISCO SYS INC	CSCO	4,246	$327,069	0.09%
131	FIRST TR EXCHANGE TRADED FD	33738R704	3,226	$317,185	0.09%
132	VALERO ENERGY CORP	VLO	1,936	$315,161	0.09%
133	AMERIPRISE FINL INC	03076C106	642	$314,798	0.09%
134	THE CIGNA GROUP	125523100	1,116	$307,157	0.08%
135	SPDR SERIES TRUST	78464A763	2,200	$306,152	0.08%
136	NOVARTIS AG	NVSEF	2,189	$301,797	0.08%
137	SPDR SERIES TRUST	78464A300	3,250	$295,653	0.08%
138	SELECT SECTOR SPDR TR	81369Y852	2,377	$279,834	0.08%
139	DIMENSIONAL ETF TRUST	25434V815	8,505	$279,729	0.08%
140	SPDR INDEX SHS FDS	78463X509	5,818	$272,341	0.08%
141	ISHARES TR	464287713	7,977	$270,420	0.07%
142	TRAVELERS COMPANIES INC	TRV	910	$263,955	0.07%
143	CROWDSTRIKE HLDGS INC	CRWD	559	$262,037	0.07%
144	AT&T INC	T-PC	10,455	$259,702	0.07%
145	ISHARES TR	464287176	2,340	$257,189	0.07%
146	SPDR SERIES TRUST	78464A474	8,447	$255,099	0.07%
147	FIRST TR EXCHANGE-TRADED FD	33733E104	2,625	$242,843	0.07%
148	VANGUARD INDEX FDS	922908637	750	$236,100	0.07%
149	NETAPP INC	NTAP	2,174	$232,814	0.06%
150	COREWEAVE INC	CRWV	3,225	$230,927	0.06%
151	GENERAL DYNAMICS CORP	GD	678	$228,191	0.06%
152	INVESCO EXCH TRADED FD TR II	IVZ	5,375	$226,259	0.06%
153	SHELL PLC	RYDAF	3,028	$222,497	0.06%
154	AMGEN INC	AMGN	666	$217,988	0.06%
155	ISHARES TR	46429B655	4,212	$214,222	0.06%
156	AUTOZONE INC	AZO	63	$213,665	0.06%
157	TOPBUILD CORP	BLD	500	$208,595	0.06%
158	ZIONS BANCORPORATION N A	989701107	3,452	$202,080	0.06%
159	VANGUARD MUN BD FDS	922907738	2,000	$201,660	0.06%
160	VODAFONE GROUP PLC NEW	92857W308	10,000	$132,100	0.04%
161	SPDR SERIES TRUST	78464A672	350	$10,094	0.00%
162	BERKSHIRE HATHAWAY INC DEL	BRK-A	5	$2,513	0.00%