13F HOLDINGS REPORT (Amended)

Narus Financial Partners, LLC

Quarter ended Q4 2025 · Filed February 9, 2026 · Accession 0001698091-26-000001

Total Value

$365.5M

Positions

171

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (171)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	WALMART INC	WMT	1,493,950	$154.0M	42.12%
2	SPDR GOLD TR	GLD	32,441	$11.5M	3.16%
3	SELECT SECTOR SPDR TR	81369Y803	33,121	$9.3M	2.55%
4	NVIDIA CORPORATION	NVDA	41,655	$7.8M	2.13%
5	VANGUARD TAX-MANAGED FDS	921943858	116,875	$7.0M	1.92%
6	VANGUARD INDEX FDS	922908629	19,516	$5.7M	1.57%
7	APPLE INC	AAPL	19,871	$5.1M	1.38%
8	VANGUARD INDEX FDS	922908769	14,255	$4.7M	1.28%
9	ISHARES TR	464288877	61,015	$4.1M	1.13%
10	VANGUARD WORLD FD	92204A884	20,841	$3.9M	1.07%
11	SELECT SECTOR SPDR TR	81369Y605	67,499	$3.6M	0.99%
12	VANGUARD INDEX FDS	922908751	13,175	$3.4M	0.92%
13	INVESCO EXCH TRADED FD TR II	IVZ	62,429	$3.3M	0.91%
14	ISHARES TR	464288273	42,525	$3.3M	0.89%
15	ALPHABET INC	GOOG	13,226	$3.2M	0.88%
16	VANGUARD INDEX FDS	922908744	16,390	$3.1M	0.84%
17	DIMENSIONAL ETF TRUST	25434V500	42,551	$2.9M	0.80%
18	INVESCO DB MULTI-SECTOR COMM	IVZ	216,472	$2.9M	0.80%
19	ISHARES TR	464287499	29,218	$2.8M	0.77%
20	ISHARES TR	464288414	26,374	$2.8M	0.77%
21	VANGUARD INDEX FDS	922908363	4,416	$2.7M	0.74%
22	META PLATFORMS INC	META	3,666	$2.7M	0.74%
23	J P MORGAN EXCHANGE TRADED F	46641Q159	55,505	$2.6M	0.70%
24	ISHARES TR	464288158	22,725	$2.4M	0.66%
25	DIMENSIONAL ETF TRUST	25434V864	49,818	$2.4M	0.66%
26	ISHARES TR	464287804	19,915	$2.4M	0.65%
27	VANGUARD BD INDEX FDS	921937835	31,788	$2.4M	0.65%
28	SPDR SERIES TRUST	78464A854	29,045	$2.3M	0.62%
29	WISDOMTREE TR	WT	51,431	$2.3M	0.62%
30	ISHARES TR	464287200	3,376	$2.3M	0.62%
31	INVESCO QQQ TR	IVZ	3,661	$2.2M	0.60%
32	J P MORGAN EXCHANGE TRADED F	46641Q654	42,675	$2.2M	0.60%
33	VANGUARD SCOTTSDALE FDS	92206C409	26,974	$2.2M	0.59%
34	MICROSOFT CORP	MSFT	4,077	$2.1M	0.58%
35	ORACLE CORP	ORCL-PD	7,483	$2.1M	0.58%
36	SPDR S&P 500 ETF TR	SPY	3,095	$2.1M	0.56%
37	AMAZON COM INC	AMZN	9,179	$2.0M	0.55%
38	ISHARES TR	464287226	19,769	$2.0M	0.54%
39	ISHARES TR	464287465	18,994	$1.8M	0.49%
40	SELECT SECTOR SPDR TR	81369Y407	7,331	$1.8M	0.48%
41	SELECT SECTOR SPDR TR	81369Y209	12,500	$1.7M	0.48%
42	DECKERS OUTDOOR CORP	DECK	16,630	$1.7M	0.46%
43	INTERNATIONAL BUSINESS MACHS	INTR	5,555	$1.6M	0.43%
44	SPDR SERIES TRUST	78464A672	54,232	$1.6M	0.43%
45	ISHARES TR	464287432	17,256	$1.5M	0.42%
46	VANECK ETF TRUST	92189H409	29,095	$1.5M	0.41%
47	ISHARES GOLD TR	IAU	19,967	$1.5M	0.40%
48	VANGUARD INTL EQUITY INDEX F	922042858	25,677	$1.4M	0.38%
49	JPMORGAN CHASE & CO.	VYLD	4,107	$1.3M	0.35%
50	DIMENSIONAL ETF TRUST	25434V773	40,487	$1.3M	0.35%
51	ISHARES TR	464287291	12,028	$1.2M	0.34%
52	ISHARES TR	464287663	12,231	$1.2M	0.33%
53	SPDR INDEX SHS FDS	78463X889	27,517	$1.2M	0.32%
54	GOLDMAN SACHS ETF TR	NVGLF	11,698	$1.2M	0.32%
55	BROADCOM INC	AVGO	3,351	$1.1M	0.30%
56	SPDR SERIES TRUST	78464A664	40,991	$1.1M	0.30%
57	EXXON MOBIL CORP	XOM	9,598	$1.1M	0.30%
58	J P MORGAN EXCHANGE TRADED F	46641Q837	20,695	$1.0M	0.29%
59	SPDR SERIES TRUST	78464A672	35,661	$1.0M	0.28%
60	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,018	$1.0M	0.28%
61	SELECT SECTOR SPDR TR	81369Y308	12,629	$989,758	0.27%
62	QUALCOMM INC	QCOM	5,872	$976,944	0.27%
63	NEW YORK LIFE INVTS ACTIVE E	45409F827	40,038	$972,923	0.27%
64	ISHARES TR	464288513	11,628	$944,077	0.26%
65	ISHARES TR	464287655	3,878	$938,319	0.26%
66	SELECT SECTOR SPDR TR	81369Y506	10,501	$938,199	0.26%
67	VANGUARD WORLD FD	92204A702	1,215	$907,155	0.25%
68	SPDR SERIES TRUST	78468R408	33,374	$854,374	0.23%
69	ISHARES TR	464287846	5,100	$828,638	0.23%
70	VANGUARD BD INDEX FDS	921937827	10,225	$806,855	0.22%
71	SPDR SERIES TRUST	78464A649	30,200	$780,670	0.21%
72	VANGUARD INDEX FDS	922908736	1,619	$776,489	0.21%
73	SELECT SECTOR SPDR TR	81369Y886	8,758	$763,749	0.21%
74	DIMENSIONAL ETF TRUST	25434V724	16,972	$758,459	0.21%
75	BERKSHIRE HATHAWAY INC DEL	BRK-A	1	$754,200	0.21%
76	J P MORGAN EXCHANGE TRADED F	46641Q852	15,274	$748,884	0.20%
77	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,423	$714,457	0.20%
78	KLA CORP	KLAC	658	$709,719	0.19%
79	VANGUARD INDEX FDS	922908512	4,034	$704,168	0.19%
80	TESLA INC	TSLA	1,574	$699,989	0.19%
81	ISHARES TR	464287440	7,120	$686,795	0.19%
82	ISHARES TR	464288588	7,100	$675,565	0.18%
83	NORTHROP GRUMMAN CORP	NOC	1,099	$669,643	0.18%
84	VISA INC	V	1,895	$647,080	0.18%
85	ISHARES TR	464288885	5,224	$594,909	0.16%
86	ISHARES TR	464288166	5,344	$589,817	0.16%
87	SPDR SERIES TRUST	78464A847	10,085	$576,766	0.16%
88	UNITEDHEALTH GROUP INC	UNH	1,657	$572,280	0.16%
89	HEALTHEQUITY INC	HQY	5,941	$563,029	0.15%
90	J P MORGAN EXCHANGE TRADED F	46654Q203	9,600	$552,192	0.15%
91	BOOKING HOLDINGS INC	BKNG	102	$550,726	0.15%
92	VANGUARD SCOTTSDALE FDS	92206C870	6,347	$533,846	0.15%
93	VANGUARD INDEX FDS	922908611	2,494	$520,604	0.14%
94	GRAYSCALE BITCOIN TRUST ETF	GBTC	5,772	$518,152	0.14%
95	ISHARES TR	46434V266	12,387	$509,417	0.14%
96	EMCOR GROUP INC	EME	778	$505,342	0.14%
97	WELLS FARGO CO NEW	949746101	5,987	$501,854	0.14%
98	PALANTIR TECHNOLOGIES INC	PLTR	2,700	$492,534	0.13%
99	ABBVIE INC	ABBV	2,095	$485,076	0.13%
100	ADOBE INC	ADBE	1,372	$483,885	0.13%
101	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,693	$472,838	0.13%
102	COSTCO WHSL CORP NEW	22160K105	500	$463,000	0.13%
103	DOW INC	DOW	20,015	$458,944	0.13%
104	INVESCO EXCH TRD SLF IDX FD	IVZ	8,046	$444,206	0.12%
105	SPDR DOW JONES INDL AVERAGE	78467X109	950	$440,553	0.12%
106	VANGUARD MUN BD FDS	922907746	8,651	$433,156	0.12%
107	TJX COS INC NEW	872540109	2,970	$429,284	0.12%
108	VANGUARD SPECIALIZED FUNDS	921908844	1,981	$427,480	0.12%
109	SPDR SERIES TRUST	78464A508	7,581	$419,457	0.11%
110	ISHARES TR	46435U853	11,100	$419,358	0.11%
111	SPDR SERIES TRUST	78468R853	8,846	$409,756	0.11%
112	VANGUARD WORLD FD	92204A108	1,024	$405,658	0.11%
113	ISHARES BITCOIN TRUST ETF	IBIT	6,210	$403,650	0.11%
114	INVESCO EXCHANGE TRADED FD T	IVZ	3,822	$401,157	0.11%
115	INVESCO ACTVELY MNGD ETC FD	IVZ	29,516	$396,400	0.11%
116	NETFLIX INC	NFLX	328	$393,246	0.11%
117	CATERPILLAR INC	CAT	821	$391,740	0.11%
118	THE CIGNA GROUP	125523100	1,321	$380,781	0.10%
119	DIMENSIONAL ETF TRUST	25434V807	8,204	$378,368	0.10%
120	DIMENSIONAL ETF TRUST	25434V203	10,231	$371,897	0.10%
121	FIRST TR EXCHANGE TRADED FD	33737A108	2,442	$368,954	0.10%
122	VANGUARD WORLD FD	92204A504	1,420	$368,673	0.10%
123	FIRST TR EXCHANGE TRADED FD	33734X846	4,825	$366,729	0.10%
124	ISHARES INC	46434G822	4,357	$349,475	0.10%
125	AMERIPRISE FINL INC	03076C106	708	$347,805	0.10%
126	GE AEROSPACE	369604301	1,144	$344,161	0.09%
127	MCKESSON CORP	MCK	439	$338,965	0.09%
128	ISHARES INC	46434G764	4,943	$333,702	0.09%
129	EVERCORE INC	EVR	979	$330,236	0.09%
130	VALERO ENERGY CORP	VLO	1,936	$329,623	0.09%
131	NETAPP INC	NTAP	2,668	$316,010	0.09%
132	APPLIED MATLS INC	038222105	1,541	$315,504	0.09%
133	FIRST TR EXCHANGE TRADED FD	33738R704	3,191	$308,507	0.08%
134	SPDR SERIES TRUST	78464A763	2,200	$308,110	0.08%
135	AUTOZONE INC	AZO	71	$304,607	0.08%
136	ELI LILLY & CO	LLY	399	$304,437	0.08%
137	AMERICAN EXPRESS CO	AXP	914	$303,594	0.08%
138	DIMENSIONAL ETF TRUST	25434V815	9,504	$302,607	0.08%
139	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,615	$298,337	0.08%
140	AT&T INC	T-PC	10,494	$296,351	0.08%
141	SPDR SERIES TRUST	78464A300	3,250	$288,113	0.08%
142	UNIVERSAL DISPLAY CORP	OLED	2,000	$287,260	0.08%
143	CISCO SYS INC	CSCO	4,146	$283,669	0.08%
144	SELECT SECTOR SPDR TR	81369Y852	2,392	$283,155	0.08%
145	NOVARTIS AG	NVSEF	2,189	$280,717	0.08%
146	ALPHABET INC	GOOG	1,149	$279,784	0.08%
147	CROWDSTRIKE HLDGS INC	CRWD	560	$274,613	0.08%
148	SPDR INDEX SHS FDS	78463X509	5,758	$269,509	0.07%
149	INVESCO QQQ TR	IVZ	448	$269,175	0.07%
150	SPDR SERIES TRUST	78464A474	8,739	$264,704	0.07%
151	ISHARES TR	464287176	2,365	$263,035	0.07%
152	FIDELITY WISE ORIGIN BITCOIN	FBTC	2,580	$257,510	0.07%
153	ISHARES TR	464287713	7,977	$257,338	0.07%
154	TRAVELERS COMPANIES INC	TRV	910	$254,090	0.07%
155	SELECTIVE INS GROUP INC	816300107	3,106	$251,774	0.07%
156	GENERAL DYNAMICS CORP	GD	737	$251,205	0.07%
157	FIRST TR EXCHANGE-TRADED FD	33733E104	2,625	$245,805	0.07%
158	SPROUTS FMRS MKT INC	85208M102	2,217	$241,210	0.07%
159	DOCUSIGN INC	DOCU	3,261	$235,085	0.06%
160	VANGUARD INDEX FDS	922908637	750	$230,895	0.06%
161	INVESCO EXCH TRADED FD TR II	IVZ	5,319	$228,877	0.06%
162	PAYPAL HLDGS INC	PYPL	3,378	$226,529	0.06%
163	MERCADOLIBRE INC	MELI	94	$219,672	0.06%
164	ISHARES TR	46429B655	4,273	$218,286	0.06%
165	SHELL PLC	RYDAF	3,028	$216,593	0.06%
166	SPDR INDEX SHS FDS	78463X871	5,342	$214,642	0.06%
167	CHEVRON CORP NEW	CVX	1,346	$208,979	0.06%
168	LOWES COS INC	548661107	825	$207,367	0.06%
169	PALO ALTO NETWORKS INC	PANW	1,002	$204,027	0.06%
170	VANGUARD MUN BD FDS	922907738	2,000	$200,660	0.05%
171	VODAFONE GROUP PLC NEW	92857W308	10,000	$116,000	0.03%