13F HOLDINGS REPORT

Narus Financial Partners, LLC

Quarter ended Q4 2025 · Filed December 29, 2025 · Accession 0001698091-25-000005

Total Value

$93.9M

Positions

117

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (117)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR GOLD TR	GLD	12,643	$4.5M	4.78%
2	VANGUARD INDEX FDS	922908629	11,738	$3.4M	3.67%
3	NVIDIA CORPORATION	NVDA	16,484	$3.1M	3.27%
4	VANGUARD TAX-MANAGED FDS	921943858	51,214	$3.1M	3.27%
5	APPLE INC	AAPL	10,532	$2.7M	2.85%
6	SELECT SECTOR SPDR TR	81369Y803	8,695	$2.5M	2.61%
7	WALMART INC	WMT	23,663	$2.4M	2.60%
8	J P MORGAN EXCHANGE TRADED F	46641Q159	49,316	$2.3M	2.44%
9	SPDR SERIES TRUST	78464A672	76,324	$2.2M	2.35%
10	SPDR SERIES TRUST	78464A854	26,752	$2.1M	2.23%
11	VANGUARD BD INDEX FDS	921937835	27,077	$2.0M	2.14%
12	ISHARES TR	464287804	15,212	$1.8M	1.92%
13	VANGUARD INDEX FDS	922908363	2,902	$1.8M	1.89%
14	VANGUARD INDEX FDS	922908744	9,340	$1.7M	1.85%
15	VANGUARD INDEX FDS	922908751	6,431	$1.6M	1.74%
16	ALPHABET INC	GOOG	6,475	$1.6M	1.68%
17	DIMENSIONAL ETF TRUST	25434V500	22,449	$1.5M	1.64%
18	VANGUARD SCOTTSDALE FDS	92206C409	18,114	$1.4M	1.54%
19	DIMENSIONAL ETF TRUST	25434V864	29,358	$1.4M	1.51%
20	META PLATFORMS INC	META	1,887	$1.4M	1.48%
21	MICROSOFT CORP	MSFT	2,639	$1.4M	1.45%
22	VANGUARD WORLD FD	92204A884	7,251	$1.4M	1.45%
23	AMAZON COM INC	AMZN	6,163	$1.4M	1.44%
24	ISHARES TR	464288877	19,426	$1.3M	1.40%
25	SPDR S&P 500 ETF TR	SPY	1,975	$1.3M	1.40%
26	SELECT SECTOR SPDR TR	81369Y605	23,147	$1.2M	1.33%
27	SPDR INDEX SHS FDS	78463X889	27,326	$1.2M	1.24%
28	ISHARES TR	464287226	11,564	$1.2M	1.23%
29	ISHARES TR	464288273	15,057	$1.2M	1.23%
30	INVESCO EXCH TRADED FD TR II	IVZ	21,277	$1.1M	1.20%
31	GOLDMAN SACHS ETF TR	NVGLF	10,459	$1.0M	1.12%
32	ISHARES TR	464287499	10,839	$1.0M	1.11%
33	ISHARES TR	464288414	9,430	$1.0M	1.07%
34	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,953	$981,600	1.04%
35	VANGUARD WORLD FD	92204A702	1,155	$862,358	0.92%
36	SPDR SERIES TRUST	78468R408	32,994	$844,646	0.90%
37	WISDOMTREE TR	WT	18,150	$802,230	0.85%
38	SPDR SERIES TRUST	78464A649	30,643	$792,122	0.84%
39	INVESCO DB MULTI-SECTOR COMM	IVZ	57,133	$768,441	0.82%
40	VANGUARD INDEX FDS	922908736	1,595	$764,978	0.81%
41	BROADCOM INC	AVGO	2,275	$750,545	0.80%
42	J P MORGAN EXCHANGE TRADED F	46641Q837	14,345	$727,722	0.77%
43	VANGUARD BD INDEX FDS	921937827	9,116	$719,344	0.77%
44	J P MORGAN EXCHANGE TRADED F	46641Q852	13,623	$667,936	0.71%
45	NEW YORK LIFE INVTS ACTIVE E	45409F827	24,813	$602,956	0.64%
46	ISHARES GOLD TR	IAU	8,057	$586,308	0.62%
47	ISHARES TR	464288158	5,346	$570,846	0.61%
48	QUALCOMM INC	QCOM	3,422	$569,362	0.61%
49	ISHARES TR	464287465	5,944	$554,991	0.59%
50	VANGUARD INTL EQUITY INDEX F	922042858	9,976	$540,473	0.58%
51	HEALTHEQUITY INC	HQY	5,441	$515,644	0.55%
52	VANGUARD INDEX FDS	922908769	1,567	$514,135	0.55%
53	INTERNATIONAL BUSINESS MACHS	INTR	1,814	$511,873	0.54%
54	SELECT SECTOR SPDR TR	81369Y209	3,638	$506,267	0.54%
55	J P MORGAN EXCHANGE TRADED F	46641Q654	9,877	$504,122	0.54%
56	ISHARES TR	464287663	4,944	$494,104	0.53%
57	SPDR SERIES TRUST	78464A847	8,598	$491,725	0.52%
58	TESLA INC	TSLA	1,081	$480,742	0.51%
59	VISA INC	V	1,404	$479,127	0.51%
60	INVESCO QQQ TR	IVZ	797	$478,495	0.51%
61	VANGUARD SCOTTSDALE FDS	92206C870	5,658	$475,894	0.51%
62	SPDR DOW JONES INDL AVERAGE	78467X109	950	$440,553	0.47%
63	SPDR SERIES TRUST	78464A508	7,583	$419,567	0.45%
64	VANGUARD INDEX FDS	922908512	2,383	$415,937	0.44%
65	ISHARES TR	464288588	4,305	$409,621	0.44%
66	INVESCO EXCH TRD SLF IDX FD	IVZ	7,389	$407,947	0.43%
67	SELECT SECTOR SPDR TR	81369Y308	5,204	$407,861	0.43%
68	COSTCO WHSL CORP NEW	22160K105	436	$403,429	0.43%
69	SPDR SERIES TRUST	78468R853	8,627	$399,612	0.43%
70	JPMORGAN CHASE & CO.	VYLD	1,253	$395,234	0.42%
71	ISHARES TR	46434V266	9,440	$388,222	0.41%
72	SELECT SECTOR SPDR TR	81369Y407	1,596	$382,503	0.41%
73	ABBVIE INC	ABBV	1,629	$377,179	0.40%
74	INVESCO ACTVELY MNGD ETC FD	IVZ	27,867	$374,254	0.40%
75	SELECT SECTOR SPDR TR	81369Y886	4,166	$363,359	0.39%
76	SPDR SERIES TRUST	78464A664	13,080	$352,506	0.38%
77	INVESCO EXCHANGE TRADED FD T	IVZ	3,284	$344,689	0.37%
78	ISHARES TR	464287200	514	$343,833	0.37%
79	WELLS FARGO CO NEW	949746101	3,949	$331,010	0.35%
80	BOOKING HOLDINGS INC	BKNG	59	$318,557	0.34%
81	FIRST TR EXCHANGE TRADED FD	33737A108	2,041	$308,354	0.33%
82	ISHARES INC	46434G764	4,557	$307,643	0.33%
83	ADOBE INC	ADBE	870	$306,804	0.33%
84	ORACLE CORP	ORCL-PD	1,087	$305,708	0.33%
85	GRAYSCALE BITCOIN TRUST ETF	GBTC	3,272	$293,727	0.31%
86	ISHARES TR	464287176	2,592	$288,282	0.31%
87	SPDR SERIES TRUST	78464A300	3,250	$288,113	0.31%
88	VANGUARD SPECIALIZED FUNDS	921908844	1,335	$288,080	0.31%
89	FIRST TR EXCHANGE TRADED FD	33734X846	3,697	$281,009	0.30%
90	DIMENSIONAL ETF TRUST	25434V815	8,772	$279,300	0.30%
91	GE AEROSPACE	369604301	921	$277,055	0.29%
92	CATERPILLAR INC	CAT	569	$271,498	0.29%
93	PALANTIR TECHNOLOGIES INC	PLTR	1,481	$270,164	0.29%
94	MCKESSON CORP	MCK	343	$264,801	0.28%
95	NETFLIX INC	NFLX	220	$263,762	0.28%
96	SPDR SERIES TRUST	78464A474	8,686	$263,099	0.28%
97	VANGUARD WORLD FD	92204A108	645	$255,517	0.27%
98	SPDR INDEX SHS FDS	78463X509	5,455	$255,325	0.27%
99	ELI LILLY & CO	LLY	331	$252,553	0.27%
100	FIDELITY WISE ORIGIN BITCOIN	FBTC	2,500	$249,525	0.27%
101	ISHARES TR	464287432	2,785	$248,939	0.26%
102	AUTOZONE INC	AZO	57	$244,544	0.26%
103	FIRST TR EXCHANGE TRADED FD	33738R704	2,524	$244,020	0.26%
104	UNITEDHEALTH GROUP INC	UNH	697	$240,792	0.26%
105	SELECT SECTOR SPDR TR	81369Y506	2,684	$239,829	0.26%
106	ISHARES TR	464288513	2,950	$239,511	0.25%
107	VANGUARD INDEX FDS	922908637	750	$230,895	0.25%
108	FIRST TR EXCHANGE-TRADED FD	33733E104	2,400	$224,736	0.24%
109	ISHARES TR	464288166	2,015	$222,396	0.24%
110	ISHARES INC	46434G822	2,706	$217,048	0.23%
111	NETAPP INC	NTAP	1,748	$207,027	0.22%
112	DIMENSIONAL ETF TRUST	25434V807	4,488	$206,987	0.22%
113	THE CIGNA GROUP	125523100	717	$206,678	0.22%
114	DIMENSIONAL ETF TRUST	25434V203	5,605	$203,742	0.22%
115	SPDR SERIES TRUST	78464A672	1,520	$43,928	0.05%
116	BERKSHIRE HATHAWAY INC DEL	BRK-A	66	$33,181	0.04%
117	NVNI GROUP LIMITED	NVNIW	35,400	$29,382	0.03%