13F HOLDINGS REPORT

FC Advisory LLC

Quarter ended Q4 2025 · Filed January 13, 2026 · Accession 0001683754-26-000001

Total Value

$348.1M

Positions

117

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (117)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD WORLD FD	921910816	92,630	$38.2M	10.99%
2	VANGUARD INTL EQUITY INDEX F	922042775	401,551	$29.5M	8.49%
3	VANGUARD INDEX FDS	922908652	132,051	$27.6M	7.93%
4	VANGUARD INDEX FDS	922908736	38,659	$18.9M	5.42%
5	ISHARES TR	464287226	144,198	$14.4M	4.14%
6	ISHARES TR	46434V621	193,641	$13.4M	3.86%
7	VANGUARD BD INDEX FDS	921937819	169,245	$13.2M	3.79%
8	VANGUARD INDEX FDS	922908595	41,838	$12.6M	3.63%
9	VANGUARD INDEX FDS	922908553	122,655	$10.9M	3.12%
10	ISHARES TR	46435U853	285,972	$10.7M	3.07%
11	VANGUARD CHARLOTTE FDS	92203J407	203,643	$9.8M	2.83%
12	SCHWAB STRATEGIC TR	808524870	323,255	$8.6M	2.46%
13	ISHARES TR	46432F834	93,106	$7.9M	2.26%
14	ISHARES TR	46429B655	154,349	$7.9M	2.26%
15	VANGUARD INDEX FDS	922908769	23,125	$7.8M	2.23%
16	VANGUARD TAX-MANAGED FDS	921943858	90,792	$5.7M	1.63%
17	ISHARES TR	464287507	81,002	$5.3M	1.54%
18	VANGUARD INDEX FDS	922908637	15,087	$4.7M	1.36%
19	ISHARES TR	464287598	21,120	$4.4M	1.28%
20	VANGUARD SCOTTSDALE FDS	92206C771	80,922	$3.8M	1.09%
21	SCHWAB STRATEGIC TR	808524300	107,434	$3.5M	1.01%
22	INVESCO QQQ TR	IVZ	5,103	$3.1M	0.90%
23	ISHARES TR	46434V613	64,545	$3.0M	0.86%
24	VANGUARD BD INDEX FDS	921937827	36,797	$2.9M	0.83%
25	ISHARES TR	46429B663	21,680	$2.6M	0.76%
26	APPLE INC	AAPL	9,623	$2.6M	0.75%
27	ISHARES TR	46438G471	97,264	$2.6M	0.75%
28	ISHARES TR	464288158	23,639	$2.5M	0.72%
29	ISHARES TR	46435G672	50,196	$2.5M	0.72%
30	VANGUARD SPECIALIZED FUNDS	921908844	11,372	$2.5M	0.72%
31	ISHARES TR	46435G326	30,016	$2.5M	0.71%
32	VANGUARD BD INDEX FDS	921937835	31,186	$2.3M	0.66%
33	ISHARES TR	46438G588	80,775	$2.2M	0.63%
34	ISHARES TR	46438G612	76,339	$2.2M	0.62%
35	SCHWAB STRATEGIC TR	808524847	93,172	$1.9M	0.56%
36	ISHARES TR	464288414	15,968	$1.7M	0.49%
37	ISHARES TR	46438G455	64,163	$1.7M	0.48%
38	SPDR SERIES TRUST	78468R739	32,277	$1.5M	0.45%
39	VANGUARD MUN BD FDS	922907746	30,604	$1.5M	0.44%
40	VANGUARD INDEX FDS	922908538	5,333	$1.5M	0.43%
41	ISHARES TR	46432F859	30,347	$1.5M	0.43%
42	VANGUARD INTL EQUITY INDEX F	922042858	27,358	$1.5M	0.42%
43	ISHARES TR	464288687	46,756	$1.4M	0.42%
44	SPDR SERIES TRUST	78464A284	54,393	$1.4M	0.39%
45	INVESCO EXCH TRADED FD TR II	IVZ	64,578	$1.4M	0.39%
46	CHUBB LIMITED	CB	3,964	$1.2M	0.36%
47	ELI LILLY & CO	LLY	1,037	$1.1M	0.32%
48	VANGUARD MALVERN FDS	922020805	21,907	$1.1M	0.31%
49	VANGUARD INDEX FDS	922908363	1,660	$1.0M	0.30%
50	SPDR SERIES TRUST	78464A409	9,689	$1.0M	0.30%
51	ISHARES TR	46434V100	19,876	$1.0M	0.29%
52	VANGUARD INDEX FDS	922908744	5,211	$995,309	0.29%
53	VANGUARD INDEX FDS	922908512	5,545	$983,563	0.28%
54	VANGUARD INTL EQUITY INDEX F	922042742	6,868	$968,821	0.28%
55	VANGUARD INDEX FDS	922908751	3,718	$959,085	0.28%
56	VANGUARD SCOTTSDALE FDS	92206C870	11,317	$947,772	0.27%
57	VANGUARD STAR FDS	921909768	12,560	$947,549	0.27%
58	INVESCO EXCH TRD SLF IDX FD	IVZ	46,938	$918,814	0.26%
59	ISHARES TR	464288588	9,147	$870,993	0.25%
60	ISHARES TR	464287671	4,990	$838,029	0.24%
61	INNOVATOR ETFS TRUST	INHD	30,949	$830,538	0.24%
62	INNOVATOR ETFS TRUST	INHD	30,826	$793,369	0.23%
63	ISHARES TR	464287887	5,577	$787,298	0.23%
64	ISHARES TR	464287648	2,390	$772,008	0.22%
65	SCHWAB STRATEGIC TR	808524706	21,813	$714,363	0.21%
66	ISHARES TR	464287705	5,302	$697,753	0.20%
67	ISHARES TR	46435G425	4,636	$690,644	0.20%
68	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,359	$683,101	0.20%
69	VANGUARD SCOTTSDALE FDS	92206C409	8,299	$661,645	0.19%
70	VANGUARD WHITEHALL FDS	921946885	9,444	$636,829	0.18%
71	SPDR S&P 500 ETF TR	SPY	929	$633,247	0.18%
72	INNOVATOR ETFS TRUST	INHD	20,824	$605,245	0.17%
73	VANGUARD INDEX FDS	922908629	2,051	$595,102	0.17%
74	ISHARES TR	464287176	5,343	$587,296	0.17%
75	ISHARES TR	46429B747	5,377	$550,572	0.16%
76	ISHARES TR	464287804	4,389	$527,460	0.15%
77	VANGUARD SCOTTSDALE FDS	92206C706	8,768	$525,443	0.15%
78	VANGUARD INTL EQUITY INDEX F	922042676	11,228	$514,709	0.15%
79	SCHWAB STRATEGIC TR	808524797	18,540	$508,540	0.15%
80	JOHNSON & JOHNSON	JNJ	2,400	$496,610	0.14%
81	VANECK ETF TRUST	92189H409	9,213	$470,971	0.14%
82	ISHARES TR	464288612	4,175	$448,198	0.13%
83	ISHARES TR	464287168	2,922	$412,420	0.12%
84	SCHWAB STRATEGIC TR	808524698	17,744	$407,587	0.12%
85	INNOVATOR ETFS TRUST	INHD	14,767	$394,495	0.11%
86	NVIDIA CORPORATION	NVDA	2,066	$385,314	0.11%
87	SCHWAB STRATEGIC TR	808524854	15,230	$381,958	0.11%
88	INNOVATOR ETFS TRUST	INHD	14,054	$376,366	0.11%
89	ISHARES TR	46432F842	4,110	$367,711	0.11%
90	ISHARES TR	464288638	6,796	$366,156	0.11%
91	SCHWAB STRATEGIC TR	808524201	13,241	$356,307	0.10%
92	ISHARES TR	464289438	1,215	$336,359	0.10%
93	SPDR INDEX SHS FDS	78463X749	7,150	$321,903	0.09%
94	ISHARES TR	464287150	2,035	$302,544	0.09%
95	ISHARES TR	464287655	1,225	$301,669	0.09%
96	ISHARES TR	464287465	3,067	$294,548	0.08%
97	VANGUARD WORLD FD	921910733	2,414	$292,027	0.08%
98	ISHARES TR	464287440	2,987	$287,223	0.08%
99	INNOVATOR ETFS TRUST	INHD	7,005	$277,678	0.08%
100	ISHARES TR	46435U549	5,403	$258,549	0.07%
101	VANGUARD WORLD FD	921910725	3,573	$255,932	0.07%
102	INNOVATOR ETFS TRUST	INHD	6,665	$253,641	0.07%
103	SPDR INDEX SHS FDS	78463X509	5,302	$248,175	0.07%
104	ALPHABET INC	GOOG	755	$236,906	0.07%
105	VANECK ETF TRUST	92189F387	10,311	$236,221	0.07%
106	INNOVATOR ETFS TRUST	INHD	6,061	$226,707	0.07%
107	SEMPRA	SREA	2,565	$226,445	0.07%
108	CSX CORP	CSX	6,191	$224,424	0.06%
109	INNOVATOR ETFS TRUST	INHD	5,656	$222,455	0.06%
110	MICROSOFT CORP	MSFT	457	$221,093	0.06%
111	INNOVATOR ETFS TRUST	INHD	4,887	$219,631	0.06%
112	INVESCO EXCH TRD SLF IDX FD	IVZ	10,903	$215,226	0.06%
113	EVERSOURCE ENERGY	ES	3,153	$212,315	0.06%
114	ISHARES TR	464288307	2,637	$210,506	0.06%
115	ALPHABET INC	GOOG	663	$207,578	0.06%
116	INNOVATOR ETFS TRUST	INHD	4,734	$204,793	0.06%
117	NORFOLK SOUTHN CORP	655844108	698	$201,405	0.06%