13F HOLDINGS REPORT

Charter Oak Capital Management, LLC

Quarter ended Q2 2025 · Filed July 10, 2025 · Accession 0001667731-25-000777

Total Value

$1.18B

Positions

197

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (197)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	524,408	$325.6M	27.50%
2	ISHARES TR	464287226	1,706,856	$169.3M	14.30%
3	VANGUARD STAR FDS	921909768	1,393,877	$96.3M	8.13%
4	VANGUARD INDEX FDS	922908652	374,574	$72.2M	6.10%
5	VANGUARD BD INDEX FDS	921937827	880,583	$69.3M	5.85%
6	ISHARES TR	464288638	1,284,697	$68.5M	5.78%
7	VANGUARD INTL EQUITY INDEX F	922042775	547,596	$36.8M	3.11%
8	ISHARES TR	46432F834	446,500	$34.5M	2.92%
9	VANGUARD INDEX FDS	922908363	50,360	$28.6M	2.42%
10	APPLE INC	AAPL	76,406	$15.7M	1.32%
11	ISHARES TR	464288646	253,505	$13.4M	1.13%
12	ISHARES TR	464288257	82,033	$10.5M	0.89%
13	VANGUARD WORLD FD	921910725	148,797	$9.7M	0.82%
14	ISHARES TR	464288802	75,706	$9.6M	0.81%
15	VANGUARD BD INDEX FDS	921937835	126,464	$9.3M	0.79%
16	ISHARES TR	464288240	140,531	$8.6M	0.72%
17	ISHARES TR	464287663	88,656	$8.4M	0.71%
18	ISHARES TR	464287309	72,578	$8.0M	0.68%
19	VANGUARD WORLD FD	921910733	54,393	$6.0M	0.50%
20	NUSHARES ETF TR	NU	242,692	$5.4M	0.46%
21	MICROSOFT CORP	MSFT	10,639	$5.3M	0.45%
22	ISHARES TR	464287408	27,067	$5.3M	0.45%
23	VANGUARD INDEX FDS	922908736	10,171	$4.5M	0.38%
24	SPDR S&P 500 ETF TR	SPY	6,890	$4.3M	0.36%
25	VANGUARD INDEX FDS	922908744	23,686	$4.2M	0.35%
26	ISHARES TR	46434V100	82,446	$4.2M	0.35%
27	ANALOG DEVICES INC	ADI	16,426	$3.9M	0.33%
28	VANGUARD INDEX FDS	922908769	12,537	$3.8M	0.32%
29	ISHARES TR	464287291	39,979	$3.7M	0.31%
30	VANGUARD SPECIALIZED FUNDS	921908844	17,832	$3.6M	0.31%
31	ISHARES TR	464288810	58,031	$3.6M	0.31%
32	ISHARES TR	46435G243	133,360	$3.4M	0.28%
33	ISHARES TR	46435U549	67,617	$3.2M	0.27%
34	VANGUARD TAX-MANAGED FDS	921943858	54,416	$3.1M	0.26%
35	VANGUARD INTL EQUITY INDEX F	922042874	35,776	$2.8M	0.23%
36	JPMORGAN CHASE & CO.	VYLD	9,056	$2.6M	0.22%
37	ISHARES TR	46435U663	60,528	$2.5M	0.21%
38	ISHARES TR	464287457	28,685	$2.4M	0.20%
39	ISHARES TR	46435G516	25,596	$2.3M	0.19%
40	MORGAN STANLEY	MS-PQ	16,034	$2.3M	0.19%
41	DIREXION SHS ETF TR	25459W862	12,461	$2.2M	0.18%
42	JOHNSON & JOHNSON	JNJ	12,880	$2.0M	0.17%
43	ISHARES TR	464288570	16,460	$1.9M	0.16%
44	ISHARES TR	46432F859	37,200	$1.8M	0.15%
45	VANGUARD WHITEHALL FDS	921946406	13,445	$1.8M	0.15%
46	TEXAS INSTRS INC	882508104	8,601	$1.8M	0.15%
47	SALESFORCE INC	CRM	6,542	$1.8M	0.15%
48	AMAZON COM INC	AMZN	7,723	$1.7M	0.14%
49	ISHARES TR	46435G193	72,304	$1.7M	0.14%
50	NVIDIA CORPORATION	NVDA	10,255	$1.6M	0.14%
51	ABBVIE INC	ABBV	8,671	$1.6M	0.14%
52	ISHARES TR	464287721	9,284	$1.6M	0.14%
53	PROCTER AND GAMBLE CO	742718109	10,084	$1.6M	0.14%
54	EXXON MOBIL CORP	XOM	14,722	$1.6M	0.13%
55	IDEXX LABS INC	45168D104	2,958	$1.6M	0.13%
56	VANGUARD INTL EQUITY INDEX F	922042866	19,279	$1.6M	0.13%
57	MEDTRONIC PLC	MDT	17,451	$1.5M	0.13%
58	ISHARES TR	46435G425	11,212	$1.5M	0.13%
59	ISHARES TR	46432F842	17,543	$1.5M	0.12%
60	VANGUARD WORLD FD	92204A504	5,264	$1.3M	0.11%
61	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,627	$1.3M	0.11%
62	TE CONNECTIVITY PLC	TEL	7,563	$1.3M	0.11%
63	VANGUARD INTL EQUITY INDEX F	922042858	24,956	$1.2M	0.10%
64	VANGUARD WORLD FD	92204A702	1,802	$1.2M	0.10%
65	RTX CORPORATION	RTX	8,150	$1.2M	0.10%
66	BROADCOM INC	AVGO	4,302	$1.2M	0.10%
67	VANGUARD INTL EQUITY INDEX F	922042742	9,196	$1.2M	0.10%
68	VANGUARD WORLD FD	92204A876	6,431	$1.1M	0.10%
69	WATSCO INC	WSO-B	2,550	$1.1M	0.10%
70	ISHARES TR	464287655	5,138	$1.1M	0.09%
71	MERCK & CO INC	MRK	13,740	$1.1M	0.09%
72	FIDELITY COVINGTON TRUST	316092600	16,949	$1.1M	0.09%
73	ISHARES TR	46435G268	15,278	$1.0M	0.09%
74	ELI LILLY & CO	LLY	1,299	$1.0M	0.09%
75	VISA INC	V	2,847	$1.0M	0.09%
76	ALPHABET INC	GOOG	5,526	$980,196	0.08%
77	INVESCO QQQ TR	IVZ	1,775	$979,398	0.08%
78	VANGUARD INDEX FDS	922908751	4,033	$955,765	0.08%
79	MASTERCARD INCORPORATED	MA	1,687	$948,074	0.08%
80	ISHARES TR	464287507	14,963	$928,009	0.08%
81	HOME DEPOT INC	HD	2,499	$916,334	0.08%
82	WALMART INC	WMT	9,263	$905,732	0.08%
83	DEERE & CO	DE	1,764	$897,078	0.08%
84	APPLIED MATLS INC	038222105	4,881	$893,643	0.08%
85	NEXTERA ENERGY INC	NEE-PW	12,577	$873,130	0.07%
86	ISHARES TR	464287150	6,379	$861,379	0.07%
87	ISHARES TR	464288760	4,525	$853,675	0.07%
88	YUM BRANDS INC	YUM	5,672	$840,519	0.07%
89	THERMO FISHER SCIENTIFIC INC	TMO	1,979	$802,532	0.07%
90	MCDONALDS CORP	MCD	2,715	$793,171	0.07%
91	ALPHABET INC	GOOG	4,342	$765,254	0.06%
92	PEPSICO INC	PEP	5,740	$757,882	0.06%
93	INTUIT	INTU	944	$743,523	0.06%
94	ISHARES TR	464287598	3,808	$739,628	0.06%
95	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,507	$732,045	0.06%
96	AMERIPRISE FINL INC	03076C106	1,345	$718,070	0.06%
97	INTERNATIONAL BUSINESS MACHS	INTR	2,414	$711,647	0.06%
98	TESLA INC	TSLA	2,144	$680,970	0.06%
99	ISHARES INC	46434G103	11,282	$677,265	0.06%
100	ISHARES TR	46435U218	6,240	$676,104	0.06%
101	ISHARES TR	464287754	4,727	$672,710	0.06%
102	ISHARES TR	46436E619	15,292	$665,953	0.06%
103	SELECT SECTOR SPDR TR	81369Y605	12,659	$662,952	0.06%
104	FIDELITY COVINGTON TRUST	316092204	6,891	$648,194	0.05%
105	PIMCO ETF TR	72201R783	6,709	$637,443	0.05%
106	ISHARES TR	464287614	1,459	$619,463	0.05%
107	CATERPILLAR INC	CAT	1,581	$613,880	0.05%
108	VANGUARD WHITEHALL FDS	921946794	7,213	$577,816	0.05%
109	ABBOTT LABS	ABLZF	4,188	$569,544	0.05%
110	SPDR SERIES TRUST	78464A847	10,298	$560,006	0.05%
111	ISHARES TR	46434V738	8,443	$558,927	0.05%
112	CHEVRON CORP NEW	CVX	3,819	$546,785	0.05%
113	CISCO SYS INC	CSCO	7,848	$544,482	0.05%
114	QUALCOMM INC	QCOM	3,329	$530,256	0.04%
115	ISHARES TR	464287770	6,083	$520,676	0.04%
116	ORACLE CORP	ORCL-PD	2,378	$519,879	0.04%
117	VANGUARD INDEX FDS	922908637	1,814	$517,535	0.04%
118	COCA COLA CO	KO	7,225	$511,192	0.04%
119	INTEL CORP	INTC	22,529	$504,657	0.04%
120	META PLATFORMS INC	META	671	$495,529	0.04%
121	ISHARES TR	464287804	4,268	$466,468	0.04%
122	ISHARES INC	464286509	9,916	$458,135	0.04%
123	SI-BONE INC	SIBN	24,003	$451,737	0.04%
124	VANGUARD SCOTTSDALE FDS	92206C409	5,631	$447,694	0.04%
125	SELECT SECTOR SPDR TR	81369Y852	4,017	$435,966	0.04%
126	AT&T INC	T-PC	14,970	$433,236	0.04%
127	SPDR SERIES TRUST	78464A672	14,887	$428,311	0.04%
128	FIDELITY COMWLTH TR	315912808	5,328	$426,742	0.04%
129	SELECT SECTOR SPDR TR	81369Y803	1,678	$424,929	0.04%
130	NETFLIX INC	NFLX	316	$423,194	0.04%
131	ALLSTATE CORP	ALL-PJ	2,053	$413,189	0.03%
132	TJX COS INC NEW	872540109	3,336	$411,960	0.03%
133	ISHARES TR	464287788	3,361	$406,675	0.03%
134	FIDELITY COVINGTON TRUST	316092873	6,265	$406,035	0.03%
135	VANGUARD WORLD FD	92204A207	1,833	$401,511	0.03%
136	ISHARES TR	46429B267	17,448	$400,948	0.03%
137	UNITEDHEALTH GROUP INC	UNH	1,270	$396,108	0.03%
138	SELECT SECTOR SPDR TR	81369Y407	1,815	$394,454	0.03%
139	AUTOMATIC DATA PROCESSING IN	ADP	1,279	$394,444	0.03%
140	FIDELITY COVINGTON TRUST	316092808	1,969	$388,388	0.03%
141	ISHARES TR	464288414	3,706	$387,196	0.03%
142	HONEYWELL INTL INC	438516106	1,657	$385,883	0.03%
143	BOEING CO	BA-PA	1,812	$379,683	0.03%
144	ISHARES TR	46434V878	7,340	$372,212	0.03%
145	GE AEROSPACE	369604301	1,429	$367,688	0.03%
146	YUM CHINA HLDGS INC	YUMC	8,062	$360,453	0.03%
147	DISNEY WALT CO	254687106	2,872	$356,154	0.03%
148	TEXTRON INC	TXT	4,263	$342,277	0.03%
149	BLACKROCK INC	BLK	324	$339,875	0.03%
150	ISHARES TR	46429B655	6,615	$337,479	0.03%
151	VANGUARD SCOTTSDALE FDS	92206C870	4,066	$337,149	0.03%
152	PROSHARES TR	74347R107	3,417	$333,910	0.03%
153	VERIZON COMMUNICATIONS INC	VZ	7,662	$331,530	0.03%
154	LOWES COS INC	548661107	1,493	$331,158	0.03%
155	FIDELITY COVINGTON TRUST	316092402	13,966	$327,494	0.03%
156	ISHARES TR	464287176	2,956	$325,269	0.03%
157	AFLAC INC	AFL	3,079	$324,675	0.03%
158	ISHARES U S ETF TR	46431W507	6,342	$324,057	0.03%
159	VANGUARD SCOTTSDALE FDS	92206C565	4,650	$322,380	0.03%
160	CAPITAL ONE FINL CORP	14040H105	1,494	$317,780	0.03%
161	THE CIGNA GROUP	125523100	936	$309,423	0.03%
162	HARTFORD INSURANCE GROUP INC	HIG-PG	2,424	$307,552	0.03%
163	IRON MTN INC DEL	46284V101	2,931	$300,633	0.03%
164	WISDOMTREE TR	WT	3,576	$299,434	0.03%
165	3M CO	MMM	1,923	$292,771	0.02%
166	VANGUARD INDEX FDS	922908553	3,228	$287,519	0.02%
167	BANK AMERICA CORP	060505104	6,071	$287,263	0.02%
168	ADVANCED MICRO DEVICES INC	AMD	2,023	$287,064	0.02%
169	CARRIER GLOBAL CORPORATION	CARR	3,847	$281,533	0.02%
170	VANECK ETF TRUST	92189F676	990	$276,092	0.02%
171	VANGUARD WORLD FD	921910691	4,319	$273,857	0.02%
172	ISHARES TR	464288224	20,875	$273,670	0.02%
173	VANGUARD WORLD FD	92204A603	948	$265,507	0.02%
174	OTIS WORLDWIDE CORP	OTIS	2,676	$264,929	0.02%
175	REALTY INCOME CORP	O	4,595	$264,744	0.02%
176	ENTERPRISE PRODS PARTNERS L	293792107	8,523	$264,310	0.02%
177	PFIZER INC	PFE	10,663	$258,471	0.02%
178	AMPHENOL CORP NEW	032095101	2,592	$255,960	0.02%
179	COSTCO WHSL CORP NEW	22160K105	256	$253,512	0.02%
180	ISHARES TR	464288679	2,262	$249,764	0.02%
181	ISHARES TR	46435G672	4,837	$247,128	0.02%
182	INTUITIVE SURGICAL INC	ISRG	447	$242,905	0.02%
183	GENERAL MLS INC	370334104	4,634	$240,088	0.02%
184	NUSHARES ETF TR	NU	7,137	$237,020	0.02%
185	PHILIP MORRIS INTL INC	718172109	1,301	$236,886	0.02%
186	SELECT SECTOR SPDR TR	81369Y506	2,778	$235,642	0.02%
187	AMGEN INC	AMGN	828	$231,139	0.02%
188	EMERSON ELEC CO	EMR	1,718	$229,089	0.02%
189	TAIWAN SEMICONDUCTOR MFG LTD	874039100	977	$221,329	0.02%
190	GRANITESHARES ETF TR	38747R827	3,000	$211,260	0.02%
191	KINDER MORGAN INC DEL	EP-PC	7,084	$208,282	0.02%
192	AMERICAN EXPRESS CO	AXP	652	$208,014	0.02%
193	SPDR SERIES TRUST	78464A763	1,516	$205,752	0.02%
194	PAYCHEX INC	PAYX	1,412	$205,432	0.02%
195	COMCAST CORP NEW	CCZ	5,752	$205,298	0.02%
196	ISHARES TR	464287432	2,310	$203,890	0.02%
197	VERU INC	VERU	20,000	$11,636	0.00%