13F HOLDINGS REPORT

Charter Oak Capital Management, LLC

Quarter ended Q1 2025 · Filed April 14, 2025 · Accession 0001667731-25-000416

Total Value

$1.09B

Positions

200

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (200)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	520,435	$292.4M	26.84%
2	ISHARES TR	464287226	1,665,365	$164.7M	15.12%
3	VANGUARD STAR FDS	921909768	1,285,680	$79.8M	7.33%
4	VANGUARD BD INDEX FDS	921937827	831,206	$65.1M	5.97%
5	VANGUARD INDEX FDS	922908652	368,286	$63.4M	5.82%
6	ISHARES TR	464288638	1,179,128	$61.9M	5.68%
7	VANGUARD INTL EQUITY INDEX F	922042775	583,653	$35.4M	3.25%
8	ISHARES TR	46432F834	478,972	$33.4M	3.07%
9	VANGUARD INDEX FDS	922908363	52,408	$26.9M	2.47%
10	APPLE INC	AAPL	76,690	$17.0M	1.56%
11	ISHARES TR	464288646	254,590	$13.3M	1.22%
12	ISHARES TR	464288257	86,164	$10.0M	0.92%
13	VANGUARD BD INDEX FDS	921937835	133,318	$9.8M	0.90%
14	ISHARES TR	464288802	76,390	$8.8M	0.81%
15	VANGUARD WORLD FD	921910725	141,453	$8.3M	0.77%
16	ISHARES TR	464288240	148,181	$8.2M	0.75%
17	ISHARES TR	464287663	84,443	$7.8M	0.72%
18	ISHARES TR	464287309	72,619	$6.7M	0.62%
19	NUSHARES ETF TR	NU	246,360	$5.5M	0.50%
20	ISHARES TR	464287408	27,744	$5.3M	0.49%
21	VANGUARD WORLD FD	921910733	53,481	$5.2M	0.48%
22	ISHARES TR	46434V100	90,061	$4.5M	0.42%
23	VANGUARD INDEX FDS	922908744	23,310	$4.0M	0.37%
24	SPDR S&P 500 ETF TR	SPY	7,001	$3.9M	0.36%
25	MICROSOFT CORP	MSFT	10,200	$3.8M	0.35%
26	VANGUARD INDEX FDS	922908736	10,178	$3.8M	0.35%
27	ISHARES TR	464288810	59,677	$3.6M	0.33%
28	VANGUARD INDEX FDS	922908769	12,967	$3.6M	0.33%
29	VANGUARD SPECIALIZED FUNDS	921908844	18,342	$3.6M	0.33%
30	ANALOG DEVICES INC	ADI	16,426	$3.3M	0.30%
31	ISHARES TR	46435G243	129,665	$3.2M	0.30%
32	ISHARES TR	46435U549	67,234	$3.2M	0.29%
33	ISHARES TR	464287291	41,831	$3.2M	0.29%
34	VANGUARD TAX-MANAGED FDS	921943858	54,809	$2.8M	0.26%
35	VANGUARD INTL EQUITY INDEX F	922042874	38,563	$2.7M	0.25%
36	ISHARES TR	464287457	30,412	$2.5M	0.23%
37	EXXON MOBIL CORP	XOM	19,161	$2.3M	0.21%
38	ISHARES TR	46435U663	58,280	$2.2M	0.21%
39	JPMORGAN CHASE & CO.	VYLD	8,746	$2.1M	0.20%
40	ISHARES TR	46435G516	26,088	$2.1M	0.20%
41	JOHNSON & JOHNSON	JNJ	12,698	$2.1M	0.19%
42	MORGAN STANLEY	MS-PQ	16,098	$1.9M	0.17%
43	ISHARES TR	46432F859	37,142	$1.8M	0.16%
44	ABBVIE INC	ABBV	8,537	$1.8M	0.16%
45	DIREXION SHS ETF TR	25459W862	12,727	$1.8M	0.16%
46	ISHARES TR	46435G193	76,658	$1.8M	0.16%
47	SALESFORCE INC	CRM	6,542	$1.8M	0.16%
48	PROCTER AND GAMBLE CO	742718109	10,295	$1.8M	0.16%
49	VANGUARD WHITEHALL FDS	921946406	13,224	$1.7M	0.16%
50	ISHARES TR	464288570	16,557	$1.7M	0.16%
51	MEDTRONIC PLC	MDT	17,687	$1.6M	0.15%
52	VANGUARD INTL EQUITY INDEX F	922042866	20,744	$1.5M	0.14%
53	VANGUARD WORLD FD	92204A504	5,647	$1.5M	0.14%
54	AMAZON COM INC	AMZN	7,360	$1.4M	0.13%
55	ISHARES TR	46435G425	11,242	$1.4M	0.13%
56	ISHARES TR	464287721	9,335	$1.3M	0.12%
57	WATSCO INC	WSO-B	2,550	$1.3M	0.12%
58	MERCK & CO INC	MRK	13,922	$1.2M	0.11%
59	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,340	$1.2M	0.11%
60	IDEXX LABS INC	45168D104	2,961	$1.2M	0.11%
61	VANGUARD WORLD FD	92204A876	7,277	$1.2M	0.11%
62	ISHARES TR	46432F842	16,087	$1.2M	0.11%
63	VANGUARD INTL EQUITY INDEX F	922042858	26,430	$1.2M	0.11%
64	FIDELITY COVINGTON TRUST	316092600	16,263	$1.1M	0.10%
65	ISHARES TR	464287655	5,472	$1.1M	0.10%
66	DIREXION SHS ETF TR	25460E265	151,365	$1.1M	0.10%
67	NVIDIA CORPORATION	NVDA	9,923	$1.1M	0.10%
68	MCDONALDS CORP	MCD	3,433	$1.1M	0.10%
69	TE CONNECTIVITY PLC	TEL	7,563	$1.1M	0.10%
70	RTX CORPORATION	RTX	7,982	$1.1M	0.10%
71	HOME DEPOT INC	HD	2,802	$1.0M	0.09%
72	VANGUARD WORLD FD	92204A702	1,863	$1.0M	0.09%
73	ISHARES TR	46435G268	16,156	$1.0M	0.09%
74	THERMO FISHER SCIENTIFIC INC	TMO	2,011	$1.0M	0.09%
75	ISHARES TR	464287507	16,225	$946,729	0.09%
76	PEPSICO INC	PEP	6,297	$944,188	0.09%
77	ALPHABET INC	GOOG	6,025	$941,301	0.09%
78	NEXTERA ENERGY INC	NEE-PW	13,116	$929,764	0.09%
79	ELI LILLY & CO	LLY	1,097	$905,815	0.08%
80	SELECT SECTOR SPDR TR	81369Y605	17,729	$883,088	0.08%
81	DEERE & CO	DE	1,854	$870,278	0.08%
82	INVESCO QQQ TR	IVZ	1,821	$853,938	0.08%
83	YUM BRANDS INC	YUM	5,318	$836,885	0.08%
84	WALMART INC	WMT	9,343	$820,219	0.08%
85	VANGUARD INDEX FDS	922908751	3,695	$819,446	0.08%
86	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,507	$802,586	0.07%
87	ISHARES TR	464287150	6,405	$781,494	0.07%
88	BROADCOM INC	AVGO	4,605	$771,073	0.07%
89	VISA INC	V	2,105	$737,820	0.07%
90	PIMCO ETF TR	72201R783	7,857	$735,893	0.07%
91	APPLIED MATLS INC	038222105	5,022	$728,855	0.07%
92	ISHARES TR	464287598	3,808	$716,514	0.07%
93	ISHARES TR	464288760	4,465	$683,547	0.06%
94	ALPHABET INC	GOOG	4,395	$679,714	0.06%
95	AMERIPRISE FINL INC	03076C106	1,378	$666,993	0.06%
96	UNITEDHEALTH GROUP INC	UNH	1,229	$643,455	0.06%
97	FIDELITY COVINGTON TRUST	316092204	7,600	$642,238	0.06%
98	ISHARES TR	464287754	4,734	$616,281	0.06%
99	MASTERCARD INCORPORATED	MA	1,114	$610,685	0.06%
100	ISHARES TR	46435U218	6,240	$597,855	0.05%
101	CHEVRON CORP NEW	CVX	3,514	$587,820	0.05%
102	CATERPILLAR INC	CAT	1,771	$584,176	0.05%
103	ISHARES TR	464288414	5,450	$574,605	0.05%
104	COCA COLA CO	KO	7,723	$553,157	0.05%
105	INTERNATIONAL BUSINESS MACHS	INTR	2,179	$541,741	0.05%
106	ISHARES TR	464287614	1,459	$526,831	0.05%
107	QUALCOMM INC	QCOM	3,424	$525,994	0.05%
108	ABBOTT LABS	ABLZF	3,895	$516,619	0.05%
109	ISHARES INC	46434G103	9,394	$506,992	0.05%
110	INTEL CORP	INTC	22,312	$506,713	0.05%
111	ISHARES TR	464287770	6,414	$503,793	0.05%
112	ISHARES TR	46429B655	9,755	$498,003	0.05%
113	ISHARES TR	464287804	4,702	$491,731	0.05%
114	CISCO SYS INC	CSCO	7,843	$483,965	0.04%
115	ISHARES TR	46434V738	7,819	$470,313	0.04%
116	VANGUARD INDEX FDS	922908637	1,814	$466,253	0.04%
117	ALLSTATE CORP	ALL-PJ	2,168	$448,825	0.04%
118	FIDELITY COVINGTON TRUST	316092873	7,839	$441,023	0.04%
119	VANGUARD SCOTTSDALE FDS	92206C409	5,543	$437,559	0.04%
120	AT&T INC	T-PC	15,246	$431,144	0.04%
121	YUM CHINA HLDGS INC	YUMC	8,212	$427,517	0.04%
122	ISHARES TR	464287788	3,745	$422,632	0.04%
123	SPDR SER TR	78464A672	14,757	$421,755	0.04%
124	ISHARES INC	464286509	10,064	$410,095	0.04%
125	VANGUARD WORLD FD	92204A207	1,833	$401,074	0.04%
126	VANGUARD WHITEHALL FDS	921946794	5,362	$395,131	0.04%
127	SELECT SECTOR SPDR TR	81369Y852	4,017	$387,440	0.04%
128	META PLATFORMS INC	META	672	$387,063	0.04%
129	FIDELITY COVINGTON TRUST	316092402	14,707	$375,772	0.03%
130	ISHARES TR	46429B267	16,271	$373,989	0.03%
131	DISNEY WALT CO	254687106	3,757	$370,849	0.03%
132	ORACLE CORP	ORCL-PD	2,600	$363,446	0.03%
133	FIDELITY COMWLTH TR	315912808	5,328	$362,624	0.03%
134	SELECT SECTOR SPDR TR	81369Y407	1,815	$358,390	0.03%
135	HONEYWELL INTL INC	438516106	1,651	$349,600	0.03%
136	LOWES COS INC	548661107	1,492	$347,931	0.03%
137	SELECT SECTOR SPDR TR	81369Y803	1,684	$347,775	0.03%
138	ISHARES TR	46434V878	6,851	$347,346	0.03%
139	SI-BONE INC	SIBN	24,003	$336,763	0.03%
140	VANGUARD SCOTTSDALE FDS	92206C565	4,891	$336,550	0.03%
141	ISHARES TR	464287200	598	$336,017	0.03%
142	ISHARES TR	46436E619	7,523	$325,883	0.03%
143	VANGUARD SCOTTSDALE FDS	92206C870	3,980	$325,375	0.03%
144	BOEING CO	BA-PA	1,853	$316,041	0.03%
145	VERIZON COMMUNICATIONS INC	VZ	6,966	$315,961	0.03%
146	TJX COS INC NEW	872540109	2,573	$313,389	0.03%
147	ISHARES U S ETF TR	46431W507	6,135	$312,102	0.03%
148	AFLAC INC	AFL	2,790	$310,182	0.03%
149	THE CIGNA GROUP	125523100	938	$308,602	0.03%
150	TEXTRON INC	TXT	4,263	$308,002	0.03%
151	ISHARES TR	464287176	2,749	$305,409	0.03%
152	HARTFORD INSURANCE GROUP INC	HIG-PG	2,424	$299,940	0.03%
153	AUTOMATIC DATA PROCESSING IN	ADP	965	$294,837	0.03%
154	NETFLIX INC	NFLX	316	$294,700	0.03%
155	SELECT SECTOR SPDR TR	81369Y506	3,151	$294,430	0.03%
156	GE AEROSPACE	369604301	1,454	$290,923	0.03%
157	ENTERPRISE PRODS PARTNERS L	293792107	8,519	$290,851	0.03%
158	SELECT SECTOR SPDR TR	81369Y209	1,966	$287,043	0.03%
159	WISDOMTREE TR	WT	3,575	$285,503	0.03%
160	VANGUARD INDEX FDS	922908553	3,088	$279,603	0.03%
161	GENERAL MLS INC	370334104	4,676	$279,579	0.03%
162	PROSHARES TR	74347R107	3,342	$276,651	0.03%
163	ISHARES TR	464288679	2,468	$272,612	0.03%
164	ISHARES TR	46435G672	5,449	$272,401	0.03%
165	FIDELITY COVINGTON TRUST	316092808	1,677	$270,422	0.02%
166	BLACKROCK INC	BLK	284	$268,726	0.02%
167	REALTY INCOME CORP	O	4,614	$267,646	0.02%
168	VANGUARD INTL EQUITY INDEX F	922042742	2,297	$266,338	0.02%
169	BANK AMERICA CORP	060505104	6,379	$266,212	0.02%
170	OTIS WORLDWIDE CORP	OTIS	2,519	$259,975	0.02%
171	PFIZER INC	PFE	10,219	$258,959	0.02%
172	ISHARES TR	464288224	22,375	$255,522	0.02%
173	IRON MTN INC DEL	46284V101	2,931	$252,184	0.02%
174	ISHARES TR	464287432	2,736	$249,065	0.02%
175	ISHARES TR	464287168	1,836	$246,564	0.02%
176	TESLA INC	TSLA	944	$244,572	0.02%
177	DUKE ENERGY CORP NEW	DUKB	1,980	$241,501	0.02%
178	COSTCO WHSL CORP NEW	22160K105	255	$241,258	0.02%
179	ISHARES TR	464287812	3,322	$237,784	0.02%
180	VANGUARD WORLD FD	92204A603	948	$234,678	0.02%
181	COMCAST CORP NEW	CCZ	6,316	$233,055	0.02%
182	DISCOVER FINL SVCS	254709108	1,334	$227,749	0.02%
183	INTUITIVE SURGICAL INC	ISRG	457	$226,403	0.02%
184	CARRIER GLOBAL CORPORATION	CARR	3,526	$223,550	0.02%
185	AMGEN INC	AMGN	715	$222,705	0.02%
186	VANGUARD WORLD FD	921910691	3,501	$220,314	0.02%
187	PAYCHEX INC	PAYX	1,420	$219,123	0.02%
188	KINDER MORGAN INC DEL	EP-PC	7,621	$217,423	0.02%
189	GILEAD SCIENCES INC	GILD	1,931	$216,385	0.02%
190	VANECK ETF TRUST	92189F676	1,022	$216,134	0.02%
191	NUSHARES ETF TR	NU	7,235	$211,624	0.02%
192	PHILIP MORRIS INTL INC	718172109	1,301	$206,451	0.02%
193	SPDR SER TR	78464A763	1,516	$205,676	0.02%
194	3M CO	MMM	1,382	$202,946	0.02%
195	VANGUARD STAR FDS	921909768	2,741	$170,217	0.02%
196	ISHARES TR	464287226	1,644	$162,621	0.01%
197	ISHARES TR	464288638	1,832	$96,217	0.01%
198	VANGUARD INDEX FDS	922908652	520	$89,576	0.01%
199	VANGUARD BD INDEX FDS	921937827	1,126	$88,108	0.01%
200	VERU INC	VERU	20,000	$9,802	0.00%