13F HOLDINGS REPORT

GSB Wealth Management, LLC

Quarter ended Q3 2025 · Filed October 21, 2025 · Accession 0001660694-25-000007

Total Value

$441.3M

Positions

239

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (239)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES CORE S&P 500 ETF	464287200	32,584	$21.8M	4.94%
2	WISDOMTREE FLOATING RATE TREASURY FUND	WT	319,934	$16.1M	3.64%
3	Harbor International Compounders Ret	41151J885	538,968	$13.1M	2.96%
4	APPLE INC COM	AAPL	44,096	$11.2M	2.54%
5	WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND	WT	226,627	$10.0M	2.27%
6	SCHWAB FUNDAMENTAL U.S. SMALL COMPANY ETF	808524763	317,832	$9.9M	2.24%
7	ISHARES FLOATING RATE BOND ETF	46429B655	172,615	$8.8M	2.00%
8	MICROSOFT CORP COM	MSFT	16,495	$8.5M	1.94%
9	PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND	72201R585	290,859	$7.8M	1.77%
10	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	232,317	$7.4M	1.68%
11	SPDR S&P 500 ETF TRUST	SPY	10,898	$7.3M	1.64%
12	ISHARES MSCI EMERGING MARKETS EX CHINA ETF	46434G764	101,392	$6.8M	1.55%
13	WISDOMTREE U.S. MIDCAP DIVIDEND FUND	WT	126,984	$6.6M	1.50%
14	JPMORGAN ULTRA-SHORT INCOME ETF	46641Q837	122,339	$6.2M	1.41%
15	VANGUARD VALUE ETF	922908744	32,234	$6.0M	1.36%
16	INVESCO QQQ TRUST SERIES I	IVZ	9,599	$5.8M	1.31%
17	ALPHABET INC CAP STK CL C	GOOG	23,609	$5.7M	1.30%
18	JPMORGAN LIMITED DURATION BOND ETF	46654Q773	109,290	$5.7M	1.30%
19	NVIDIA CORPORATION COM	NVDA	30,003	$5.6M	1.27%
20	ISHARES CORE S&P MID-CAP ETF	464287507	85,737	$5.6M	1.27%
21	JOHNSON & JOHNSON COM	JNJ	29,460	$5.5M	1.24%
22	ADVANCED MICRO DEVICES INC COM	AMD	32,577	$5.3M	1.19%
23	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	86,299	$5.2M	1.17%
24	ALPHABET INC CAP STK CL A	GOOG	19,314	$4.7M	1.06%
25	PRINCIPAL SPECTRUM PREFERRED SECS ACTIVE ETF	74255Y888	240,643	$4.6M	1.04%
26	HOME DEPOT INC COM	HD	11,156	$4.5M	1.02%
27	WISDOMTREE JAPAN HEDGED EQUITY FUND	WT	35,278	$4.5M	1.02%
28	FIRST TRUST NASDAQ CYBERSECURITY ETF	33734X846	59,141	$4.5M	1.02%
29	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	464288646	82,226	$4.4M	0.99%
30	WISDOMTREE US QUALITY DIVIDEND GROWTH FUND	WT	47,382	$4.2M	0.96%
31	WISDOMTREE INDIA EARNINGS FUND	WT	94,636	$4.2M	0.95%
32	JPMORGAN CHASE & CO. COM	VYLD	13,259	$4.2M	0.95%
33	AFLAC INC COM	AFL	35,274	$3.9M	0.89%
34	ORACLE CORP COM	ORCL-PD	13,725	$3.9M	0.87%
35	CUMMINS INC COM	CMI	8,786	$3.7M	0.84%
36	JPMORGAN CORE PLUS BOND ETF	46641Q670	77,952	$3.7M	0.84%
37	SCHWAB INTERNATIONAL EQUITY ETF	808524805	156,301	$3.6M	0.82%
38	AMGEN INC COM	AMGN	12,807	$3.6M	0.82%
39	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	7,128	$3.6M	0.81%
40	INTERNATIONAL BUSINESS MACHS COM	INTR	11,889	$3.4M	0.76%
41	COSTCO WHSL CORP NEW COM	22160K105	3,550	$3.3M	0.74%
42	UNILEVER PLC SPON ADR NEW	UNLYF	55,420	$3.3M	0.74%
43	FIDELITY MSCI UTILITIES INDEX ETF	316092865	57,572	$3.3M	0.74%
44	TJX COS INC NEW COM	872540109	22,170	$3.2M	0.73%
45	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	874039100	11,442	$3.2M	0.72%
46	RTX CORPORATION COM	RTX	18,707	$3.1M	0.71%
47	SNAP ON INC COM	SNA	8,718	$3.0M	0.68%
48	OREILLY AUTOMOTIVE INC COM	67103H107	26,890	$2.9M	0.66%
49	CISCO SYS INC COM	CSCO	42,230	$2.9M	0.65%
50	MERCK & CO INC COM	MRK	34,202	$2.9M	0.65%
51	ISHARES PREFERRED & INCOME SECURITIES ETF	464288687	87,802	$2.8M	0.63%
52	TRAVELERS COMPANIES INC COM	TRV	9,882	$2.8M	0.63%
53	ISHARES S&P 500 VALUE ETF	464287408	13,352	$2.8M	0.62%
54	SPDR GOLD SHARES	GLD	7,612	$2.7M	0.61%
55	LOCKHEED MARTIN CORP COM	LMT	5,418	$2.7M	0.61%
56	CHEVRON CORP NEW COM	CVX	17,288	$2.7M	0.61%
57	DNP SELECT INCOME FD INC COM	23325P104	266,812	$2.7M	0.61%
58	VANGUARD FTSE EUROPE ETF	922042874	32,912	$2.6M	0.60%
59	VANGUARD CONSUMER STAPLES ETF	92204A207	11,826	$2.5M	0.57%
60	AMAZON COM INC COM	AMZN	11,497	$2.5M	0.57%
61	GENERAL DYNAMICS CORP COM	GD	7,367	$2.5M	0.57%
62	HONEYWELL INTL INC COM	438516106	11,276	$2.4M	0.54%
63	ABBOTT LABS COM	ABLZF	17,400	$2.3M	0.53%
64	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	15,767	$2.3M	0.52%
65	PEPSICO INC COM	PEP	16,250	$2.3M	0.52%
66	EXXON MOBIL CORP COM	XOM	19,841	$2.2M	0.51%
67	META PLATFORMS INC CL A	META	3,028	$2.2M	0.50%
68	ISHARES RUSSELL 2000 GROWTH ETF	464287648	6,854	$2.2M	0.50%
69	PROCTER AND GAMBLE CO COM	742718109	14,238	$2.2M	0.50%
70	KENVUE INC COM	KVUE	131,047	$2.1M	0.48%
71	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	20,382	$2.0M	0.46%
72	AMPHENOL CORP NEW CL A	032095101	16,132	$2.0M	0.45%
73	ISHARES ESG AWARE MSCI USA ETF	46435G425	13,699	$2.0M	0.45%
74	ISHARES CORE S&P SMALL CAP ETF	464287804	16,164	$1.9M	0.44%
75	ISHARES S&P 500 GROWTH ETF	464287309	15,452	$1.9M	0.42%
76	FIDELITY LIMITED TERM BOND ETF	316188200	36,448	$1.8M	0.42%
77	GENUINE PARTS CO COM	GPC	12,763	$1.8M	0.40%
78	ISHARES S&P MID-CAP 400 GROWTH ETF	464287606	17,827	$1.7M	0.39%
79	SHERWIN WILLIAMS CO COM	SHW	4,918	$1.7M	0.39%
80	MCDONALDS CORP COM	MCD	5,538	$1.7M	0.38%
81	ISHARES CORE DIVIDEND GROWTH ETF	46434V621	24,558	$1.7M	0.38%
82	GLOBAL X U.S. PREFERRED ETF	37954Y657	80,554	$1.6M	0.35%
83	TOYOTA MOTOR CORP ADS	TOYOF	8,145	$1.6M	0.35%
84	ROLLINS INC COM	ROL	26,296	$1.5M	0.35%
85	AUTOMATIC DATA PROCESSING INC COM	ADP	5,072	$1.5M	0.34%
86	NOVO-NORDISK A S ADR	NONOF	25,092	$1.4M	0.32%
87	ABBVIE INC COM	ABBV	5,801	$1.3M	0.30%
88	TRACTOR SUPPLY CO COM	TSCO	23,276	$1.3M	0.30%
89	APPLIED MATLS INC COM	038222105	6,376	$1.3M	0.30%
90	AIR PRODS & CHEMS INC COM	AIIR	4,786	$1.3M	0.30%
91	VANGUARD SMALL-CAP GROWTH ETF	922908595	4,309	$1.3M	0.29%
92	ACCENTURE PLC IRELAND SHS CLASS A	ACN	5,099	$1.3M	0.28%
93	KIMBERLY-CLARK CORP COM	KMB	9,436	$1.2M	0.27%
94	COCA COLA CO COM	KO	17,113	$1.1M	0.26%
95	ISHARES TREASURY FLOATING RATE BOND ETF	46434V860	22,300	$1.1M	0.26%
96	CHUBB LIMITED COM	CB	3,965	$1.1M	0.25%
97	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	464288638	20,513	$1.1M	0.25%
98	ELI LILLY & CO COM	LLY	1,443	$1.1M	0.25%
99	PALANTIR TECHNOLOGIES INC CL A	PLTR	6,010	$1.1M	0.25%
100	ZOETIS INC CL A	ZTS	7,390	$1.1M	0.24%
101	ILLINOIS TOOL WKS INC COM	452308109	4,111	$1.1M	0.24%
102	VANGUARD S&P 500 ETF	922908363	1,747	$1.1M	0.24%
103	DELL TECHNOLOGIES INC CL C	DELL	7,321	$1.0M	0.24%
104	VANGUARD DIVIDEND APPRECIATION ETF	921908844	4,806	$1.0M	0.23%
105	DEERE & CO COM	DE	2,208	$1.0M	0.23%
106	CATERPILLAR INC COM	CAT	2,110	$1.0M	0.23%
107	EMERSON ELEC CO COM	EMR	7,490	$982,486	0.22%
108	ISHARES GOLD TRUST	IAU	12,814	$932,468	0.21%
109	ROPER TECHNOLOGIES INC COM	ROP	1,747	$871,004	0.20%
110	SPDR PORTFOLIO S&P 400 MID CAP ETF	78464A847	14,540	$831,564	0.19%
111	MCCORMICK & CO INC COM NON VTG	MKC-V	12,284	$821,951	0.19%
112	ISHARES MSCI INDIA ETF	46429B598	15,702	$817,446	0.19%
113	SOUTHERN CO COM	SOMN	8,190	$776,133	0.18%
114	GOLDMAN SACHS PHYSICAL GOLD ETF	38150K103	20,114	$766,746	0.17%
115	VANGUARD 0-3 MONTH TREASURY BILL ETF	922040845	9,965	$753,503	0.17%
116	MASTERCARD INCORPORATED CL A	MA	1,322	$751,967	0.17%
117	PFIZER INC COM	PFE	28,219	$719,029	0.16%
118	SCHWAB U.S. LARGE-CAP VALUE ETF	808524409	24,138	$702,663	0.16%
119	CHURCH & DWIGHT CO INC COM	CHD	7,788	$682,485	0.15%
120	SMITH A O CORP COM	AOS	8,838	$648,775	0.15%
121	ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF	46434V878	12,765	$647,824	0.15%
122	NIKE INC CL B	NKE	9,223	$643,137	0.15%
123	STARBUCKS CORP COM	SBUX	7,551	$638,774	0.14%
124	STANLEY BLACK & DECKER INC COM	SWK	8,543	$635,001	0.14%
125	DUKE ENERGY CORP NEW COM NEW	DUKB	5,008	$619,693	0.14%
126	GRAINGER W W INC COM	384802104	636	$606,286	0.14%
127	VANGUARD MID-CAP ETF	922908629	2,053	$603,136	0.14%
128	SPDR S&P MIDCAP 400 ETF TRUST	MDY	1,003	$597,818	0.14%
129	SPDR S&P 400 MID CAP GROWTH ETF	78464A821	6,023	$551,466	0.12%
130	SCHWAB U.S. LARGE-CAP ETF	808524201	20,854	$549,299	0.12%
131	JPMORGAN BETABUILDERS INTERNATIONAL EQUITY ETF	46641Q373	7,800	$547,014	0.12%
132	DECKERS OUTDOOR CORP COM	DECK	5,335	$540,809	0.12%
133	ISHARES MSCI AUSTRALIA ETF	464286103	19,759	$533,493	0.12%
134	PAYCHEX INC COM	PAYX	4,090	$518,448	0.12%
135	HARTFORD INSURANCE GROUP INC COM	HIG-PG	3,849	$513,418	0.12%
136	DANAHER CORPORATION COM	235851102	2,581	$511,755	0.12%
137	CANADIAN NATL RY CO COM	136375102	5,359	$505,307	0.11%
138	ROSS STORES INC COM	ROST	3,305	$503,599	0.11%
139	WALMART INC COM	WMT	4,768	$491,344	0.11%
140	TEXAS INSTRS INC COM	882508104	2,591	$476,016	0.11%
141	BANK AMERICA CORP COM	060505104	9,032	$465,974	0.11%
142	DIMENSIONAL U.S. EQUITY MARKET ETF	25434V401	6,353	$460,211	0.10%
143	BECTON DICKINSON & CO COM	BDX	2,448	$458,207	0.10%
144	THERMO FISHER SCIENTIFIC INC COM	TMO	943	$457,570	0.10%
145	AMETEK INC COM	AME	2,382	$447,816	0.10%
146	ZSCALER INC COM	ZS	1,490	$446,493	0.10%
147	UNITEDHEALTH GROUP INC COM	UNH	1,272	$439,153	0.10%
148	PAYPAL HLDGS INC COM	PYPL	6,535	$438,237	0.10%
149	COLGATE PALMOLIVE CO COM	CL	5,443	$435,143	0.10%
150	TRANE TECHNOLOGIES PLC SHS	TT	1,028	$433,750	0.10%
151	HDFC BANK LTD SPONSORED ADS	HDB	12,690	$433,490	0.10%
152	VISA INC COM CL A	V	1,259	$429,762	0.10%
153	FASTENAL CO COM	FAST	8,614	$422,447	0.10%
154	SCHWAB EMERGING MARKETS EQUITY ETF	808524706	12,655	$422,290	0.10%
155	GENERAC HLDGS INC COM	GNRC	2,520	$421,848	0.10%
156	CITIGROUP INC COM NEW	C-PR	4,082	$414,364	0.09%
157	XTRACKERS S&P 500 SCORED & SCREENED ETF	233051143	6,858	$411,694	0.09%
158	UNION PAC CORP COM	UNP	1,723	$407,178	0.09%
159	TORONTO DOMINION BK ONT COM NEW	TORO	5,027	$401,926	0.09%
160	UTILITIES SELECT SECTOR SPDR FUND	81369Y886	4,505	$392,881	0.09%
161	ISHARES GLOBAL 100 ETF	464287572	3,241	$388,964	0.09%
162	AT&T INC COM	T-PC	13,756	$388,459	0.09%
163	Vanguard Information Technology ETF	92204A702	509	$380,199	0.09%
164	MOODYS CORP COM	MCO	797	$379,755	0.09%
165	TREX CO INC COM	TREX	7,295	$376,933	0.09%
166	ISHARES SILVER TRUST	SLV	8,620	$365,229	0.08%
167	DISNEY WALT CO COM	254687106	3,173	$363,309	0.08%
168	ISHARES RUSSELL 1000 GROWTH ETF	464287614	771	$361,057	0.08%
169	ANALOG DEVICES INC COM	ADI	1,453	$357,002	0.08%
170	ELEVANCE HEALTH INC FORMERLY A COM	ELV	1,037	$335,066	0.08%
171	NETFLIX INC COM	NFLX	278	$333,300	0.08%
172	NOVARTIS AG SPONSORED ADR	NVSEF	2,573	$329,959	0.07%
173	VANGUARD SMALL-CAP ETF	922908751	1,293	$328,789	0.07%
174	OTIS WORLDWIDE CORP COM	OTIS	3,589	$328,148	0.07%
175	NEXTERA ENERGY INC COM	NEE-PW	4,332	$327,023	0.07%
176	FIDELITY MSCI CONSUMER STAPLES INDEX ETF	316092303	6,542	$326,063	0.07%
177	BROADCOM INC COM	AVGO	972	$320,739	0.07%
178	BLACKSTONE INC COM	BX	1,864	$318,464	0.07%
179	GOLDMAN SACHS GROUP INC COM	GSCE	399	$318,062	0.07%
180	ISHARES U.S. TECHNOLOGY ETF	464287721	1,582	$309,915	0.07%
181	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	1,574	$306,143	0.07%
182	SCHWAB US AGGREGATE BOND ETF	808524839	13,008	$305,303	0.07%
183	STRYKER CORPORATION COM	SYK	816	$301,625	0.07%
184	ISHARES MSCI EAFE ETF	464287465	3,206	$299,380	0.07%
185	DIMENSIONAL US MARKETWIDE VALUE ETF	25434V724	6,646	$297,010	0.07%
186	PIMCO CORPORATE & INCOME OPPOR COM	PTY	20,478	$295,708	0.07%
187	AMERICAN EXPRESS CO COM	AXP	877	$291,171	0.07%
188	CARRIER GLOBAL CORPORATION COM	CARR	4,855	$289,850	0.07%
189	ISHARES RUSSELL MIDCAP ETF	464287499	2,975	$287,236	0.07%
190	SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF	78468R200	9,250	$285,455	0.06%
191	PALO ALTO NETWORKS INC COM	PANW	1,401	$285,272	0.06%
192	ISHARES TIPS BOND ETF	464287176	2,539	$282,338	0.06%
193	UBER TECHNOLOGIES INC COM	UBER	2,880	$282,154	0.06%
194	MONDELEZ INTL INC CL A	609207105	4,506	$281,490	0.06%
195	GE AEROSPACE COM NEW	369604301	931	$280,069	0.06%
196	EQUIFAX INC COM	EFX	1,082	$277,478	0.06%
197	ISHARES RUSSELL 1000 VALUE ETF	464287598	1,357	$276,198	0.06%
198	ISHARES RUSSELL MID-CAP VALUE ETF	464287473	1,934	$270,138	0.06%
199	ISHARES CORE MSCI EAFE ETF	46432F842	3,047	$266,405	0.06%
200	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	2,800	$266,384	0.06%
201	VANGUARD GROWTH ETF	922908736	554	$265,701	0.06%
202	MODERNA INC COM	MRNA	10,275	$265,403	0.06%
203	LOWES COS INC COM	548661107	1,052	$264,378	0.06%
204	FEDEX CORP COM	FDX	1,091	$257,359	0.06%
205	ISHARES MSCI INDIA SMALL CAP ETF	46429B614	3,568	$255,897	0.06%
206	FIDELITY ENHANCED LARGE CAP VALUE ETF	31609A107	7,474	$250,609	0.06%
207	ULTA BEAUTY INC COM	ULTA	456	$249,318	0.06%
208	BLACKROCK INC COM	BLK	210	$245,299	0.06%
209	US BANCORP DEL COM NEW	USB-PS	5,015	$242,387	0.05%
210	BP PLC SPONSORED ADR	BPPFF	6,998	$241,151	0.05%
211	LINDE PLC SHS	LIN	478	$226,880	0.05%
212	GENERAL MLS INC COM	370334104	4,419	$222,807	0.05%
213	UNITED PARCEL SERVICE INC CL B	UPS	2,614	$218,353	0.05%
214	VALERO ENERGY CORP COM	VLO	1,240	$211,122	0.05%
215	SPOTIFY TECHNOLOGY S A SHS	SPOT	300	$209,400	0.05%
216	CONOCOPHILLIPS COM	COP	2,213	$209,328	0.05%
217	INTEL CORP COM	INTC	6,200	$208,010	0.05%
218	PNC FINL SVCS GROUP INC COM	693475105	1,001	$201,131	0.05%
219	PHILIP MORRIS INTL INC COM	718172109	1,239	$201,037	0.05%
220	Schwab US Dividend Equity ETF	808524797	4,721	$129,547	0.03%
221	iShares Core MSCI Emerging Markets ETF	46434G103	1,538	$101,359	0.02%
222	SPDR S&P 600 Small Cap Value ETF	78464A300	1,046	$92,730	0.02%
223	ARMATA PHARMACEUTICALS INC COM	ARMP	30,000	$89,400	0.02%
224	SPDR S&P China ETF	78463X400	783	$82,229	0.02%
225	Vanguard Interm-Term Bond ETF	921937819	786	$61,371	0.01%
226	Schwab US REIT ETF	808524847	1,846	$39,813	0.01%
227	iShares 10 Year Invmt Grd Corp Bd ETF	464289511	710	$36,581	0.01%
228	SPDR Portfolio S&P 500 High Div ETF	78468R788	821	$36,105	0.01%
229	Schwab Short-Term US Treasury ETF	808524862	1,382	$33,721	0.01%
230	SPDR MSCI ACWI ex-US ETF	78463X848	870	$30,384	0.01%
231	VANGUARD FTSE DEVELOPED MARKETS ETF	922042858	380	$20,585	0.00%
232	Schwab US Small-Cap ETF	808524607	688	$19,182	0.00%
233	Schwab US Mid-Cap ETF	808524508	642	$19,041	0.00%
234	Schwab US TIPS ETF	808524870	401	$10,803	0.00%
235	SPDR S&P Global Natural Resources ETF	78463X541	171	$10,131	0.00%
236	Schwab International Small-Cap Eq ETF	808524888	217	$9,874	0.00%
237	Invesco Fundamental Hi Yld Corp Bd ETF	IVZ	118	$2,187	0.00%
238	Xtrackers USD High Yield Corp Bd ETF	233051432	19	$705	0.00%
239	SPDR S&P Biotech ETF	78464A870	7	$701	0.00%