13F HOLDINGS REPORT

Sharkey, Howes & Javer

Quarter ended Q4 2025 · Filed January 13, 2026 · Accession 0001642246-26-000001

Total Value

$786.8M

Positions

160

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (160)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	90,055	$61.7M	7.84%
2	BLACKROCK ETF TRUST	BLK	897,983	$54.6M	6.94%
3	ISHARES TR	46434V613	1,013,565	$47.2M	6.00%
4	ISHARES TR	464287408	204,994	$43.5M	5.53%
5	ISHARES TR	464287309	352,604	$43.5M	5.52%
6	ISHARES TR	46432F339	195,868	$38.9M	4.94%
7	ISHARES TR	464287101	94,863	$32.5M	4.14%
8	ISHARES TR	464288877	417,539	$29.8M	3.79%
9	ISHARES INC	46434G103	440,559	$29.6M	3.76%
10	ISHARES TR	464287432	234,820	$20.5M	2.60%
11	BLACKROCK ETF TRUST	BLK	497,632	$19.2M	2.44%
12	BLACKROCK ETF TRUST	BLK	570,464	$19.0M	2.41%
13	ISHARES TR	464288588	196,557	$18.7M	2.38%
14	BLACKROCK ETF TRUST II	BLK	339,394	$17.9M	2.28%
15	SPDR S&P 500 ETF TR	SPY	24,091	$16.4M	2.09%
16	ISHARES TR	46435G425	107,586	$16.0M	2.04%
17	ISHARES TR	46432F396	62,466	$15.6M	1.99%
18	ISHARES TR	464288653	146,581	$14.9M	1.89%
19	ISHARES GOLD TR	IAU	177,045	$14.4M	1.83%
20	ISHARES TR	46435G672	219,022	$11.0M	1.39%
21	SSGA ACTIVE ETF TR	78467V848	229,396	$9.2M	1.17%
22	SCHWAB STRATEGIC TR	808524102	298,274	$7.8M	0.99%
23	SPDR SERIES TRUST	78464A508	122,182	$6.9M	0.88%
24	ISHARES TR	464288281	70,833	$6.8M	0.87%
25	SPDR SERIES TRUST	78468R812	38,516	$6.7M	0.85%
26	SSGA ACTIVE TR	78470P408	97,171	$6.1M	0.77%
27	GLOBAL X FDS	37960A529	93,360	$6.0M	0.77%
28	ISHARES TR	464288760	28,049	$6.0M	0.77%
29	SPDR SERIES TRUST	78468R853	101,181	$4.7M	0.60%
30	BLACKROCK ETF TRUST	BLK	63,158	$4.7M	0.59%
31	VANGUARD INDEX FDS	922908363	7,150	$4.5M	0.57%
32	VANGUARD WORLD FD	921910816	10,667	$4.4M	0.56%
33	ISHARES TR	464288885	37,723	$4.3M	0.55%
34	ISHARES TR	46435G193	177,662	$4.2M	0.53%
35	SCHWAB STRATEGIC TR	808524201	142,482	$3.8M	0.49%
36	AMERICAN CENTY ETF TR	025072604	49,767	$3.8M	0.49%
37	SSGA ACTIVE TR	78470P846	130,338	$3.7M	0.47%
38	SPDR INDEX SHS FDS	78463X509	75,640	$3.5M	0.45%
39	ISHARES TR	464287614	7,378	$3.5M	0.44%
40	ISHARES TR	46435U549	70,239	$3.4M	0.43%
41	ISHARES TR	46429B267	143,014	$3.3M	0.42%
42	ISHARES TR	464288570	24,816	$3.2M	0.41%
43	ISHARES TR	464288414	28,588	$3.1M	0.39%
44	T ROWE PRICE ETF INC	87283Q867	73,263	$2.8M	0.36%
45	ISHARES TR	46435U796	31,074	$2.8M	0.35%
46	SPDR SERIES TRUST	78464A847	46,948	$2.7M	0.35%
47	SPDR INDEX SHS FDS	78463X889	60,748	$2.7M	0.34%
48	ISHARES TR	46432F834	31,859	$2.7M	0.34%
49	INVESCO EXCH TRADED FD TR II	IVZ	22,240	$2.7M	0.34%
50	MICROSOFT CORP	MSFT	5,053	$2.4M	0.31%
51	ISHARES TR	464288257	17,098	$2.4M	0.31%
52	SPDR GOLD TR	GLD	5,925	$2.3M	0.30%
53	ISHARES TR	464287291	22,215	$2.3M	0.30%
54	ISHARES TR	46436E767	38,924	$2.2M	0.28%
55	VANGUARD INDEX FDS	922908769	6,682	$2.2M	0.28%
56	SELECT SECTOR SPDR TR	81369Y803	15,262	$2.2M	0.28%
57	J P MORGAN EXCHANGE TRADED F	46641Q134	29,133	$2.2M	0.28%
58	LINCOLN ELEC HLDGS INC	533900106	8,914	$2.1M	0.27%
59	SPDR SERIES TRUST	78468R440	67,614	$1.9M	0.25%
60	ISHARES TR	464287622	5,149	$1.9M	0.24%
61	BERKSHIRE HATHAWAY INC DEL	BRK-A	3,762	$1.9M	0.24%
62	SPDR SERIES TRUST	78468R515	72,250	$1.8M	0.23%
63	ISHARES INC	46434G863	40,650	$1.8M	0.23%
64	J P MORGAN EXCHANGE TRADED F	46641Q241	38,519	$1.8M	0.23%
65	ISHARES TR	464287721	8,670	$1.7M	0.22%
66	ISHARES BITCOIN TRUST ETF	IBIT	32,110	$1.6M	0.20%
67	ISHARES SILVER TR	SLV	24,266	$1.6M	0.20%
68	APPLE INC	AAPL	5,530	$1.5M	0.19%
69	INVESCO EXCH TRADED FD TR II	IVZ	5,771	$1.5M	0.19%
70	FIDELITY COVINGTON TRUST	31609A404	37,879	$1.4M	0.18%
71	ISHARES TR	46436E221	42,947	$1.4M	0.17%
72	ANALOG DEVICES INC	ADI	4,922	$1.3M	0.17%
73	SCHWAB STRATEGIC TR	808524508	43,776	$1.3M	0.17%
74	SPDR SERIES TRUST	78468R861	66,349	$1.3M	0.16%
75	INVESCO EXCHANGE TRADED FD T	IVZ	6,485	$1.2M	0.16%
76	VANGUARD INTL EQUITY INDEX F	922042742	8,577	$1.2M	0.15%
77	QUANTA SVCS INC	74762E102	2,707	$1.1M	0.15%
78	ISHARES TR	464287598	5,183	$1.1M	0.14%
79	ISHARES INC	464286681	9,974	$1.0M	0.13%
80	ISHARES TR	464287804	8,056	$968,170	0.12%
81	SPDR SERIES TRUST	78464A391	44,075	$941,889	0.12%
82	ISHARES TR	464287507	13,973	$922,211	0.12%
83	ISHARES TR	464287697	8,330	$902,631	0.11%
84	GLOBAL X FDS	37954Y673	18,387	$878,723	0.11%
85	ISHARES TR	464287226	8,494	$848,381	0.11%
86	ABRDN SILVER ETF TRUST	SIVR	12,460	$842,794	0.11%
87	ISHARES TR	46435G102	8,354	$822,869	0.10%
88	SPDR SERIES TRUST	78464A854	10,101	$810,302	0.10%
89	INVESCO QQQ TR	IVZ	1,267	$778,364	0.10%
90	SCHWAB STRATEGIC TR	808524839	32,839	$767,447	0.10%
91	PACER FDS TR	69374H709	18,604	$766,857	0.10%
92	SPDR SERIES TRUST	78464A649	29,602	$762,240	0.10%
93	ISHARES TR	46435G516	7,996	$760,360	0.10%
94	ISHARES TR	46436E619	17,190	$754,833	0.10%
95	AMPHENOL CORP NEW	032095101	5,550	$750,027	0.10%
96	SPDR SERIES TRUST	78464A409	7,005	$747,437	0.10%
97	SPDR SERIES TRUST	78464A664	27,201	$720,013	0.09%
98	ISHARES TR	464287481	5,103	$698,805	0.09%
99	ISHARES TR	464287150	4,654	$692,003	0.09%
100	SPDR SERIES TRUST	78464A383	30,872	$691,997	0.09%
101	VANGUARD INTL EQUITY INDEX F	922042858	12,751	$685,509	0.09%
102	ISHARES U S ETF TR	46431W838	13,476	$678,124	0.09%
103	INVESCO EXCHANGE TRADED FD T	IVZ	11,431	$677,630	0.09%
104	ALPHABET INC	GOOG	2,157	$675,141	0.09%
105	BLACKROCK ETF TRUST	BLK	12,055	$658,946	0.08%
106	RTX CORPORATION	RTX	3,572	$655,041	0.08%
107	FRANKLIN TEMPLETON HOLDINGS	FGDL	11,240	$647,424	0.08%
108	BONDBLOXX ETF TRUST	09789C812	13,362	$617,592	0.08%
109	J P MORGAN EXCHANGE TRADED F	46641Q308	9,984	$606,313	0.08%
110	HOME DEPOT INC	HD	1,748	$601,590	0.08%
111	WISDOMTREE TR	WT	14,164	$587,540	0.07%
112	JPMORGAN CHASE & CO.	VYLD	1,785	$575,044	0.07%
113	SCHWAB STRATEGIC TR	808524797	19,746	$541,632	0.07%
114	SCHWAB STRATEGIC TR	808524300	15,792	$515,148	0.07%
115	ISHARES TR	46435G219	10,968	$500,799	0.06%
116	SELECT SECTOR SPDR TR	81369Y605	9,042	$495,230	0.06%
117	AMERICAN EXPRESS CO	AXP	1,320	$488,462	0.06%
118	ISHARES TR	464287465	4,885	$469,107	0.06%
119	ISHARES TR	46432F842	5,184	$463,761	0.06%
120	EXXON MOBIL CORP	XOM	3,821	$459,819	0.06%
121	VANGUARD WORLD FD	921910709	7,031	$457,085	0.06%
122	ALPHABET INC	GOOG	1,431	$449,048	0.06%
123	DIMENSIONAL ETF TRUST	25434V401	5,850	$433,890	0.06%
124	ISHARES TR	464287655	1,735	$427,187	0.05%
125	COSTCO WHSL CORP NEW	22160K105	468	$403,449	0.05%
126	SELECT SECTOR SPDR TR	81369Y407	3,260	$389,277	0.05%
127	SELECT SECTOR SPDR TR	81369Y209	2,484	$384,523	0.05%
128	CAPITAL GRP FIXED INCM ETF T	14020Y300	13,915	$384,340	0.05%
129	SELECT SECTOR SPDR TR	81369Y704	2,450	$380,044	0.05%
130	DELL TECHNOLOGIES INC	DELL	2,751	$346,296	0.04%
131	SPDR INDEX SHS FDS	78463X848	9,463	$339,911	0.04%
132	BROADCOM INC	AVGO	960	$332,256	0.04%
133	J P MORGAN EXCHANGE TRADED F	46641Q761	5,170	$326,641	0.04%
134	THERMO FISHER SCIENTIFIC INC	TMO	563	$326,230	0.04%
135	NVIDIA CORPORATION	NVDA	1,605	$299,367	0.04%
136	CISCO SYS INC	CSCO	3,747	$288,642	0.04%
137	SPDR SERIES TRUST	78468R705	975	$284,705	0.04%
138	ISHARES TR	46435U713	5,250	$276,255	0.04%
139	GLOBAL X FDS	37954Y715	7,546	$273,392	0.03%
140	MOODYS CORP	MCO	533	$272,283	0.03%
141	WORLD GOLD TR	GLDW	3,140	$268,062	0.03%
142	VANGUARD CHARLOTTE FDS	92203J407	5,370	$259,478	0.03%
143	GLOBAL X FDS	37954Y616	7,355	$254,945	0.03%
144	AMAZON COM INC	AMZN	1,098	$253,440	0.03%
145	JOHNSON & JOHNSON	JNJ	1,172	$242,545	0.03%
146	ISHARES TR	464287499	2,447	$235,573	0.03%
147	VANGUARD TAX-MANAGED FDS	921943858	3,652	$228,148	0.03%
148	SELECT SECTOR SPDR TR	81369Y308	2,931	$227,680	0.03%
149	ISHARES INC	46434G764	3,095	$224,945	0.03%
150	ISHARES TR	46434V803	5,420	$224,171	0.03%
151	CME GROUP INC	CME	819	$223,653	0.03%
152	PROCTER AND GAMBLE CO	742718109	1,551	$222,274	0.03%
153	AUTOMATIC DATA PROCESSING IN	ADP	834	$214,557	0.03%
154	ADOBE INC	ADBE	609	$213,144	0.03%
155	ABBOTT LABS	ABLZF	1,685	$211,114	0.03%
156	BLACKROCK ETF TRUST II	BLK	4,267	$207,718	0.03%
157	VERISK ANALYTICS INC	VRSK	920	$205,795	0.03%
158	CHEVRON CORP NEW	CVX	1,329	$202,493	0.03%
159	SCHWAB STRATEGIC TR	808524672	6,725	$200,540	0.03%
160	READY CAPITAL CORP	RC-PE	16,218	$35,355	0.00%