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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Betterment LLC

Quarter ended Q2 2024 · Filed August 14, 2024 · Accession 0001633901-24-000004

Total Value
$38.6M
Positions
392
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (392)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD INDEX FDS92290876928,295,418$7.6M19.61%
2VANGUARD TAX MANAGED INTL FD921943858124,617,150$6.2M15.95%
3SPDR State Street Global Advisors78464A85442,716,183$2.7M7.08%
4VANGUARD INTL EQUITY INDEX F92204285858,617,982$2.6M6.65%
5ISHARES TR46428722618,484,532$1.8M4.65%
6ISHARES TR46428841415,773,012$1.7M4.35%
7ISHARES TR46428715012,393,110$1.5M3.81%
8VANGUARD CHARLOTTE FDS92203J40720,543,114$999,8332.59%
9VANGUARD INDEX FDS9229087445,971,457$957,8812.48%
10ISHARES TR46432F84211,677,182$848,2302.20%
11SPDR State Street Global Advisors78464A84716,258,493$834,0612.16%
12ISHARES TR4642882818,570,245$758,2951.96%
13VANGUARD INDEX FDS9229085124,842,178$728,4091.89%
14VANGUARD INDEX FDS9229086113,833,661$699,7201.81%
15SPDR State Street Global Advisors78468R85314,645,935$608,2461.58%
16Goldman SachsNVGLF5,102,939$545,7591.41%
17Goldman SachsNVGLF5,224,492$522,8671.35%
18SCHWAB STRATEGIC TR80852480512,716,823$488,5801.27%
19ISHARES INC46434G1039,058,592$484,9061.26%
20SCHWAB STRATEGIC TR8085241026,171,023$387,9721.01%
21iShares46435G4253,228,147$385,1831.00%
22iShares46429B7473,373,251$335,6050.87%
23SPDR SERIES TRUST78468R7216,904,114$315,8630.82%
24iShares46435G5163,357,341$264,4910.69%
25JP Morgan46641Q8375,180,348$261,4520.68%
26iShares46434V4641,265,178$231,8690.60%
27ISHARES TR4642874731,911,224$230,7610.60%
28Goldman SachsNVGLF6,716,207$226,0000.59%
29ISHARES TR4642886791,590,715$175,7740.46%
30SPDR State Street Global Advisors78464A5083,008,399$146,6290.38%
31VANGUARD MALVERN FDS9220208053,009,028$146,0580.38%
32ISHARES TR464287630893,505$136,0810.35%
33VANGUARD WHITEHALL FDS INC9219468851,984,831$124,8660.32%
34SCHWAB STRATEGIC TR8085244091,650,491$122,2680.32%
35VANGUARD INDEX FDS922908363224,390$112,2240.29%
36iShares46434G8633,147,310$105,5290.27%
37VANGUARD BD INDEX FD INC9219378351,345,507$96,9440.25%
38ISHARES TR464287200172,682$94,4970.24%
39SPDR State Street Global Advisors78468R7961,960,498$87,4380.23%
40ISHARES TR464287408435,867$79,3320.21%
41Engine No. 129287L1061,187,388$75,4940.20%
42VANGUARD INDEX FDS922908736201,700$75,4380.20%
43State Street Global Advisors Inc78468R6481,583,093$72,9330.19%
44ISHARES TR46435G6721,387,874$69,2830.18%
45Dimensional25434V7082,102,513$67,7850.18%
46SCHWAB STRATEGIC TR808524201992,986$63,7990.17%
47SPDR State Street Global Advisors78468R7391,349,895$63,7020.17%
48iShares46435U4401,183,727$55,0910.14%
49Goldman SachsNVGLF856,494$54,2590.14%
50SPDR State Street Global Advisors78470E1061,298,747$52,9760.14%
51BlackRock Fund Advisors46435U6631,375,401$52,9530.14%
52Goldman SachsNVGLF1,541,395$50,3570.13%
53SPDR State Street Global Advisors78463X8891,380,571$48,4300.13%
54iShares464288570447,015$46,4220.12%
55Dimensional Fund Advisors25434V1041,094,099$41,0180.11%
56iShares46435U549849,354$39,5880.10%
57VANGUARD921910733374,736$36,2070.09%
58VANGUARD BD INDEX FD INC921937827467,752$35,8770.09%
59VANGUARD INDEX FDS922908751143,581$31,3060.08%
60Goldman SachsNVGLF663,632$30,0290.08%
61Dimensional Fund Advisors LP25434V7991,085,052$28,5260.07%
62Dimensional Fund Advisors LP25434V872664,878$27,6190.07%
63Dimensional Fund Advisors25434V203905,454$26,8650.07%
64Goldman SachsNVGLF645,058$26,3120.07%
65SPDR State Street Global Advisors78470E205806,292$26,1160.07%
66ISHARES46435G1931,036,957$23,5600.06%
67iShares464288802192,784$21,6630.06%
68SPDR State Street Global Advisors78463X509514,334$19,3750.05%
69Dimensional Fund Advisors LP25434V732700,507$18,7250.05%
70InvescoIVZ37,392$17,9150.05%
71Vanguard92290853875,461$17,3230.04%
72Goldman SachsNVGLF391,965$17,2500.04%
73VANGUARD SPECIALIZED PORTFOL92190884493,591$17,0850.04%
74iShares46434V860302,225$15,3110.04%
75ISHARES TR464287242135,594$14,5250.04%
76VANGUARD BD INDEX FDS92203C303288,102$14,2670.04%
77VANGUARD BD INDEX FD INC921937819185,435$13,8870.04%
78Goldman Sachs Asset Management LPNVGLF329,437$13,2830.03%
79Avantis025072877147,172$13,2040.03%
80iShares46429B655257,157$13,1380.03%
81iShares46435G474483,724$12,6690.03%
82ISHARES TR46435G219277,375$12,3040.03%
83Dimensional25434V609235,744$12,2280.03%
84VANGUARD BD INDEX FD INC921937793163,131$11,4660.03%
85CAMBRIA ETF TR132061508390,773$11,1450.03%
86VANGUARD BD INDEX FD INC92206C847192,718$11,1160.03%
87iShares46434V407258,409$10,9050.03%
88ISHARES TR464288356189,166$10,7600.03%
89SCHWAB STRATEGIC TR808524847531,181$10,6080.03%
90VANGUARD BD INDEX FD INC92206C771233,366$10,5950.03%
91SPDR State Street Global Advisors78464A284389,927$9,9200.03%
92GraniteShares38747R108466,433$9,4970.02%
93Goldman SachsNVGLF260,347$9,4220.02%
94ISHARES TR46428780486,335$9,2080.02%
95ISHARES TR46428858898,852$9,0760.02%
96Dimensional Fund Advisors LP25434V864191,583$9,0040.02%
97JP Morgan Investment Management Inc46654Q815174,732$8,7860.02%
98Dimensional Fund Advisors LP25434V625145,061$8,6340.02%
99XTRACKERS233051432239,494$8,4920.02%
100ISHARES TR464288323155,257$8,2890.02%
101VANGUARD INTL EQUITY INDEX F922042676190,572$7,7310.02%
102Vanguard92194681094,253$7,6610.02%
103iShares46434V381125,721$7,3960.02%
104Dimensional Fund Advisors25434V302284,703$7,3650.02%
105VANGUARD INDEX FDS92193250521,355$7,1210.02%
106Dimensional Fund Advisors LP25434V666245,605$7,1000.02%
107iShares464286285188,646$6,9890.02%
108Dimensional25434V401116,689$6,8670.02%
109AVANTIS INTL025072802100,740$6,5430.02%
110VANGUARD INDEX FDS92193270337,041$6,5110.02%
111SPDR SERIES TRUST78468R62268,386$6,4470.02%
112VANGUARD INDEX FDS92290855375,481$6,3220.02%
113Goldman SachsNVGLF129,662$6,2910.02%
114Dimensional Fund Advisors LP25434V880239,742$6,0940.02%
115VANGUARD INDEX FDS92290862922,716$5,5000.01%
116SPDR S&P 500 ETF TRSPY9,974$5,4280.01%
117ISHARES46435U853146,959$5,3320.01%
118WisdomTreeWT170,106$5,2100.01%
119APPLE INCAAPL23,965$5,0480.01%
120SCHWAB STRATEGIC TR808524607102,734$4,8750.01%
121Van Eck92189F64355,211$4,7820.01%
122ISHARES TR46435G25099,776$4,6340.01%
123Dimensional Fund Advisors LP25434V807120,391$4,3270.01%
124Vanguard92204277573,324$4,3000.01%
125Vanguard Total World Bond ETF92206C56560,765$4,1320.01%
126ISHARES TR46428744042,633$3,9930.01%
127Vanguard92290859515,949$3,9890.01%
128Dimensional Fund Advisors LP25434V823180,457$3,9880.01%
129ISHARES TR46428864677,572$3,9750.01%
130SPDR State Street Global Advisors78468R74736,476$3,9680.01%
131Impact Shares45259A20999,872$3,9440.01%
132ISHARES TR46436E71836,201$3,6460.01%
133iShares46432F39618,649$3,6340.01%
134AMERICAN CENTY ETF TR02507288539,234$3,5390.01%
135Vanguard92290863713,504$3,3710.01%
136First Trust Exchange-Traded Fund VIII33740F80575,337$3,2430.01%
137BlackRock Fund AdvisorsBLK61,353$3,2030.01%
138INVESCO EXCH TRADED FD TR IIIVZ16,245$3,2020.01%
139PGIM ETF TR69344A10763,898$3,1760.01%
140VANGUARD SCOTTSDALE FDS92206C87037,950$3,0330.01%
141Vanguard92206C40939,039$3,0170.01%
142Summit Global Investments LLC74933W254117,829$3,0150.01%
143Dimensional Fund Advisors LP25434V57556,479$2,9670.01%
144Dimensional Fund Advisors LP25434V56755,028$2,8980.01%
145WISDOMTREE TRWT78,683$2,8540.01%
146Vanguard92206C10249,029$2,8430.01%
147ISHARES TR46428770524,152$2,7400.01%
148iShares46428943812,426$2,6660.01%
149iShares46428815825,485$2,6640.01%
150iShares46431W50752,912$2,6630.01%
151Van Eck92189F43793,431$2,6440.01%
152CAMBRIA ETF TR13206188886,090$2,3810.01%
153Bitwise Asset Management IncBITB72,453$2,3680.01%
154Vanguard92204274220,746$2,3370.01%
155SPDR State Street Global Advisors78464A40929,095$2,3310.01%
156Dimensional Fund Advisors LP25434V74084,156$2,3140.01%
157ISHARES TR46428717621,540$2,3000.01%
158Pacer69374H88142,211$2,3000.01%
159SCHWAB STRATEGIC TR80852430022,810$2,3000.01%
160Schwab80852476341,463$2,2770.01%
161VANGUARD WHITEHALL FDS INC92194640619,019$2,2560.01%
162ISHARES TR46428750738,535$2,2550.01%
163iShares4642876146,164$2,2470.01%
164ISHARES TR46428746528,004$2,1940.01%
165Goldman SachsNVGLF57,630$2,1630.01%
166SPDR State Street Global Advisors78464A80531,891$2,1160.01%
167CAMBRIA ETF TR132061409100,625$2,1080.01%
168Dimensional Fund Advisors LP25434V77384,504$2,0810.01%
169MICROSOFT CORPMSFT4,518$2,0190.01%
170VANGUARD STAR FD92190976833,108$1,9960.01%
171SCHWAB STRATEGIC TR80852470674,493$1,9790.01%
172iShares46432F33911,450$1,9550.01%
173iShares46432F83428,796$1,9450.01%
174iShares46434V44950,048$1,9360.01%
175CAMBRIA ETF TR13206120127,825$1,9000.00%
176iShares46434V87837,573$1,8990.00%
177VANGUARD ADMIRAL FDS INC92193282819,058$1,8720.00%
178ISHARES TR46428861217,843$1,8510.00%
179SCHWAB STRATEGIC TR80852479723,713$1,8440.00%
180ISHARES TR46432F85938,714$1,8340.00%
181Fidelity Investments31618830939,833$1,7900.00%
182SCHWAB STRATEGIC TR80852450822,473$1,7490.00%
183VANGUARD BD INDEX FD INC92290774634,054$1,7060.00%
184Dimensional Fund Advisors LP25434V81558,582$1,6860.00%
185Vanguard92191072528,477$1,6310.00%
186BLACKROCK ETF TRUSTBLK34,423$1,6160.00%
187Dimensional Fund Advisors LP25434V65863,890$1,5970.00%
188SPDR State Street Global Advisors78464A47452,745$1,5670.00%
189iShares46434V45639,568$1,5450.00%
190InvescoIVZ76,740$1,5350.00%
191Ark ETF Trust00214Q40119,406$1,5140.00%
192WisdomTreeWT26,231$1,4920.00%
193SCHWAB STRATEGIC TR80852475542,270$1,4810.00%
194iShares46436E61934,649$1,4740.00%
195SPDR GOLD TRUSTGLD6,511$1,4000.00%
196ISHARES TR46428862027,604$1,3860.00%
197SPDR State Street Global Advisors78463X43417,996$1,3450.00%
198ISHARES TR46428863825,405$1,3020.00%
199FIRST TR EXCHANGE TRADED FD33738D10142,110$1,2830.00%
200MARKET VECTORS ETF TR92189H40924,531$1,2670.00%
201iShares46434V61327,501$1,2440.00%
202John Hancock47804J20622,096$1,2160.00%
203Capital Research and Management Co14020Y30044,619$1,2010.00%
204WISDOMTREE TRWT22,916$1,1790.00%
205Vanguard9219108163,730$1,1720.00%
206SELECT SECTOR SPDR TR81369Y50612,626$1,1510.00%
207Schwab ETFs80852485423,454$1,1440.00%
208Vanguard9229086526,673$1,1260.00%
209J P MORGAN EXCHANGE TRADED F46641Q67023,902$1,1070.00%
210iShares46428830716,062$1,0880.00%
211Dimensional Fund Advisors LP25434V83133,635$1,0760.00%
212ISHARES TR4642876555,303$1,0760.00%
213InvescoIVZ12,212$1,0680.00%
214Capital Research and Management Co14020W10632,244$1,0640.00%
215CAMBRIA ETF TR13206170630,349$1,0440.00%
216First Trust33738R50618,721$1,0250.00%
217SPDR SERIES TRUST78464A66437,618$1,0240.00%
218SCHWAB STRATEGIC TR80852487019,201$9990.00%
219iShares4642876483,798$9970.00%
220SCHWAB STRATEGIC TR80852483921,774$9920.00%
221Schwab80852473033,357$9860.00%
222SPDR SERIES TRUST78468R66310,670$9790.00%
223J P MORGAN EXCHANGE TRADED F46641Q3999,927$9740.00%
224CAMBRIA ETF TR13206130036,117$9540.00%
225VANECK VECTORS TR92189H30039,785$9460.00%
226WisdomTreeWT21,740$9340.00%
227SPDR State Street Global Advisors78464A30011,880$9300.00%
228Summit Global Investments LLC74933W59326,621$9290.00%
229Vanguard9219328698,458$9260.00%
230Dimensional Fund Advisors LP25434V75734,976$9100.00%
231ISHARES46428947918,116$9010.00%
232InvescoIVZ35,585$8950.00%
233BlackRock Fund AdvisorsIBIT25,970$8870.00%
234ISHARES TR46428887716,702$8860.00%
235Innovator Capital Management LLCINHD24,594$8430.00%
236ISHARES TR4642875984,817$8400.00%
237Cambria Funds13206181334,867$8310.00%
238Dimensional Fund Advisors LP25434V71623,678$8250.00%
239ISHARES TR4642873098,749$8100.00%
240SPDR SERIES TRUST78464A29223,849$8090.00%
241WisdomTreeWT12,749$8090.00%
242ISHARES TR4642876716,334$8070.00%
243INNOVATOR ETFS TRUSTINHD22,201$7800.00%
244ISHARES TR4642876892,492$7690.00%
245InvescoIVZ12,733$7650.00%
246JANUS DETROIT STR TR47103U84514,919$7590.00%
247Vanguard92206C70612,999$7570.00%
248TEXAS INSTRS INC8825081043,879$7550.00%
249Dimensional Fund Advisors LP25434V78127,772$7470.00%
250iShares4642871012,736$7230.00%
251iShares46436E75910,604$7150.00%
252ISHARES TR4642881829,799$7050.00%
253INDEXIQ ETF TR45409B10722,512$6990.00%
254Van Eck92189F48627,146$6920.00%
255Vanguard9219467949,971$6830.00%
256ISHARES INC46434G76411,463$6790.00%
257iShares46429B26729,648$6690.00%
258LOCKHEED MARTIN CORPLMT1,429$6670.00%
259InvescoIVZ4,045$6650.00%
260ISHARES TR4642886615,666$6540.00%
261ISHARES TR4642874577,993$6530.00%
262ISHARES TR4642876222,185$6500.00%
263SPDR SERIES TRUST78464A67223,128$6480.00%
264EXXON MOBIL CORPXOM5,602$6450.00%
265InvescoIVZ10,109$6180.00%
266iShares4642888855,890$6030.00%
267WisdomTreeWT12,736$5960.00%
268InvescoIVZ14,328$5920.00%
269Innovator Capital Management LLCINHD19,683$5910.00%
270HOME DEPOT INCHD1,692$5820.00%
271Dimensional25434V5009,569$5750.00%
272Van Eck92189H6071,815$5740.00%
273PROCTER AND GAMBLE CO7427181093,450$5690.00%
274COMCAST CORP NEWCCZ14,507$5680.00%
275PACER FDS TR69374H85712,981$5650.00%
276InvescoIVZ4,824$5500.00%
277ABRDN SILVER ETF TRUSTSIVR19,528$5440.00%
278SPDR State Street Global AdvisorsGLDW11,765$5420.00%
279Summit Global Investments LLC74933W26220,775$5420.00%
280VANGUARD INTL EQUITY INDEX F9220427184,506$5290.00%
281iShares4642885219,711$5200.00%
282ISHARES GOLD TRUSTIAU11,712$5150.00%
283MCDONALDS CORPMCD2,003$5100.00%
284ETFS GOLD TR00326A10422,804$5070.00%
285BNY MELLON ETF TRUST09661T1074,867$5050.00%
286iShares46434V6218,624$4970.00%
287Dimensional Fund Advisors LP25434V6178,084$4810.00%
288Fidelity Investments3160928248,383$4780.00%
289EA Series Trust02072L10211,110$4760.00%
290PIMCO ETF TR72201R7755,185$4720.00%
291ISHARES TR4642885136,008$4630.00%
292INTUITINTU703$4620.00%
293ALPHABET INCGOOG2,492$4570.00%
294SPDR State Street Global Advisors78468R60619,287$4480.00%
295AUTOZONE INCAZO151$4480.00%
296Dimensional Fund Advisors LP25434V8499,380$4480.00%
297Arch Capital Group LtdG0450A1054,431$4470.00%
298SPDR State Street Global Advisors78467V60810,557$4410.00%
299InvescoIVZ31,396$4410.00%
300InvescoIVZ9,442$4380.00%
301iShares4642874813,972$4380.00%
302NVIDIA CORPORATIONNVDA3,541$4370.00%
303iShares4642876064,742$4180.00%
304American Century Investment Management Inc02507256210,253$4180.00%
305SPDR State Street Global Advisors78464A64916,628$4170.00%
306American Century Investment Management Inc0250722325,998$4160.00%
307ISHARES TR4642878794,259$4140.00%
308VICTORY PORTFOLIOS II92647N5278,937$4110.00%
309Dimensional Fund Advisors LP25434V69012,411$4090.00%
310Innovator Capital Management LLCINHD10,660$4080.00%
311ISHARES TR4642886533,969$4080.00%
312Ark ETF Trust00214Q1049,069$3990.00%
313DBX ETF TR23305187916,859$3970.00%
314Dimensional Fund Advisors LP25434V5837,330$3880.00%
315AMERICAN CENTY ETF TR0250726046,333$3870.00%
316SPDR State Street Global Advisors81369Y8865,664$3860.00%
317WisdomTreeWT8,015$3780.00%
318INNOVATOR ETFS TRUSTINHD9,543$3710.00%
319EA Series Trust02072L20114,898$3710.00%
320Vanguard92204A702641$3700.00%
321ABBVIE INCABBV2,136$3660.00%
322Vanguard9219327784,309$3610.00%
323PIMCO72201R8666,877$3580.00%
324AMERICAN CENTY ETF TR0250727035,723$3560.00%
325Schwab8085247715,287$3540.00%
326Dimensional Fund Advisors LP25434V76513,347$3510.00%
327iShares46435G3265,300$3480.00%
328ABBOTT LABSABLZF3,278$3410.00%
329AMAZON COM INCAMZN1,755$3390.00%
330Health81369Y2092,317$3380.00%
331EA Series Trust02072L30012,175$3360.00%
332Goldman Sachs Asset Management LPNVGLF6,980$3350.00%
333Summit Global Investments LLC74933W57711,127$3340.00%
334INNOVATOR ETFS TRUSTINHD9,100$3240.00%
335iShares4642877212,124$3200.00%
336iShares46436E7676,856$3190.00%
337iShares4642874993,930$3190.00%
338iShares46432F3883,071$3180.00%
339WALMART INCWMT4,695$3180.00%
340Fidelity Investments3160928406,806$3180.00%
341INNOVATOR ETFS TRUSTINHD8,709$3180.00%
342InvescoIVZ6,383$3110.00%
343Van Eck92189F6761,180$3080.00%
344Vanguard9219108402,569$3040.00%
345J P MORGAN EXCHANGE TRADED F46641Q3325,203$2950.00%
346SPDR State Street Global Advisors78467V10310,655$2940.00%
347ProShares74348A4673,062$2940.00%
348Vanguard9219108731,460$2880.00%
349ISHARES TR4642886879,114$2880.00%
350iShares4642878872,201$2830.00%
351SPDR State Street Global Advisors78467V8487,082$2810.00%
352J P MORGAN EXCHANGE TRADED F46641Q3734,758$2810.00%
353Vanguard92204A2071,366$2770.00%
354ROSS STORES INCROST1,898$2760.00%
355Vaneck Digital Assets LLCHODL4,035$2740.00%
356J P MORGAN EXCHANGE TRADED46641Q7615,150$2730.00%
357Innovator Capital Management LLCINHD6,510$2710.00%
358ISHARES TR4642882734,286$2640.00%
359F/m Investments LLC74933W4525,141$2570.00%
360SPDR INDEX SHS FDS78463X8718,092$2570.00%
361SPDR State Street Global Advisors81369Y7042,081$2540.00%
362GOLDMAN SACHS GROUP INCGSCE558$2520.00%
363InvescoIVZ2,971$2510.00%
364MASTERCARD INCORPORATEDMA563$2480.00%
365Goldman Sachs Asset Management LPNVGLF5,217$2480.00%
366SPDR81369Y8031,095$2480.00%
367SPDR State Street Global Advisors78468R1018,540$2470.00%
368iShares46435G24310,086$2470.00%
369InvescoIVZ3,847$2440.00%
370Capital Research and Management Co14020G1017,299$2400.00%
371iShares46429B3335,500$2370.00%
372Clockwise Capital LLC88636J3298,666$2350.00%
373ProShares74348A5338,153$2330.00%
374TJX COS INC NEW8725401092,084$2290.00%
375NuveenNU5,798$2280.00%
376Vanguard92204A504856$2280.00%
377ISHARES TR4642874322,478$2270.00%
378VANGUARD SCOTTSDALE FDS92206C5733,002$2270.00%
379InvescoIVZ4,084$2250.00%
380WISDOMTREE TRWT3,052$2230.00%
381DISNEY WALT CO2546871062,235$2220.00%
382OREILLY AUTOMOTIVE INC67103H107210$2220.00%
383VANGUARD SCOTTSDALE FDS92206C8132,911$2210.00%
384DBX ETF TR2330512005,210$2160.00%
385Dimensional Fund Advisors LP25434V7245,507$2160.00%
386PIMCO ETF TR72201R8332,129$2140.00%
387First Trust33734X8463,638$2050.00%
388iSharesSLV7,612$2020.00%
389Dimensional Fund Advisors LP25434V6743,944$2020.00%
390VISA INCV764$2010.00%
391iShares46435G1022,551$2010.00%
392INTEL CORPINTC6,473$2000.00%