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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Betterment LLC

Quarter ended Q3 2023 · Filed August 7, 2023 · Accession 0001633901-23-000004

Total Value
$32.3M
Positions
281
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (281)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD INDEX FDS92290876929,561,221$6.5M20.18%
2VANGUARD TAX MANAGED INTL FD921943858105,288,084$4.9M15.07%
3VANGUARD INTL EQUITY INDEX F92204285875,095,389$3.1M9.47%
4VANGUARD CHARLOTTE FDS92203J40736,438,445$1.8M5.52%
5VANGUARD INDEX FDS92290874412,490,519$1.8M5.50%
6VANGUARD INDEX FDS92290851210,464,869$1.4M4.49%
7ISHARES TR46428715013,402,504$1.3M4.06%
8VANGUARD INDEX FDS9229086117,919,423$1.3M4.06%
9ISHARES TR4642884149,844,940$1.1M3.26%
10ISHARES TR46428828110,006,672$865,9772.68%
11ISHARES TR4642872268,723,957$854,5122.65%
12ISHARES TR46432F84212,147,009$819,9232.54%
13SCHWAB STRATEGIC TR80852480515,103,300$538,4331.67%
14Goldman SachsNVGLF5,124,901$512,8491.59%
15ISHARES INC46434G10310,086,772$497,1771.54%
16SCHWAB STRATEGIC TR8085241026,898,880$356,6721.11%
17ISHARES TR4642886792,745,119$303,1980.94%
18VANGUARD MALVERN FDS9220208056,301,814$298,8320.93%
19Goldman SachsNVGLF3,290,890$287,2950.89%
20SPDR SERIES TRUST78468R7215,862,218$270,6000.84%
21iShares46435G5163,641,006$265,5390.82%
22iShares46435G4252,571,830$250,6510.78%
23ISHARES TR4642874732,180,954$239,5560.74%
24iShares46429B7472,135,441$208,4190.65%
25iShares46434V4641,221,639$191,0520.59%
26JP Morgan46641Q8373,679,388$184,4850.57%
27ISHARES TR4642876301,071,841$150,9150.47%
28Goldman SachsNVGLF4,541,705$142,3820.44%
29VANGUARD WHITEHALL FDS INC9219468852,078,791$129,4460.40%
30SCHWAB STRATEGIC TR8085244091,923,785$129,0670.40%
31SPDR State Street Global Advisors78464A5082,748,797$118,7480.37%
32VANGUARD BD INDEX FD INC9219378351,468,530$106,7470.33%
33VANGUARD INDEX FDS922908363244,868$99,7300.31%
34iShares46434G8632,557,055$80,8800.25%
35ISHARES TR464287408484,980$78,1740.24%
36SPDR State Street Global Advisors78468R7962,083,101$75,3460.23%
37State Street Global Advisors Inc78468R6481,175,296$52,4180.16%
38VANGUARD INDEX FDS922908736183,048$51,7950.16%
39Engine No. 129287L106956,579$49,3590.15%
40iShares464288570540,204$45,4690.14%
41iShares46435U440943,138$43,8940.14%
42SPDR State Street Global Advisors78470E1061,155,016$43,4860.13%
43Goldman SachsNVGLF1,259,545$37,6600.12%
44Goldman SachsNVGLF608,055$35,1090.11%
45VANGUARD921910733384,937$30,1600.09%
46Goldman SachsNVGLF663,726$27,5910.09%
47VANGUARD INDEX FDS922908751129,590$25,7740.08%
48SPDR State Street Global Advisors78470E205845,555$25,6200.08%
49Dimensional25434V708930,564$25,2650.08%
50Dimensional Fund Advisors25434V104804,568$24,9340.08%
51SPDR State Street Global Advisors78463X509724,663$24,9140.08%
52VANGUARD BD INDEX FD INC921937827294,140$22,2280.07%
53iShares464288802222,517$20,8360.06%
54ISHARES TR464288588200,487$18,6990.06%
55Goldman SachsNVGLF410,732$18,5900.06%
56iShares46435U549377,108$17,7880.06%
57BlackRock Fund Advisors46435U663429,472$15,2550.05%
58iShares46429B655287,949$14,6340.05%
59ISHARES TR464287242129,902$14,0480.04%
60ISHARES46435G193582,014$13,2350.04%
61VANGUARD BD INDEX FD INC921937819170,196$12,8040.04%
62InvescoIVZ33,505$12,3770.04%
63CAMBRIA ETF TR132061508427,855$11,8430.04%
64SPDR State Street Global Advisors78464A300147,152$11,3590.04%
65ISHARES TR464287440116,135$11,2190.03%
66Dimensional Fund Advisors25434V203398,385$10,8840.03%
67VANGUARD BD INDEX FD INC92206C771219,119$10,0770.03%
68VANGUARD BD INDEX FD INC921937793134,435$10,0720.03%
69Goldman Sachs Asset Management LPNVGLF233,002$9,3620.03%
70Vanguard92290853845,312$9,3240.03%
71SCHWAB STRATEGIC TR808524847474,303$9,2630.03%
72GraniteShares38747R108407,769$8,4200.03%
73SCHWAB STRATEGIC TR808524201151,122$7,9140.02%
74iShares46435G474278,691$7,0700.02%
75ISHARES TR46428770564,904$6,9530.02%
76iShares46434V407153,528$6,3640.02%
77Dimensional Fund Advisors LP25434V872151,958$6,3410.02%
78XTRACKERS233051432169,937$5,8630.02%
79ISHARES TR464288323109,115$5,8110.02%
80VANGUARD INDEX FDS92193270337,007$5,7620.02%
81Dimensional Fund Advisors LP25434V880241,951$5,6400.02%
82VANGUARD INDEX FDS92193250521,694$5,5120.02%
83ISHARES TR46428835696,019$5,4680.02%
84InvescoIVZ276,372$5,3860.02%
85Vanguard92194681069,647$5,2300.02%
86ISHARES TR464288646103,873$5,2110.02%
87ISHARES TR46428720011,084$4,9400.02%
88Goldman SachsNVGLF90,904$4,4630.01%
89iShares46431W50782,746$4,1140.01%
90Dimensional Fund Advisors25434V302174,076$4,0840.01%
91Dimensional Fund Advisors LP25434V799164,197$3,9850.01%
92WisdomTreeWT138,128$3,8610.01%
93VANGUARD INTL EQUITY INDEX F92204267694,413$3,7940.01%
94Vanguard92290859516,332$3,7520.01%
95WISDOMTREE TRWT94,445$3,3050.01%
96Schwab80852476364,488$3,2530.01%
97VANGUARD BD INDEX FD INC92206C84750,208$3,1900.01%
98Impact Shares45259A20999,534$3,1500.01%
99SPDR State Street Global Advisors78468R74735,542$3,1290.01%
100Western Asset Management Co46436E71830,622$3,0810.01%
101iShares46428628587,641$3,0790.01%
102VANGUARD INDEX FDS92290855335,722$2,9850.01%
103VANGUARD SCOTTSDALE FDS92206C87036,036$2,8480.01%
104ISHARES46435U85375,549$2,6670.01%
105CAMBRIA ETF TR132061888103,585$2,6660.01%
106ISHARES TR46428743225,731$2,6490.01%
107iShares46432F39618,171$2,6210.01%
108Vanguard92206C40933,677$2,5480.01%
109SCHWAB STRATEGIC TR80852470699,919$2,4610.01%
110Vanguard92206C10241,837$2,4150.01%
111CAMBRIA ETF TR132061409119,206$2,3980.01%
112First Trust Exchange-Traded Fund VIII33740F80552,309$2,3100.01%
113VANGUARD WHITEHALL FDS INC92194640619,838$2,1040.01%
114ISHARES TR46428717619,532$2,1020.01%
115CAMBRIA ETF TR13206120134,267$2,0960.01%
116Van Eck92189F43775,088$2,0850.01%
117Dimensional Fund Advisors LP25434V86444,827$2,0780.01%
118ISHARES TR46432F85943,462$2,0270.01%
119VANGUARD SPECIALIZED PORTFOL92190884412,332$2,0030.01%
120SPDR State Street Global Advisors78463X88960,734$1,9760.01%
121Avantis02507287724,573$1,9070.01%
122iShares46436E61941,419$1,7640.01%
123INDEXIQ ETF TR45409B10758,073$1,7320.01%
124iShares46432F33912,545$1,6920.01%
125Dimensional Fund Advisors LP25434V73269,343$1,6680.01%
126Dimensional25434V60935,240$1,6350.01%
127VANGUARD STAR FD92190976826,091$1,4630.00%
128SCHWAB STRATEGIC TR80852479720,095$1,4590.00%
129SCHWAB STRATEGIC TR80852430018,249$1,3680.00%
130SPDR State Street Global Advisors78464A85426,172$1,3640.00%
131VANGUARD BD INDEX FD INC92290774626,684$1,3400.00%
132iShares46434V44939,184$1,3010.00%
133SCHWAB STRATEGIC TR80852487024,693$1,2950.00%
134WisdomTreeWT27,603$1,2890.00%
135ISHARES TR46428745715,699$1,2730.00%
136VANGUARD ADMIRAL FDS INC92193282813,709$1,2600.00%
137InvescoIVZ118,151$1,2430.00%
138iShares46432F83419,624$1,2290.00%
139Ark ETF Trust00214Q40120,973$1,2290.00%
140ISHARES46428947923,097$1,2150.00%
141ISHARES TR46428780412,100$1,2060.00%
142ISHARES TR4642875074,607$1,2050.00%
143SPDR S&P 500 ETF TRSPY2,660$1,1790.00%
144VANECK VECTORS TR92189H30044,649$1,1410.00%
145ISHARES TR46435G67222,960$1,1320.00%
146FIRST TR EXCHANGE TRADED FD33738D10141,016$1,1070.00%
147ISHARES TR46428861210,679$1,0990.00%
148iShares46434V45630,597$1,0890.00%
149CAMBRIA ETF TR13206130044,524$1,0690.00%
150AMERICAN CENTY ETF TR02507288513,956$1,0490.00%
151ISHARES TR4642886618,924$1,0290.00%
152Ark ETF Trust00214Q10423,163$1,0220.00%
153Exchange Traded Concepts LLC301505624126,742$1,0200.00%
154CAMBRIA ETF TR13206170636,421$1,0140.00%
155ISHARES TR46428868732,495$1,0050.00%
156Vanguard92204A2075,159$1,0030.00%
157SPDR SERIES TRUST78468R66310,731$9850.00%
158Vanguard9229086526,081$9050.00%
159SPDR State Street Global Advisors78464A40914,698$8970.00%
160Vanguard9219328699,323$8720.00%
161SELECT SECTOR SPDR TR81369Y50610,732$8710.00%
162First Trust33738R50618,397$8660.00%
163AVANTIS INTL02507280214,979$8620.00%
164Dimensional Fund Advisors LP25434V82339,607$8520.00%
165Dimensional Fund Advisors LP25434V77336,804$8400.00%
166SPDR GOLD TRUSTGLD4,647$8280.00%
167Cambria Funds13206181334,571$8280.00%
168Dimensional Fund Advisors LP25434V81531,868$8190.00%
169WISDOMTREE TRWT17,500$8140.00%
170Dimensional25434V40116,384$7890.00%
171WisdomTreeWT17,846$7690.00%
172SCHWAB STRATEGIC TR80852475523,337$7540.00%
173Vanguard92204277513,629$7420.00%
174Vanguard9220427427,624$7390.00%
175MARKET VECTORS ETF TR92189H40913,446$6900.00%
176WisdomTreeWT11,564$6880.00%
177Innovator Capital Management LLCINHD22,929$6850.00%
178iShares46429B6979,150$6800.00%
179Dimensional Fund Advisors LP25434V80720,318$6670.00%
180ISHARES TR4642876892,572$6550.00%
181Vanguard9219108162,740$6450.00%
182Dimensional Fund Advisors LP25434V83124,050$6380.00%
183INNOVATOR ETFS TRINHD20,700$6370.00%
184Pacer69374H88113,135$6290.00%
185Vanguard92191072511,762$6250.00%
186iShares4642876482,550$6190.00%
187VANGUARD BD INDEX FDS92203C30311,962$5880.00%
188ISHARES TR4642874657,995$5800.00%
189John Hancock47804J20611,681$5800.00%
190Vanguard9219467949,155$5790.00%
191iShares46434V61312,370$5620.00%
192Vanguard92206C7069,285$5450.00%
193 INVESCO EXCH TRADED FD TR IIIVZ3,583$5450.00%
194WisdomTreeWT12,611$5300.00%
195Van Eck92189H6071,803$5190.00%
196VANGUARD INTL EQUITY INDEX F9220427184,680$5170.00%
197ETFS GOLD TR00326A10427,787$5100.00%
198ISHARES TR4642873097,171$5050.00%
199InvescoIVZ3,372$5050.00%
200VANGUARD INDEX FDS9229086292,288$5040.00%
201EA Series Trust02072L10214,525$5030.00%
202ISHARES TR4642886534,370$4840.00%
203iShares46429B26720,289$4650.00%
204PIMCO ETF TR72201R7755,069$4640.00%
205InvescoIVZ32,828$4470.00%
206Schwab80852473016,713$4470.00%
207SPDR State Street Global AdvisorsGLDW11,677$4450.00%
208iShares4642876141,560$4290.00%
209ISHARES TR4642886208,482$4250.00%
210iShares46434V6218,135$4190.00%
211SPDR SERIES TRUST78464A37512,949$4160.00%
212iShares46432F3884,367$4100.00%
213SPDR SERIES TRUST78468R6224,429$4080.00%
214iShares4642888854,258$4060.00%
215ISHARES TR4642881826,028$4010.00%
216iShares46436E7596,565$4000.00%
217SPDR State Street Global Advisors78464A28415,927$3980.00%
218Legg Mason52468L40610,764$3950.00%
219ABRDN SILVER ETF TRUSTSIVR17,819$3890.00%
220EA Series Trust02072L20116,261$3870.00%
221J P MORGAN EXCHANGE TRADED F46641Q3326,936$3840.00%
222VANGUARD SCOTTSDALE FDS92206C8134,892$3840.00%
223iShares4642881583,671$3820.00%
224Innovator Capital Management LLCINHD11,372$3810.00%
225Vanguard92206C7301,869$3770.00%
226iShares46436E76710,448$3760.00%
227SPDR State Street Global Advisors78463X4345,246$3670.00%
228EA Series Trust02072L30013,733$3540.00%
229ISHARES TR4642876713,614$3530.00%
230InvescoIVZ7,843$3530.00%
231Proshare Capital Management LLC74347G44020,614$3500.00%
232iShares4642885216,768$3480.00%
233Dimensional25434V5006,317$3460.00%
234ISHARES TR4642875982,188$3450.00%
235SCHWAB STRATEGIC TR8085246077,843$3440.00%
236WisdomTreeWT7,650$3430.00%
237iShares4642894382,135$3390.00%
238Dimensional Fund Advisors LP25434V75714,230$3380.00%
239Dimensional Fund Advisors LP25434V74013,713$3340.00%
240ISHARES TR4642888776,832$3340.00%
241SCHWAB STRATEGIC TR8085248397,044$3250.00%
242DBX ETF TR23305187911,918$3190.00%
243ISHARES TR4642895116,046$3120.00%
244iShares4642877212,821$3070.00%
245INNOVATOR ETFS TRINHD9,596$3040.00%
246Dimensional Fund Advisors LP25434V7248,757$3020.00%
247iShares46435G24312,149$2900.00%
248Schwab ETFs8085248545,851$2880.00%
249ISHARES TR4642876551,527$2860.00%
250SPDR State Street Global Advisors78464A4749,606$2830.00%
251Innovator Capital Management LLCINHD7,784$2830.00%
252SCHWAB STRATEGIC TR8085245083,966$2820.00%
253InvescoIVZ3,676$2810.00%
254Schwab ETFs8085248625,811$2790.00%
255InvescoIVZ8,431$2780.00%
256ISHARES GOLD TRUSTIAU7,553$2750.00%
257Flexshares TrustFLEX6,844$2740.00%
258Dimensional Fund Advisors LP25434V78111,405$2700.00%
259InvescoIVZ4,724$2640.00%
260ProShares74348A5339,470$2620.00%
261ISHARES46434G8486,328$2560.00%
262WISDOMTREE TRWT4,095$2560.00%
263Dimensional Fund Advisors LP25434V76510,180$2490.00%
264INNOVATOR ETFS TRINHD7,155$2450.00%
265SPDR SERIES TRUST78464A6648,171$2440.00%
266Simplify Asset Management Inc82889N3017,710$2370.00%
267SPDR State Street Global Advisors81369Y8863,601$2360.00%
268iShares4642876632,980$2330.00%
269PIMCO ETF TR72201R8332,323$2320.00%
270iShares4642874993,109$2270.00%
271Vanguard9219108402,181$2260.00%
272Invesco Capital Management LLCIVZ4,527$2220.00%
273SPDR State Street Global Advisors81369Y8605,825$2200.00%
274ISHARES TR4642885132,925$2200.00%
275J P MORGAN EXCHANGE TRADED F46641Q2744,789$2190.00%
276INNOVATOR ETFS TRINHD6,192$2170.00%
277iShares46434V6479,148$2100.00%
278ISHARES TR464287622857$2090.00%
279iShares46434V8784,029$2030.00%
280iShares464287101974$2020.00%
281Vanguard92204A504825$2020.00%