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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Betterment LLC

Quarter ended Q2 2023 · Filed May 15, 2023 · Accession 0001633901-23-000003

Total Value
$30.9M
Positions
265
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (265)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD INDEX FDS92290876929,389,347$6.0M19.42%
2VANGUARD TAX MANAGED INTL FD921943858103,656,682$4.7M15.16%
3VANGUARD INTL EQUITY INDEX F92204285872,563,778$2.9M9.49%
4VANGUARD CHARLOTTE FDS92203J40735,439,902$1.7M5.61%
5VANGUARD INDEX FDS92290874412,215,873$1.7M5.46%
6VANGUARD INDEX FDS92290851210,188,342$1.4M4.42%
7ISHARES TR46428715013,835,940$1.3M4.06%
8VANGUARD INDEX FDS9229086117,665,277$1.2M3.94%
9ISHARES TR4642884149,750,254$1.1M3.40%
10ISHARES TR46432F84212,425,373$830,6362.69%
11ISHARES TR4642882819,604,411$828,6692.68%
12ISHARES TR4642872268,307,455$827,7552.68%
13SCHWAB STRATEGIC TR80852480515,661,797$545,0311.76%
14Goldman SachsNVGLF5,259,257$526,6621.71%
15ISHARES INC46434G10310,347,209$504,8401.63%
16VANGUARD MALVERN FDS9220208057,230,078$345,7421.12%
17SCHWAB STRATEGIC TR8085241027,114,397$340,4241.10%
18ISHARES TR4642886792,987,555$330,1251.07%
19Goldman SachsNVGLF3,254,750$264,3510.86%
20SPDR SERIES TRUST78468R7215,463,679$255,8090.83%
21iShares46435G5163,512,393$252,3300.82%
22ISHARES TR4642874732,213,048$235,0260.76%
23iShares46435G4252,528,445$228,6980.74%
24JP Morgan46641Q8373,844,642$193,4620.63%
25iShares46434V4641,212,810$179,4230.58%
26ISHARES TR4642876301,166,160$159,7870.52%
27iShares46429B7471,575,610$156,3480.51%
28VANGUARD WHITEHALL FDS INC9219468852,131,205$132,7950.43%
29SCHWAB STRATEGIC TR8085244091,967,636$129,0380.42%
30Goldman SachsNVGLF4,131,140$127,2800.41%
31SPDR State Street Global Advisors78464A5082,694,456$109,7180.36%
32VANGUARD BD INDEX FD INC9219378351,442,297$106,4850.34%
33VANGUARD INDEX FDS922908363221,301$83,2250.27%
34iShares46434G8632,409,480$75,8500.25%
35ISHARES TR464287408498,897$75,7130.25%
36SPDR State Street Global Advisors78468R7962,075,322$68,9840.22%
37State Street Global Advisors Inc78468R6481,049,188$44,8000.15%
38iShares464288570572,982$44,6870.14%
39VANGUARD INDEX FDS922908736177,646$44,3120.14%
40Engine No. 129287L106927,588$44,1440.14%
41iShares46435U440898,470$42,3090.14%
42SPDR State Street Global Advisors78470E1061,124,119$41,6370.13%
43VANGUARD9219107334,580,545$32,8470.11%
44Goldman SachsNVGLF558,604$31,0080.10%
45Goldman SachsNVGLF595,931$25,1420.08%
46Goldman SachsNVGLF833,660$24,8180.08%
47SPDR State Street Global Advisors78463X509721,271$24,6170.08%
48SPDR State Street Global Advisors78470E205806,036$24,2700.08%
49VANGUARD INDEX FDS922908751121,360$23,0050.07%
50ISHARES TR464288588233,130$22,0840.07%
51Dimensional25434V708853,904$21,7570.07%
52VANGUARD BD INDEX FD INC921937827265,483$20,3070.07%
53iShares464288802230,475$20,2290.07%
54ISHARES TR464287440173,177$17,1650.06%
55Dimensional Fund Advisors25434V104521,300$14,9980.05%
56iShares46435U549300,096$14,4230.05%
57ISHARES TR464287242124,551$13,6520.04%
58BlackRock Fund Advisors46435U663359,867$12,2320.04%
59CAMBRIA ETF TR132061508437,224$12,0630.04%
60SPDR State Street Global Advisors78464A300158,144$12,0470.04%
61VANGUARD BD INDEX FD INC921937819156,254$11,9910.04%
62ISHARES46435G193480,181$11,0540.04%
63Goldman SachsNVGLF240,022$10,9860.04%
64INVESCO QQQ TRIVZ32,781$10,5200.03%
65VANGUARD BD INDEX FD INC92206C771206,238$9,6000.03%
66Vanguard921910725181,558$9,5060.03%
67SCHWAB STRATEGIC TR808524847483,414$9,4270.03%
68GraniteShares38747R108438,932$9,3270.03%
69VANGUARD BD INDEX FD INC921937793120,716$9,2520.03%
70iShares46435G474350,361$8,8540.03%
71Vanguard92290853841,872$8,1600.03%
72Goldman Sachs Asset Management LPNVGLF198,766$8,0620.03%
73SPDR SERIES TRUST78464A664247,053$7,6290.02%
74iShares46429B655148,834$7,5000.02%
75Dimensional Fund Advisors25434V203269,724$7,2690.02%
76iShares46434V407173,044$7,2120.02%
77SCHWAB STRATEGIC TR808524201139,703$6,7570.02%
78Dimensional Fund Advisors LP25434V880283,872$6,5460.02%
79ISHARES TR46428770559,975$6,1640.02%
80ISHARES TR464288646121,534$6,1420.02%
81PIMCO72201R30496,991$5,9820.02%
82XTRACKERS233051432161,998$5,6290.02%
83ISHARES TR464288323102,323$5,4750.02%
84Vanguard92206C40970,526$5,3760.02%
85iShares46435G32687,912$5,3160.02%
86ISHARES TR46428835691,092$5,2310.02%
87VANGUARD INDEX FDS92193250522,680$5,2270.02%
88InvescoIVZ268,869$5,1570.02%
89VANGUARD INDEX FDS92193270333,927$4,9770.02%
90Dimensional Fund Advisors LP25434V872112,445$4,7790.02%
91Vanguard92194681063,916$4,7090.02%
92iShares46431W50793,112$4,6180.01%
93ISHARES TR46428745753,950$4,4330.01%
94Goldman SachsNVGLF84,448$4,2450.01%
95ISHARES TR4642872009,795$4,0270.01%
96VANGUARD INTL EQUITY INDEX F92204267696,598$3,9190.01%
97iShares46428652536,284$3,5110.01%
98WisdomTreeWT125,002$3,4800.01%
99Schwab80852476370,838$3,4480.01%
100iShares46428628597,404$3,4330.01%
101ISHARES46428653362,204$3,3950.01%
102Vanguard92290859515,425$3,3380.01%
103WISDOMTREE TRWT98,901$3,3190.01%
104Dimensional Fund Advisors25434V302143,763$3,3090.01%
105Vanguard92206C10253,368$3,1240.01%
106ISHARES46435U85383,950$2,9840.01%
107SPDR State Street Global Advisors78468R74735,728$2,9620.01%
108Impact Shares45259A209101,048$2,9380.01%
109VANGUARD SCOTTSDALE FDS92206C87034,857$2,7960.01%
110VANGUARD INDEX FDS92290855333,615$2,7910.01%
111CAMBRIA ETF TR132061888103,862$2,6080.01%
112CAMBRIA ETF TR132061409126,116$2,5600.01%
113VANGUARD BD INDEX FDS92203C30351,608$2,5410.01%
114Dimensional Fund Advisors LP25434V799100,424$2,4170.01%
115SCHWAB STRATEGIC TR80852470695,577$2,3440.01%
116First Trust Exchange-Traded Fund VIII33740F80547,859$2,1570.01%
117iShares46432F39615,474$2,1520.01%
118iShares46435G24389,428$2,1520.01%
119iShares46436E61949,351$2,1330.01%
120VANGUARD WHITEHALL FDS INC92194640619,751$2,0840.01%
121ISHARES TR46432F85943,500$2,0510.01%
122ISHARES TR46428717618,496$2,0390.01%
123CAMBRIA ETF TR13206120134,512$2,0260.01%
124VANGUARD SPECIALIZED PORTFOL92190884412,933$1,9920.01%
125SPDR State Street Global AdvisorsGLDW49,577$1,9390.01%
126Van Eck92189F43768,523$1,9200.01%
127VANGUARD BD INDEX FD INC92206C84728,599$1,8740.01%
128SPDR State Street Global Advisors78463X88952,603$1,6900.01%
129AMERICAN CENTY ETF TR02507288522,656$1,6060.01%
130INDEXIQ ETF TR45409B10754,654$1,5960.01%
131SPDR S&P 500 ETF TRSPY3,741$1,5320.00%
132Avantis02507287720,005$1,4820.00%
133SCHWAB STRATEGIC TR80852487026,506$1,4210.00%
134VANGUARD ADMIRAL FDS INC92193282815,255$1,3540.00%
135SCHWAB STRATEGIC TR80852430020,578$1,3410.00%
136WisdomTreeWT30,060$1,3140.00%
137iShares46432F83421,100$1,3070.00%
138VANGUARD STAR FD92190976823,630$1,3050.00%
139ISHARES46428947923,309$1,2520.00%
140Dimensional Fund Advisors LP25434V86425,611$1,1950.00%
141VANECK VECTORS TR92189H30047,158$1,1910.00%
142InvescoIVZ114,239$1,1550.00%
143CAMBRIA ETF TR13206130045,703$1,1430.00%
144ISHARES TR46428861210,866$1,1350.00%
145VANGUARD BD INDEX FD INC92290774622,026$1,1160.00%
146iShares46434V44934,215$1,1060.00%
147ISHARES TR46435G67222,212$1,0870.00%
148CAMBRIA ETF TR13206170637,677$1,0730.00%
149iShares46432F3398,552$1,0610.00%
150FIRST TR EXCHANGE TRADED FD33738D10138,748$1,0320.00%
151Vanguard9229086527,069$9910.00%
152Ark ETF Trust00214Q40117,754$9520.00%
153Dimensional25434V60921,276$9470.00%
154SPDR State Street Global Advisors78464A85419,471$9380.00%
155ISHARES TR4642875073,709$9280.00%
156Dimensional25434V40120,734$9210.00%
157Dimensional Fund Advisors LP25434V73238,859$9170.00%
158Ark ETF Trust00214Q10422,443$9050.00%
159First Trust33738R50619,957$8950.00%
160Cambria Funds13206181335,678$8880.00%
161WisdomTreeWT20,032$8750.00%
162iShares46434V45624,671$8710.00%
163Vanguard9219328699,766$8680.00%
164ISHARES TR4642886617,251$8530.00%
165Dimensional Fund Advisors LP25434V81533,812$8430.00%
166SELECT SECTOR SPDR TR81369Y50610,096$8360.00%
167ISHARES TR4642878048,444$8170.00%
168Exchange Traded Concepts LLC301505624137,479$8070.00%
169iShares4642881587,493$7840.00%
170SPDR SERIES TRUST78464A29223,000$7810.00%
171WISDOMTREE TRWT16,508$7560.00%
172Vanguard92206C70612,589$7550.00%
173SPDR State Street Global Advisors78464A40913,456$7450.00%
174Western Asset Management Co46436E7187,206$7250.00%
175WisdomTreeWT11,870$7230.00%
176AVANTIS INTL02507280212,353$7220.00%
177iShares46429B6979,895$7200.00%
178MARKET VECTORS ETF TR92189H40913,595$7030.00%
179Dimensional Fund Advisors LP25434V82331,472$6760.00%
180Vanguard9220427427,291$6710.00%
181Vanguard92204A2073,442$6660.00%
182Innovator Capital Management LLCINHD23,100$6590.00%
183ISHARES TR4642876892,687$6330.00%
184Dimensional Fund Advisors LP25434V83125,086$6310.00%
185INNOVATOR ETFS TRINHD20,765$6070.00%
186SCHWAB STRATEGIC TR80852475519,049$5960.00%
187SPDR SERIES TRUST78468R6636,422$5900.00%
188INVESCO EXCH TRADED FD TR IIIVZ4,263$5630.00%
189Vanguard9219108162,673$5470.00%
190Pacer69374H88111,600$5450.00%
191Vanguard9219467948,742$5420.00%
192ETFS GOLD TR00326A10428,373$5350.00%
193SCHWAB STRATEGIC TR8085247977,318$5350.00%
194ISHARES TR4642873098,313$5310.00%
195VANGUARD SCOTTSDALE FDS92206C8136,600$5260.00%
196WisdomTreeWT12,637$5180.00%
197John Hancock47804J20610,484$5020.00%
198SPDR SERIES TRUST78464A37515,007$4880.00%
199ISHARES TR4642886534,261$4880.00%
200Van Eck92189H6071,713$4750.00%
201SPDR SERIES TRUST78468R6225,107$4740.00%
202Dimensional Fund Advisors LP25434V80714,478$4670.00%
203VANGUARD INTL EQUITY INDEX F9220427184,262$4660.00%
204EA Series Trust02072L10213,504$4570.00%
205InvescoIVZ3,112$4500.00%
206Dimensional Fund Advisors LP25434V77319,366$4450.00%
207iShares46434V6139,518$4390.00%
208Innovator Capital Management LLCINHD13,694$4330.00%
209InvescoIVZ30,206$4300.00%
210ISHARES TR4642876221,878$4230.00%
211iShares4642876481,856$4210.00%
212ISHARES TR4642886208,024$4060.00%
213Vanguard9220427757,551$4040.00%
214ISHARES TR4642874323,781$4020.00%
215ISHARES TR4642895117,484$3920.00%
216iShares46436E7596,578$3920.00%
217ISHARES TR4642881825,558$3770.00%
218VANGUARD INDEX FDS9229086291,765$3720.00%
219iShares46436E76710,818$3580.00%
220iShares46429B26714,805$3460.00%
221EA Series Trust02072L20114,590$3420.00%
222iShares46432F3883,684$3410.00%
223WisdomTreeWT7,741$3350.00%
224Proshare Capital Management LLC74347G44019,046$3340.00%
225Schwab80852473012,697$3310.00%
226iShares4642888853,457$3240.00%
227DBX ETF TR23305187910,942$3230.00%
228EA Series Trust02072L30012,033$3180.00%
229PIMCO ETF TR72201R7753,430$3180.00%
230Innovator Capital Management LLCINHD9,150$3090.00%
231Schwab ETFs8085248626,246$3050.00%
232InvescoIVZ6,836$3010.00%
233ISHARES TR4642876713,377$3000.00%
234Dimensional25434V5005,565$2930.00%
235SPDR State Street Global Advisors78464A1281,992$2830.00%
236ISHARES TR4642874653,929$2810.00%
237iShares4642894381,941$2700.00%
238SPDR State Street Global Advisors81369Y8607,041$2630.00%
239InvescoIVZ8,076$2620.00%
240Dimensional Fund Advisors LP25434V78110,918$2600.00%
241ProShares74348A5339,602$2580.00%
242InvescoIVZ3,669$2570.00%
243SCHWAB STRATEGIC TR8085246076,054$2540.00%
244Dimensional Fund Advisors LP25434V76510,410$2520.00%
245SPDR State Street Global Advisors78463X4343,640$2520.00%
246Dimensional Fund Advisors LP25434V75710,347$2440.00%
247ISHARES46434G8485,630$2410.00%
248Dimensional Fund Advisors LP25434V7247,132$2390.00%
249Dimensional Fund Advisors LP25434V74010,118$2370.00%
250ISHARES TR4642878792,533$2370.00%
251ISHARES TR4642888774,882$2370.00%
252INNOVATOR ETFS TRINHD7,163$2270.00%
253InvescoIVZ4,141$2260.00%
254iShares4642885214,451$2240.00%
255Simplify Asset Management Inc82889N3017,944$2230.00%
256Legg Mason52468L4065,897$2200.00%
257InvescoIVZ5,928$2170.00%
258Flexshares TrustFLEX5,134$2170.00%
259ISHARES TR4642875981,385$2110.00%
260INNOVATOR ETFS TRINHD6,160$2050.00%
261iShares4642882404,195$2050.00%
262WISDOMTREE TRWT3,437$2020.00%
263Schwab ETFs8085248544,004$2020.00%
264iShares4642874992,865$2000.00%
265ADVISORSHARES TR00768Y45310,500$600.00%