13F HOLDINGS REPORT
Betterment LLC
Quarter ended Q1 2023 · Filed February 13, 2023 · Accession 0001633901-23-000001
Total Value
$29.2M
Positions
252
Other Managers
0
Confidential Omitted
No
Holdings (252)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 28,847,527 | $5.5M | 18.92% |
| 2 | VANGUARD TAX MANAGED INTL FD | 921943858 | 103,959,506 | $4.4M | 14.97% |
| 3 | VANGUARD INTL EQUITY INDEX F | 922042858 | 71,776,690 | $2.8M | 9.60% |
| 4 | VANGUARD INDEX FDS | 922908744 | 12,086,745 | $1.7M | 5.82% |
| 5 | VANGUARD CHARLOTTE FDS | 92203J407 | 34,582,637 | $1.6M | 5.63% |
| 6 | VANGUARD INDEX FDS | 922908512 | 9,993,406 | $1.4M | 4.64% |
| 7 | VANGUARD INDEX FDS | 922908611 | 7,459,242 | $1.2M | 4.06% |
| 8 | ISHARES TR | 464287150 | 13,608,449 | $1.2M | 3.96% |
| 9 | ISHARES TR | 464288414 | 9,668,221 | $1.0M | 3.50% |
| 10 | ISHARES TR | 464288281 | 9,225,638 | $780,397 | 2.68% |
| 11 | ISHARES TR | 464287226 | 7,922,519 | $768,405 | 2.64% |
| 12 | ISHARES TR | 46432F842 | 12,301,643 | $758,273 | 2.60% |
| 13 | SCHWAB STRATEGIC TR | 808524805 | 16,388,889 | $527,886 | 1.81% |
| 14 | Goldman Sachs | NVGLF | 4,990,807 | $497,633 | 1.71% |
| 15 | ISHARES INC | 46434G103 | 9,745,736 | $455,126 | 1.56% |
| 16 | VANGUARD MALVERN FDS | 922020805 | 8,239,033 | $384,845 | 1.32% |
| 17 | ISHARES TR | 464288679 | 3,336,947 | $366,797 | 1.26% |
| 18 | SCHWAB STRATEGIC TR | 808524102 | 7,241,364 | $324,486 | 1.11% |
| 19 | SPDR SERIES TRUST | 78468R721 | 5,370,505 | $245,002 | 0.84% |
| 20 | iShares | 46435G516 | 3,547,907 | $233,239 | 0.80% |
| 21 | Goldman Sachs | NVGLF | 3,040,801 | $231,496 | 0.79% |
| 22 | ISHARES TR | 464287473 | 2,070,592 | $218,116 | 0.75% |
| 23 | iShares | 46435G425 | 2,480,876 | $210,254 | 0.72% |
| 24 | JP Morgan | 46641Q837 | 3,899,140 | $195,464 | 0.67% |
| 25 | iShares | 46434V464 | 1,203,304 | $166,224 | 0.57% |
| 26 | ISHARES TR | 464287630 | 1,108,236 | $153,679 | 0.53% |
| 27 | VANGUARD WHITEHALL FDS INC | 921946885 | 2,184,526 | $133,212 | 0.46% |
| 28 | SCHWAB STRATEGIC TR | 808524409 | 2,010,576 | $132,738 | 0.46% |
| 29 | Goldman Sachs | NVGLF | 4,045,795 | $116,438 | 0.40% |
| 30 | VANGUARD BD INDEX FD INC | 921937835 | 1,458,517 | $104,780 | 0.36% |
| 31 | iShares | 46429B747 | 978,157 | $94,842 | 0.33% |
| 32 | SPDR State Street Global Advisors | 78464A508 | 2,172,772 | $84,499 | 0.29% |
| 33 | VANGUARD INDEX FDS | 922908363 | 213,004 | $74,837 | 0.26% |
| 34 | ISHARES TR | 464287408 | 507,786 | $73,665 | 0.25% |
| 35 | iShares | 46434G863 | 2,368,711 | $71,227 | 0.24% |
| 36 | SPDR State Street Global Advisors | 78468R796 | 684,779 | $63,924 | 0.22% |
| 37 | iShares | 464288570 | 601,998 | $43,217 | 0.15% |
| 38 | iShares | 46435U440 | 877,329 | $40,331 | 0.14% |
| 39 | Engine No 1 | 29287L106 | 899,069 | $39,757 | 0.14% |
| 40 | SPDR State Street Global Advisors | 78470E106 | 566,853 | $38,557 | 0.13% |
| 41 | State Street Global Advisors Inc | 78468R648 | 972,518 | $38,337 | 0.13% |
| 42 | VANGUARD INDEX FDS | 922908736 | 171,516 | $36,552 | 0.13% |
| 43 | VANGUARD | 921910733 | 456,886 | $30,091 | 0.10% |
| 44 | Goldman Sachs | NVGLF | 521,833 | $28,497 | 0.10% |
| 45 | SPDR State Street Global Advisors | 78463X509 | 723,659 | $23,852 | 0.08% |
| 46 | Goldman Sachs | NVGLF | 832,925 | $23,580 | 0.08% |
| 47 | Goldman Sachs | NVGLF | 565,558 | $23,239 | 0.08% |
| 48 | ISHARES TR | 464288588 | 245,665 | $22,785 | 0.08% |
| 49 | SPDR State Street Global Advisors | 78470E205 | 394,938 | $22,665 | 0.08% |
| 50 | VANGUARD INDEX FDS | 922908751 | 117,966 | $21,651 | 0.07% |
| 51 | iShares | 464288802 | 240,670 | $19,812 | 0.07% |
| 52 | VANGUARD BD INDEX FD INC | 921937827 | 259,015 | $19,499 | 0.07% |
| 53 | ISHARES TR | 464287440 | 194,262 | $18,606 | 0.06% |
| 54 | Dimensional | 25434V708 | 683,430 | $16,594 | 0.06% |
| 55 | iShares | 46435U549 | 284,842 | $13,314 | 0.05% |
| 56 | ISHARES TR | 464287242 | 125,406 | $13,222 | 0.05% |
| 57 | CAMBRIA ETF TR | 132061508 | 460,039 | $13,028 | 0.04% |
| 58 | VANGUARD BD INDEX FD INC | 921937819 | 154,130 | $11,455 | 0.04% |
| 59 | Goldman Sachs | NVGLF | 245,179 | $10,839 | 0.04% |
| 60 | Dimensional Fund Advisors | 25434V104 | 390,191 | $10,543 | 0.04% |
| 61 | BlackRock Fund Advisors | 46435U663 | 310,133 | $10,197 | 0.03% |
| 62 | ISHARES | 46435G193 | 447,310 | $9,975 | 0.03% |
| 63 | SCHWAB STRATEGIC TR | 808524847 | 494,540 | $9,540 | 0.03% |
| 64 | Vanguard | 921910725 | 190,877 | $9,389 | 0.03% |
| 65 | VANGUARD BD INDEX FD INC | 92206C771 | 205,816 | $9,369 | 0.03% |
| 66 | VANGUARD BD INDEX FD INC | 921937793 | 122,241 | $8,855 | 0.03% |
| 67 | iShares | 46429B655 | 167,909 | $8,451 | 0.03% |
| 68 | Invesco | IVZ | 31,465 | $8,379 | 0.03% |
| 69 | SPDR State Street Global Advisors | 78464A300 | 104,662 | $7,768 | 0.03% |
| 70 | GraniteShares | 38747R108 | 345,077 | $7,761 | 0.03% |
| 71 | Vanguard | 922908538 | 42,635 | $7,664 | 0.03% |
| 72 | SPDR SERIES TRUST | 78464A664 | 260,970 | $7,576 | 0.03% |
| 73 | iShares | 46434V407 | 182,192 | $7,450 | 0.03% |
| 74 | Goldman Sachs Asset Management LP | NVGLF | 177,320 | $7,075 | 0.02% |
| 75 | SCHWAB STRATEGIC TR | 808524201 | 142,764 | $6,446 | 0.02% |
| 76 | ISHARES TR | 464287200 | 16,600 | $6,378 | 0.02% |
| 77 | ISHARES TR | 464288646 | 120,186 | $5,988 | 0.02% |
| 78 | Dimensional Fund Advisors LP | 25434V880 | 274,129 | $5,921 | 0.02% |
| 79 | Dimensional Fund Advisors | 25434V203 | 236,207 | $5,915 | 0.02% |
| 80 | PIMCO | 72201R304 | 101,442 | $5,908 | 0.02% |
| 81 | iShares | 46431W507 | 118,816 | $5,854 | 0.02% |
| 82 | Invesco | IVZ | 305,783 | $5,709 | 0.02% |
| 83 | iShares | 46435G474 | 228,046 | $5,612 | 0.02% |
| 84 | iShares | 46435G326 | 95,659 | $5,355 | 0.02% |
| 85 | XTRACKERS | 233051432 | 152,006 | $5,124 | 0.02% |
| 86 | Vanguard | 92206C409 | 67,072 | $5,043 | 0.02% |
| 87 | ISHARES TR | 464288323 | 95,626 | $5,011 | 0.02% |
| 88 | VANGUARD INDEX FDS | 921932505 | 22,896 | $4,830 | 0.02% |
| 89 | ISHARES TR | 464287705 | 46,963 | $4,734 | 0.02% |
| 90 | Vanguard | 921946810 | 65,249 | $4,543 | 0.02% |
| 91 | ISHARES TR | 464288356 | 77,324 | $4,339 | 0.01% |
| 92 | ISHARES TR | 464287457 | 52,321 | $4,247 | 0.01% |
| 93 | Goldman Sachs | NVGLF | 81,743 | $3,960 | 0.01% |
| 94 | VANGUARD INTL EQUITY INDEX F | 922042676 | 95,495 | $3,948 | 0.01% |
| 95 | VANGUARD INDEX FDS | 921932703 | 27,532 | $3,856 | 0.01% |
| 96 | iShares | 464286525 | 38,997 | $3,706 | 0.01% |
| 97 | iShares | 464286285 | 105,045 | $3,674 | 0.01% |
| 98 | ISHARES | 464286533 | 66,391 | $3,522 | 0.01% |
| 99 | WisdomTree | WT | 122,280 | $3,262 | 0.01% |
| 100 | Vanguard | 92206C102 | 55,801 | $3,226 | 0.01% |
| 101 | Vanguard | 922908595 | 15,658 | $3,140 | 0.01% |
| 102 | CAMBRIA ETF TR | 132061888 | 110,689 | $3,012 | 0.01% |
| 103 | ISHARES | 46435U853 | 87,226 | $3,012 | 0.01% |
| 104 | WISDOMTREE TR | WT | 94,099 | $2,968 | 0.01% |
| 105 | ISHARES TR | 464287432 | 28,954 | $2,883 | 0.01% |
| 106 | Dimensional Fund Advisors | 25434V302 | 129,962 | $2,853 | 0.01% |
| 107 | SPDR State Street Global Advisors | 78468R747 | 35,492 | $2,796 | 0.01% |
| 108 | CAMBRIA ETF TR | 132061409 | 134,059 | $2,687 | 0.01% |
| 109 | Impact Shares | 45259A209 | 99,286 | $2,637 | 0.01% |
| 110 | iShares | 46429B697 | 35,396 | $2,552 | 0.01% |
| 111 | VANGUARD SCOTTSDALE FDS | 92206C870 | 32,104 | $2,488 | 0.01% |
| 112 | VANGUARD INDEX FDS | 922908553 | 29,697 | $2,449 | 0.01% |
| 113 | SCHWAB STRATEGIC TR | 808524706 | 96,397 | $2,282 | 0.01% |
| 114 | iShares | 46435G243 | 94,484 | $2,246 | 0.01% |
| 115 | CAMBRIA ETF TR | 132061201 | 37,283 | $2,211 | 0.01% |
| 116 | First Trust Exchange-Traded Fund VIII | 33740F805 | 46,630 | $2,048 | 0.01% |
| 117 | ISHARES TR | 46432F859 | 43,886 | $2,038 | 0.01% |
| 118 | iShares | 46436E619 | 46,916 | $1,980 | 0.01% |
| 119 | VANGUARD WHITEHALL FDS INC | 921946406 | 17,852 | $1,932 | 0.01% |
| 120 | ISHARES TR | 464287176 | 17,759 | $1,890 | 0.01% |
| 121 | SPDR State Street Global Advisors | GLDW | 51,446 | $1,862 | 0.01% |
| 122 | iShares | 46432F396 | 12,347 | $1,802 | 0.01% |
| 123 | Van Eck | 92189F437 | 66,427 | $1,795 | 0.01% |
| 124 | Dimensional Fund Advisors LP | 25434V872 | 41,920 | $1,741 | 0.01% |
| 125 | VANGUARD SPECIALIZED PORTFOL | 921908844 | 11,398 | $1,731 | 0.01% |
| 126 | VANGUARD BD INDEX FD INC | 92206C847 | 26,886 | $1,657 | 0.01% |
| 127 | Vanguard | 92203C303 | 33,645 | $1,649 | 0.01% |
| 128 | SPDR State Street Global Advisors | 78463X889 | 52,941 | $1,572 | 0.01% |
| 129 | SPDR | 78464A763 | 12,405 | $1,552 | 0.01% |
| 130 | iShares | 46434V613 | 34,305 | $1,541 | 0.01% |
| 131 | Vanguard | 92204A207 | 7,949 | $1,523 | 0.01% |
| 132 | SCHWAB STRATEGIC TR | 808524870 | 28,595 | $1,481 | 0.01% |
| 133 | INDEXIQ ETF TR | 45409B107 | 51,681 | $1,471 | 0.01% |
| 134 | SPDR S&P 500 ETF TR | SPY | 3,537 | $1,353 | 0.00% |
| 135 | CAMBRIA ETF TR | 132061300 | 53,535 | $1,299 | 0.00% |
| 136 | VANGUARD STAR FD | 921909768 | 24,340 | $1,259 | 0.00% |
| 137 | ISHARES TR | 46435G672 | 26,133 | $1,243 | 0.00% |
| 138 | WisdomTree | WT | 29,156 | $1,212 | 0.00% |
| 139 | VANECK VECTORS TR | 92189H300 | 48,585 | $1,177 | 0.00% |
| 140 | Avantis | 025072877 | 15,327 | $1,142 | 0.00% |
| 141 | SPDR State Street Global Advisors | 78464A854 | 25,028 | $1,126 | 0.00% |
| 142 | CAMBRIA ETF TR | 132061706 | 39,977 | $1,121 | 0.00% |
| 143 | VANGUARD ADMIRAL FDS INC | 921932828 | 6,418 | $1,112 | 0.00% |
| 144 | SCHWAB STRATEGIC TR | 808524300 | 19,878 | $1,104 | 0.00% |
| 145 | Invesco | IVZ | 111,791 | $1,055 | 0.00% |
| 146 | ISHARES | 464289479 | 20,685 | $1,053 | 0.00% |
| 147 | ISHARES TR | 464288612 | 10,241 | $1,049 | 0.00% |
| 148 | Cambria Funds | 132061813 | 39,769 | $1,042 | 0.00% |
| 149 | FIRST TR EXCHANGE TRADED FD | 33738D101 | 38,384 | $1,024 | 0.00% |
| 150 | Vanguard | 922908652 | 7,526 | $1,000 | 0.00% |
| 151 | ISHARES TR | 464287507 | 4,046 | $979 | 0.00% |
| 152 | Dimensional | 25434V401 | 22,007 | $916 | 0.00% |
| 153 | iShares | 46434V449 | 29,185 | $900 | 0.00% |
| 154 | Vanguard | 921932869 | 5,310 | $899 | 0.00% |
| 155 | ISHARES TR | 464288687 | 28,880 | $882 | 0.00% |
| 156 | ISHARES TR | 464287804 | 9,223 | $873 | 0.00% |
| 157 | SELECT SECTOR SPDR TR | 81369Y506 | 9,967 | $872 | 0.00% |
| 158 | First Trust | 33738R506 | 19,603 | $861 | 0.00% |
| 159 | AMERICAN CENTY ETF TR | 025072885 | 12,338 | $839 | 0.00% |
| 160 | Dimensional Fund Advisors LP | 25434V799 | 37,225 | $832 | 0.00% |
| 161 | WisdomTree | WT | 18,952 | $808 | 0.00% |
| 162 | iShares | 464288158 | 7,412 | $773 | 0.00% |
| 163 | VANGUARD BD INDEX FD INC | 922907746 | 15,394 | $762 | 0.00% |
| 164 | WisdomTree | WT | 12,384 | $718 | 0.00% |
| 165 | WISDOMTREE TR | WT | 16,165 | $711 | 0.00% |
| 166 | Vanguard | 922042742 | 7,925 | $683 | 0.00% |
| 167 | Ark ETF Trust | 00214Q401 | 17,677 | $681 | 0.00% |
| 168 | iShares | 46434V456 | 21,021 | $681 | 0.00% |
| 169 | MARKET VECTORS ETF TR | 92189H409 | 13,372 | $676 | 0.00% |
| 170 | SPDR State Street Global Advisors | 78464A409 | 13,095 | $664 | 0.00% |
| 171 | VANGUARD SCOTTSDALE FDS | 92206C813 | 8,494 | $643 | 0.00% |
| 172 | Ark ETF Trust | 00214Q104 | 20,547 | $642 | 0.00% |
| 173 | Innovator Capital Management LLC | INHD | 23,302 | $636 | 0.00% |
| 174 | AVANTIS INTL | 025072802 | 10,890 | $603 | 0.00% |
| 175 | ISHARES TR | 464287689 | 2,679 | $591 | 0.00% |
| 176 | Vanguard | 92206C706 | 9,929 | $581 | 0.00% |
| 177 | SPDR SERIES TRUST | 78468R663 | 6,113 | $559 | 0.00% |
| 178 | SPDR SERIES TRUST | 78464A375 | 17,114 | $545 | 0.00% |
| 179 | ISHARES TR | 464288877 | 11,739 | $539 | 0.00% |
| 180 | iShares | 46432F339 | 4,731 | $539 | 0.00% |
| 181 | Dimensional | 25434V609 | 11,966 | $526 | 0.00% |
| 182 | ETFS GOLD TR | 00326A104 | 29,731 | $519 | 0.00% |
| 183 | Van Eck | 92189H607 | 1,699 | $517 | 0.00% |
| 184 | EA Series Trust | 02072L102 | 15,887 | $511 | 0.00% |
| 185 | WisdomTree | WT | 12,141 | $499 | 0.00% |
| 186 | iShares | 464288885 | 5,859 | $491 | 0.00% |
| 187 | Invesco | IVZ | 33,019 | $488 | 0.00% |
| 188 | ISHARES TR | 464289511 | 9,703 | $483 | 0.00% |
| 189 | Schwab | 808524763 | 10,214 | $477 | 0.00% |
| 190 | John Hancock | 47804J206 | 10,221 | $476 | 0.00% |
| 191 | ISHARES TR | 464288653 | 4,335 | $469 | 0.00% |
| 192 | Invesco | IVZ | 4,086 | $448 | 0.00% |
| 193 | Exchange Traded Concepts LLC | 301505624 | 130,772 | $443 | 0.00% |
| 194 | ISHARES TR | 464288620 | 9,003 | $442 | 0.00% |
| 195 | ISHARES TR | 464288661 | 3,851 | $442 | 0.00% |
| 196 | SCHWAB STRATEGIC TR | 808524755 | 14,994 | $436 | 0.00% |
| 197 | Simplify Asset Management Inc | 82889N301 | 16,533 | $434 | 0.00% |
| 198 | Vanguard | 921946794 | 7,203 | $429 | 0.00% |
| 199 | Innovator Capital Management LLC | INHD | 13,906 | $418 | 0.00% |
| 200 | ISHARES TR | 464287309 | 7,131 | $417 | 0.00% |
| 201 | VANGUARD INTL EQUITY INDEX F | 922042718 | 4,051 | $416 | 0.00% |
| 202 | Invesco | IVZ | 2,946 | $416 | 0.00% |
| 203 | iShares | 46429B267 | 18,160 | $413 | 0.00% |
| 204 | Dimensional Fund Advisors LP | 25434V864 | 8,927 | $411 | 0.00% |
| 205 | iShares | 46436E759 | 7,446 | $404 | 0.00% |
| 206 | iShares | 464287648 | 1,869 | $401 | 0.00% |
| 207 | Dimensional | 25434V500 | 7,825 | $400 | 0.00% |
| 208 | SCHWAB STRATEGIC TR | 808524797 | 5,013 | $379 | 0.00% |
| 209 | SPDR SERIES TRUST | 78468R622 | 4,203 | $378 | 0.00% |
| 210 | iShares | 46436E767 | 12,184 | $374 | 0.00% |
| 211 | iShares | 46436E718 | 3,661 | $367 | 0.00% |
| 212 | Dimensional Fund Advisors LP | 25434V823 | 17,328 | $366 | 0.00% |
| 213 | Dimensional Fund Advisors LP | 25434V732 | 16,303 | $366 | 0.00% |
| 214 | Vanguard | 921910816 | 2,120 | $365 | 0.00% |
| 215 | iShares | 46432F388 | 3,969 | $362 | 0.00% |
| 216 | ISHARES TR | 464288182 | 5,413 | $351 | 0.00% |
| 217 | Pacer | 69374H881 | 7,394 | $342 | 0.00% |
| 218 | VANGUARD INDEX FDS | 922908629 | 1,654 | $337 | 0.00% |
| 219 | Vanguard | 922042775 | 6,586 | $330 | 0.00% |
| 220 | WisdomTree | WT | 7,686 | $327 | 0.00% |
| 221 | Invesco | IVZ | 7,526 | $313 | 0.00% |
| 222 | Invesco Capital Management LLC | IVZ | 7,098 | $305 | 0.00% |
| 223 | DBX ETF TR | 233051879 | 10,642 | $298 | 0.00% |
| 224 | Innovator Capital Management LLC | INHD | 9,236 | $293 | 0.00% |
| 225 | SCHWAB STRATEGIC TR | 808524607 | 7,149 | $290 | 0.00% |
| 226 | Dynamic Beta Investments | 53700T827 | 9,889 | $288 | 0.00% |
| 227 | Schwab ETFs | 808524862 | 5,721 | $276 | 0.00% |
| 228 | EA Series Trust | 02072L201 | 12,456 | $273 | 0.00% |
| 229 | SPDR State Street Global Advisors | 78464A128 | 1,944 | $272 | 0.00% |
| 230 | ISHARES TR | 464287655 | 1,540 | $269 | 0.00% |
| 231 | iShares | 46434V621 | 5,277 | $264 | 0.00% |
| 232 | ProShares | 74348A533 | 10,066 | $263 | 0.00% |
| 233 | Simplify Asset Management Inc | 82889N103 | 10,017 | $254 | 0.00% |
| 234 | Innovator Capital Management LLC | INHD | 9,132 | $253 | 0.00% |
| 235 | ISHARES TR | 464287622 | 1,161 | $244 | 0.00% |
| 236 | EA Series Trust | 02072L300 | 9,733 | $242 | 0.00% |
| 237 | iShares | 46432F834 | 4,108 | $238 | 0.00% |
| 238 | ISHARES TR | 464287465 | 3,630 | $238 | 0.00% |
| 239 | Dimensional Fund Advisors LP | 25434V815 | 9,276 | $230 | 0.00% |
| 240 | Schwab | 808524730 | 9,261 | $229 | 0.00% |
| 241 | ISHARES | 46434G848 | 5,458 | $224 | 0.00% |
| 242 | Dimensional Fund Advisors LP | 25434V807 | 7,288 | $222 | 0.00% |
| 243 | SPDR State Street Global Advisors | 81369Y860 | 5,937 | $219 | 0.00% |
| 244 | Innovator Capital Management LLC | INHD | 7,171 | $216 | 0.00% |
| 245 | SPDR State Street Global Advisors | 78468R101 | 7,314 | $211 | 0.00% |
| 246 | iShares | 464289438 | 1,742 | $210 | 0.00% |
| 247 | WISDOMTREE TR | WT | 3,678 | $210 | 0.00% |
| 248 | WisdomTree | WT | 7,954 | $205 | 0.00% |
| 249 | iShares | 464288521 | 4,153 | $205 | 0.00% |
| 250 | iShares | 464287499 | 3,012 | $203 | 0.00% |
| 251 | 1 GRANITESHARES GOLD TR | BAR | 10,586 | $191 | 0.00% |
| 252 | Proshare Capital Management LLC | 74347G440 | 18,007 | $188 | 0.00% |