13F HOLDINGS REPORT
Towercrest Capital Management
Quarter ended Q4 2025 · Filed January 21, 2026 · Accession 0001633288-26-000001
Total Value
$634.3M
Positions
98
Other Managers
0
Confidential Omitted
No
Holdings (98)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464287200 | 99,339 | $68.1M | 10.73% |
| 2 | SCHWAB STRATEGIC TR | 808524201 | 2,212,231 | $59.5M | 9.39% |
| 3 | ISHARES TR | 464287226 | 382,609 | $38.2M | 6.03% |
| 4 | ISHARES TR | 464288513 | 442,486 | $35.7M | 5.63% |
| 5 | ISHARES TR | 46429B655 | 562,898 | $28.6M | 4.51% |
| 6 | ISHARES TR | 464287242 | 241,954 | $26.7M | 4.20% |
| 7 | ISHARES TR | 46432F842 | 283,986 | $25.4M | 4.01% |
| 8 | SCHWAB STRATEGIC TR | 808524839 | 1,018,851 | $23.8M | 3.75% |
| 9 | ISHARES TR | 46434G103 | 316,691 | $21.3M | 3.36% |
| 10 | ISHARES TR | 464288281 | 213,349 | $20.5M | 3.24% |
| 11 | SPDR SER TR | 78468R200 | 651,222 | $20.0M | 3.16% |
| 12 | SCHWAB STRATEGIC TR | 808524805 | 810,666 | $19.5M | 3.07% |
| 13 | SCHWAB STRATEGIC TR | 808524706 | 482,441 | $15.8M | 2.49% |
| 14 | ISHARES TR | 464287507 | 220,094 | $14.5M | 2.29% |
| 15 | ISHARES TR | 464288414 | 134,296 | $14.4M | 2.27% |
| 16 | SPDR SERIES TRUST | 78464A854 | 169,228 | $13.6M | 2.14% |
| 17 | ISHARES TR | 464287804 | 97,535 | $11.7M | 1.85% |
| 18 | SCHWAB STRATEGIC TR | 808524508 | 380,277 | $11.4M | 1.80% |
| 19 | SCHWAB STRATEGIC TR | 808524102 | 408,391 | $10.7M | 1.69% |
| 20 | SPDR TR S&P 500 ETF TR | SPY | 14,799 | $10.1M | 1.59% |
| 21 | SPDR SERIES TRUST | 78464A649 | 380,856 | $9.8M | 1.55% |
| 22 | ISHARES TR | 464287150 | 63,972 | $9.5M | 1.50% |
| 23 | APPLE INC | AAPL | 33,354 | $9.1M | 1.43% |
| 24 | SCHWAB STRATEGIC TR | 808524607 | 315,966 | $9.0M | 1.42% |
| 25 | ISHARES TR | 46434V407 | 163,518 | $7.0M | 1.11% |
| 26 | SPDR SERIES TRUST | 78464A375 | 187,582 | $6.3M | 1.00% |
| 27 | SCHWAB STRATEGIC TR | 808524797 | 214,553 | $5.9M | 0.93% |
| 28 | ISHARES TR | 46434V621 | 84,664 | $5.9M | 0.93% |
| 29 | SPDR INDEX SHS FDS | 78463X509 | 114,589 | $5.4M | 0.85% |
| 30 | INVESCO EXCHNG TRADED FD TR | IVZ | 241,373 | $5.2M | 0.82% |
| 31 | SPDR INDEX SHS FDS | 78463X889 | 115,195 | $5.1M | 0.81% |
| 32 | COLGATE PALMOLIVE CO | CL | 63,888 | $5.0M | 0.80% |
| 33 | MICROSOFT CORP | MSFT | 7,221 | $3.5M | 0.55% |
| 34 | ISHARES TR | 464287614 | 7,201 | $3.4M | 0.54% |
| 35 | SCHWAB STRATEGIC TR | 808524300 | 102,171 | $3.3M | 0.53% |
| 36 | SPDR SER TR | 78468R721 | 71,770 | $3.3M | 0.52% |
| 37 | SPDR SERIES TRUST | 78464A847 | 43,716 | $2.5M | 0.40% |
| 38 | PIMCO ETF TR | 72201R817 | 22,932 | $2.2M | 0.35% |
| 39 | SPDR SER TR | 78468R853 | 43,343 | $2.0M | 0.32% |
| 40 | INVESCO QQQ TR | IVZ | 3,193 | $2.0M | 0.31% |
| 41 | ALPHABET INC | GOOG | 6,059 | $1.9M | 0.30% |
| 42 | SPDR SERIES TRUST | 78464A805 | 19,817 | $1.6M | 0.26% |
| 43 | ISHARES TR | 464287457 | 19,560 | $1.6M | 0.26% |
| 44 | SPDR SER TR | 78468R788 | 37,242 | $1.6M | 0.25% |
| 45 | NVIDIA CORPORATION | NVDA | 8,563 | $1.6M | 0.25% |
| 46 | JOHNSON & JOHNSON | JNJ | 7,330 | $1.5M | 0.24% |
| 47 | JPMORGAN CHASE & CO | VYLD | 4,204 | $1.4M | 0.21% |
| 48 | ALPHABET INC | GOOG | 4,309 | $1.3M | 0.21% |
| 49 | INVESCO EXCHANGE TRADED FD T | IVZ | 6,989 | $1.3M | 0.21% |
| 50 | META PLATFORMS INC | META | 1,957 | $1.3M | 0.20% |
| 51 | SCHWAB STRATEGIC TR | 808524862 | 50,051 | $1.2M | 0.19% |
| 52 | AMAZON COM INC | AMZN | 5,131 | $1.2M | 0.19% |
| 53 | VANGUARD INDEX FDS | 922908736 | 2,356 | $1.1M | 0.18% |
| 54 | VANGUARD INDEX FDS | 922908363 | 1,685 | $1.1M | 0.17% |
| 55 | VISA INC | V | 2,797 | $980,936 | 0.15% |
| 56 | MERCK & CO INC | MRK | 9,246 | $973,234 | 0.15% |
| 57 | CISCO SYS INC | CSCO | 10,391 | $800,419 | 0.13% |
| 58 | AT&T INC | T-PC | 29,389 | $730,016 | 0.12% |
| 59 | SCHWAB STRATEGIC TR | 808524409 | 24,237 | $717,658 | 0.11% |
| 60 | BANK AMER CORP | 060505104 | 12,875 | $708,125 | 0.11% |
| 61 | HOME DEPOT INC | HD | 1,924 | $662,048 | 0.10% |
| 62 | VANGUARD SPECIALIZED FUNDS | 921908844 | 3,001 | $659,495 | 0.10% |
| 63 | COCA COLA CONSOLIDATED INC | COKE | 9,240 | $645,968 | 0.10% |
| 64 | INTERNATIONAL BUSINESS MACHS | INTR | 2,136 | $632,805 | 0.10% |
| 65 | VANGUARD INDEX FDS | 922908744 | 3,187 | $608,685 | 0.10% |
| 66 | VANGUARD INDEX FDS | 922908769 | 1,738 | $582,767 | 0.09% |
| 67 | FIDELITY MERRIMACK STR TR | 316188309 | 12,636 | $581,761 | 0.09% |
| 68 | ORACLE CORP | ORCL-PD | 2,498 | $486,885 | 0.08% |
| 69 | BROADCOM INC | AVGO | 1,390 | $481,079 | 0.08% |
| 70 | ISHARES TR | 464287598 | 2,235 | $470,007 | 0.07% |
| 71 | WALMART INC | WMT | 4,156 | $463,024 | 0.07% |
| 72 | DIMENSIONAL ETF TRUST | 25434V401 | 5,721 | $424,327 | 0.07% |
| 73 | NEXTERA ENERGY INC | NEE-PW | 4,998 | $401,207 | 0.06% |
| 74 | INVESCO EXCHNG TRADED FD TR | IVZ | 20,810 | $387,072 | 0.06% |
| 75 | LINDE PLC | LIN | 893 | $380,766 | 0.06% |
| 76 | CHEVRON CORP NEW | CVX | 2,498 | $380,720 | 0.06% |
| 77 | TESLA INC | TSLA | 798 | $358,877 | 0.06% |
| 78 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 699 | $351,352 | 0.06% |
| 79 | CITIGROUP INC | C-PR | 2,939 | $342,952 | 0.05% |
| 80 | TRANE TECHNOLOGIES PLC | TT | 871 | $338,993 | 0.05% |
| 81 | VANGUARD INTL EQUITY INDEX F | 922042742 | 2,365 | $333,616 | 0.05% |
| 82 | ISHARES TR | 464287481 | 2,360 | $323,178 | 0.05% |
| 83 | NETFLIX INC | NFLX | 3,420 | $320,659 | 0.05% |
| 84 | ELI LILLY & CO | LLY | 294 | $315,956 | 0.05% |
| 85 | COSTCO WHSL CORP NEW | 22160K105 | 365 | $314,459 | 0.05% |
| 86 | BANK NEW YORK MELLON CORP | 064058100 | 2,575 | $298,932 | 0.05% |
| 87 | PUBLIC SVC ENTERPRISE GRP IN | 744573106 | 3,652 | $293,256 | 0.05% |
| 88 | GE AEROSPACE | 369604951 | 856 | $263,674 | 0.04% |
| 89 | DISNEY WALT CO | 254687106 | 2,283 | $259,783 | 0.04% |
| 90 | LAS VEGAS SANDS CORP | LVS | 3,850 | $250,597 | 0.04% |
| 91 | UNITEDHEALTH GROUP INC | UNH | 745 | $245,932 | 0.04% |
| 92 | SPDR SER TR | 78464A474 | 8,063 | $236,097 | 0.04% |
| 93 | VERIZON COMMUNICATIONS INC | VZ | 5,763 | $234,731 | 0.04% |
| 94 | PHILIP MORRIS INTL INC | 718172109 | 3,924 | $226,258 | 0.04% |
| 95 | ISHARES TR | 46435G169 | 590 | $220,330 | 0.03% |
| 96 | VANGUARD INDEX FDS | 922908652 | 1,011 | $211,393 | 0.03% |
| 97 | PNC FINL SVCS GROUP INC | 693475105 | 978 | $204,138 | 0.03% |
| 98 | HERSHEY CO | HSY | 1,100 | $200,178 | 0.03% |