13F HOLDINGS REPORT
Towercrest Capital Management
Quarter ended Q3 2025 · Filed October 24, 2025 · Accession 0001633288-25-000005
Total Value
$623.4M
Positions
99
Other Managers
0
Confidential Omitted
No
Holdings (99)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464287200 | 96,751 | $64.8M | 10.39% |
| 2 | SCHWAB STRATEGIC TR | 808524201 | 2,244,984 | $59.1M | 9.49% |
| 3 | ISHARES TR | 464287226 | 345,590 | $34.6M | 5.56% |
| 4 | ISHARES TR | 464288513 | 353,515 | $28.7M | 4.60% |
| 5 | ISHARES TR | 46429B655 | 557,715 | $28.5M | 4.57% |
| 6 | SCHWAB STRATEGIC TR | 808524839 | 1,063,942 | $25.0M | 4.01% |
| 7 | ISHARES TR | 46432F842 | 275,414 | $24.0M | 3.86% |
| 8 | ISHARES TR | 46434G103 | 320,900 | $21.2M | 3.39% |
| 9 | SPDR SER TR | 78468R200 | 665,312 | $20.5M | 3.29% |
| 10 | ISHARES TR | 464288281 | 202,519 | $19.3M | 3.09% |
| 11 | SCHWAB STRATEGIC TR | 808524805 | 821,253 | $19.1M | 3.07% |
| 12 | ISHARES TR | 464287242 | 152,763 | $17.0M | 2.73% |
| 13 | SCHWAB STRATEGIC TR | 808524706 | 508,541 | $17.0M | 2.72% |
| 14 | ISHARES TR | 464287507 | 214,852 | $14.0M | 2.25% |
| 15 | ISHARES TR | 464288414 | 129,702 | $13.8M | 2.22% |
| 16 | SPDR SERIES TRUST | 78464A854 | 172,673 | $13.5M | 2.17% |
| 17 | ISHARES TR | 464287804 | 110,655 | $13.1M | 2.11% |
| 18 | SCHWAB STRATEGIC TR | 808524508 | 386,252 | $11.4M | 1.84% |
| 19 | PIMCO ETF TR | 72201R817 | 113,646 | $11.2M | 1.80% |
| 20 | SCHWAB STRATEGIC TR | 808524102 | 417,227 | $10.7M | 1.72% |
| 21 | SCHWAB STRATEGIC TR | 808524607 | 374,311 | $10.4M | 1.68% |
| 22 | SPDR TR S&P 500 ETF TR | SPY | 15,113 | $10.1M | 1.62% |
| 23 | SPDR SERIES TRUST | 78464A649 | 370,223 | $9.6M | 1.54% |
| 24 | ISHARES TR | 464287150 | 63,823 | $9.3M | 1.49% |
| 25 | APPLE INC | AAPL | 34,031 | $8.7M | 1.39% |
| 26 | ISHARES TR | 46434V407 | 147,977 | $6.4M | 1.03% |
| 27 | SPDR SERIES TRUST | 78464A375 | 185,429 | $6.3M | 1.01% |
| 28 | SCHWAB STRATEGIC TR | 808524797 | 214,820 | $5.9M | 0.94% |
| 29 | INVESCO EXCHNG TRADED FD TR | IVZ | 271,342 | $5.9M | 0.94% |
| 30 | ISHARES TR | 46434V621 | 83,382 | $5.7M | 0.91% |
| 31 | SPDR INDEX SHS FDS | 78463X509 | 120,602 | $5.6M | 0.91% |
| 32 | COLGATE PALMOLIVE CO | CL | 64,117 | $5.1M | 0.82% |
| 33 | SPDR INDEX SHS FDS | 78463X889 | 118,246 | $5.1M | 0.81% |
| 34 | INVESCO EXCHNG TRADED FD TR | IVZ | 233,263 | $4.3M | 0.70% |
| 35 | MICROSOFT CORP | MSFT | 7,280 | $3.8M | 0.60% |
| 36 | SPDR SER TR | 78468R721 | 79,411 | $3.6M | 0.58% |
| 37 | ISHARES TR | 464287614 | 7,201 | $3.4M | 0.54% |
| 38 | SCHWAB STRATEGIC TR | 808524300 | 102,194 | $3.3M | 0.52% |
| 39 | SPDR SERIES TRUST | 78464A847 | 44,561 | $2.5M | 0.41% |
| 40 | SPDR SER TR | 78468R853 | 50,846 | $2.4M | 0.38% |
| 41 | SPDR SERIES TRUST | 78464A805 | 20,755 | $1.7M | 0.27% |
| 42 | SPDR SER TR | 78468R788 | 37,393 | $1.6M | 0.26% |
| 43 | NVIDIA CORPORATION | NVDA | 8,609 | $1.6M | 0.26% |
| 44 | ISHARES TR | 464287457 | 18,263 | $1.5M | 0.24% |
| 45 | ALPHABET INC | GOOG | 6,130 | $1.5M | 0.24% |
| 46 | META PLATFORMS INC | META | 1,968 | $1.4M | 0.23% |
| 47 | INVESCO QQQ TR | IVZ | 2,326 | $1.4M | 0.22% |
| 48 | JOHNSON & JOHNSON | JNJ | 7,353 | $1.4M | 0.22% |
| 49 | JPMORGAN CHASE & CO | VYLD | 4,269 | $1.3M | 0.22% |
| 50 | INVESCO EXCHANGE TRADED FD T | IVZ | 6,989 | $1.3M | 0.21% |
| 51 | SCHWAB STRATEGIC TR | 808524862 | 48,480 | $1.2M | 0.19% |
| 52 | AMAZON COM INC | AMZN | 5,164 | $1.1M | 0.18% |
| 53 | VANGUARD INDEX FDS | 922908363 | 1,752 | $1.1M | 0.17% |
| 54 | VANGUARD INDEX FDS | 922908736 | 2,191 | $1.1M | 0.17% |
| 55 | ALPHABET INC | GOOG | 4,284 | $1.0M | 0.17% |
| 56 | VISA INC | V | 2,797 | $954,840 | 0.15% |
| 57 | VANGUARD INDEX FDS | 922908769 | 2,630 | $863,153 | 0.14% |
| 58 | AT&T INC | T-PC | 29,191 | $824,348 | 0.13% |
| 59 | HOME DEPOT INC | HD | 1,924 | $779,586 | 0.13% |
| 60 | MERCK & CO INC | MRK | 9,201 | $772,240 | 0.12% |
| 61 | ORACLE CORP | ORCL-PD | 2,511 | $706,194 | 0.11% |
| 62 | SCHWAB STRATEGIC TR | 808524409 | 24,237 | $705,539 | 0.11% |
| 63 | CISCO SYS INC | CSCO | 9,791 | $669,900 | 0.11% |
| 64 | BANK AMER CORP | 060505104 | 12,875 | $664,221 | 0.11% |
| 65 | VANGUARD SPECIALIZED FUNDS | 921908844 | 3,001 | $647,523 | 0.10% |
| 66 | COCA COLA CONSOLIDATED INC | COKE | 9,140 | $606,165 | 0.10% |
| 67 | INTERNATIONAL BUSINESS MACHS | INTR | 2,136 | $602,754 | 0.10% |
| 68 | VANGUARD INDEX FDS | 922908744 | 3,208 | $598,260 | 0.10% |
| 69 | FIDELITY MERRIMACK STR TR | 316188309 | 10,616 | $490,884 | 0.08% |
| 70 | BROADCOM INC | AVGO | 1,390 | $458,575 | 0.07% |
| 71 | ISHARES TR | 464287598 | 2,235 | $454,924 | 0.07% |
| 72 | NEXTERA ENERGY INC | NEE-PW | 5,936 | $448,141 | 0.07% |
| 73 | WALMART INC | WMT | 4,156 | $428,321 | 0.07% |
| 74 | LINDE PLC | LIN | 893 | $424,175 | 0.07% |
| 75 | DIMENSIONAL ETF TRUST | 25434V401 | 5,721 | $414,429 | 0.07% |
| 76 | TESLA INC | TSLA | 900 | $400,248 | 0.06% |
| 77 | CHEVRON CORP NEW | CVX | 2,498 | $387,914 | 0.06% |
| 78 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 720 | $361,973 | 0.06% |
| 79 | CITIGROUP INC | C-PR | 3,439 | $349,059 | 0.06% |
| 80 | COSTCO WHSL CORP NEW | 22160K105 | 365 | $337,400 | 0.05% |
| 81 | ISHARES TR | 464287481 | 2,360 | $336,088 | 0.05% |
| 82 | VANGUARD INTL EQUITY INDEX F | 922042742 | 2,358 | $324,900 | 0.05% |
| 83 | NETFLIX INC | NFLX | 264 | $316,515 | 0.05% |
| 84 | PUBLIC SVC ENTERPRISE GRP IN | 744573106 | 3,652 | $304,796 | 0.05% |
| 85 | BANK NEW YORK MELLON CORP | 064058100 | 2,575 | $280,572 | 0.05% |
| 86 | UNITEDHEALTH GROUP INC | UNH | 770 | $265,881 | 0.04% |
| 87 | DISNEY WALT CO | 254687106 | 2,283 | $261,450 | 0.04% |
| 88 | PHILIP MORRIS INTL INC | 718172109 | 3,924 | $259,219 | 0.04% |
| 89 | GE AEROSPACE | 369604951 | 856 | $257,502 | 0.04% |
| 90 | VERIZON COMMUNICATIONS INC | VZ | 5,736 | $252,105 | 0.04% |
| 91 | ABBVIE INC | ABBV | 1,011 | $234,087 | 0.04% |
| 92 | SPDR SER TR | 78464A474 | 7,800 | $228,709 | 0.04% |
| 93 | ELI LILLY & CO | LLY | 294 | $224,322 | 0.04% |
| 94 | ISHARES TR | 46435G169 | 590 | $215,633 | 0.03% |
| 95 | VANGUARD INDEX FDS | 922908652 | 1,011 | $211,615 | 0.03% |
| 96 | VANGUARD INTL EQUITY INDEX F | 922042775 | 2,925 | $208,776 | 0.03% |
| 97 | LAS VEGAS SANDS CORP | LVS | 3,850 | $207,092 | 0.03% |
| 98 | HERSHEY CO | HSY | 1,100 | $205,755 | 0.03% |
| 99 | PROCTER AND GAMBLE CO | 742718109 | 1,334 | $204,969 | 0.03% |