13F HOLDINGS REPORT

Ironwood Financial, llc

Quarter ended Q4 2025 · Filed January 15, 2026 · Accession 0001630360-26-000001

Total Value

$589.6M

Positions

166

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (166)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	105,716	$73.8M	12.52%
2	APPLE INC	AAPL	156,075	$40.6M	6.89%
3	ISHARES TR	464287507	367,127	$25.4M	4.31%
4	ISHARES TR	464287408	97,922	$21.3M	3.61%
5	ISHARES TR	464287309	148,474	$18.6M	3.15%
6	ISHARES TR	464287804	132,093	$16.7M	2.83%
7	ISHARES INC	464286681	120,848	$12.9M	2.19%
8	ISHARES TR	46436E205	537,151	$12.6M	2.13%
9	VANGUARD INDEX FDS	922908769	36,565	$12.5M	2.13%
10	ISHARES TR	46436E726	533,013	$11.8M	1.99%
11	ISHARES TR	46436E486	545,326	$11.5M	1.96%
12	INVESCO EXCH TRD SLF IDX FD	IVZ	512,096	$10.5M	1.79%
13	INVESCO EXCH TRD SLF IDX FD	IVZ	524,036	$10.3M	1.75%
14	INVESCO EXCH TRD SLF IDX FD	IVZ	426,770	$10.0M	1.69%
15	INVESCO EXCHANGE TRADED FD T	IVZ	46,015	$9.1M	1.54%
16	VANGUARD INDEX FDS	922908637	28,362	$9.1M	1.54%
17	ISHARES TR	46436E312	355,922	$9.1M	1.54%
18	INVESCO EXCH TRD SLF IDX FD	IVZ	450,900	$8.8M	1.50%
19	ISHARES TR	464287465	84,538	$8.4M	1.43%
20	INVESCO EXCH TRD SLF IDX FD	IVZ	370,330	$8.4M	1.42%
21	ISHARES TR	46436E387	346,107	$8.2M	1.39%
22	ISHARES TR	46435GAA0	336,465	$8.2M	1.38%
23	ISHARES TR	464287150	51,092	$7.8M	1.32%
24	AMAZON COM INC	AMZN	31,206	$7.7M	1.30%
25	ALPHABET INC	GOOG	20,261	$6.7M	1.14%
26	ISHARES TR	464287879	54,734	$6.6M	1.11%
27	VANGUARD TAX-MANAGED FDS	921943858	100,658	$6.5M	1.11%
28	ISHARES TR	46435UAA9	261,413	$6.3M	1.08%
29	ALPHABET INC	GOOG	18,818	$6.3M	1.06%
30	MICROSOFT CORP	MSFT	12,700	$6.1M	1.03%
31	ISHARES TR	46435U515	225,237	$5.7M	0.97%
32	VANGUARD INTL EQUITY INDEX F	922042742	39,439	$5.7M	0.97%
33	ELI LILLY & CO	LLY	5,222	$5.6M	0.96%
34	ISHARES TR	464287705	40,911	$5.6M	0.95%
35	ISHARES TR	464287168	35,013	$5.1M	0.86%
36	JPMORGAN CHASE & CO.	VYLD	15,582	$5.1M	0.86%
37	ISHARES TR	464287226	44,612	$4.5M	0.76%
38	INVESCO QQQ TR	IVZ	6,868	$4.3M	0.73%
39	ISHARES TR	464288513	50,938	$4.1M	0.70%
40	CENCORA INC	COR	11,882	$4.1M	0.69%
41	COSTCO WHSL CORP NEW	22160K105	3,777	$3.6M	0.60%
42	ISHARES TR	46436E478	154,545	$3.5M	0.59%
43	ISHARES TR	464287606	33,404	$3.4M	0.58%
44	INTERNATIONAL BUSINESS MACHS	INTR	10,567	$3.3M	0.56%
45	VANGUARD INTL EQUITY INDEX F	922042775	41,378	$3.2M	0.54%
46	VANGUARD INDEX FDS	922908736	6,440	$3.2M	0.54%
47	SPDR S&P 500 ETF TR	SPY	4,466	$3.1M	0.53%
48	VANGUARD INDEX FDS	922908744	15,158	$3.0M	0.51%
49	ISHARES TR	46436E528	125,266	$2.9M	0.49%
50	INTUIT	INTU	4,336	$2.8M	0.47%
51	INVESCO EXCH TRD SLF IDX FD	IVZ	145,283	$2.7M	0.46%
52	ISHARES TR	464287242	24,003	$2.7M	0.45%
53	ISHARES TR	46429B663	20,236	$2.5M	0.43%
54	INVESCO EXCH TRD SLF IDX FD	IVZ	106,536	$2.4M	0.40%
55	RTX CORPORATION	RTX	12,063	$2.3M	0.40%
56	VANGUARD INDEX FDS	922908629	7,469	$2.2M	0.38%
57	ISHARES TR	46436E379	88,628	$2.1M	0.36%
58	JOHNSON & JOHNSON	JNJ	9,907	$2.1M	0.35%
59	SCHWAB STRATEGIC TR	808524508	65,329	$2.1M	0.35%
60	LOWES COS INC	548661107	7,429	$2.0M	0.34%
61	VANGUARD INDEX FDS	922908751	7,194	$2.0M	0.33%
62	ISHARES TR	464287614	3,971	$1.9M	0.32%
63	AMERICAN CENTY ETF TR	025072877	17,415	$1.9M	0.32%
64	AMGEN INC	AMGN	5,688	$1.9M	0.31%
65	ISHARES TR	464287887	12,184	$1.8M	0.31%
66	ISHARES TR	464287648	5,141	$1.8M	0.30%
67	SCHWAB STRATEGIC TR	808524201	61,547	$1.7M	0.29%
68	HOME DEPOT INC	HD	4,466	$1.7M	0.28%
69	VANGUARD INDEX FDS	922908512	8,811	$1.6M	0.27%
70	SELECT SECTOR SPDR TR	81369Y605	29,050	$1.6M	0.27%
71	INVESCO EXCH TRD SLF IDX FD	IVZ	91,094	$1.5M	0.26%
72	VANGUARD INDEX FDS	922908595	4,755	$1.5M	0.26%
73	MCDONALDS CORP	MCD	4,875	$1.5M	0.25%
74	SCHWAB STRATEGIC TR	808524607	44,755	$1.3M	0.23%
75	NVIDIA CORPORATION	NVDA	7,103	$1.3M	0.22%
76	ZIONS BANCORPORATION N A	989701107	20,568	$1.2M	0.21%
77	VANGUARD INDEX FDS	922908538	4,083	$1.2M	0.20%
78	SELECT SECTOR SPDR TR	81369Y506	24,732	$1.1M	0.19%
79	DIMENSIONAL ETF TRUST	25434V500	14,986	$1.1M	0.19%
80	WALMART INC	WMT	9,097	$1.1M	0.18%
81	SCHWAB STRATEGIC TR	808524805	42,724	$1.1M	0.18%
82	ISHARES U S ETF TR	46431W648	10,264	$1.1M	0.18%
83	ISHARES TR	464287523	3,191	$1.1M	0.18%
84	SCHWAB STRATEGIC TR	808524102	38,053	$1.0M	0.17%
85	SCHWAB CHARLES CORP	SCHW-PJ	9,803	$998,886	0.17%
86	SCHWAB STRATEGIC TR	808524797	32,075	$914,127	0.16%
87	SPDR SERIES TRUST	78464A508	15,582	$906,422	0.15%
88	ISHARES TR	464287291	8,269	$891,233	0.15%
89	VANGUARD INDEX FDS	922908363	1,361	$869,893	0.15%
90	ORACLE CORP	ORCL-PD	4,209	$861,498	0.15%
91	SCHWAB STRATEGIC TR	808524409	27,705	$849,721	0.14%
92	ISHARES TR	464287499	8,338	$834,815	0.14%
93	PFIZER INC	PFE	32,722	$826,885	0.14%
94	ISHARES TR	464287655	3,055	$798,801	0.14%
95	HONEYWELL INTL INC	438516106	3,760	$784,336	0.13%
96	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,566	$780,743	0.13%
97	YUM BRANDS INC	YUM	4,851	$761,219	0.13%
98	ISHARES TR	464287788	5,664	$742,390	0.13%
99	ISHARES TR	464287796	15,075	$739,730	0.13%
100	DIMENSIONAL ETF TRUST	25434V807	14,227	$727,569	0.12%
101	LOCKHEED MARTIN CORP	LMT	1,310	$722,124	0.12%
102	BOEING CO	BA-PA	2,868	$687,775	0.12%
103	ISHARES TR	464288448	16,901	$675,046	0.11%
104	DIMENSIONAL ETF TRUST	25434V401	8,898	$674,379	0.11%
105	ABBVIE INC	ABBV	3,051	$671,333	0.11%
106	SNAP ON INC	SNA	1,872	$670,438	0.11%
107	BIOGEN INC	BIIB	3,535	$656,202	0.11%
108	ISHARES TR	46432F842	6,574	$609,251	0.10%
109	ISHARES SILVER TR	SLV	7,735	$597,374	0.10%
110	MERCK & CO INC	MRK	5,395	$589,124	0.10%
111	INVESCO EXCH TRD SLF IDX FD	IVZ	31,710	$529,240	0.09%
112	SCHWAB STRATEGIC TR	808524300	15,718	$517,282	0.09%
113	BRISTOL-MYERS SQUIBB CO	CELG-RI	9,129	$509,124	0.09%
114	INVESCO EXCHANGE TRADED FD T	IVZ	7,938	$490,636	0.08%
115	SPDR SERIES TRUST	78464A854	5,982	$489,328	0.08%
116	SPDR GOLD TR	GLD	1,136	$479,653	0.08%
117	VANGUARD ADMIRAL FDS INC	921932828	4,014	$468,655	0.08%
118	DIMENSIONAL ETF TRUST	25434V724	9,070	$437,900	0.07%
119	FIDELITY COMWLTH TR	315912808	4,603	$429,544	0.07%
120	COMCAST CORP NEW	CCZ	14,748	$428,577	0.07%
121	ISHARES TR	464287234	7,366	$426,763	0.07%
122	TESLA INC	TSLA	936	$420,227	0.07%
123	VANGUARD WORLD FD	92204A702	540	$413,375	0.07%
124	MAPLEBEAR INC	CART	9,536	$399,654	0.07%
125	INVESCO EXCH TRD SLF IDX FD	IVZ	17,673	$381,904	0.06%
126	SPDR SERIES TRUST	78464A409	3,477	$376,524	0.06%
127	PROSHARES TR	74347X831	6,704	$374,687	0.06%
128	VANGUARD SPECIALIZED FUNDS	921908844	1,606	$362,253	0.06%
129	DISNEY WALT CO	254687106	3,197	$360,686	0.06%
130	ISHARES TR	464287515	3,405	$358,717	0.06%
131	ISHARES TR	464288760	1,496	$353,924	0.06%
132	ABBOTT LABS	ABLZF	2,756	$343,508	0.06%
133	STRYKER CORPORATION	SYK	939	$339,326	0.06%
134	SPDR SERIES TRUST	78468R796	5,860	$335,485	0.06%
135	SELECT SECTOR SPDR TR	81369Y407	2,638	$328,484	0.06%
136	SPDR SERIES TRUST	78464A847	5,156	$313,175	0.05%
137	ISHARES TR	464288687	9,903	$313,142	0.05%
138	META PLATFORMS INC	META	482	$309,681	0.05%
139	THE CIGNA GROUP	125523100	1,113	$307,210	0.05%
140	SELECT SECTOR SPDR TR	81369Y852	2,519	$296,108	0.05%
141	SCHWAB STRATEGIC TR	808524722	8,752	$293,280	0.05%
142	OCCIDENTAL PETE CORP	674599105	6,755	$288,574	0.05%
143	ISHARES U S ETF TR	46431W663	4,946	$288,465	0.05%
144	WELLS FARGO CO NEW	949746101	2,972	$282,221	0.05%
145	ISHARES TR	464287861	3,924	$277,275	0.05%
146	ADVANCED MICRO DEVICES INC	AMD	1,304	$270,828	0.05%
147	SPDR SERIES TRUST	78468R853	5,400	$266,112	0.05%
148	DIMENSIONAL ETF TRUST	25434V708	6,509	$264,981	0.04%
149	VISA INC	V	768	$263,578	0.04%
150	INTEL CORP	INTC	5,863	$258,324	0.04%
151	INVESCO EXCH TRADED FD TR II	IVZ	999	$257,960	0.04%
152	PEPSICO INC	PEP	1,800	$254,456	0.04%
153	VANECK ETF TRUST	92189F601	1,770	$253,216	0.04%
154	GSK PLC	GLAXF	4,985	$251,194	0.04%
155	OMEGA HEALTHCARE INVS INC	681936100	5,574	$247,710	0.04%
156	AMERICAN HOMES 4 RENT	AMH-PG	7,895	$244,824	0.04%
157	MARKEL GROUP INC	MKL	114	$241,614	0.04%
158	TRAVELERS COMPANIES INC	TRV	860	$241,221	0.04%
159	DIMENSIONAL ETF TRUST	25434V609	3,653	$227,838	0.04%
160	PRICESMART INC	PSMT	1,664	$225,705	0.04%
161	SCHWAB STRATEGIC TR	808524706	6,349	$218,152	0.04%
162	YUM CHINA HLDGS INC	YUMC	4,474	$217,615	0.04%
163	PERMIAN BASIN RTY TR	714236106	12,300	$217,218	0.04%
164	ISHARES TR	46436E130	8,244	$215,581	0.04%
165	SPDR INDEX SHS FDS	78463X889	4,512	$208,274	0.04%
166	ISHARES TR	464289867	3,090	$204,589	0.03%