13F HOLDINGS REPORT

Ironwood Financial, llc

Quarter ended Q3 2025 · Filed October 22, 2025 · Accession 0001630360-25-000002

Total Value

$564.4M

Positions

166

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (166)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	107,184	$71.7M	12.71%
2	APPLE INC	AAPL	163,648	$41.7M	7.38%
3	ISHARES TR	464287507	361,647	$23.6M	4.18%
4	ISHARES TR	464287408	100,962	$20.8M	3.69%
5	ISHARES TR	464287309	162,283	$19.6M	3.47%
6	ISHARES TR	464287804	128,773	$15.3M	2.71%
7	ISHARES INC	464286681	129,043	$13.3M	2.35%
8	ISHARES TR	46436E205	499,871	$11.7M	2.08%
9	VANGUARD INDEX FDS	922908769	34,920	$11.5M	2.03%
10	INVESCO EXCH TRD SLF IDX FD	IVZ	472,180	$11.1M	1.96%
11	ISHARES TR	46436E726	495,965	$11.0M	1.95%
12	INVESCO EXCH TRD SLF IDX FD	IVZ	517,268	$10.6M	1.89%
13	INVESCO EXCH TRD SLF IDX FD	IVZ	531,711	$10.5M	1.86%
14	ISHARES TR	46436E486	493,528	$10.5M	1.86%
15	INVESCO EXCH TRD SLF IDX FD	IVZ	483,543	$9.5M	1.68%
16	INVESCO EXCH TRD SLF IDX FD	IVZ	377,687	$8.6M	1.52%
17	VANGUARD INDEX FDS	922908637	27,511	$8.5M	1.50%
18	ISHARES TR	464287465	88,710	$8.3M	1.47%
19	INVESCO EXCHANGE TRADED FD T	IVZ	42,501	$8.1M	1.43%
20	ISHARES TR	46436E312	307,117	$7.9M	1.39%
21	ISHARES TR	464287150	52,254	$7.6M	1.35%
22	ISHARES TR	46436E387	306,231	$7.3M	1.29%
23	AMAZON COM INC	AMZN	31,265	$6.9M	1.22%
24	ISHARES TR	46435GAA0	276,222	$6.7M	1.19%
25	MICROSOFT CORP	MSFT	12,759	$6.6M	1.17%
26	ISHARES TR	464287879	56,915	$6.3M	1.12%
27	VANGUARD TAX-MANAGED FDS	921943858	98,101	$5.9M	1.04%
28	ISHARES TR	464287705	42,933	$5.6M	0.99%
29	ISHARES TR	464287168	36,361	$5.2M	0.92%
30	ALPHABET INC	GOOG	20,259	$4.9M	0.87%
31	JPMORGAN CHASE & CO.	VYLD	15,580	$4.9M	0.87%
32	VANGUARD INTL EQUITY INDEX F	922042742	35,620	$4.9M	0.87%
33	ISHARES TR	46435U515	192,054	$4.9M	0.87%
34	ISHARES TR	46435UAA9	199,967	$4.9M	0.86%
35	ISHARES TR	464287226	47,524	$4.8M	0.84%
36	ALPHABET INC	GOOG	18,917	$4.6M	0.82%
37	INVESCO QQQ TR	IVZ	7,522	$4.5M	0.80%
38	ISHARES TR	464288513	52,908	$4.3M	0.76%
39	ELI LILLY & CO	LLY	5,248	$4.0M	0.71%
40	CENCORA INC	COR	11,882	$3.7M	0.66%
41	COSTCO WHSL CORP NEW	22160K105	3,835	$3.5M	0.63%
42	SPDR S&P 500 ETF TR	SPY	4,854	$3.2M	0.57%
43	ISHARES TR	464287606	33,656	$3.2M	0.57%
44	INTERNATIONAL BUSINESS MACHS	INTR	10,567	$3.0M	0.53%
45	INTUIT	INTU	4,336	$3.0M	0.52%
46	ISHARES TR	46436E478	130,670	$2.9M	0.52%
47	VANGUARD INTL EQUITY INDEX F	922042775	40,250	$2.9M	0.51%
48	ISHARES TR	464287242	25,511	$2.8M	0.50%
49	VANGUARD INDEX FDS	922908736	5,927	$2.8M	0.50%
50	INVESCO EXCH TRD SLF IDX FD	IVZ	144,815	$2.7M	0.48%
51	ISHARES TR	46436E528	110,542	$2.6M	0.46%
52	ISHARES TR	46429B663	19,485	$2.4M	0.42%
53	INVESCO EXCH TRD SLF IDX FD	IVZ	106,998	$2.4M	0.42%
54	VANGUARD INDEX FDS	922908744	12,430	$2.3M	0.41%
55	VANGUARD INDEX FDS	922908629	6,977	$2.0M	0.36%
56	RTX CORPORATION	RTX	12,149	$2.0M	0.36%
57	ISHARES TR	464287614	4,277	$2.0M	0.35%
58	SCHWAB STRATEGIC TR	808524508	65,809	$2.0M	0.35%
59	LOWES COS INC	548661107	7,426	$1.9M	0.33%
60	ISHARES TR	464287648	5,792	$1.9M	0.33%
61	JOHNSON & JOHNSON	JNJ	9,908	$1.8M	0.33%
62	ISHARES TR	464287887	12,913	$1.8M	0.32%
63	HOME DEPOT INC	HD	4,502	$1.8M	0.32%
64	SELECT SECTOR SPDR TR	81369Y605	33,301	$1.8M	0.32%
65	SCHWAB STRATEGIC TR	808524201	63,840	$1.7M	0.30%
66	VANGUARD INDEX FDS	922908751	6,523	$1.7M	0.29%
67	AMGEN INC	AMGN	5,692	$1.6M	0.28%
68	AMERICAN CENTY ETF TR	025072877	16,058	$1.6M	0.28%
69	INVESCO EXCH TRD SLF IDX FD	IVZ	89,471	$1.5M	0.27%
70	MCDONALDS CORP	MCD	4,900	$1.5M	0.26%
71	VANGUARD INDEX FDS	922908512	8,020	$1.4M	0.25%
72	ISHARES TR	46436E379	55,700	$1.3M	0.24%
73	NVIDIA CORPORATION	NVDA	7,085	$1.3M	0.23%
74	SCHWAB STRATEGIC TR	808524607	46,291	$1.3M	0.23%
75	VANGUARD INDEX FDS	922908595	4,314	$1.3M	0.23%
76	ORACLE CORP	ORCL-PD	4,270	$1.2M	0.21%
77	ZIONS BANCORPORATION N A	989701107	20,568	$1.2M	0.21%
78	VANGUARD INDEX FDS	922908538	3,777	$1.1M	0.20%
79	ISHARES U S ETF TR	46431W648	10,687	$1.1M	0.19%
80	DIMENSIONAL ETF TRUST	25434V500	14,986	$1.0M	0.18%
81	SCHWAB STRATEGIC TR	808524805	42,928	$999,358	0.18%
82	SCHWAB STRATEGIC TR	808524102	38,752	$996,302	0.18%
83	SELECT SECTOR SPDR TR	81369Y506	10,854	$969,666	0.17%
84	WALMART INC	WMT	9,095	$937,283	0.17%
85	SCHWAB CHARLES CORP	SCHW-PJ	9,802	$935,836	0.17%
86	ISHARES TR	464287291	8,797	$907,938	0.16%
87	ISHARES TR	464287523	3,259	$883,580	0.16%
88	SPDR SERIES TRUST	78464A508	15,597	$862,998	0.15%
89	INVESCO EXCH TRD SLF IDX FD	IVZ	37,325	$860,721	0.15%
90	ISHARES TR	464287655	3,529	$853,988	0.15%
91	PFIZER INC	PFE	32,918	$838,751	0.15%
92	VANGUARD INDEX FDS	922908363	1,368	$837,766	0.15%
93	SCHWAB STRATEGIC TR	808524409	28,718	$835,973	0.15%
94	ISHARES TR	464288448	22,811	$833,741	0.15%
95	ISHARES TR	464287499	8,395	$810,551	0.14%
96	SCHWAB STRATEGIC TR	808524797	29,396	$802,524	0.14%
97	ISHARES TR	464287788	6,261	$792,911	0.14%
98	HONEYWELL INTL INC	438516106	3,760	$791,480	0.14%
99	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,566	$787,115	0.14%
100	YUM BRANDS INC	YUM	4,851	$737,352	0.13%
101	ISHARES TR	464287796	15,398	$731,713	0.13%
102	ABBVIE INC	ABBV	3,050	$706,206	0.13%
103	DIMENSIONAL ETF TRUST	25434V807	14,227	$656,149	0.12%
104	LOCKHEED MARTIN CORP	LMT	1,310	$653,965	0.12%
105	SNAP ON INC	SNA	1,872	$648,704	0.11%
106	DIMENSIONAL ETF TRUST	25434V401	8,762	$634,719	0.11%
107	BOEING CO	BA-PA	2,868	$619,000	0.11%
108	ISHARES TR	46432F842	6,617	$577,767	0.10%
109	INVESCO EXCHANGE TRADED FD T	IVZ	9,140	$553,682	0.10%
110	SCHWAB STRATEGIC TR	808524300	16,679	$532,230	0.09%
111	INVESCO EXCH TRD SLF IDX FD	IVZ	31,430	$524,252	0.09%
112	BIOGEN INC	BIIB	3,543	$496,303	0.09%
113	INVESCO EXCH TRD SLF IDX FD	IVZ	23,318	$482,446	0.09%
114	SPDR SERIES TRUST	78464A854	5,975	$468,082	0.08%
115	MERCK & CO INC	MRK	5,557	$466,433	0.08%
116	COMCAST CORP NEW	CCZ	14,748	$463,382	0.08%
117	VANGUARD ADMIRAL FDS INC	921932828	4,014	$443,446	0.08%
118	TESLA INC	TSLA	966	$429,600	0.08%
119	ISHARES TR	464287234	7,933	$423,623	0.08%
120	VANGUARD WORLD FD	92204A702	552	$411,928	0.07%
121	FIDELITY COMWLTH TR	315912808	4,603	$410,302	0.07%
122	BRISTOL-MYERS SQUIBB CO	CELG-RI	9,029	$407,208	0.07%
123	DIMENSIONAL ETF TRUST	25434V724	9,070	$405,338	0.07%
124	SPDR GOLD TR	GLD	1,136	$403,814	0.07%
125	ISHARES TR	464287515	3,405	$391,609	0.07%
126	ABBOTT LABS	ABLZF	2,756	$369,139	0.07%
127	DISNEY WALT CO	254687106	3,197	$366,057	0.06%
128	SPDR SERIES TRUST	78464A409	3,499	$365,680	0.06%
129	INVESCO EXCH TRD SLF IDX FD	IVZ	16,697	$360,154	0.06%
130	PROSHARES TR	74347X831	3,432	$354,869	0.06%
131	META PLATFORMS INC	META	479	$352,022	0.06%
132	ISHARES SILVER TR	SLV	8,203	$347,561	0.06%
133	STRYKER CORPORATION	SYK	939	$347,120	0.06%
134	VANGUARD SPECIALIZED FUNDS	921908844	1,606	$346,485	0.06%
135	MAPLEBEAR INC	CART	9,036	$332,163	0.06%
136	SELECT SECTOR SPDR TR	81369Y407	1,382	$331,182	0.06%
137	ISHARES U S ETF TR	46431W663	5,761	$324,334	0.06%
138	THE CIGNA GROUP	125523100	1,113	$320,822	0.06%
139	SPDR SERIES TRUST	78468R796	5,842	$320,434	0.06%
140	OCCIDENTAL PETE CORP	674599105	6,744	$318,654	0.06%
141	ISHARES TR	464288687	10,074	$318,540	0.06%
142	ISHARES TR	464288760	1,490	$311,837	0.06%
143	SELECT SECTOR SPDR TR	81369Y852	2,547	$301,488	0.05%
144	SPDR SERIES TRUST	78464A847	5,155	$294,814	0.05%
145	ISHARES TR	464287861	4,318	$282,721	0.05%
146	SCHWAB STRATEGIC TR	808524722	8,752	$281,114	0.05%
147	VISA INC	V	804	$274,470	0.05%
148	AMERICAN HOMES 4 RENT	AMH-PG	8,115	$269,824	0.05%
149	WNS HLDGS LTD	G98196101	3,393	$258,784	0.05%
150	TRAVELERS COMPANIES INC	TRV	911	$254,369	0.05%
151	PEPSICO INC	PEP	1,800	$252,800	0.04%
152	DIMENSIONAL ETF TRUST	25434V708	6,509	$251,052	0.04%
153	SPDR SERIES TRUST	78468R853	5,399	$250,082	0.04%
154	WELLS FARGO CO NEW	949746101	2,972	$249,113	0.04%
155	OMEGA HEALTHCARE INVS INC	681936100	5,573	$235,304	0.04%
156	SCHWAB STRATEGIC TR	808524706	6,734	$224,714	0.04%
157	PERMIAN BASIN RTY TR	714236106	12,300	$224,598	0.04%
158	GSK PLC	GLAXF	4,985	$215,153	0.04%
159	GRAYSCALE BITCOIN TRUST ETF	GBTC	2,394	$214,909	0.04%
160	INVESCO EXCH TRADED FD TR II	IVZ	864	$213,491	0.04%
161	DIMENSIONAL ETF TRUST	25434V609	3,653	$212,641	0.04%
162	ADVANCED MICRO DEVICES INC	AMD	1,304	$210,974	0.04%
163	VANGUARD INDEX FDS	922908553	2,217	$202,646	0.04%
164	PRICESMART INC	PSMT	1,664	$201,660	0.04%
165	ISHARES TR	46434VBD1	7,991	$201,281	0.04%
166	FS CREDIT OPPORTUNITIES CORP	FSCO	19,259	$133,078	0.02%