13F HOLDINGS REPORT

Family Firm, Inc.

Quarter ended Q4 2024 · Filed February 10, 2025 · Accession 0001602603-25-000001

Total Value

$449.6M

Positions

212

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (212)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES RUSSELL 3000 ETF	464287689	196,757	$65.8M	14.63%
2	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	702,230	$32.2M	7.16%
3	VANGUARD TOTAL BOND MARKET ETF	921937835	614,985	$23.0M	5.10%
4	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	143,879	$14.5M	3.22%
5	ISHARES CORE S&P 500 ETF	464287200	24,382	$14.4M	3.19%
6	ISHARES NORTH AMERICAN NATURAL RESOURCES ETF	464287374	492,799	$12.7M	2.83%
7	VANGUARD RUSSELL 3000 ETF	92206C599	40,137	$10.4M	2.32%
8	SCHWAB U.S. BROAD MARKET ETF	808524102	697,327	$9.7M	2.15%
9	ISHARES TIPS BOND ETF	464287176	187,377	$9.4M	2.09%
10	APPLE INC COM	AAPL	35,947	$9.0M	2.00%
11	VANECK IG FLOATING RATE ETF	92189F486	415,554	$8.1M	1.81%
12	ISHARES S&P SMALL-CAP 600 VALUE ETF	464287879	173,152	$8.0M	1.79%
13	NVIDIA CORPORATION COM	NVDA	58,279	$7.3M	1.63%
14	ISHARES INTERNATIONAL TREASURY BOND ETF	464288117	168,796	$6.5M	1.44%
15	VANGUARD REAL ESTATE ETF	922908553	299,075	$5.9M	1.32%
16	ISHARES MSCI EAFE ETF	464287465	172,428	$5.6M	1.24%
17	VANGUARD FTSE EMERGING MARKETS ETF	922042858	125,277	$5.5M	1.23%
18	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	54,847	$5.3M	1.18%
19	BROADCOM INC COM	AVGO	22,769	$5.3M	1.17%
20	ISHARES S&P 500 GROWTH ETF	464287309	50,896	$5.2M	1.15%
21	SPDR FTSE INTERNATIONAL GOVERNMENT INFLATION-PROTECTED BOND ETF	78464A490	335,717	$5.1M	1.14%
22	SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	78467V848	181,255	$4.8M	1.08%
23	ISHARES COHEN & STEERS REIT ETF	464287564	78,044	$4.7M	1.05%
24	VANGUARD S&P 500 VALUE ETF	921932703	24,738	$4.6M	1.02%
25	ISHARES GLOBAL ENERGY ETF	464287341	117,036	$4.5M	0.99%
26	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	922042718	67,699	$4.3M	0.97%
27	ISHARES CORE S&P SMALL CAP ETF	464287804	31,834	$3.7M	0.82%
28	VANGUARD ENERGY ETF	92204A306	29,041	$3.5M	0.78%
29	ISHARES RUSSELL 1000 ETF	464287622	10,875	$3.5M	0.78%
30	ISHARES S&P SMALL-CAP 600 GROWTH ETF	464287887	25,017	$3.4M	0.75%
31	AFLAC INC COM	AFL	29,928	$3.1M	0.69%
32	ENCOMPASS HEALTH CORP COM	EHC	32,434	$3.0M	0.67%
33	ISHARES EUROPE ETF	464287861	57,376	$3.0M	0.66%
34	SCHWAB U.S. SMALL-CAP ETF	808524607	110,656	$2.9M	0.64%
35	ISHARES 7-10 YEAR TREASURY BOND ETF	464287440	30,897	$2.9M	0.64%
36	TEMPLETON EMERGING MKTS FD COM	880191101	268,707	$2.7M	0.59%
37	ISHARES MSCI EMERGING MARKETS ETF	464287234	61,499	$2.6M	0.57%
38	ISHARES S&P MID-CAP 400 VALUE ETF	464287705	19,958	$2.5M	0.55%
39	ISHARES US FINANCIAL SERVICES ETF	464287770	32,033	$2.5M	0.55%
40	ROYCE MICRO-CAP TR INC COM	RMT	297,354	$2.4M	0.54%
41	ISHARES MICRO-CAP ETF	464288869	67,676	$2.4M	0.52%
42	PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	72201R775	25,715	$2.3M	0.52%
43	BLACKROCK CORE BD TR SHS BEN INT	BLK	217,677	$2.3M	0.51%
44	ISHARES 1-3 YEAR TREASURY BOND ETF	464287457	27,432	$2.2M	0.50%
45	ISHARES U.S. UTILITIES ETF	464287697	22,783	$2.2M	0.49%
46	ISHARES INTERNATIONAL DEVELOPED REAL ESTATE ETF	464288489	148,414	$2.1M	0.47%
47	ISHARES U.S. TREASURY BOND ETF	46429B267	89,568	$2.1M	0.46%
48	ENERGY SELECT SECTOR SPDR FUND	81369Y506	73,320	$2.0M	0.46%
49	ISHARES S&P 500 VALUE ETF	464287408	10,464	$2.0M	0.44%
50	FLAHERTY & CRUMRINE PFD SECS I COM	338478100	124,154	$1.9M	0.43%
51	ABRDN ASIA PACIFIC INCOME FUND COM NEW	ABAKF	126,448	$1.9M	0.41%
52	ISHARES CORE S&P U.S. GROWTH ETF	464287671	13,175	$1.8M	0.41%
53	SPDR S&P METALS & MINING ETF	78464A755	81,379	$1.8M	0.41%
54	ISHARES GLOBAL HEALTHCARE ETF	464287325	20,943	$1.8M	0.40%
55	VANGUARD TOTAL STOCK MARKET ETF	922908769	6,165	$1.8M	0.40%
56	ISHARES CORE S&P MID-CAP ETF	464287507	27,214	$1.7M	0.38%
57	ISHARES RUSSELL 2000 ETF	464287655	7,650	$1.7M	0.38%
58	ISHARES BIOTECHNOLOGY ETF	464287556	12,360	$1.6M	0.36%
59	MICROSOFT CORP COM	MSFT	37,474	$1.6M	0.35%
60	ISHARES MSCI EAFE SMALL-CAP ETF	464288273	24,834	$1.5M	0.34%
61	ISHARES U.S. REGIONAL BANKS ETF	464288778	29,230	$1.5M	0.33%
62	VANGUARD SMALL CAP VALUE ETF	922908611	7,398	$1.5M	0.33%
63	ISHARES S&P MID-CAP 400 GROWTH ETF	464287606	15,773	$1.4M	0.32%
64	COSTCO WHSL CORP NEW COM	22160K105	1,551	$1.4M	0.32%
65	ISHARES RUSSELL 2000 VALUE ETF	464287630	7,774	$1.3M	0.28%
66	ISHARES 20 YEAR TREASURY BOND ETF	464287432	14,502	$1.3M	0.28%
67	INVESCO WILDERHILL CLEAN ENERGY ETF	IVZ	62,774	$1.3M	0.28%
68	ISHARES EXPANDED TECH SECTOR ETF	464287549	12,229	$1.2M	0.28%
69	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	2,680	$1.2M	0.27%
70	VANGUARD SMALL-CAP ETF	922908751	4,987	$1.2M	0.27%
71	EXXON MOBIL CORP COM	XOM	11,069	$1.2M	0.26%
72	ISHARES MSCI GLOBAL GOLD MINERS ETF	46434G855	42,173	$1.2M	0.26%
73	ALPHABET INC CAP STK CL A	GOOG	6,226	$1.2M	0.26%
74	ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF	464288125	17,437	$1.2M	0.26%
75	ISHARES MSCI GLOBAL METALS & MINING PRODUCERS ETF	46434G848	33,325	$1.2M	0.26%
76	ISHARES MSCI CANADA ETF	464286509	28,622	$1.2M	0.26%
77	JPMORGAN CHASE & CO. COM	VYLD	4,638	$1.1M	0.25%
78	CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	81369Y407	4,774	$1.1M	0.24%
79	ISHARES CORE MSCI EAFE ETF	46432F842	13,641	$958,699	0.21%
80	ISHARES JPX-NIKKEI 400 ETF	464287382	13,197	$934,439	0.21%
81	ABBVIE INC COM	ABBV	4,993	$887,327	0.20%
82	ELI LILLY & CO COM	LLY	1,066	$823,219	0.18%
83	GLOBAL PMTS INC COM	37940X102	7,235	$810,769	0.18%
84	ISHARES U.S. HOME CONSTRUCTION ETF	464288752	7,772	$803,582	0.18%
85	LAM RESEARCH CORP COM NEW	LRCX	10,735	$775,389	0.17%
86	VANGUARD SMALL-CAP GROWTH ETF	922908595	2,756	$772,016	0.17%
87	VANGUARD FTSE EUROPE ETF	922042874	11,899	$755,253	0.17%
88	INTERNATIONAL BUSINESS MACHS COM	INTR	3,382	$743,554	0.17%
89	ISHARES U.S. ENERGY ETF	464287796	16,277	$741,746	0.16%
90	AMAZON COM INC COM	AMZN	3,326	$729,691	0.16%
91	PAYCHEX INC COM	PAYX	5,145	$721,521	0.16%
92	VANGUARD TOTAL WORLD STOCK ETF	922042742	5,734	$673,704	0.15%
93	MERCK & CO INC COM	MRK	6,695	$666,029	0.15%
94	ISHARES U.S. PHARMACEUTICALS ETF	464288836	10,054	$660,810	0.15%
95	NUVEEN CR STRATEGIES INCOME FD COM SHS	NU	116,058	$660,372	0.15%
96	ISHARES MSCI BRAZIL ETF	464286400	29,065	$654,271	0.15%
97	MCKESSON CORP COM	MCK	1,142	$651,067	0.14%
98	PEPSICO INC COM	PEP	4,271	$649,527	0.14%
99	ISHARES LATIN AMERICA 40 ETF	464287390	29,962	$626,507	0.14%
100	QUALCOMM INC COM	QCOM	4,059	$623,571	0.14%
101	SPDR S&P BIOTECH ETF	78464A870	6,797	$612,140	0.14%
102	ISHARES GLOBAL UTILITIES ETF	464288711	9,459	$606,841	0.13%
103	HOME DEPOT INC COM	HD	1,559	$606,807	0.13%
104	CISCO SYS INC COM	CSCO	10,211	$604,543	0.13%
105	ISHARES GLOBAL COMM SERVICES ETF	464287275	5,732	$554,187	0.12%
106	CONSUMER STAPLES SELECT SECTOR SPDR FUND	81369Y308	6,986	$549,195	0.12%
107	INTUIT COM	INTU	872	$548,472	0.12%
108	ISHARES RUSSELL 1000 GROWTH ETF	464287614	1,353	$543,562	0.12%
109	MARRIOTT INTL INC NEW CL A	571903202	1,911	$533,082	0.12%
110	SPDR S&P 500 ETF TRUST	SPY	875	$513,005	0.11%
111	INVESCO SOLAR ETF	IVZ	15,304	$506,880	0.11%
112	ISHARES GLOBAL FINANCIALS ETF	464287333	5,248	$504,120	0.11%
113	CONOCOPHILLIPS COM	COP	5,046	$500,488	0.11%
114	JOHNSON & JOHNSON COM	JNJ	3,421	$494,784	0.11%
115	BOEING CO COM	BA-PA	2,744	$485,744	0.11%
116	ALPHABET INC CAP STK CL C	GOOG	2,527	$481,288	0.11%
117	VISA INC COM CL A	V	1,519	$480,167	0.11%
118	LOWES COS INC COM	548661107	1,916	$472,964	0.11%
119	HEALTH CARE SELECT SECTOR SPDR FUND	81369Y209	3,433	$472,353	0.11%
120	INDUSTRIAL SELECT SECTOR SPDR FUND	81369Y704	3,561	$469,307	0.10%
121	VANGUARD MID-CAP ETF	922908629	1,761	$465,261	0.10%
122	WILLIS TOWERS WATSON PLC LTD SHS	WTW	1,476	$462,342	0.10%
123	ISHARES MSCI UNITED KINGDOM ETF	46435G334	13,594	$460,864	0.10%
124	ISHARES U.S. TELECOMMUNICATIONS ETF	464287713	17,130	$459,618	0.10%
125	AUTOMATIC DATA PROCESSING INC COM	ADP	1,569	$459,400	0.10%
126	FINANCIAL SELECT SECTOR SPDR FUND	81369Y605	9,325	$450,689	0.10%
127	WELLS FARGO CO NEW COM	949746101	6,259	$439,668	0.10%
128	PULTE GROUP INC COM	745867101	4,034	$439,329	0.10%
129	ISHARES MSCI EAFE VALUE ETF	464288877	8,252	$433,018	0.10%
130	PROCTER AND GAMBLE CO COM	742718109	2,549	$427,399	0.10%
131	ADVANCED MICRO DEVICES INC COM	AMD	3,514	$424,456	0.09%
132	INVESCO QQQ TRUST SERIES I	IVZ	814	$416,188	0.09%
133	ISHARES RUSSELL 2000 GROWTH ETF	464287648	1,429	$411,385	0.09%
134	ISHARES U.S. BASIC MATERIALS ETF	464287838	3,159	$410,553	0.09%
135	ABBOTT LABS COM	ABLZF	3,577	$404,640	0.09%
136	UNITEDHEALTH GROUP INC COM	UNH	795	$402,493	0.09%
137	RTX CORPORATION COM	RTX	3,431	$397,069	0.09%
138	TECHNOLOGY SELECT SECTOR SPDR FUND	81369Y803	1,706	$396,683	0.09%
139	CHEVRON CORP NEW COM	CVX	2,721	$394,154	0.09%
140	KIMBERLY-CLARK CORP COM	KMB	2,997	$392,810	0.09%
141	GRAHAM HLDGS CO COM CL B	GHM	435	$379,285	0.08%
142	Agriculture Producers Index	464286350	10,696	$378,990	0.08%
143	OLD DOMINION FREIGHT LINE INC COM	ODFL	2,092	$369,174	0.08%
144	PNC FINL SVCS GROUP INC COM	693475105	1,910	$368,469	0.08%
145	AMERICAN EXPRESS CO COM	AXP	1,231	$365,460	0.08%
146	BECTON DICKINSON & CO COM	BDX	1,574	$357,195	0.08%
147	EATON CORP PLC SHS	ETN	1,073	$356,414	0.08%
148	YUM BRANDS INC COM	YUM	2,633	$353,357	0.08%
149	VANGUARD HEALTH CARE ETF	92204A504	1,377	$349,540	0.08%
150	THE CIGNA GROUP COM	125523100	1,265	$349,510	0.08%
151	MARTIN MARIETTA MATLS INC COM	573284106	670	$346,472	0.08%
152	CINTAS CORP COM	CTAS	1,836	$335,486	0.07%
153	FASTENAL CO COM	FAST	4,664	$335,432	0.07%
154	META PLATFORMS INC CL A	META	572	$335,306	0.07%
155	APPLIED MATLS INC COM	038222105	2,034	$330,835	0.07%
156	MCDONALDS CORP COM	MCD	1,135	$329,118	0.07%
157	MICRON TECHNOLOGY INC COM	MU	3,907	$328,866	0.07%
158	D R HORTON INC COM	23331A109	2,298	$321,314	0.07%
159	GOLDMAN SACHS GROUP INC COM	GSCE	555	$318,095	0.07%
160	CBRE GROUP INC CL A	CBRE	2,402	$315,359	0.07%
161	STARBUCKS CORP COM	SBUX	3,445	$314,410	0.07%
162	VANGUARD LONG-TERM BOND ETF	921937793	4,482	$306,737	0.07%
163	COCA COLA CO COM	KO	4,906	$305,455	0.07%
164	FEDEX CORP COM	FDX	1,083	$304,781	0.07%
165	ISHARES MSCI AUSTRALIA ETF	464286103	12,684	$302,651	0.07%
166	BANK AMERICA CORP COM	060505104	6,883	$302,534	0.07%
167	TEXAS INSTRS INC COM	882508104	1,605	$301,128	0.07%
168	UNION PAC CORP COM	UNP	1,310	$298,937	0.07%
169	ISHARES MSCI PACIFIC EX-JAPAN ETF	464286665	6,697	$293,400	0.07%
170	WALMART INC COM	WMT	3,214	$290,438	0.06%
171	NORTHROP GRUMMAN CORP COM	NOC	614	$288,514	0.06%
172	SCHWAB INTERNATIONAL EQUITY ETF	808524805	15,058	$278,579	0.06%
173	ISHARES MSCI EAFE GROWTH ETF	464288885	2,855	$276,525	0.06%
174	ISHARES GLOBAL 100 ETF	464287572	2,669	$268,975	0.06%
175	COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	81369Y852	2,774	$268,643	0.06%
176	INTUITIVE SURGICAL INC COM NEW	ISRG	513	$267,765	0.06%
177	ORACLE CORP COM	ORCL-PD	1,569	$261,553	0.06%
178	3M CO COM	MMM	2,021	$260,935	0.06%
179	VANECK GOLD MINERS ETF	92189F106	7,651	$259,472	0.06%
180	VANGUARD TOTAL INTERNATIONAL STOCK ETF	921909768	4,399	$259,253	0.06%
181	ACCENTURE PLC IRELAND SHS CLASS A	ACN	726	$255,400	0.06%
182	MORGAN STANLEY COM NEW	MS-PQ	2,019	$253,893	0.06%
183	GE AEROSPACE COM NEW	369604301	1,519	$253,451	0.06%
184	ISHARES MSCI ISRAEL ETF	464286632	3,265	$251,572	0.06%
185	ISHARES U.S. OIL EQUIPMENT & SERVICES ETF	464288844	12,495	$247,535	0.06%
186	UBER TECHNOLOGIES INC COM	UBER	4,088	$246,588	0.05%
187	ISHARES U.S. INDUSTRIALS ETF	464287754	1,835	$245,072	0.05%
188	AMERIPRISE FINL INC COM	03076C106	455	$242,495	0.05%
189	MOODYS CORP COM	MCO	504	$238,639	0.05%
190	DISNEY WALT CO COM	254687106	2,108	$234,768	0.05%
191	ALTRIA GROUP INC COM	MO	4,435	$231,919	0.05%
192	ELEVANCE HEALTH INC COM	ELV	625	$230,697	0.05%
193	SALESFORCE INC COM	CRM	686	$229,508	0.05%
194	MOTOROLA SOLUTIONS INC COM NEW	MSI	486	$225,040	0.05%
195	INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF	IVZ	10,536	$223,995	0.05%
196	VANGUARD COMMUNICATION SERVICES ETF	92204A884	1,419	$220,035	0.05%
197	SYNOVUS FINL CORP COM NEW	87161C501	4,293	$219,930	0.05%
198	SYSCO CORP COM	SYY	2,813	$215,155	0.05%
199	KROGER CO COM	KR	3,479	$212,773	0.05%
200	TRAVELERS COMPANIES INC COM	TRV	877	$211,429	0.05%
201	LINDE PLC SHS	LIN	501	$209,934	0.05%
202	CONSOLIDATED EDISON INC COM	ED	2,335	$208,353	0.05%
203	QUANTA SVCS INC COM	74762E102	655	$207,316	0.05%
204	S&P GLOBAL INC COM	SPGI	414	$206,587	0.05%
205	TRUIST FINL CORP COM	89832Q109	4,758	$206,424	0.05%
206	ISHARES MSCI JAPAN ETF	46434G822	3,069	$205,985	0.05%
207	VANGUARD SHORT-TERM TAX EXEMPT BOND ETF	921935870	2,047	$205,235	0.05%
208	SANDY SPRING BANCORP INC COM	800363103	6,045	$203,781	0.05%
209	MARATHON PETE CORP COM	MARA	1,454	$202,838	0.05%
210	ISHARES SHORT TREASURY BOND ETF	464288679	1,832	$201,820	0.04%
211	CADENCE DESIGN SYSTEM INC COM	CDNS	669	$201,008	0.04%
212	SABA CAPITAL INCOME & OPPORTUN COM NEW	BRW	11,018	$99,827	0.02%