13F HOLDINGS REPORT

BIP Wealth, LLC

Quarter ended Q4 2023 · Filed November 9, 2023 · Accession 0001590214-23-000007

Total Value

$1.09B

Positions

243

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (243)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR S&P 500 ETF	SPY	544,072	$232.6M	21.38%
2	WISDOMTREE FLOATING RATETREASRY ETF	WT	4,477,215	$225.3M	20.71%
3	ISHARES TREASURY FLOATING RATE B ETF	46434V860	1,080,475	$54.8M	5.04%
4	ISHARES MSCI EAFE ETF	464287465	638,869	$44.0M	4.05%
5	VANGUARD TOTAL STOCK MARKET ETF	922908769	174,382	$37.0M	3.41%
6	SPDR S&P 500 VALUE ETF	78464A508	603,100	$24.9M	2.29%
7	VANGUARD TOTAL WORLD STOCK ETF	922042742	233,326	$21.7M	2.00%
8	VANGUARD FTSE ALL WORLD EX US ETF	922042775	397,670	$20.6M	1.90%
9	SPDR SHORT TERM CORPORATE BND ETF	78464A474	589,600	$17.3M	1.59%
10	ISHARES RUSSELL 2000 ETF	464287655	93,858	$16.6M	1.53%
11	VANGUARD VALUE ETF	922908744	111,345	$15.4M	1.41%
12	ISHARES TREASURY FLOATING RA	46434V860	248,210	$12.6M	1.16%
13	SPDR PORTFOLIO S P 1500 CMPST ST ETF	78464A805	219,931	$11.5M	1.06%
14	ISHARES MSCI EMERGING MARKETS ETF	464287234	295,738	$11.2M	1.03%
15	SPDR SSGA ULTRA SHORT TERM BOND ETF	78467V707	277,519	$11.2M	1.03%
16	WSDMTREE EMRG MKTS SMALLCAP DVD ETF	WT	188,797	$8.7M	0.80%
17	VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	922908769	40,926	$8.7M	0.80%
18	APPLE INC	AAPL	47,104	$8.1M	0.74%
19	SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	180,425	$7.4M	0.68%
20	WISDOMTREE INTL LARGECP DIVIDEND ETF	WT	162,215	$7.4M	0.68%
21	WISDOMTREE GLB EX US QLYDIV GRW ETF	WT	220,020	$7.4M	0.68%
22	VANGUARD LARGE CAP ETF	922908637	37,423	$7.3M	0.67%
23	SPDR S&P 500 HIGH DIVIDEND ETF	78468R788	204,976	$7.2M	0.66%
24	ENDAVA PLC	DAVA	124,600	$7.1M	0.66%
25	ISHARES GLOBAL REIT ETF	46434V647	331,210	$7.0M	0.64%
26	SPDR PORTFOLIO DVLPD WRLD EX-US ETF	78463X889	219,404	$6.8M	0.63%
27	WISDOMTREE INTL SMALLCP DIVIDEND ETF	WT	116,307	$6.7M	0.61%
28	VANGUARD FTSE EMERGING MARKETS ETF	922042858	167,728	$6.6M	0.60%
29	ISHARES MSCI ACWI ETF	464288257	67,264	$6.2M	0.57%
30	VANGUARD HIGH DIVIDEND YIELD ETF	921946406	59,192	$6.1M	0.56%
31	ISHARES INTERNTINL AGGRGT BND ETF	46435G672	119,257	$5.8M	0.53%
32	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	58,598	$5.7M	0.52%
33	SPDR S&P 600 SMALL CAP VALUE ETF	78464A300	75,298	$5.4M	0.50%
34	VANGUARD DIVIDEND APPRECIATION ETF	921908844	32,649	$5.1M	0.47%
35	SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	78464A474	172,041	$5.0M	0.46%
36	WISDOMTREE US SMALLCAP DIVIDEND ETF	WT	176,807	$5.0M	0.46%
37	ISHARES MSCI EAFE VALUE ETF	464288877	100,514	$4.9M	0.45%
38	VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US	922042775	91,784	$4.8M	0.44%
39	VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF	922042742	50,094	$4.7M	0.43%
40	ISHARES CORE S&P 500 ETF	464287200	10,395	$4.5M	0.41%
41	VANGUARD INDEX FDS VANGUARD VALUE ETF	922908744	30,449	$4.2M	0.39%
42	VERRA MOBILITY CORP	VRRM	219,745	$4.1M	0.38%
43	SPDR S&P EMERGING MRKT SML CP ETF	78463X756	71,969	$3.8M	0.35%
44	VGRD STC ETF DV	92206C409	47,313	$3.6M	0.33%
45	VGRD ITC ETF DV	92206C870	45,076	$3.4M	0.31%
46	SSGA ACTIVE ETF TR ULT SHT TRM BD	78467V707	83,825	$3.4M	0.31%
47	SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT	SPY	7,560	$3.2M	0.30%
48	SPDR S&P 600 SMALL CAP GROWTH ETF	78464A201	41,498	$3.0M	0.28%
49	HOME DEPOT INC	HD	9,731	$2.9M	0.27%
50	SPDR INDEX SHARES EMERG MARKT ETF	78463X509	85,697	$2.9M	0.26%
51	MICROSOFT CORP	MSFT	8,257	$2.6M	0.24%
52	VANGUARD SMALL CAP ETF IV	922908751	13,283	$2.5M	0.23%
53	WISDOMTREE US MIDCAP DIVIDEND ETF	WT	59,998	$2.5M	0.23%
54	VANGUARD SMALL CAP VALUEETF	922908611	15,288	$2.4M	0.22%
55	VANGUARD EXTENDED MARKETETF	922908652	16,490	$2.4M	0.22%
56	WISDOMTREE INTERL AI ENDVALU ETF	WT	56,410	$2.1M	0.19%
57	ISHARES SHORT TERM NTNL MUN BND ETF	464288158	20,532	$2.1M	0.19%
58	WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	WT	36,497	$2.1M	0.19%
59	SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	78468R788	57,939	$2.0M	0.19%
60	ISHARES MSCI EAFE SMALL CAP ETF	464288273	34,928	$2.0M	0.18%
61	SPDR PORTFOLIO S&P 500 ETF	78464A854	39,015	$2.0M	0.18%
62	WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND	WT	42,138	$1.9M	0.18%
63	APPLE INC	AAPL	11,371	$1.9M	0.18%
64	SPDR DOW JONE GLOBAL REAL ESTATE ETF	78463X749	50,249	$1.9M	0.18%
65	VANGUARD GROWTH ETF	922908736	7,029	$1.9M	0.18%
66	SPDR S&P INTERNATIONAL SMALL CAP ETF	78463X871	64,509	$1.9M	0.17%
67	ISHARES TRUST GLOBAL REIT ETF	46434V647	88,247	$1.9M	0.17%
68	EXXON MOBIL CORP	XOM	15,177	$1.8M	0.16%
69	HOME DEPOT INC	HD	5,714	$1.7M	0.16%
70	WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND	WT	37,788	$1.7M	0.16%
71	WESTROCK CO	WEST	45,624	$1.6M	0.15%
72	AMAZON COM INC	AMZN	12,761	$1.6M	0.15%
73	SPDR S&P 500 GROWTH ETF	78464A409	27,024	$1.6M	0.15%
74	WISDOMTREE TR GLOBAL EX US QUALITY DIVID GROWTH FD	WT	46,675	$1.6M	0.14%
75	VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF	922042858	39,644	$1.6M	0.14%
76	ISHARES MSCI ACWI EX US ETF	464288240	32,805	$1.5M	0.14%
77	ISHARES INTL AGGREGATE BOND	46435G672	31,610	$1.5M	0.14%
78	SPDR INTRMDT TRM CRPRATEBND ETF	78464A375	48,323	$1.5M	0.14%
79	SPROTT PHYSICAL GOLD ETV	SII	103,970	$1.5M	0.14%
80	THE COCA-COLA CO	KO	26,198	$1.5M	0.13%
81	SPDR SERIES TRUST S&P 600 SMCP VAL	78464A300	19,947	$1.4M	0.13%
82	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	14,481	$1.4M	0.13%
83	ISHARES TR EAFE VALUE ETF	464288877	28,256	$1.4M	0.13%
84	SPDR PORTFOLIO TIPS ETF	78464A656	54,680	$1.4M	0.12%
85	VANGUARD S&P 500 ETF	922908363	3,398	$1.3M	0.12%
86	VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF	92206C870	16,576	$1.3M	0.12%
87	GLOBAL PAYMENTS INC	37940X102	10,224	$1.2M	0.11%
88	ISHARES CORE S&P 500 ETF	464287200	2,708	$1.2M	0.11%
89	DIMENSIONAL US MARKETWIDE VALUE ETF	25434V724	34,179	$1.2M	0.11%
90	ISHARES MSCI EAFE ETF	464287465	16,823	$1.2M	0.11%
91	WISDOMTREE TR US SMALLCAP DIVD	WT	40,912	$1.2M	0.11%
92	JOHNSON & JOHNSON	JNJ	7,193	$1.1M	0.10%
93	BERKSHIRE HATHAWAY INC COM CLASS B	BRK-A	3,140	$1.1M	0.10%
94	BERKSHIRE HATHAWAY CLASS B	BRK-A	2,959	$1.0M	0.10%
95	TESLA INC	TSLA	4,124	$1.0M	0.09%
96	ISHARES MSCI EAFE GROWTHETF	464288885	11,785	$1.0M	0.09%
97	VANGUARD SHORT-TERM BONDETF	921937827	13,413	$1.0M	0.09%
98	AMERN TOWER CORP REIT	03027X100	6,059	$996,403	0.09%
99	CHARLES SCHWAB CORP	SCHW-PJ	18,061	$991,549	0.09%
100	ISHARES CORE 1-5 YEAR USD BOND ETF	46432F859	20,863	$967,626	0.09%
101	SPDR SER TR S&P 600 SMCP GRW	78464A201	13,197	$966,980	0.09%
102	ISHARES CORE S&P TOTAL US STOCK MARKET ETF	464287150	9,772	$920,490	0.08%
103	SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	78463X889	29,489	$914,479	0.08%
104	ISHARES TR MSCI ACWI ETF	464288257	9,751	$900,787	0.08%
105	ISHARES RUSSELL 2000 VALUE ETF	464287630	6,619	$897,205	0.08%
106	NUCOR CORP	NUE	5,502	$860,238	0.08%
107	SPDR PORTFOLIO S&P 600 SMALL CAP ETF	78468R853	23,259	$858,257	0.08%
108	ALPHABET INC CL C	GOOG	6,244	$823,271	0.08%
109	MICROSTRATEGY INC CL A	STRK	2,500	$820,700	0.08%
110	TECHNOLOGY SELECT SECTORSPDR ETF	81369Y803	4,804	$787,520	0.07%
111	SPDR PORTFOLIO S&P 400 MID CAP ETF	78464A847	17,893	$783,534	0.07%
112	MCKESSON CORP	MCK	1,775	$771,859	0.07%
113	SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	78464A805	14,097	$739,978	0.07%
114	ISHARES RUSSELL 3000 ETF	464287689	3,017	$739,346	0.07%
115	VANGUARD WHITEHALL FDS HIGH DIV YLD	921946406	6,682	$690,436	0.06%
116	ISHARES NATIONAL MUNI BOND ETF	464288414	6,604	$677,174	0.06%
117	INVSC QQQ TRUST SRS 1 ETF IV	IVZ	1,890	$677,141	0.06%
118	WALMART INC	WMT	4,189	$669,947	0.06%
119	ISHARES RUSSELL MID CAP ETF	464287499	9,581	$663,484	0.06%
120	VANGUARD INDEX FDS VANGUARD GROWTH ETF	922908736	2,395	$652,182	0.06%
121	SYNOVUS FINL CO	87161C501	22,923	$637,259	0.06%
122	ALPHABET INC CL A	GOOG	4,814	$630,005	0.06%
123	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	14,254	$623,204	0.06%
124	MICROSOFT CORP	MSFT	1,953	$616,780	0.06%
125	NIKE INC CL B	NKE	6,360	$608,150	0.06%
126	VANGUARD SHRT INF PROT SEC INDEX ETF	922020805	12,730	$601,874	0.06%
127	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	1,424	$590,818	0.05%
128	VANGUARD HEALTH CARE ETF	92204A504	2,494	$586,339	0.05%
129	ISHARES CORE S&P SMALL-CAP ETF	464287804	6,067	$572,341	0.05%
130	ISHARES CORE MSCI EAFE ETF	46432F842	8,757	$563,513	0.05%
131	WISDOMTREE US MULTIFACTOR ETF	WT	14,549	$559,555	0.05%
132	VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS	92206C409	7,414	$557,202	0.05%
133	ISHARES RUSSELL 2000 ETF	464287655	3,094	$546,953	0.05%
134	VANGUARD REAL ESTATE ETF	922908553	7,218	$546,114	0.05%
135	MARRIOTT INTERNATIONAL INC COM CLASS A	571903202	2,736	$537,788	0.05%
136	ENTERPRISE PRODS PART LP	293792107	19,628	$537,238	0.05%
137	SPDR S&P INTERNATIONAL SMALL CAP ETF	78463X871	18,334	$534,265	0.05%
138	PROCTER & GAMBLE	742718109	3,636	$530,347	0.05%
139	SOUTHERN CO	SOMN	8,073	$522,485	0.05%
140	VANGUARD MID CAP ETF	922908629	2,505	$521,641	0.05%
141	BANK OF AMERICA CORP	060505104	18,801	$514,771	0.05%
142	ISHARES SELECT DIVIDEND ETF	464287168	4,752	$511,564	0.05%
143	DIMENSIONAL ETF TRUST US MKTWIDE VALUE	25434V724	14,957	$508,856	0.05%
144	NEOVOLTA INC	NEOVW	200,214	$498,533	0.05%
145	CISCO SYSTEMS INC	CSCO	8,966	$482,043	0.04%
146	ISHARES RUSSELL 1000 ETF	464287622	1,933	$454,081	0.04%
147	PEPSICO INC	PEP	2,666	$451,727	0.04%
148	CHEVRON CORP	CVX	2,649	$446,799	0.04%
149	COCA-COLA CO	KO	7,876	$440,898	0.04%
150	ORACLE CORP	ORCL-PD	4,154	$440,052	0.04%
151	SPDR DOW JONES INDUSTRIAL AVRG ETF	78467X109	1,307	$437,780	0.04%
152	WISDOMTREE TR US MULTIFACTOR	WT	11,291	$434,275	0.04%
153	META PLATFORMS INC CL A	META	1,445	$433,929	0.04%
154	VANGUARD SPECIALIZED FUNDS DIV APP ETF	921908844	2,756	$428,283	0.04%
155	IBM CORP	INTR	2,859	$401,118	0.04%
156	SCHWAB US SMALL CAP ETF	808524607	9,556	$395,810	0.04%
157	VISA INC CL A	V	1,713	$394,017	0.04%
158	WORKDAY INC COM CL A	WDAY	1,818	$390,597	0.04%
159	JPMORGAN CHASE & CO	VYLD	2,669	$387,058	0.04%
160	ISHARES CORE 1-5 YEAR USD BOND ETF	46432F859	8,320	$385,896	0.04%
161	CINCINNATI FINL	172062101	3,703	$378,800	0.03%
162	COSTCO WHOLESALE CO	22160K105	669	$377,995	0.03%
163	SPDR S&P DIVIDEND ETF	78464A763	3,231	$371,597	0.03%
164	ISHARES RUSSELL 3000 INDEX FUND	464287689	1,515	$371,282	0.03%
165	NVIDIA CORP	NVDA	848	$369,225	0.03%
166	INVSC INTL DVDND ACHVRS ETF	IVZ	21,800	$364,278	0.03%
167	ISHARES S&P 500 VALUE ETF	464287408	2,358	$362,832	0.03%
168	ISHARES CORE MSCI EMERGING ETF	46434G103	7,488	$356,354	0.03%
169	MERCK & CO INC	MRK	3,450	$355,230	0.03%
170	ISHARES CURRENCY HEDGED MSCI EAFE ET	46434V803	11,300	$340,130	0.03%
171	SPDR PORTFOLIO S&P 400 MID CAP ETF	78464A847	7,764	$340,025	0.03%
172	ISHARES CORE S&P TOTAL US STOCK MARK	464287150	3,592	$338,351	0.03%
173	SPDR DOW JONES GLOBAL REAL ESTATE ETF	78463X749	8,840	$337,709	0.03%
174	LILLY ELI & CO	LLY	616	$330,922	0.03%
175	ISHARES RUSSELL 1000 GROWTH ETF	464287614	1,244	$330,892	0.03%
176	ISHARES INC EM MKT SM-CP ETF	464286475	6,052	$330,471	0.03%
177	SPDR NUVEN BLM SHT TM MPL BND ETF	78468R739	7,129	$329,590	0.03%
178	AMGEN INC	AMGN	1,217	$327,081	0.03%
179	ISHARES TRUST MSCI EMG MKTS ETF USD DIS	464287234	8,578	$325,535	0.03%
180	ISHARES TR EAFE SML CP ETF	464288273	5,743	$324,311	0.03%
181	ABBVIE INC	ABBV	2,171	$323,671	0.03%
182	NVIDIA CORPORATION COM	NVDA	734	$319,429	0.03%
183	ISHARES S&P 500 GROWTH ETF	464287309	4,644	$317,762	0.03%
184	VANGUARD SMALL-CAP INDEX FUND	922908751	1,680	$317,706	0.03%
185	RTX CORP	RTX	4,407	$317,172	0.03%
186	WISDOMTREE TR INTERNTNL AI ENH	WT	8,383	$314,901	0.03%
187	REGIONS FINL CO	RF-PF	17,886	$307,649	0.03%
188	ISHARES INC CORE MSCI EMERGING MKTS ETF	46434G103	6,269	$298,377	0.03%
189	VANGUARD SMALL CAP GROWTH ETF	922908595	1,392	$298,171	0.03%
190	SCHWAB US LARGE CAP GROWTH ETF	808524300	4,024	$292,625	0.03%
191	SALESFORCE INC	CRM	1,440	$292,003	0.03%
192	SPDR INDEX SHS FDS PORTFLI MSCI GBL	78463X475	5,760	$290,822	0.03%
193	COMCAST CORP CL A	CCZ	6,494	$287,944	0.03%
194	NORFOLK SOUTHERN CO	655844108	1,455	$286,533	0.03%
195	PFIZER INC	PFE	8,618	$285,859	0.03%
196	MCDONALDS CORP	MCD	1,074	$282,999	0.03%
197	ISHARES TR CORE MSCI TOTAL	46432F834	4,706	$282,320	0.03%
198	A T & T INC	T-PC	18,412	$276,553	0.03%
199	CHARLES SCHWAB US MC ETF	808524508	4,061	$274,873	0.03%
200	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	464288158	2,660	$273,608	0.03%
201	ARES CAPITAL CORP	ARCC	13,885	$270,343	0.02%
202	NEXTERA ENERGY INC	NEE-PW	4,624	$264,933	0.02%
203	SPDR PORTFOLIO S&P 600 SMALL CAP ETF	78468R853	7,156	$264,061	0.02%
204	TRUIST FINL CORP	89832Q109	9,137	$261,410	0.02%
205	SPDR PORTFOLIO EMERGING MARKETS ETF	78463X509	7,709	$258,808	0.02%
206	ROYAL BANK OF CANADA F	780087102	2,921	$255,412	0.02%
207	C3 AI INC CL A	AI	10,000	$255,200	0.02%
208	GENUINE PARTS CO	GPC	1,761	$254,253	0.02%
209	EXXON MOBIL CORP	XOM	2,154	$253,287	0.02%
210	SPDR S&P 400 MID CAP VALUE ETF	78464A839	3,831	$248,479	0.02%
211	ISHARES RUSSELL 2000 GROWTH ETF	464287648	1,087	$243,731	0.02%
212	INTUIT INC	INTU	455	$232,478	0.02%
213	ROYAL CARIBBEAN GROUP F	V7780T103	2,523	$232,469	0.02%
214	ISHARES US INFRASTRUCTURE ETF	46435U713	6,340	$231,981	0.02%
215	VANGUARD INTRMDIAT TRM TRSRY ETF	92206C706	4,049	$231,400	0.02%
216	ISHARES S&P 100 ETF	464287101	1,121	$224,917	0.02%
217	NOVO-NORDISK AS VORMAL FSPONSORED ADR	NONOF	2,452	$222,985	0.02%
218	VANGUARD MID CAP VALUE ETF	922908512	1,701	$222,784	0.02%
219	PHILIP MORRIS INTL	718172109	2,400	$222,192	0.02%
220	ORACLE CORP	ORCL-PD	2,092	$221,585	0.02%
221	BLACKSTONE PRIVATE CREDIT FUND CLASS I	BX	8,826	$221,019	0.02%
222	ACCENTURE PLC FCLASS A	ACN	719	$220,812	0.02%
223	SCHWAB INTERNATIONAL EQUITY ETF	808524805	6,230	$211,594	0.02%
224	INVESCO NASDAQ 100 ETF	IVZ	1,413	$208,327	0.02%
225	SCHWAB US BROAD MARKET ETF	808524102	4,167	$207,769	0.02%
226	UNITEDHEALTH GRP INC	UNH	411	$207,342	0.02%
227	VANGUARD BD INDEX FDS SHORT TRM BOND	921937827	2,754	$207,079	0.02%
228	PIMCO ENHANCED SHRT MATURTY ACTV ETF	72201R833	2,050	$205,287	0.02%
229	SELECT STR FINANCIAL SELECT SPDR ETF	81369Y605	6,153	$204,095	0.02%
230	ENERGY SELECT SECTOR SPDR ETF	81369Y506	2,235	$202,031	0.02%
231	PARK HOTELS & RESORTS INREIT	PK	15,581	$191,967	0.02%
232	CARLYLE TACTICAL PRIVATE CREDIT FUND CLASS I	143106201	14,054	$119,326	0.01%
233	ARES REAL ESTATE INCOME TRUST CLASS E	ZARE	11,027	$91,022	0.01%
234	LIGHTWAVE LOGIC INC	LWLG	15,012	$67,104	0.01%
235	VILLAGE FARMS INTL F	92707Y108	57,800	$46,096	0.00%
236	MULTISTRADA ARAH ORDF	Y71290103	150,000	$28,155	0.00%
237	VIRNETX HOLDING CORP	VHC	110,113	$27,980	0.00%
238	AGRONOMICS LTD ORDF	G0133Q105	125,000	$14,948	0.00%
239	HIGHLANDS REIT INC	43110A104	32,623	$9,135	0.00%
240	NOVONIX LTD ORDF	Q6880B109	11,654	$6,191	0.00%
241	EBET INC	278700109	19,350	$611	0.00%
242	QUADRANT 4 SYSTEMS	74735A104	45,000	$0	0.00%
243	ESC GWG SERIES A1 WDT IN	3BG997102	30,638	$0	0.00%