13F HOLDINGS REPORT

Arbor Investment Advisors, LLC

Quarter ended Q2 2025 · Filed July 30, 2025 · Accession 0001590073-25-000006

Total Value

$780.4M

Positions

112

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (112)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	iShares Russell 1000 ETF	464287622	346,676	$117.7M	15.08%
2	Invesco FTSE RAFI US 1000 ETF	IVZ	2,272,614	$96.1M	12.31%
3	Vanguard FTSE Developed Markets ETF	921943858	1,566,146	$89.3M	11.44%
4	iShares Treasury Floating Rate Bond ETF	46434V860	1,350,586	$68.4M	8.77%
5	Vanguard Short-Term Bond ETF	921937827	605,839	$47.7M	6.11%
6	iShares Core U.S. Aggregate Bond ETF	464287226	399,132	$39.6M	5.07%
7	Invesco FTSE RAFI US 1500 Small-Mid ETF	IVZ	898,927	$36.6M	4.68%
8	iShares TIPS Bond ETF	464287176	314,433	$34.6M	4.43%
9	iShares MSCI EAFE ETF	464287465	352,163	$31.5M	4.03%
10	Vanguard FTSE Emerging Markets ETF	922042858	538,604	$26.6M	3.41%
11	JPMorgan Ultra-Short Income ETF	46641Q837	409,240	$20.7M	2.66%
12	Vanguard Russell 1000 ETF	92206C730	67,202	$18.9M	2.42%
13	Vanguard Total Bond Market ETF	921937835	212,918	$15.7M	2.01%
14	iShares Russell 2000 ETF	464287655	54,495	$11.8M	1.51%
15	iShares Core MSCI EAFE ETF	46432F842	133,421	$11.1M	1.43%
16	iShares Russell 1000 Growth ETF	464287614	25,338	$10.8M	1.38%
17	iShares MSCI Emerging Markets ETF	464287234	157,783	$7.6M	0.98%
18	iShares Russell 1000 Value ETF	464287598	38,854	$7.5M	0.97%
19	Vanguard Total World Stock Index ETF	922042742	42,699	$5.5M	0.70%
20	iShares Core MSCI Emerging Markets ETF	46434G103	88,764	$5.3M	0.68%
21	PIMCO 1-5 Year U.S. TIPS Index ETF	72201R205	89,286	$4.8M	0.62%
22	iShares Core MSCI Intl Developed Markets ETF	46435G326	58,446	$4.4M	0.57%
23	Apple Inc.	AAPL	21,429	$4.4M	0.56%
24	Microsoft Corp.	MSFT	8,585	$4.3M	0.55%
25	Vanguard Total Stock Market ETF	922908769	10,427	$3.2M	0.41%
26	Berkshire Hathaway Inc. Cl B	BRK-A	5,680	$2.8M	0.35%
27	Vanguard Short-Term Inflation-Protected Securities ETF	922020805	49,913	$2.5M	0.32%
28	Cadence Bank	12740C103	71,917	$2.3M	0.29%
29	Vanguard Russell 2000 ETF	92206C664	25,560	$2.2M	0.29%
30	Cisco Systems Inc.	CSCO	31,139	$2.2M	0.28%
31	SPDR S&P 500 ETF	SPY	3,167	$2.0M	0.25%
32	Vanguard Value ETF	922908744	10,863	$1.9M	0.25%
33	iShares MSCI Emerging Markets ex China ETF	46434G764	28,903	$1.8M	0.23%
34	Costco Wholesale Corp.	22160K105	1,826	$1.8M	0.23%
35	iShares Core S&P 500 ETF	464287200	2,616	$1.6M	0.21%
36	Vanguard Russell 1000 Value ETF	92206C714	18,040	$1.5M	0.20%
37	Vanguard Small-Cap Value Index ETF	922908611	6,394	$1.2M	0.16%
38	Vanguard ESG U.S. Stock ETF	921910733	11,168	$1.2M	0.16%
39	PIMCO Enhanced Short Maturity Active ETF	72201R833	11,979	$1.2M	0.15%
40	iShares S&P 500 Growth ETF	464287309	8,811	$970,091	0.12%
41	Home Depot Inc.	HD	2,599	$953,041	0.12%
42	McCormick & Company, Inc.	MKC-V	11,310	$854,024	0.11%
43	JPMorgan Chase & Co.	VYLD	2,894	$838,956	0.11%
44	iShares 0-5 Year TIPS Bond ETF	46429B747	7,809	$803,664	0.10%
45	ASM Lithography Holdings	ASMLF	965	$773,341	0.10%
46	Morgan Stanley	MS-PQ	5,398	$760,339	0.10%
47	Vanguard S&P 500 Value ETF	921932703	3,897	$735,461	0.09%
48	Berkshire Hathaway Inc.	BRK-A	1	$728,800	0.09%
49	Motorola Solutions Inc.	MSI	1,627	$684,088	0.09%
50	Exxon Mobil Corp.	XOM	6,327	$682,004	0.09%
51	Allstate Corporation	ALL-PJ	3,380	$680,428	0.09%
52	Oracle Corporation	ORCL-PD	3,060	$669,008	0.09%
53	Capital One Financial Corp.	14040H105	2,878	$612,323	0.08%
54	SPDR Gold Shares ETF	GLD	1,941	$591,675	0.08%
55	Alphabet Inc. Cl C	GOOG	3,087	$547,603	0.07%
56	Procter & Gamble Co.	742718109	3,274	$521,548	0.07%
57	McDonalds Corporation	MCD	1,774	$518,310	0.07%
58	Vanguard Russell 3000 ETF	92206C599	1,787	$487,441	0.06%
59	Vanguard 0-3 Month Treasury Bill ETF	922040845	6,264	$473,245	0.06%
60	iShares MSCI World ETF	464286392	2,793	$473,000	0.06%
61	Duke Energy Corp.	DUKB	3,831	$452,017	0.06%
62	Coca-Cola Co.	KO	6,286	$444,720	0.06%
63	Amazon.com Inc.	AMZN	1,982	$434,831	0.06%
64	Johnson & Johnson Inc.	JNJ	2,812	$429,538	0.06%
65	AbbVie Inc.	ABBV	2,283	$423,817	0.05%
66	Broadcom Inc.	AVGO	1,505	$414,853	0.05%
67	iShares Gold Trust ETF	IAU	6,459	$402,783	0.05%
68	Apollo Global Management, Inc.	03769M106	2,800	$397,236	0.05%
69	Caterpillar Inc.	CAT	1,017	$394,810	0.05%
70	RTX Corporation	RTX	2,684	$391,918	0.05%
71	Bank of America Corp.	060505104	8,226	$389,274	0.05%
72	JPMorgan Hedged Equity Laddered Overlay ETF	46654Q724	6,140	$384,217	0.05%
73	GE Aerospace	369604301	1,492	$384,040	0.05%
74	iShares Core Aggressive Allocation ETF	464289859	4,204	$350,653	0.04%
75	Invesco S&P 500 Equal Weight Technology ETF	IVZ	8,320	$339,284	0.04%
76	Union Pacific Corp.	UNP	1,474	$339,103	0.04%
77	Raymond James Financial Inc.	754730109	2,183	$334,807	0.04%
78	Financial Select Sector SPDR Fund	81369Y605	6,230	$326,265	0.04%
79	iShares MSCI KLD 400 Social ETF	464288570	2,776	$322,409	0.04%
80	iShares Russell 2000 Growth ETF	464287648	1,120	$320,294	0.04%
81	International Business Machines Corporation	INTR	1,066	$314,246	0.04%
82	iShares Select Dividend ETF	464287168	2,266	$300,962	0.04%
83	Honeywell International Inc.	438516106	1,284	$298,931	0.04%
84	iShares Russell Mid-Cap Growth ETF	464287481	2,102	$291,505	0.04%
85	Taiwan Semiconductor Mfg Co. Ltd.	874039100	1,271	$287,869	0.04%
86	Illinois Tool Works	452308109	1,161	$287,065	0.04%
87	iShares Russell Mid-Cap ETF	464287499	3,099	$285,041	0.04%
88	VanEck Vectors Gold Miners ETF	92189F106	5,466	$284,558	0.04%
89	Enbridge Inc.	ENNPF	6,220	$281,911	0.04%
90	Abbott Laboratories	ABLZF	2,023	$275,163	0.04%
91	Vanguard Large Cap ETF	922908637	939	$267,897	0.03%
92	Alphabet Inc. Cl A	GOOG	1,500	$264,349	0.03%
93	Vanguard Mid-Cap Growth ETF	922908538	919	$261,354	0.03%
94	Lowes Companies, Inc.	548661107	1,156	$256,482	0.03%
95	Energy Select Sector SPDR Fund	81369Y506	3,024	$256,465	0.03%
96	NVIDIA Corporation	NVDA	1,619	$255,808	0.03%
97	Walmart Inc.	WMT	2,610	$255,206	0.03%
98	Fresenius Medical Care AG	FMCQF	8,850	$252,845	0.03%
99	Chevron Corp.	CVX	1,755	$251,298	0.03%
100	iShares U.S. Healthcare ETF	464287762	4,419	$249,585	0.03%
101	Truist Financial Corp.	89832Q109	5,794	$249,086	0.03%
102	Thermo Fisher Scientific, Inc.	TMO	600	$243,317	0.03%
103	Calvert US Select Equity ETF	MS-PQ	3,277	$232,800	0.03%
104	UnitedHealth Group Inc.	UNH	724	$225,866	0.03%
105	FactSet Research Systems Inc.	303075105	500	$223,640	0.03%
106	Phillips 66	PSX	1,841	$219,616	0.03%
107	Cummins Inc.	CMI	651	$213,203	0.03%
108	Accenture plc	ACN	699	$208,894	0.03%
109	Bristol-Myers Squibb Co.	CELG-RI	4,483	$207,515	0.03%
110	Analog Devices, Inc.	ADI	846	$201,365	0.03%
111	Armada Hoffler Properties Inc.	04208T108	29,161	$200,336	0.03%
112	Ford Motor Company	345370860	15,400	$167,090	0.02%