13F HOLDINGS REPORT

Arbor Investment Advisors, LLC

Quarter ended Q1 2025 · Filed April 25, 2025 · Accession 0001590073-25-000004

Total Value

$736.1M

Positions

114

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (114)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	iShares Russell 1000 ETF	464287622	345,016	$105.8M	14.38%
2	Invesco FTSE RAFI US 1000 ETF	IVZ	2,228,054	$90.0M	12.23%
3	Vanguard FTSE Developed Markets ETF	921943858	1,543,159	$78.4M	10.66%
4	iShares Treasury Floating Rate Bond ETF	46434V860	1,431,474	$72.5M	9.85%
5	Vanguard Short-Term Bond ETF	921937827	600,133	$47.0M	6.38%
6	iShares Core U.S. Aggregate Bond ETF	464287226	395,057	$39.1M	5.31%
7	iShares TIPS Bond ETF	464287176	308,276	$34.2M	4.65%
8	Invesco FTSE RAFI US 1500 Small-Mid ETF	IVZ	884,992	$33.5M	4.55%
9	iShares MSCI EAFE ETF	464287465	352,551	$28.8M	3.91%
10	Vanguard FTSE Emerging Markets ETF	922042858	542,652	$24.6M	3.34%
11	JPMorgan Ultra-Short Income ETF	46641Q837	398,062	$20.2M	2.74%
12	Vanguard Russell 1000 ETF	92206C730	62,107	$15.8M	2.14%
13	Vanguard Total Bond Market ETF	921937835	201,778	$14.8M	2.01%
14	iShares Russell 2000 ETF	464287655	53,127	$10.6M	1.44%
15	iShares Core MSCI EAFE ETF	46432F842	133,712	$10.1M	1.37%
16	iShares Russell 1000 Growth ETF	464287614	25,347	$9.2M	1.24%
17	iShares Russell 1000 Value ETF	464287598	39,416	$7.4M	1.01%
18	iShares MSCI Emerging Markets ETF	464287234	160,816	$7.0M	0.95%
19	Apple Inc.	AAPL	25,134	$5.6M	0.76%
20	Invesco Currency Shares Japanese Yen Trust ETF	46138W107	80,000	$4.9M	0.67%
21	iShares Core MSCI Emerging Markets ETF	46434G103	91,104	$4.9M	0.67%
22	PIMCO 1-5 Year U.S. TIPS Index ETF	72201R205	88,006	$4.8M	0.65%
23	Vanguard Total World Stock Index ETF	922042742	40,683	$4.7M	0.64%
24	iShares Core MSCI Intl Developed Markets ETF	46435G326	67,599	$4.7M	0.63%
25	Microsoft Corp.	MSFT	8,574	$3.2M	0.44%
26	Berkshire Hathaway Inc.	BRK-A	5,681	$3.0M	0.41%
27	Vanguard Total Stock Market ETF	922908769	9,572	$2.6M	0.36%
28	Vanguard Short-Term Inflation-Protected Securities ETF	922020805	50,720	$2.5M	0.34%
29	Cadence Bank	12740C103	71,917	$2.2M	0.30%
30	Cisco Systems Inc.	CSCO	32,472	$2.0M	0.27%
31	SPDR S&P 500 ETF	SPY	3,290	$1.8M	0.25%
32	Vanguard Value ETF	922908744	10,065	$1.7M	0.24%
33	Costco Wholesale Corp.	22160K105	1,822	$1.7M	0.23%
34	Vanguard Russell 2000 ETF	92206C664	19,172	$1.5M	0.21%
35	iShares Core S&P 500 ETF	464287200	2,616	$1.5M	0.20%
36	Vanguard Russell 1000 Value ETF	92206C714	16,636	$1.4M	0.19%
37	Vanguard ESG U.S. Stock ETF	921910733	12,974	$1.3M	0.17%
38	PIMCO Enhanced Short Maturity Active ETF	72201R833	12,459	$1.3M	0.17%
39	Vanguard Small-Cap Value Index ETF	922908611	6,070	$1.1M	0.15%
40	Home Depot Inc.	HD	2,597	$951,918	0.13%
41	McCormick & Company, Inc.	MKC-V	11,310	$928,000	0.13%
42	iShares 0-5 Year TIPS Bond ETF	46429B747	8,426	$871,800	0.12%
43	iShares S&P 500 Growth ETF	464287309	8,811	$817,925	0.11%
44	Berkshire Hathaway Inc.	BRK-A	1	$798,442	0.11%
45	Exxon Mobil Corp.	XOM	6,309	$750,338	0.10%
46	Allstate Corporation	ALL-PJ	3,435	$711,285	0.10%
47	JPMorgan Chase & Co.	VYLD	2,894	$709,855	0.10%
48	ASM Lithography Holdings	ASMLF	1,065	$705,701	0.10%
49	Motorola Solutions Inc.	MSI	1,562	$683,859	0.09%
50	Morgan Stanley	MS-PQ	5,395	$629,453	0.09%
51	SPDR Gold Shares ETF	GLD	1,941	$559,280	0.08%
52	Procter & Gamble Co.	742718109	3,264	$556,325	0.08%
53	McDonalds Corporation	MCD	1,774	$554,144	0.08%
54	Vanguard S&P 500 Value ETF	921932703	2,994	$551,390	0.07%
55	Alphabet Inc. Cl C	GOOG	3,307	$516,653	0.07%
56	Vanguard Russell 3000 ETF	92206C599	2,026	$499,917	0.07%
57	Discover Financial Services	254709108	2,810	$479,667	0.07%
58	AbbVie Inc.	ABBV	2,283	$478,387	0.06%
59	Duke Energy Corp.	DUKB	3,820	$465,977	0.06%
60	Johnson & Johnson Inc.	JNJ	2,780	$461,040	0.06%
61	Coca-Cola Co.	KO	6,195	$443,651	0.06%
62	Oracle Corporation	ORCL-PD	3,058	$427,539	0.06%
63	iShares Gold Trust ETF	IAU	6,868	$404,937	0.06%
64	UnitedHealth Group Inc.	UNH	745	$390,194	0.05%
65	Apollo Global Management, Inc.	03769M106	2,800	$383,432	0.05%
66	iShares MSCI Emerging Markets ex China ETF	46434G764	6,946	$382,677	0.05%
67	RTX Corporation	RTX	2,684	$355,523	0.05%
68	Union Pacific Corp.	UNP	1,472	$347,710	0.05%
69	Bank of America Corp.	060505104	8,221	$343,083	0.05%
70	Caterpillar Inc.	CAT	1,020	$336,396	0.05%
71	Thermo Fisher Scientific, Inc.	TMO	637	$317,022	0.04%
72	Alphabet Inc. Cl A	GOOG	2,016	$311,757	0.04%
73	iShares Select Dividend ETF	464287168	2,312	$310,493	0.04%
74	Financial Select Sector SPDR Fund	81369Y605	6,230	$310,316	0.04%
75	Raymond James Financial Inc.	754730109	2,183	$303,241	0.04%
76	iShares MSCI World ETF	464286392	1,942	$297,516	0.04%
77	General Electric Co.	369604301	1,485	$297,234	0.04%
78	Vanguard Large Cap ETF	922908637	1,145	$294,299	0.04%
79	Chevron Corp.	CVX	1,735	$290,248	0.04%
80	iShares Russell 2000 Growth ETF	464287648	1,120	$286,310	0.04%
81	iShares MSCI KLD 400 Social ETF	464288570	2,774	$284,104	0.04%
82	Illinois Tool Works	452308109	1,145	$283,971	0.04%
83	Amazon.com Inc.	AMZN	1,482	$281,965	0.04%
84	JPMorgan Hedged Equity Laddered Overlay ETF	46654Q724	4,707	$280,940	0.04%
85	Enbridge Inc.	ENNPF	6,205	$274,935	0.04%
86	Honeywell International Inc.	438516106	1,296	$274,349	0.04%
87	Bristol-Myers Squibb Co.	CELG-RI	4,469	$272,560	0.04%
88	Lowes Companies, Inc.	548661107	1,156	$269,614	0.04%
89	iShares U.S. Healthcare ETF	464287762	4,419	$269,073	0.04%
90	Abbott Laboratories	ABLZF	2,023	$268,365	0.04%
91	Energy Select Sector SPDR Fund	81369Y506	2,867	$267,921	0.04%
92	iShares Core Aggressive Allocation ETF	464289859	3,488	$266,845	0.04%
93	IBM Corp.	INTR	1,066	$265,081	0.04%
94	iShares Russell Mid-Cap ETF	464287499	3,099	$263,656	0.04%
95	VanEck Vectors Gold Miners ETF	92189F106	5,466	$251,271	0.03%
96	Broadcom Inc.	AVGO	1,500	$251,145	0.03%
97	iShares Russell Mid-Cap Growth ETF	464287481	2,102	$246,964	0.03%
98	Truist Financial Corp.	89832Q109	5,730	$235,791	0.03%
99	Global Payments Inc.	37940X102	2,352	$230,337	0.03%
100	Walmart Inc.	WMT	2,610	$229,132	0.03%
101	Invesco S&P 500 Equal Weight Technology ETF	IVZ	6,682	$228,524	0.03%
102	FactSet Research Systems Inc.	303075105	500	$227,320	0.03%
103	Phillips 66	PSX	1,831	$226,076	0.03%
104	Vanguard Mid-Cap Growth ETF	922908538	919	$224,824	0.03%
105	Fresenius Medical Care AG	FMCQF	8,850	$220,365	0.03%
106	Armada Hoffler Properties Inc.	04208T108	29,161	$218,999	0.03%
107	Accenture plc	ACN	699	$218,085	0.03%
108	PepsiCo Inc.	PEP	1,440	$215,927	0.03%
109	Calvert US Select Equity ETF	MS-PQ	3,277	$211,509	0.03%
110	Taiwan Semiconductor Mfg Co. Ltd.	874039100	1,271	$210,986	0.03%
111	Cummins Inc.	CMI	654	$204,990	0.03%
112	Enterprise Products Partners L.P.	293792107	5,956	$203,338	0.03%
113	Ford Motor Company	345370860	19,863	$199,224	0.03%
114	Invesco Currency Shares Japanese Yen Trust ETF	46138W107	83	$5,105	0.00%