13F HOLDINGS REPORT

Willow Creek Wealth Management Inc.

Quarter ended Q4 2023 · Filed November 20, 2023 · Accession 0001580642-23-006260

Total Value

$671.6M

Positions

131

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (131)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL ETF TRUST	25434V609	1,713,713	$78.3M	11.66%
2	VANGUARD BD INDEX FDS	921937827	1,022,807	$76.9M	11.45%
3	SPDR SER TR	78464A649	3,135,494	$76.3M	11.36%
4	VANGUARD MUN BD FDS	922907746	831,991	$40.0M	5.96%
5	DIMENSIONAL ETF TRUST	25434V724	1,171,742	$39.9M	5.94%
6	ISHARES TR	464288158	277,859	$28.6M	4.26%
7	DIMENSIONAL ETF TRUST	25434V807	749,904	$24.5M	3.64%
8	VANGUARD BD INDEX FDS	921937819	336,650	$24.3M	3.62%
9	SPDR SER TR	78464A474	713,620	$20.9M	3.12%
10	DIMENSIONAL ETF TRUST	25434V401	435,995	$20.3M	3.02%
11	SCHWAB STRATEGIC TR	808524870	309,675	$15.6M	2.33%
12	SPDR SER TR	78468R101	511,162	$14.7M	2.19%
13	SPDR SER TR	78464A656	522,255	$13.0M	1.93%
14	APPLE INC	AAPL	59,850	$10.2M	1.53%
15	AMERICAN CENTY ETF TR	025072299	195,653	$9.6M	1.43%
16	COSTCO WHSL CORP NEW	22160K105	16,945	$9.6M	1.43%
17	DIMENSIONAL ETF TRUST	25434V203	356,837	$9.3M	1.39%
18	DIMENSIONAL ETF TRUST	25434V104	308,752	$9.2M	1.38%
19	AMERICAN CENTY ETF TR	025072349	153,417	$8.1M	1.20%
20	DIMENSIONAL ETF TRUST	25434V732	329,613	$7.7M	1.14%
21	SPDR SER TR	78464A375	233,464	$7.3M	1.09%
22	AMERICAN CENTY ETF TR	025072802	121,812	$7.0M	1.05%
23	DIMENSIONAL ETF TRUST	25434V880	278,442	$6.3M	0.93%
24	CISCO SYS INC	CSCO	101,730	$5.5M	0.81%
25	VANGUARD INDEX FDS	922908553	69,098	$5.2M	0.78%
26	AMERICAN CENTY ETF TR	025072877	64,991	$5.1M	0.75%
27	AMERICAN CENTY ETF TR	025072315	111,589	$5.0M	0.75%
28	DIMENSIONAL ETF TRUST	25434V823	250,533	$4.9M	0.73%
29	DIMENSIONAL ETF TRUST	25434V302	185,910	$4.2M	0.62%
30	DIMENSIONAL ETF TRUST	25434V708	149,300	$3.9M	0.58%
31	FASTLY INC	FSLY	202,000	$3.9M	0.58%
32	AMERICAN CENTY ETF TR	025072281	62,675	$3.1M	0.46%
33	DIMENSIONAL ETF TRUST	25434V856	64,075	$2.5M	0.38%
34	DIMENSIONAL ETF TRUST	25434V781	106,422	$2.5M	0.38%
35	SPDR SER TR	78464A383	116,581	$2.4M	0.36%
36	THERMO FISHER SCIENTIFIC INC	TMO	4,201	$2.1M	0.32%
37	ISHARES TR	46436E718	20,861	$2.1M	0.31%
38	DIMENSIONAL ETF TRUST	25434V500	37,031	$1.9M	0.29%
39	DIMENSIONAL ETF TRUST	25434V658	86,258	$1.9M	0.29%
40	INTUIT	INTU	3,690	$1.9M	0.28%
41	VANGUARD BD INDEX FDS	921937835	26,896	$1.9M	0.28%
42	DIMENSIONAL ETF TRUST	25434V690	62,638	$1.8M	0.27%
43	ISHARES TR	46435U663	50,632	$1.7M	0.25%
44	DIMENSIONAL ETF TRUST	25434V716	61,078	$1.7M	0.25%
45	ISHARES TR	464287200	3,707	$1.6M	0.24%
46	ALPHABET INC	GOOG	12,090	$1.6M	0.24%
47	ISHARES TR	464287176	14,952	$1.6M	0.23%
48	VERISIGN INC	VRSN	7,447	$1.5M	0.22%
49	ALPHABET INC	GOOG	10,901	$1.4M	0.21%
50	SPDR SER TR	78468R663	15,260	$1.4M	0.21%
51	BERKLEY W R CORP	WRB-PH	21,928	$1.4M	0.21%
52	ISHARES TR	464287614	4,880	$1.3M	0.19%
53	DIMENSIONAL ETF TRUST	25434V799	55,444	$1.3M	0.19%
54	DIMENSIONAL ETF TRUST	25434V682	42,828	$1.3M	0.19%
55	VANGUARD BD INDEX FDS	92203C303	23,616	$1.2M	0.17%
56	SPDR SER TR	78464A672	41,256	$1.1M	0.17%
57	ISHARES TR	46435G243	42,912	$1.0M	0.15%
58	VISA INC	V	4,358	$1.0M	0.15%
59	MICROSOFT CORP	MSFT	3,104	$980,292	0.15%
60	VANGUARD SCOTTSDALE FDS	92206C771	21,864	$957,206	0.14%
61	ISHARES TR	464287879	9,813	$875,556	0.13%
62	ISHARES TR	464287150	7,838	$738,261	0.11%
63	PROCTER AND GAMBLE CO	742718109	4,939	$720,403	0.11%
64	ISHARES TR	464288802	7,959	$716,071	0.11%
65	ISHARES TR	464287598	4,708	$714,769	0.11%
66	ORACLE CORP	ORCL-PD	6,712	$710,940	0.11%
67	PLANET LABS PBC	PL-WT	273,407	$710,858	0.11%
68	ISHARES TR	464287507	2,797	$697,542	0.10%
69	VANGUARD MALVERN FDS	922020805	14,535	$687,215	0.10%
70	JOHNSON & JOHNSON	JNJ	4,114	$640,826	0.10%
71	ISHARES TR	46435G193	29,411	$639,983	0.10%
72	ISHARES TR	464288570	7,460	$607,319	0.09%
73	VANGUARD SPECIALIZED FUNDS	921908844	3,836	$596,038	0.09%
74	AMERICAN CENTY ETF TR	025072885	7,634	$559,267	0.08%
75	ISHARES TR	464287804	5,367	$506,269	0.08%
76	AFLAC INC	AFL	6,584	$505,322	0.08%
77	DIMENSIONAL ETF TRUST	25434V815	19,854	$503,100	0.07%
78	INVESCO EXCHANGE TRADED FD T	IVZ	15,805	$502,915	0.07%
79	SPDR S&P 500 ETF TR	SPY	1,155	$494,075	0.07%
80	VANGUARD INDEX FDS	922908751	2,414	$456,415	0.07%
81	VANGUARD WORLD FD	921910691	7,565	$449,285	0.07%
82	MASTERCARD INCORPORATED	MA	1,097	$434,313	0.06%
83	DENTSPLY SIRONA INC	XRAY	12,702	$433,900	0.06%
84	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,214	$425,264	0.06%
85	AMERICAN CENTY ETF TR	025072356	10,656	$400,346	0.06%
86	HONEYWELL INTL INC	438516106	2,112	$390,171	0.06%
87	ADOBE INC	ADBE	750	$382,425	0.06%
88	VANGUARD INDEX FDS	922908363	965	$378,956	0.06%
89	PEPSICO INC	PEP	2,218	$375,929	0.06%
90	WISDOMTREE TR	WT	6,110	$375,704	0.06%
91	PROGRESSIVE CORP	743315103	2,670	$371,931	0.06%
92	MARSH & MCLENNAN COS INC	571748102	1,939	$368,992	0.05%
93	DANAHER CORPORATION	235851102	1,455	$360,986	0.05%
94	INVESCO QQQ TR	IVZ	994	$356,319	0.05%
95	TEXAS INSTRS INC	882508104	2,219	$352,843	0.05%
96	INTEL CORP	INTC	9,803	$348,519	0.05%
97	ISHARES TR	46432F834	5,769	$346,082	0.05%
98	JPMORGAN CHASE & CO	VYLD	2,261	$327,900	0.05%
99	VANGUARD INDEX FDS	922908629	1,554	$323,605	0.05%
100	ISHARES TR	464287226	3,378	$317,667	0.05%
101	VANGUARD INTL EQUITY INDEX F	922042858	7,874	$308,740	0.05%
102	WALMART INC	WMT	1,914	$306,182	0.05%
103	ACCENTURE PLC IRELAND	ACN	995	$305,574	0.05%
104	STARBUCKS CORP	SBUX	3,305	$301,647	0.04%
105	ISHARES TR	464287457	3,673	$297,403	0.04%
106	OREILLY AUTOMOTIVE INC	67103H107	326	$296,288	0.04%
107	ISHARES TR	464287499	4,273	$295,938	0.04%
108	TESLA INC	TSLA	1,158	$289,755	0.04%
109	VANGUARD INDEX FDS	922908637	1,476	$288,838	0.04%
110	ISHARES TR	464287689	1,159	$284,025	0.04%
111	MERCK & CO INC	MRK	2,750	$283,113	0.04%
112	ISHARES TR	464287465	4,105	$282,980	0.04%
113	ISHARES TR	464287622	1,190	$279,543	0.04%
114	VANGUARD INDEX FDS	922908769	1,306	$277,407	0.04%
115	DISNEY WALT CO	254687106	3,234	$262,183	0.04%
116	EXXON MOBIL CORP	XOM	2,210	$259,863	0.04%
117	ELI LILLY & CO	LLY	477	$256,211	0.04%
118	HOME DEPOT INC	HD	798	$241,300	0.04%
119	VANGUARD INDEX FDS	922908611	1,494	$238,278	0.04%
120	NEXTERA ENERGY INC	NEE-PW	4,071	$233,277	0.03%
121	DIMENSIONAL ETF TRUST	25434V666	9,290	$230,485	0.03%
122	EXPONENT INC	EXPO	2,650	$226,840	0.03%
123	INTERCONTINENTAL EXCHANGE IN	45866F104	2,052	$225,761	0.03%
124	MORGAN STANLEY	MS-PQ	2,763	$225,654	0.03%
125	SANOFI	SNYNF	4,171	$223,732	0.03%
126	ISHARES TR	464288414	2,177	$223,230	0.03%
127	AMERICAN CENTY ETF TR	025072604	4,118	$217,389	0.03%
128	MCDONALDS CORP	MCD	804	$211,806	0.03%
129	PUBLIC STORAGE	PSA-PS	789	$207,917	0.03%
130	GENERAL ELECTRIC CO	369604301	1,846	$204,075	0.03%
131	FORD MTR CO DEL	345370860	12,362	$153,544	0.02%