13F HOLDINGS REPORT

Willow Creek Wealth Management Inc.

Quarter ended Q3 2023 · Filed August 28, 2023 · Accession 0001580642-23-004509

Total Value

$705.9M

Positions

145

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (145)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SER TR	78464A649	3,229,016	$81.9M	11.60%
2	DIMENSIONAL ETF TRUST	25434V609	1,684,861	$78.2M	11.07%
3	VANGUARD BD INDEX FDS	921937827	987,239	$74.6M	10.57%
4	VANGUARD MUN BD FDS	922907746	871,488	$43.8M	6.20%
5	DIMENSIONAL ETF TRUST	25434V724	1,179,866	$40.7M	5.77%
6	ISHARES TR	464288158	278,720	$29.0M	4.11%
7	COSTCO WHSL CORP NEW	22160K105	50,077	$27.0M	3.82%
8	DIMENSIONAL ETF TRUST	25434V807	714,839	$23.5M	3.33%
9	VANGUARD BD INDEX FDS	921937819	278,552	$21.0M	2.97%
10	DIMENSIONAL ETF TRUST	25434V401	422,881	$20.4M	2.88%
11	SPDR SER TR	78464A474	677,108	$19.9M	2.82%
12	SCHWAB STRATEGIC TR	808524870	323,759	$17.0M	2.40%
13	SPDR SER TR	78468R101	513,634	$14.8M	2.09%
14	SPDR SER TR	78464A656	487,927	$12.6M	1.79%
15	APPLE INC	AAPL	64,426	$12.5M	1.77%
16	AMERICAN CENTY ETF TR	025072299	196,004	$10.0M	1.42%
17	DIMENSIONAL ETF TRUST	25434V203	327,843	$9.0M	1.27%
18	DIMENSIONAL ETF TRUST	25434V104	253,143	$7.8M	1.11%
19	AMERICAN CENTY ETF TR	025072349	141,052	$7.5M	1.07%
20	DIMENSIONAL ETF TRUST	25434V732	304,930	$7.3M	1.04%
21	DIMENSIONAL ETF TRUST	25434V880	275,550	$6.4M	0.91%
22	AMERICAN CENTY ETF TR	025072802	108,371	$6.2M	0.88%
23	TESLA INC	TSLA	21,379	$5.6M	0.79%
24	CISCO SYS INC	CSCO	101,826	$5.3M	0.75%
25	DIMENSIONAL ETF TRUST	25434V823	239,504	$5.2M	0.73%
26	AMERICAN CENTY ETF TR	025072315	109,732	$5.0M	0.71%
27	VANGUARD INDEX FDS	922908553	60,184	$5.0M	0.71%
28	AMERICAN CENTY ETF TR	025072877	63,734	$4.9M	0.70%
29	SPDR SER TR	78464A375	152,940	$4.9M	0.70%
30	DIMENSIONAL ETF TRUST	25434V708	152,928	$4.2M	0.59%
31	BALL CORP	BALL	70,439	$4.1M	0.58%
32	DIMENSIONAL ETF TRUST	25434V302	161,250	$3.8M	0.54%
33	FASTLY INC	FSLY	212,214	$3.3M	0.47%
34	AMERICAN CENTY ETF TR	025072281	60,571	$3.1M	0.44%
35	SPDR SER TR	78468R663	32,028	$2.9M	0.42%
36	SPDR SER TR	78464A383	129,922	$2.8M	0.40%
37	DIMENSIONAL ETF TRUST	25434V781	109,010	$2.6M	0.37%
38	ALPHABET INC	GOOG	19,011	$2.3M	0.32%
39	THERMO FISHER SCIENTIFIC INC	TMO	4,210	$2.2M	0.31%
40	DIMENSIONAL ETF TRUST	25434V500	37,487	$2.1M	0.29%
41	ALPHABET INC	GOOG	16,450	$2.0M	0.28%
42	VANGUARD BD INDEX FDS	921937835	26,621	$1.9M	0.27%
43	ISHARES TR	46435U663	53,725	$1.9M	0.27%
44	JOHNSON & JOHNSON	JNJ	11,109	$1.8M	0.26%
45	DIMENSIONAL ETF TRUST	25434V690	56,964	$1.7M	0.25%
46	INTUIT	INTU	3,696	$1.7M	0.24%
47	VERISIGN INC	VRSN	7,447	$1.7M	0.24%
48	ISHARES TR	464287200	3,727	$1.7M	0.24%
49	DIMENSIONAL ETF TRUST	25434V716	56,403	$1.6M	0.23%
50	ISHARES TR	464287176	14,807	$1.6M	0.23%
51	DIMENSIONAL ETF TRUST	25434V658	61,671	$1.5M	0.21%
52	DIMENSIONAL ETF TRUST	25434V856	35,626	$1.5M	0.21%
53	VANGUARD BD INDEX FDS	92203C303	29,195	$1.4M	0.20%
54	ISHARES TR	464287614	4,880	$1.3M	0.19%
55	DIMENSIONAL ETF TRUST	25434V799	55,265	$1.3M	0.19%
56	BERKLEY W R CORP	WRB-PH	21,927	$1.3M	0.18%
57	MICROSOFT CORP	MSFT	3,685	$1.3M	0.18%
58	DIMENSIONAL ETF TRUST	25434V682	41,115	$1.3M	0.18%
59	VISA INC	V	4,375	$1.0M	0.15%
60	ISHARES TR	464287879	9,813	$933,161	0.13%
61	PLANET LABS PBC	PL-WT	273,407	$880,371	0.12%
62	ISHARES TR	46436E718	8,547	$860,085	0.12%
63	ISHARES TR	46435G243	34,234	$818,535	0.12%
64	SPDR SER TR	78464A672	28,605	$809,235	0.11%
65	ORACLE CORP	ORCL-PD	6,712	$799,338	0.11%
66	CALIFORNIA WTR SVC GROUP	130788102	15,176	$783,537	0.11%
67	ISHARES TR	464287598	4,849	$765,318	0.11%
68	ISHARES TR	464288802	8,086	$757,173	0.11%
69	PROCTER AND GAMBLE CO	742718109	4,946	$750,506	0.11%
70	VANGUARD SCOTTSDALE FDS	92206C771	16,065	$738,829	0.10%
71	ISHARES TR	464287150	7,541	$737,811	0.10%
72	VANGUARD MALVERN FDS	922020805	14,996	$711,110	0.10%
73	ISHARES TR	464287507	2,675	$699,574	0.10%
74	HONEYWELL INTL INC	438516106	3,114	$646,155	0.09%
75	ISHARES TR	46435G193	27,686	$629,580	0.09%
76	ISHARES TR	464288570	7,460	$627,908	0.09%
77	VANGUARD SPECIALIZED FUNDS	921908844	3,861	$627,142	0.09%
78	PUBLIC STORAGE	PSA-PS	2,098	$612,364	0.09%
79	AMERICAN CENTY ETF TR	025072885	7,634	$574,000	0.08%
80	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,607	$547,987	0.08%
81	ISHARES TR	464287804	5,367	$534,822	0.08%
82	INVESCO EXCHANGE TRADED FD T	IVZ	3,161	$517,298	0.07%
83	SPDR S&P 500 ETF TR	SPY	1,166	$517,213	0.07%
84	DENTSPLY SIRONA INC	XRAY	12,707	$508,534	0.07%
85	PEPSICO INC	PEP	2,733	$506,327	0.07%
86	VANGUARD INDEX FDS	922908751	2,475	$492,253	0.07%
87	DIMENSIONAL ETF TRUST	25434V815	18,313	$470,644	0.07%
88	AFLAC INC	AFL	6,582	$459,424	0.07%
89	VANGUARD WORLD FD	921910691	7,382	$457,536	0.06%
90	MASTERCARD INCORPORATED	MA	1,099	$432,237	0.06%
91	JPMORGAN CHASE & CO	VYLD	2,964	$431,094	0.06%
92	WISDOMTREE TR	WT	6,634	$421,922	0.06%
93	VANGUARD INDEX FDS	922908363	965	$393,025	0.06%
94	SYSCO CORP	SYY	5,264	$390,589	0.06%
95	TEXAS INSTRS INC	882508104	2,149	$386,863	0.05%
96	WELLS FARGO CO NEW	949746101	8,845	$377,521	0.05%
97	ADOBE SYSTEMS INCORPORATED	ADBE	750	$366,743	0.05%
98	MARSH & MCLENNAN COS INC	571748102	1,939	$364,687	0.05%
99	OREILLY AUTOMOTIVE INC	67103H107	380	$363,014	0.05%
100	AMERICAN CENTY ETF TR	025072356	8,789	$359,822	0.05%
101	INVESCO QQQ TR	IVZ	973	$359,651	0.05%
102	PROGRESSIVE CORP	743315103	2,671	$353,560	0.05%
103	DANAHER CORPORATION	235851102	1,458	$349,920	0.05%
104	ISHARES TR	46432F834	5,542	$347,040	0.05%
105	VANGUARD INDEX FDS	922908629	1,554	$342,129	0.05%
106	INTEL CORP	INTC	10,199	$341,071	0.05%
107	ISHARES TR	464287226	3,391	$332,177	0.05%
108	VANGUARD INDEX FDS	922908637	1,585	$321,311	0.05%
109	VANGUARD INTL EQUITY INDEX F	922042858	7,874	$320,314	0.05%
110	NEXTERA ENERGY INC	NEE-PW	4,295	$318,753	0.05%
111	STARBUCKS CORP	SBUX	3,208	$317,784	0.05%
112	MERCK & CO INC	MRK	2,746	$316,861	0.04%
113	ISHARES TR	464287499	4,273	$312,092	0.04%
114	ACCENTURE PLC IRELAND	ACN	998	$307,963	0.04%
115	WALMART INC	WMT	1,953	$307,047	0.04%
116	DISNEY WALT CO	254687106	3,386	$302,376	0.04%
117	ISHARES TR	464287465	4,105	$297,679	0.04%
118	ISHARES TR	464287689	1,159	$294,942	0.04%
119	ISHARES TR	464287622	1,190	$290,051	0.04%
120	EXXON MOBIL CORP	XOM	2,696	$289,156	0.04%
121	VANGUARD INDEX FDS	922908769	1,262	$277,993	0.04%
122	META PLATFORMS INC	META	905	$259,717	0.04%
123	VANGUARD INDEX FDS	922908611	1,513	$250,250	0.04%
124	HOME DEPOT INC	HD	802	$249,314	0.04%
125	ISHARES TR	464287457	3,062	$248,267	0.04%
126	EXPONENT INC	EXPO	2,650	$247,298	0.04%
127	DIMENSIONAL ETF TRUST	25434V666	9,601	$243,865	0.03%
128	MCDONALDS CORP	MCD	798	$238,131	0.03%
129	LILLY ELI & CO	LLY	505	$236,835	0.03%
130	MORGAN STANLEY	MS-PQ	2,762	$235,875	0.03%
131	ISHARES TR	464288414	2,177	$232,351	0.03%
132	INTERCONTINENTAL EXCHANGE IN	45866F104	2,052	$232,040	0.03%
133	NIKE INC	NKE	2,072	$228,687	0.03%
134	SANOFI	SNYNF	4,171	$224,817	0.03%
135	AMERICAN CENTY ETF TR	025072604	4,118	$221,590	0.03%
136	TARGET CORP	TGT	1,655	$218,295	0.03%
137	NORFOLK SOUTHN CORP	655844108	956	$216,783	0.03%
138	STATE STR CORP	STT-PG	2,784	$203,733	0.03%
139	GENERAL ELECTRIC CO	369604301	1,846	$202,783	0.03%
140	BANK AMERICA CORP	060505104	7,032	$201,748	0.03%
141	BECTON DICKINSON & CO	BDX	764	$201,704	0.03%
142	3M CO	MMM	1,999	$200,080	0.03%
143	FORD MTR CO DEL	345370860	12,352	$186,896	0.03%
144	NEWELL BRANDS INC	NWL	16,903	$147,056	0.02%
145	CHARLES & COLVARD LTD	159765106	21,698	$20,830	0.00%