13F HOLDINGS REPORT
Strategic Financial Services, Inc,
Quarter ended Q2 2025 · Filed August 1, 2025 · Accession 0001432539-25-000007
Total Value
$1.86B
Positions
138
Other Managers
0
Confidential Omitted
No
Holdings (138)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 46434V274 | 8,575,507 | $293.5M | 15.79% |
| 2 | ISHARES TR | 46434V290 | 3,744,652 | $254.4M | 13.69% |
| 3 | ISHARES TR | 46434V282 | 3,821,219 | $245.1M | 13.18% |
| 4 | VANGUARD SCOTTSDALE FDS | 92206C706 | 2,237,058 | $133.8M | 7.20% |
| 5 | ISHARES INC | 46434G889 | 1,875,777 | $97.7M | 5.25% |
| 6 | WORLD GOLD TR | GLDW | 1,389,765 | $91.1M | 4.90% |
| 7 | VANGUARD SCOTTSDALE FDS | 92206C409 | 1,037,924 | $82.5M | 4.44% |
| 8 | VANGUARD SCOTTSDALE FDS | 92206C870 | 809,113 | $67.1M | 3.61% |
| 9 | VANGUARD SCOTTSDALE FDS | 92206C847 | 1,174,478 | $65.9M | 3.55% |
| 10 | ISHARES TR | 46432F396 | 219,357 | $52.7M | 2.84% |
| 11 | VANGUARD WELLINGTON FD | 921935508 | 279,497 | $48.2M | 2.59% |
| 12 | VANGUARD MALVERN FDS | 922020805 | 758,511 | $38.1M | 2.05% |
| 13 | GOLDMAN SACHS ETF TR | NVGLF | 949,667 | $37.7M | 2.03% |
| 14 | DIMENSIONAL ETF TRUST | 25434V807 | 857,647 | $36.7M | 1.98% |
| 15 | ISHARES INC | 464286681 | 340,661 | $33.8M | 1.82% |
| 16 | ISHARES TR | 464288612 | 284,170 | $30.3M | 1.63% |
| 17 | SPDR SERIES TRUST | 78464A870 | 281,347 | $23.3M | 1.26% |
| 18 | ISHARES TR | 46432F370 | 103,600 | $16.0M | 0.86% |
| 19 | APPLE INC | AAPL | 72,094 | $14.8M | 0.80% |
| 20 | VANGUARD WHITEHALL FDS | 921946885 | 209,022 | $13.7M | 0.73% |
| 21 | GOLDMAN SACHS ETF TR | NVGLF | 103,768 | $12.6M | 0.68% |
| 22 | GOLDMAN SACHS ETF TR | NVGLF | 245,844 | $9.1M | 0.49% |
| 23 | SPDR GOLD TR | GLD | 28,582 | $8.7M | 0.47% |
| 24 | MICROSOFT CORP | MSFT | 17,294 | $8.6M | 0.46% |
| 25 | JPMORGAN CHASE & CO. | VYLD | 26,520 | $7.7M | 0.41% |
| 26 | GOLDMAN SACHS ETF TR | NVGLF | 105,706 | $7.3M | 0.39% |
| 27 | ALPHABET INC | GOOG | 35,260 | $6.3M | 0.34% |
| 28 | VISA INC | V | 16,666 | $5.9M | 0.32% |
| 29 | ORACLE CORP | ORCL-PD | 26,450 | $5.8M | 0.31% |
| 30 | MCKESSON CORP | MCK | 6,953 | $5.1M | 0.27% |
| 31 | KLA CORP | KLAC | 5,152 | $4.6M | 0.25% |
| 32 | LAM RESEARCH CORP | LRCX | 38,827 | $3.8M | 0.20% |
| 33 | BLACKROCK INC | BLK | 3,370 | $3.5M | 0.19% |
| 34 | J P MORGAN EXCHANGE TRADED F | 46641Q779 | 52,613 | $3.4M | 0.18% |
| 35 | COSTCO WHSL CORP NEW | 22160K105 | 3,071 | $3.0M | 0.16% |
| 36 | QUALCOMM INC | QCOM | 17,471 | $2.8M | 0.15% |
| 37 | M & T BK CORP | 55261F104 | 14,139 | $2.7M | 0.15% |
| 38 | VANGUARD INDEX FDS | 922908769 | 8,366 | $2.5M | 0.14% |
| 39 | BOOKING HOLDINGS INC | BKNG | 438 | $2.5M | 0.14% |
| 40 | NEXTERA ENERGY INC | NEE-PW | 34,538 | $2.4M | 0.13% |
| 41 | AMAZON COM INC | AMZN | 10,506 | $2.3M | 0.12% |
| 42 | EXXON MOBIL CORP | XOM | 21,105 | $2.3M | 0.12% |
| 43 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 4,500 | $2.2M | 0.12% |
| 44 | TESLA INC | TSLA | 6,816 | $2.2M | 0.12% |
| 45 | ISHARES TR | 464288646 | 38,207 | $2.0M | 0.11% |
| 46 | SPDR SERIES TRUST | 78464A664 | 74,354 | $2.0M | 0.11% |
| 47 | GE AEROSPACE | 369604301 | 7,416 | $1.9M | 0.10% |
| 48 | VANGUARD STAR FDS | 921909768 | 26,500 | $1.8M | 0.10% |
| 49 | NVIDIA CORPORATION | NVDA | 11,357 | $1.8M | 0.10% |
| 50 | CISCO SYS INC | CSCO | 25,589 | $1.8M | 0.10% |
| 51 | UNITEDHEALTH GROUP INC | UNH | 5,580 | $1.7M | 0.09% |
| 52 | TJX COS INC NEW | 872540109 | 13,491 | $1.7M | 0.09% |
| 53 | NXP SEMICONDUCTORS N V | NXPI | 7,522 | $1.6M | 0.09% |
| 54 | MERCK & CO INC | MRK | 20,211 | $1.6M | 0.09% |
| 55 | ALPHABET INC | GOOG | 8,741 | $1.5M | 0.08% |
| 56 | PEPSICO INC | PEP | 11,364 | $1.5M | 0.08% |
| 57 | JOHNSON & JOHNSON | JNJ | 9,443 | $1.4M | 0.08% |
| 58 | INTERNATIONAL BUSINESS MACHS | INTR | 4,235 | $1.2M | 0.07% |
| 59 | ISHARES TR | 464287614 | 2,915 | $1.2M | 0.07% |
| 60 | VANGUARD SCOTTSDALE FDS | 92206C664 | 14,035 | $1.2M | 0.07% |
| 61 | ALPS ETF TR | 00162Q593 | 38,032 | $1.1M | 0.06% |
| 62 | PROCTER AND GAMBLE CO | 742718109 | 7,024 | $1.1M | 0.06% |
| 63 | ULTA BEAUTY INC | ULTA | 2,259 | $1.1M | 0.06% |
| 64 | VANGUARD SPECIALIZED FUNDS | 921908844 | 5,158 | $1.1M | 0.06% |
| 65 | META PLATFORMS INC | META | 1,428 | $1.1M | 0.06% |
| 66 | VANGUARD INDEX FDS | 922908736 | 2,334 | $1.0M | 0.06% |
| 67 | MASTERCARD INCORPORATED | MA | 1,774 | $997,149 | 0.05% |
| 68 | GE VERNOVA INC | GEV | 1,870 | $989,511 | 0.05% |
| 69 | SPDR S&P 500 ETF TR | SPY | 1,553 | $959,679 | 0.05% |
| 70 | VANGUARD MUN BD FDS | 922907746 | 18,162 | $890,483 | 0.05% |
| 71 | VANGUARD TAX-MANAGED FDS | 921943858 | 15,355 | $875,389 | 0.05% |
| 72 | AUTOMATIC DATA PROCESSING IN | ADP | 2,520 | $777,168 | 0.04% |
| 73 | ABBVIE INC | ABBV | 4,181 | $776,141 | 0.04% |
| 74 | DEERE & CO | DE | 1,509 | $767,311 | 0.04% |
| 75 | GOLDMAN SACHS GROUP INC | GSCE | 1,042 | $737,476 | 0.04% |
| 76 | MORGAN STANLEY | MS-PQ | 5,082 | $715,851 | 0.04% |
| 77 | PHILLIPS 66 | PSX | 5,995 | $715,204 | 0.04% |
| 78 | ISHARES TR | 464288158 | 6,392 | $679,725 | 0.04% |
| 79 | VANGUARD INDEX FDS | 922908538 | 2,362 | $671,729 | 0.04% |
| 80 | WALMART INC | WMT | 6,535 | $638,992 | 0.03% |
| 81 | CHUBB LIMITED | CB | 2,050 | $593,926 | 0.03% |
| 82 | VANGUARD INTL EQUITY INDEX F | 922042858 | 11,950 | $591,047 | 0.03% |
| 83 | DIMENSIONAL ETF TRUST | 25434V609 | 10,658 | $575,106 | 0.03% |
| 84 | SCHWAB CHARLES CORP | SCHW-PJ | 6,184 | $564,228 | 0.03% |
| 85 | PUBLIC STORAGE OPER CO | PSA-PS | 1,895 | $556,031 | 0.03% |
| 86 | MCDONALDS CORP | MCD | 1,815 | $530,367 | 0.03% |
| 87 | VANGUARD INDEX FDS | 922908751 | 2,207 | $523,015 | 0.03% |
| 88 | NORWOOD FINANCIAL CORP | NWFL | 19,846 | $511,630 | 0.03% |
| 89 | ISHARES INC | 46434G103 | 8,387 | $503,472 | 0.03% |
| 90 | COMMUNITY FINANCIAL SYSTEM I | CBU | 8,812 | $501,138 | 0.03% |
| 91 | HOME DEPOT INC | HD | 1,355 | $496,797 | 0.03% |
| 92 | CONMED CORP | CNMD | 9,499 | $494,708 | 0.03% |
| 93 | ELEVANCE HEALTH INC | ELV | 1,254 | $487,756 | 0.03% |
| 94 | IDEXX LABS INC | 45168D104 | 908 | $486,997 | 0.03% |
| 95 | ABBOTT LABS | ABLZF | 3,568 | $485,216 | 0.03% |
| 96 | COCA COLA CO | KO | 6,572 | $464,969 | 0.03% |
| 97 | BROADCOM INC | AVGO | 1,684 | $464,195 | 0.02% |
| 98 | ISHARES TR | 464288281 | 4,534 | $419,939 | 0.02% |
| 99 | DIMENSIONAL ETF TRUST | 25434V724 | 9,875 | $417,515 | 0.02% |
| 100 | ELI LILLY & CO | LLY | 516 | $402,237 | 0.02% |
| 101 | VANGUARD SCOTTSDALE FDS | 92206C730 | 1,425 | $400,226 | 0.02% |
| 102 | RTX CORPORATION | RTX | 2,718 | $396,882 | 0.02% |
| 103 | ISHARES TR | 464288414 | 3,750 | $391,800 | 0.02% |
| 104 | ISHARES TR | 46432F388 | 3,460 | $391,707 | 0.02% |
| 105 | CSX CORP | CSX | 11,591 | $378,214 | 0.02% |
| 106 | CHEVRON CORP NEW | CVX | 2,632 | $376,876 | 0.02% |
| 107 | VANGUARD INDEX FDS | 922908629 | 1,290 | $360,981 | 0.02% |
| 108 | ILLINOIS TOOL WKS INC | 452308109 | 1,446 | $357,524 | 0.02% |
| 109 | TRAVELERS COMPANIES INC | TRV | 1,332 | $356,363 | 0.02% |
| 110 | DISNEY WALT CO | 254687106 | 2,805 | $347,819 | 0.02% |
| 111 | VANGUARD INDEX FDS | 922908595 | 1,242 | $343,959 | 0.02% |
| 112 | MONDELEZ INTL INC | 609207105 | 5,051 | $340,639 | 0.02% |
| 113 | AMGEN INC | AMGN | 1,217 | $339,799 | 0.02% |
| 114 | WASTE MGMT INC DEL | 94106L109 | 1,413 | $323,323 | 0.02% |
| 115 | TOMPKINS FINL CORP | 890110109 | 5,095 | $319,609 | 0.02% |
| 116 | HARTFORD INSURANCE GROUP INC | HIG-PG | 2,442 | $309,822 | 0.02% |
| 117 | NETFLIX INC | NFLX | 222 | $297,287 | 0.02% |
| 118 | VANGUARD INTL EQUITY INDEX F | 922042775 | 4,298 | $288,912 | 0.02% |
| 119 | ASML HOLDING N V | ASMLF | 352 | $282,089 | 0.02% |
| 120 | CHIPOTLE MEXICAN GRILL INC | CMG | 5,000 | $280,750 | 0.02% |
| 121 | VERIZON COMMUNICATIONS INC | VZ | 6,465 | $279,741 | 0.02% |
| 122 | HONEYWELL INTL INC | 438516106 | 1,198 | $279,049 | 0.02% |
| 123 | ALLSTATE CORP | ALL-PJ | 1,374 | $276,600 | 0.01% |
| 124 | WELLS FARGO CO NEW | 949746101 | 3,394 | $271,893 | 0.01% |
| 125 | NIKE INC | NKE | 3,501 | $248,711 | 0.01% |
| 126 | SOUTHERN CO | SOMN | 2,689 | $246,931 | 0.01% |
| 127 | COLGATE PALMOLIVE CO | CL | 2,710 | $246,339 | 0.01% |
| 128 | ISHARES TR | 46432F842 | 2,848 | $237,751 | 0.01% |
| 129 | COINBASE GLOBAL INC | COIN | 675 | $236,581 | 0.01% |
| 130 | ISHARES TR | 464287655 | 1,079 | $232,837 | 0.01% |
| 131 | VANGUARD INDEX FDS | 922908611 | 1,165 | $227,122 | 0.01% |
| 132 | IMMUCELL CORP | ICCC | 31,000 | $215,760 | 0.01% |
| 133 | CAPITAL ONE FINL CORP | 14040H105 | 993 | $211,271 | 0.01% |
| 134 | PALANTIR TECHNOLOGIES INC | PLTR | 1,531 | $208,706 | 0.01% |
| 135 | HERSHEY CO | HSY | 1,244 | $206,442 | 0.01% |
| 136 | UNION PAC CORP | UNP | 896 | $206,196 | 0.01% |
| 137 | CONOCOPHILLIPS | COP | 2,262 | $202,992 | 0.01% |
| 138 | CATERPILLAR INC | CAT | 522 | $202,646 | 0.01% |