13F HOLDINGS REPORT
Strategic Financial Services, Inc,
Quarter ended Q4 2024 · Filed February 11, 2025 · Accession 0001432539-25-000001
Total Value
$1.68B
Positions
136
Other Managers
0
Confidential Omitted
No
Holdings (136)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 46434V274 | 8,506,713 | $244.3M | 14.57% |
| 2 | ISHARES TR | 46434V290 | 3,574,438 | $241.3M | 14.39% |
| 3 | ISHARES TR | 46434V282 | 3,682,638 | $222.2M | 13.25% |
| 4 | VANGUARD SCOTTSDALE FDS | 92206C706 | 1,940,726 | $112.6M | 6.71% |
| 5 | WORLD GOLD TR | GLDW | 1,621,215 | $84.3M | 5.03% |
| 6 | ISHARES INC | 46434G889 | 1,813,367 | $82.0M | 4.89% |
| 7 | VANGUARD SCOTTSDALE FDS | 92206C409 | 997,969 | $77.9M | 4.64% |
| 8 | VANGUARD SCOTTSDALE FDS | 92206C870 | 784,962 | $63.0M | 3.76% |
| 9 | VANGUARD SCOTTSDALE FDS | 92206C847 | 1,064,012 | $58.9M | 3.51% |
| 10 | ISHARES TR | 46432F396 | 221,205 | $45.8M | 2.73% |
| 11 | VANGUARD WELLINGTON FD | 921935508 | 264,902 | $43.5M | 2.60% |
| 12 | ISHARES INC | 464286681 | 415,161 | $39.6M | 2.36% |
| 13 | ISHARES TR | 464288612 | 350,626 | $36.5M | 2.18% |
| 14 | VANGUARD MALVERN FDS | 922020805 | 709,332 | $34.3M | 2.05% |
| 15 | GOLDMAN SACHS ETF TR | NVGLF | 931,059 | $31.0M | 1.85% |
| 16 | DIMENSIONAL ETF TRUST | 25434V807 | 847,105 | $30.1M | 1.79% |
| 17 | SPDR SER TR | 78464A870 | 248,521 | $22.4M | 1.33% |
| 18 | APPLE INC | AAPL | 74,682 | $18.7M | 1.12% |
| 19 | VANGUARD WHITEHALL FDS | 921946885 | 208,449 | $13.2M | 0.79% |
| 20 | SPDR GOLD TR | GLD | 45,859 | $11.1M | 0.66% |
| 21 | GOLDMAN SACHS ETF TR | NVGLF | 68,787 | $7.9M | 0.47% |
| 22 | GOLDMAN SACHS ETF TR | NVGLF | 230,670 | $7.4M | 0.44% |
| 23 | MICROSOFT CORP | MSFT | 17,426 | $7.3M | 0.44% |
| 24 | ALPHABET INC | GOOG | 36,472 | $6.9M | 0.41% |
| 25 | JPMORGAN CHASE & CO. | VYLD | 28,363 | $6.8M | 0.41% |
| 26 | VISA INC | V | 17,193 | $5.4M | 0.32% |
| 27 | SPDR SER TR | 78464A664 | 195,984 | $5.1M | 0.31% |
| 28 | ORACLE CORP | ORCL-PD | 28,537 | $4.8M | 0.28% |
| 29 | MCKESSON CORP | MCK | 7,227 | $4.1M | 0.25% |
| 30 | BLACKROCK INC | BLK | 3,595 | $3.7M | 0.22% |
| 31 | KLA CORP | KLAC | 5,486 | $3.5M | 0.21% |
| 32 | LAM RESEARCH CORP | LRCX | 42,855 | $3.1M | 0.18% |
| 33 | ISHARES TR | 464288646 | 58,429 | $3.0M | 0.18% |
| 34 | QUALCOMM INC | QCOM | 19,176 | $2.9M | 0.18% |
| 35 | TESLA INC | TSLA | 7,081 | $2.9M | 0.17% |
| 36 | COSTCO WHSL CORP NEW | 22160K105 | 3,104 | $2.8M | 0.17% |
| 37 | UNITEDHEALTH GROUP INC | UNH | 5,519 | $2.8M | 0.17% |
| 38 | M & T BK CORP | 55261F104 | 14,601 | $2.7M | 0.16% |
| 39 | GOLDMAN SACHS ETF TR | NVGLF | 39,629 | $2.7M | 0.16% |
| 40 | ISHARES TR | 46432F388 | 25,280 | $2.7M | 0.16% |
| 41 | NXP SEMICONDUCTORS N V | NXPI | 12,648 | $2.6M | 0.16% |
| 42 | NEXTERA ENERGY INC | NEE-PW | 35,732 | $2.6M | 0.15% |
| 43 | VANGUARD INDEX FDS | 922908769 | 8,738 | $2.5M | 0.15% |
| 44 | EXXON MOBIL CORP | XOM | 22,386 | $2.4M | 0.14% |
| 45 | MERCK & CO INC | MRK | 23,446 | $2.3M | 0.14% |
| 46 | PEPSICO INC | PEP | 15,272 | $2.3M | 0.14% |
| 47 | BOOKING HOLDINGS INC | BKNG | 465 | $2.3M | 0.14% |
| 48 | AMAZON COM INC | AMZN | 10,328 | $2.3M | 0.14% |
| 49 | J P MORGAN EXCHANGE TRADED F | 46641Q779 | 37,787 | $2.2M | 0.13% |
| 50 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 4,365 | $2.0M | 0.12% |
| 51 | ALPHABET INC | GOOG | 9,595 | $1.8M | 0.11% |
| 52 | NVIDIA CORPORATION | NVDA | 12,720 | $1.7M | 0.10% |
| 53 | TJX COS INC NEW | 872540109 | 13,583 | $1.6M | 0.10% |
| 54 | CISCO SYS INC | CSCO | 26,957 | $1.6M | 0.10% |
| 55 | VANGUARD STAR FDS | 921909768 | 26,145 | $1.5M | 0.09% |
| 56 | HONEYWELL INTL INC | 438516106 | 6,699 | $1.5M | 0.09% |
| 57 | ULTA BEAUTY INC | ULTA | 3,450 | $1.5M | 0.09% |
| 58 | JOHNSON & JOHNSON | JNJ | 9,701 | $1.4M | 0.08% |
| 59 | ISHARES TR | 464287614 | 3,434 | $1.4M | 0.08% |
| 60 | PROCTER AND GAMBLE CO | 742718109 | 7,603 | $1.3M | 0.08% |
| 61 | VANGUARD SPECIALIZED FUNDS | 921908844 | 6,257 | $1.2M | 0.07% |
| 62 | VANGUARD SCOTTSDALE FDS | 92206C664 | 11,575 | $1.0M | 0.06% |
| 63 | VANGUARD MUN BD FDS | 922907746 | 19,904 | $997,788 | 0.06% |
| 64 | INTERNATIONAL BUSINESS MACHS | INTR | 4,508 | $990,998 | 0.06% |
| 65 | SPDR S&P 500 ETF TR | SPY | 1,628 | $954,288 | 0.06% |
| 66 | MASTERCARD INCORPORATED | MA | 1,784 | $939,401 | 0.06% |
| 67 | VANGUARD INDEX FDS | 922908736 | 2,168 | $889,834 | 0.05% |
| 68 | MONDELEZ INTL INC | 609207105 | 14,424 | $861,546 | 0.05% |
| 69 | META PLATFORMS INC | META | 1,434 | $839,621 | 0.05% |
| 70 | AUTOMATIC DATA PROCESSING IN | ADP | 2,595 | $759,634 | 0.05% |
| 71 | ABBVIE INC | ABBV | 4,274 | $759,423 | 0.05% |
| 72 | VANGUARD TAX-MANAGED FDS | 921943858 | 15,355 | $734,276 | 0.04% |
| 73 | GE AEROSPACE | 369604301 | 4,286 | $714,889 | 0.04% |
| 74 | DEERE & CO | DE | 1,639 | $694,444 | 0.04% |
| 75 | PHILLIPS 66 | PSX | 5,995 | $683,010 | 0.04% |
| 76 | CONMED CORP | CNMD | 9,924 | $679,199 | 0.04% |
| 77 | MORGAN STANLEY | MS-PQ | 5,082 | $638,909 | 0.04% |
| 78 | VANGUARD INDEX FDS | 922908538 | 2,362 | $599,358 | 0.04% |
| 79 | DIMENSIONAL ETF TRUST | 25434V609 | 10,714 | $596,341 | 0.04% |
| 80 | GOLDMAN SACHS GROUP INC | GSCE | 1,036 | $593,234 | 0.04% |
| 81 | WALMART INC | WMT | 6,454 | $583,119 | 0.03% |
| 82 | ISHARES TR | 464288281 | 6,444 | $573,774 | 0.03% |
| 83 | COMMUNITY FINANCIAL SYSTEM I | CBU | 9,245 | $570,232 | 0.03% |
| 84 | PUBLIC STORAGE OPER CO | PSA-PS | 1,895 | $567,439 | 0.03% |
| 85 | CHUBB LIMITED | CB | 2,050 | $566,415 | 0.03% |
| 86 | ALPS ETF TR | 00162Q593 | 17,062 | $563,558 | 0.03% |
| 87 | SKYWORKS SOLUTIONS INC | SWKS | 6,264 | $555,492 | 0.03% |
| 88 | NORWOOD FINANCIAL CORP | NWFL | 19,846 | $539,910 | 0.03% |
| 89 | ELEVANCE HEALTH INC | ELV | 1,458 | $537,856 | 0.03% |
| 90 | ISHARES TR | 464287655 | 2,420 | $534,723 | 0.03% |
| 91 | VANGUARD INDEX FDS | 922908751 | 2,207 | $530,298 | 0.03% |
| 92 | HOME DEPOT INC | HD | 1,352 | $525,914 | 0.03% |
| 93 | MCDONALDS CORP | MCD | 1,790 | $518,981 | 0.03% |
| 94 | VANGUARD INTL EQUITY INDEX F | 922042858 | 11,500 | $506,460 | 0.03% |
| 95 | ISHARES INC | 46434G103 | 9,189 | $479,850 | 0.03% |
| 96 | SCHWAB CHARLES CORP | SCHW-PJ | 6,184 | $457,678 | 0.03% |
| 97 | COCA COLA CO | KO | 6,849 | $426,419 | 0.03% |
| 98 | ABBOTT LABS | ABLZF | 3,673 | $415,397 | 0.02% |
| 99 | ELI LILLY & CO | LLY | 532 | $410,704 | 0.02% |
| 100 | DIMENSIONAL ETF TRUST | 25434V724 | 9,942 | $406,827 | 0.02% |
| 101 | VANGUARD INDEX FDS | 922908629 | 1,540 | $406,760 | 0.02% |
| 102 | ISHARES TR | 464288356 | 6,844 | $392,024 | 0.02% |
| 103 | CHEVRON CORP NEW | CVX | 2,656 | $384,695 | 0.02% |
| 104 | IDEXX LABS INC | 45168D104 | 908 | $375,404 | 0.02% |
| 105 | CSX CORP | CSX | 11,591 | $374,042 | 0.02% |
| 106 | ILLINOIS TOOL WKS INC | 452308109 | 1,446 | $366,648 | 0.02% |
| 107 | GE VERNOVA INC | GEV | 1,110 | $365,112 | 0.02% |
| 108 | VANGUARD INDEX FDS | 922908595 | 1,242 | $347,835 | 0.02% |
| 109 | TOMPKINS FINL CORP | 890110109 | 5,095 | $345,594 | 0.02% |
| 110 | RTX CORPORATION | RTX | 2,971 | $343,804 | 0.02% |
| 111 | DISNEY WALT CO | 254687106 | 3,082 | $343,161 | 0.02% |
| 112 | TRAVELERS COMPANIES INC | TRV | 1,332 | $320,865 | 0.02% |
| 113 | CHIPOTLE MEXICAN GRILL INC | CMG | 5,023 | $302,887 | 0.02% |
| 114 | NIKE INC | NKE | 3,942 | $298,291 | 0.02% |
| 115 | WASTE MGMT INC DEL | 94106L109 | 1,413 | $285,129 | 0.02% |
| 116 | VERIZON COMMUNICATIONS INC | VZ | 7,113 | $284,449 | 0.02% |
| 117 | HARTFORD FINL SVCS GROUP INC | HIG-PG | 2,446 | $267,601 | 0.02% |
| 118 | ALLSTATE CORP | ALL-PJ | 1,374 | $264,893 | 0.02% |
| 119 | VANGUARD INTL EQUITY INDEX F | 922042775 | 4,566 | $262,134 | 0.02% |
| 120 | COLGATE PALMOLIVE CO | CL | 2,710 | $246,366 | 0.01% |
| 121 | ASML HOLDING N V | ASMLF | 352 | $243,964 | 0.01% |
| 122 | VANGUARD INDEX FDS | 922908611 | 1,165 | $230,814 | 0.01% |
| 123 | NBT BANCORP INC | NBTB | 4,777 | $228,150 | 0.01% |
| 124 | VANGUARD SCOTTSDALE FDS | 92206C730 | 850 | $226,712 | 0.01% |
| 125 | CONOCOPHILLIPS | COP | 2,262 | $224,323 | 0.01% |
| 126 | CATERPILLAR INC | CAT | 615 | $223,097 | 0.01% |
| 127 | SOUTHERN CO | SOMN | 2,689 | $221,358 | 0.01% |
| 128 | WELLS FARGO CO NEW | 949746101 | 3,061 | $215,033 | 0.01% |
| 129 | HERSHEY CO | HSY | 1,244 | $210,671 | 0.01% |
| 130 | ISHARES TR | 46432F842 | 2,953 | $207,537 | 0.01% |
| 131 | SCHWAB STRATEGIC TR | 808524847 | 9,800 | $206,388 | 0.01% |
| 132 | DANAHER CORPORATION | 235851102 | 887 | $203,611 | 0.01% |
| 133 | SCHWAB STRATEGIC TR | 808524607 | 7,864 | $203,363 | 0.01% |
| 134 | PPG INDS INC | 693506107 | 1,699 | $202,946 | 0.01% |
| 135 | NOVO-NORDISK A S | NONOF | 2,347 | $201,889 | 0.01% |
| 136 | IMMUCELL CORP | ICCC | 31,000 | $159,650 | 0.01% |