13F HOLDINGS REPORT

MORRIS FINANCIAL CONCEPTS, INC.

Quarter ended Q4 2025 · Filed February 9, 2026 · Accession 0001398344-26-002499

Total Value

$285.5M

Positions

193

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (193)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	59,940	$41.1M	14.38%
2	SCHWAB STRATEGIC TR	808524201	1,423,565	$38.3M	13.42%
3	ISHARES TR	46432F842	195,177	$17.5M	6.12%
4	ISHARES TR	464287804	122,363	$14.7M	5.15%
5	ISHARES TR	464287457	117,567	$9.7M	3.41%
6	ISHARES TR	46432F859	181,446	$8.8M	3.10%
7	SCHWAB STRATEGIC TR	808524607	308,991	$8.8M	3.08%
8	ISHARES TR	464288679	77,011	$8.5M	2.97%
9	DIMENSIONAL ETF TRUST	25434V708	203,989	$8.1M	2.83%
10	VANGUARD BD INDEX FDS	921937827	97,657	$7.7M	2.70%
11	SPDR S&P 500 ETF TR	SPY	9,351	$6.4M	2.23%
12	ISHARES TR	464287309	41,201	$5.1M	1.78%
13	DIMENSIONAL ETF TRUST	25434V773	141,113	$4.6M	1.63%
14	ISHARES TR	464287408	19,633	$4.2M	1.46%
15	TESLA INC	TSLA	7,588	$3.4M	1.20%
16	DIMENSIONAL ETF TRUST	25434V609	53,209	$3.2M	1.11%
17	DIMENSIONAL ETF TRUST	25434V781	83,056	$3.2M	1.11%
18	JPMORGAN CHASE & CO.	VYLD	9,769	$3.1M	1.10%
19	DIMENSIONAL ETF TRUST	25434V666	86,634	$3.0M	1.04%
20	ISHARES TR	464287465	30,213	$2.9M	1.02%
21	DIMENSIONAL ETF TRUST	25434V500	40,446	$2.8M	0.99%
22	AMERICAN CENTY ETF TR	025072885	22,117	$2.5M	0.87%
23	ELI LILLY & CO	LLY	2,141	$2.3M	0.81%
24	VANGUARD INDEX FDS	922908363	3,607	$2.3M	0.79%
25	APPLE INC	AAPL	7,873	$2.1M	0.75%
26	VANGUARD SCOTTSDALE FDS	92206C870	24,078	$2.0M	0.71%
27	DIMENSIONAL ETF TRUST	25434V302	57,378	$1.9M	0.65%
28	DIMENSIONAL ETF TRUST	25434V658	67,111	$1.8M	0.62%
29	ISHARES TR	464287671	10,191	$1.7M	0.60%
30	ISHARES TR	464288273	21,964	$1.7M	0.60%
31	DIMENSIONAL ETF TRUST	25434V807	34,029	$1.7M	0.59%
32	DIMENSIONAL ETF TRUST	25434V872	39,704	$1.7M	0.59%
33	ISHARES TR	464287622	4,323	$1.6M	0.57%
34	ISHARES INC	46434G103	23,049	$1.5M	0.54%
35	AMERICAN CENTY ETF TR	025072703	18,646	$1.5M	0.54%
36	MICROSOFT CORP	MSFT	3,143	$1.5M	0.53%
37	ISHARES TR	464287655	5,761	$1.4M	0.50%
38	DIMENSIONAL ETF TRUST	25434V864	28,908	$1.4M	0.49%
39	DIMENSIONAL ETF TRUST	25434V880	41,634	$1.4M	0.48%
40	ISHARES TR	464287630	7,445	$1.3M	0.47%
41	ISHARES TR	46434V647	50,596	$1.3M	0.44%
42	DIMENSIONAL ETF TRUST	25434V104	26,951	$1.3M	0.44%
43	ISHARES TR	464287234	23,027	$1.3M	0.44%
44	DIMENSIONAL ETF TRUST	25434V732	37,154	$1.2M	0.43%
45	VANGUARD WHITEHALL FDS	921946794	11,872	$1.1M	0.37%
46	ISHARES TR	46434V613	22,514	$1.0M	0.37%
47	ISHARES TR	464287879	8,855	$1.0M	0.35%
48	ISHARES TR	464288885	8,800	$1.0M	0.35%
49	INTERNATIONAL BUSINESS MACHS	INTR	2,882	$853,671	0.30%
50	ALPHABET INC	GOOG	2,617	$819,121	0.29%
51	VANGUARD WORLD FD	92204A405	6,006	$801,741	0.28%
52	EXXON MOBIL CORP	XOM	6,497	$781,854	0.27%
53	MASTERCARD INCORPORATED	MA	1,336	$762,785	0.27%
54	ISHARES TR	464288802	5,381	$749,815	0.26%
55	ISHARES TR	464287598	3,540	$744,604	0.26%
56	ISHARES TR	464287507	11,188	$738,408	0.26%
57	GOLDMAN SACHS ETF TR	NVGLF	5,410	$716,122	0.25%
58	META PLATFORMS INC	META	1,080	$712,897	0.25%
59	NVIDIA CORPORATION	NVDA	3,626	$676,249	0.24%
60	AMERICAN CENTY ETF TR	025072604	8,669	$667,699	0.23%
61	DIMENSIONAL ETF TRUST	25434V203	17,064	$650,309	0.23%
62	ISHARES TR	464287648	1,957	$632,131	0.22%
63	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,241	$623,789	0.22%
64	ABBVIE INC	ABBV	2,628	$600,472	0.21%
65	ISHARES TR	46435U663	11,866	$545,599	0.19%
66	WELLS FARGO CO NEW	949746101	5,780	$538,696	0.19%
67	GE AEROSPACE	369604301	1,734	$534,124	0.19%
68	SCHWAB STRATEGIC TR	808524102	19,691	$516,503	0.18%
69	DIMENSIONAL ETF TRUST	25434V716	11,635	$505,308	0.18%
70	JOHNSON & JOHNSON	JNJ	2,418	$500,405	0.18%
71	VANGUARD STAR FDS	921909768	6,609	$498,583	0.17%
72	BROADCOM INC	AVGO	1,427	$493,885	0.17%
73	WALMART INC	WMT	4,361	$485,859	0.17%
74	CUMMINS INC	CMI	925	$472,166	0.17%
75	SCHWAB STRATEGIC TR	808524888	10,361	$471,736	0.17%
76	GOLDMAN SACHS ETF TR	NVGLF	11,296	$470,140	0.16%
77	GOLDMAN SACHS GROUP INC	GSCE	527	$463,233	0.16%
78	AMERICAN CENTY ETF TR	025072687	9,673	$455,473	0.16%
79	NETFLIX INC	NFLX	4,769	$447,141	0.16%
80	PIMCO ETF TR	72201R866	8,370	$438,672	0.15%
81	COSTCO WHSL CORP NEW	22160K105	501	$431,697	0.15%
82	VANGUARD WHITEHALL FDS	921946406	2,817	$404,331	0.14%
83	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,318	$400,527	0.14%
84	PEPSICO INC	PEP	2,709	$388,796	0.14%
85	SCHWAB STRATEGIC TR	808524771	14,246	$387,634	0.14%
86	PROCTER AND GAMBLE CO	742718109	2,699	$386,816	0.14%
87	ISHARES TR	46435U549	8,007	$383,135	0.13%
88	AMAZON COM INC	AMZN	1,619	$373,698	0.13%
89	RTX CORPORATION	RTX	1,974	$362,032	0.13%
90	COCA COLA CO	KO	5,129	$358,570	0.13%
91	VANGUARD BD INDEX FDS	921937835	4,700	$348,126	0.12%
92	TRUIST FINL CORP	89832Q109	7,060	$347,423	0.12%
93	SCHWAB STRATEGIC TR	808524748	7,633	$340,050	0.12%
94	DEERE & CO	DE	693	$322,640	0.11%
95	MERCK & CO INC	MRK	3,046	$320,622	0.11%
96	HOME DEPOT INC	HD	922	$317,238	0.11%
97	COMMERCIAL METALS CO	CMC	4,563	$315,851	0.11%
98	VANGUARD INDEX FDS	922908553	3,459	$306,087	0.11%
99	ISHARES TR	46435G516	3,178	$302,196	0.11%
100	ISHARES TR	464288158	2,829	$301,854	0.11%
101	MOODYS CORP	MCO	589	$300,891	0.11%
102	SOUTHERN CO	SOMN	3,443	$300,230	0.11%
103	ALTRIA GROUP INC	MO	5,185	$298,976	0.10%
104	GE VERNOVA INC	GEV	450	$294,107	0.10%
105	MONDELEZ INTL INC	609207105	5,461	$293,949	0.10%
106	AUTONATION INC	AN	1,412	$291,550	0.10%
107	GOLDMAN SACHS ETF TR	NVGLF	6,787	$291,434	0.10%
108	SCHWAB STRATEGIC TR	808524797	10,545	$289,249	0.10%
109	AUTODESK INC	ADSK	970	$287,130	0.10%
110	ABBOTT LABS	ABLZF	2,287	$286,538	0.10%
111	SCHWAB STRATEGIC TR	808524409	9,363	$277,238	0.10%
112	GOLDMAN SACHS ETF TR	NVGLF	3,664	$277,108	0.10%
113	SCHWAB STRATEGIC TR	808524755	6,088	$275,238	0.10%
114	SCHWAB STRATEGIC TR	808524706	8,288	$271,437	0.10%
115	INTUITIVE SURGICAL INC	ISRG	476	$269,587	0.09%
116	SCHWAB STRATEGIC TR	808524300	8,076	$263,439	0.09%
117	DOORDASH INC	DASH	1,162	$263,170	0.09%
118	J P MORGAN EXCHANGE TRADED F	46641Q837	5,116	$258,818	0.09%
119	SCHWAB STRATEGIC TR	808524805	10,602	$254,879	0.09%
120	PHILIP MORRIS INTL INC	718172109	1,536	$246,428	0.09%
121	COMFORT SYS USA INC	199908104	264	$246,389	0.09%
122	AMERICAN CENTY ETF TR	025072562	5,875	$246,302	0.09%
123	DISNEY WALT CO	254687106	2,137	$243,105	0.09%
124	ISHARES TR	464287226	2,407	$240,411	0.08%
125	VERTEX PHARMACEUTICALS INC	VRTX	507	$229,854	0.08%
126	SCHWAB STRATEGIC TR	808524763	7,014	$221,011	0.08%
127	DIMENSIONAL ETF TRUST	25434V690	5,133	$219,923	0.08%
128	VANGUARD CHARLOTTE FDS	92203J407	4,508	$217,812	0.08%
129	BJS WHSL CLUB HLDGS INC	05550J101	2,402	$216,252	0.08%
130	TEXAS INSTRS INC	882508104	1,244	$215,822	0.08%
131	MCDONALDS CORP	MCD	691	$211,190	0.07%
132	DOMINION ENERGY INC	D	3,471	$203,366	0.07%
133	INVESCO EXCH TRD SLF IDX FD	IVZ	9,708	$199,985	0.07%
134	INVESCO EXCH TRD SLF IDX FD	IVZ	10,214	$199,939	0.07%
135	INVESCO EXCH TRD SLF IDX FD	IVZ	10,122	$199,808	0.07%
136	INVESCO EXCH TRD SLF IDX FD	IVZ	10,605	$199,745	0.07%
137	ALPHABET INC	GOOG	600	$188,280	0.07%
138	ETF SER SOLUTIONS	26922B535	4,914	$185,121	0.06%
139	MANAGER DIRECTED PORTFOLIOS	56170L695	16,711	$173,794	0.06%
140	VANGUARD INDEX FDS	922908744	726	$138,659	0.05%
141	PIMCO ETF TR	72201R874	2,700	$136,161	0.05%
142	ISHARES TR	464287499	1,364	$131,312	0.05%
143	ISHARES TR	46434V266	2,859	$118,591	0.04%
144	SCHWAB STRATEGIC TR	808524730	2,768	$99,814	0.03%
145	ISHARES TR	464288448	2,208	$87,106	0.03%
146	VANGUARD SCOTTSDALE FDS	92206C102	1,269	$74,528	0.03%
147	VANGUARD INDEX FDS	922908736	152	$74,155	0.03%
148	VANGUARD INDEX FDS	922908629	253	$73,426	0.03%
149	ISHARES TR	464288414	660	$70,693	0.02%
150	SCHWAB STRATEGIC TR	808524508	2,265	$68,109	0.02%
151	DIMENSIONAL ETF TRUST	25434V815	1,856	$61,044	0.02%
152	ISHARES INC	46434G863	1,331	$58,790	0.02%
153	ISHARES TR	464287168	397	$56,033	0.02%
154	AMERICAN CENTY ETF TR	025072349	703	$53,266	0.02%
155	ISHARES TR	46432F834	600	$50,784	0.02%
156	DIMENSIONAL ETF TRUST	25434V617	669	$49,495	0.02%
157	ISHARES TR	464287291	375	$39,375	0.01%
158	AMERICAN CENTY ETF TR	025072356	859	$37,392	0.01%
159	ISHARES TR	464287614	78	$36,917	0.01%
160	ETF SER SOLUTIONS	26922B709	1,380	$33,575	0.01%
161	SCHWAB STRATEGIC TR	808524847	1,536	$32,088	0.01%
162	ISHARES TR	464287127	300	$28,314	0.01%
163	AMERICAN CENTY ETF TR	025072877	261	$26,617	0.01%
164	ISHARES TR	46435GAA0	1,073	$25,999	0.01%
165	PIMCO ETF TR	72201R718	236	$22,643	0.01%
166	PIMCO ETF TR	72201R833	213	$21,372	0.01%
167	ISHARES TR	46435U366	539	$20,443	0.01%
168	ISHARES TR	46434V381	258	$17,993	0.01%
169	VANGUARD INDEX FDS	922908751	65	$16,767	0.01%
170	VANGUARD INDEX FDS	922908611	77	$16,308	0.01%
171	ISHARES TR	464287242	118	$13,002	0.00%
172	PIMCO ETF TR	72201R775	131	$12,147	0.00%
173	ISHARES TR	46432F388	71	$9,658	0.00%
174	VANGUARD INDEX FDS	922908538	34	$9,491	0.00%
175	ISHARES TR	464288257	61	$8,631	0.00%
176	J P MORGAN EXCHANGE TRADED F	46641Q225	91	$8,463	0.00%
177	VANGUARD INDEX FDS	922908769	24	$8,188	0.00%
178	VANGUARD BD INDEX FDS	921937819	92	$7,165	0.00%
179	ISHARES TR	464287473	45	$6,333	0.00%
180	VANGUARD SCOTTSDALE FDS	92206C409	68	$5,422	0.00%
181	ISHARES TR	464287556	27	$4,557	0.00%
182	ISHARES TR	464288810	70	$4,351	0.00%
183	J P MORGAN EXCHANGE TRADED F	46641Q217	65	$4,284	0.00%
184	ISHARES TR	46432F339	21	$4,171	0.00%
185	ISHARES TR	464287440	40	$3,846	0.00%
186	ISHARES TR	464288877	50	$3,571	0.00%
187	ISHARES TR	464287432	40	$3,486	0.00%
188	AMERICAN CENTY ETF TR	025072299	37	$2,748	0.00%
189	ISHARES TR	46434V456	60	$2,727	0.00%
190	ISHARES TR	464287325	25	$2,435	0.00%
191	SCHWAB STRATEGIC TR	808524854	58	$1,455	0.00%
192	ISHARES TR	46432F396	5	$1,252	0.00%
193	VANGUARD SCOTTSDALE FDS	92206C771	21	$989	0.00%