13F HOLDINGS REPORT

Topsail Wealth Management, LLC

Quarter ended Q4 2025 · Filed February 4, 2026 · Accession 0001398344-26-002201

Total Value

$682.8M

Positions

268

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (268)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908769	508,061	$170.3M	24.95%
2	VANGUARD MUN BD FDS	922907746	1,105,980	$55.6M	8.15%
3	VANGUARD INDEX FDS	922908363	85,292	$53.5M	7.83%
4	VANGUARD STAR FDS	921909768	674,934	$50.9M	7.46%
5	CINCINNATI FINL CORP	172062101	297,642	$48.9M	7.16%
6	VANGUARD INTL EQUITY INDEX F	922042775	648,987	$47.7M	6.99%
7	VANGUARD MUN BD FDS	922907712	326,854	$24.7M	3.62%
8	VANGUARD TAX-MANAGED FDS	921943858	265,694	$16.6M	2.43%
9	VANGUARD SCOTTSDALE FDS	92206C870	186,512	$15.6M	2.29%
10	VANGUARD INDEX FDS	922908652	68,869	$14.4M	2.11%
11	VANGUARD BD INDEX FDS	921937835	170,111	$12.6M	1.85%
12	VANGUARD CHARLOTTE FDS	92203J407	203,884	$9.9M	1.44%
13	SPDR S&P 500 ETF TR	SPY	12,510	$8.5M	1.25%
14	MICROSOFT CORP	MSFT	17,506	$8.5M	1.24%
15	DIMENSIONAL ETF TRUST	25434V401	101,967	$7.6M	1.11%
16	APPLE INC	AAPL	25,753	$7.0M	1.03%
17	VANGUARD WELLINGTON FD	921935870	51,105	$5.2M	0.76%
18	ISHARES TR	464288414	33,634	$3.6M	0.53%
19	VANGUARD WORLD FD	921910873	13,935	$3.5M	0.51%
20	ALPHABET INC	GOOG	11,079	$3.5M	0.51%
21	SCHWAB STRATEGIC TR	808524102	120,749	$3.2M	0.46%
22	BERKSHIRE HATHAWAY INC DEL	BRK-A	4	$3.0M	0.44%
23	AMAZON COM INC	AMZN	11,895	$2.7M	0.40%
24	DIMENSIONAL ETF TRUST	25434V880	78,419	$2.6M	0.38%
25	VISA INC	V	7,011	$2.5M	0.36%
26	VANGUARD MUN BD FDS	922907696	32,136	$2.5M	0.36%
27	VANGUARD SCOTTSDALE FDS	92206C409	29,487	$2.4M	0.34%
28	ISHARES TR	464287465	24,154	$2.3M	0.34%
29	NVIDIA CORPORATION	NVDA	12,425	$2.3M	0.34%
30	VANGUARD INDEX FDS	922908744	11,739	$2.2M	0.33%
31	JPMORGAN CHASE & CO.	VYLD	6,856	$2.2M	0.32%
32	META PLATFORMS INC	META	3,321	$2.2M	0.32%
33	INVESCO QQQ TR	IVZ	3,426	$2.1M	0.31%
34	SPDR S&P MIDCAP 400 ETF TR	MDY	3,481	$2.1M	0.31%
35	ISHARES TR	464287655	8,282	$2.0M	0.30%
36	VANGUARD INDEX FDS	922908611	9,071	$1.9M	0.28%
37	PROFESIONALLY MANAGED PORTFO	74316P579	28,735	$1.9M	0.28%
38	VANGUARD MALVERN FDS	922020748	24,121	$1.9M	0.28%
39	PROCTER AND GAMBLE CO	742718109	12,683	$1.8M	0.27%
40	FIRST TR EXCHANGE TRADED FD	33738R506	23,272	$1.6M	0.24%
41	VANGUARD INTL EQUITY INDEX F	922042858	28,845	$1.6M	0.23%
42	VANGUARD INDEX FDS	922908751	5,730	$1.5M	0.22%
43	ISHARES TR	464288240	21,949	$1.5M	0.22%
44	VANGUARD SCOTTSDALE FDS	92206C813	19,359	$1.5M	0.22%
45	INVESCO EXCHANGE TRADED FD T	IVZ	7,632	$1.5M	0.21%
46	ALPHABET INC	GOOG	4,312	$1.4M	0.20%
47	TEXAS INSTRS INC	882508104	7,764	$1.3M	0.20%
48	AMPHENOL CORP NEW	032095101	9,031	$1.2M	0.18%
49	ISHARES TR	464287614	2,486	$1.2M	0.17%
50	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,316	$1.2M	0.17%
51	VANGUARD SCOTTSDALE FDS	92206C573	14,813	$1.2M	0.17%
52	DIMENSIONAL ETF TRUST	25434V203	28,250	$1.1M	0.16%
53	ELI LILLY & CO	LLY	980	$1.1M	0.15%
54	ABBVIE INC	ABBV	4,585	$1.0M	0.15%
55	VANGUARD WORLD FD	92204A702	1,386	$1.0M	0.15%
56	FIRST TR EXCHANGE TRADED FD	33738R605	15,294	$962,476	0.14%
57	FIRST TR EXCHANGE-TRADED FD	33734H106	19,123	$881,288	0.13%
58	ISHARES TR	464287622	2,334	$871,609	0.13%
59	FIRST TR EXCHANGE-TRADED FD	33733E302	3,159	$850,340	0.12%
60	ISHARES TR	464287606	8,691	$841,984	0.12%
61	HOME DEPOT INC	HD	2,441	$839,948	0.12%
62	VANGUARD SPECIALIZED FUNDS	921908844	3,697	$812,419	0.12%
63	UNITEDHEALTH GROUP INC	UNH	2,459	$811,740	0.12%
64	GAMBLING COM GROUP LIMITED	GAMB	148,512	$810,876	0.12%
65	ISHARES TR	464287689	1,931	$747,007	0.11%
66	MORGAN STANLEY	MS-PQ	3,685	$654,198	0.10%
67	MCDONALDS CORP	MCD	2,093	$639,684	0.09%
68	IDEXX LABS INC	45168D104	945	$639,321	0.09%
69	VANGUARD INDEX FDS	922908629	2,153	$624,865	0.09%
70	BLACKSTONE INC	BX	4,005	$617,331	0.09%
71	WALMART INC	WMT	5,525	$616,839	0.09%
72	QNITY ELECTRONICS INC	Q	7,492	$611,722	0.09%
73	DUPONT DE NEMOURS INC	DD	14,988	$602,518	0.09%
74	BLACKROCK INC	BLK	544	$582,265	0.09%
75	ISHARES TR	464287481	4,235	$579,941	0.08%
76	NIKE INC	NKE	8,793	$563,822	0.08%
77	INVESCO EXCH TRD SLF IDX FD	IVZ	26,147	$562,424	0.08%
78	BROADCOM INC	AVGO	1,601	$554,126	0.08%
79	LOCKHEED MARTIN CORP	LMT	1,134	$548,482	0.08%
80	MERCK & CO INC	MRK	5,101	$541,267	0.08%
81	JOHNSON & JOHNSON	JNJ	2,595	$537,035	0.08%
82	VANGUARD INDEX FDS	922908736	1,097	$535,182	0.08%
83	SELECT SECTOR SPDR TR	81369Y803	3,612	$520,020	0.08%
84	THERMO FISHER SCIENTIFIC INC	TMO	889	$515,513	0.08%
85	RTX CORPORATION	RTX	2,801	$513,703	0.08%
86	ISHARES TR	464287705	3,660	$481,619	0.07%
87	EXXON MOBIL CORP	XOM	4,000	$481,360	0.07%
88	SPDR SERIES TRUST	78464A839	5,663	$479,713	0.07%
89	CISCO SYS INC	CSCO	6,111	$470,730	0.07%
90	GE AEROSPACE	369604301	1,520	$468,206	0.07%
91	INVESCO EXCH TRD SLF IDX FD	IVZ	21,160	$465,520	0.07%
92	INVESCO EXCH TRD SLF IDX FD	IVZ	20,331	$459,777	0.07%
93	S&P GLOBAL INC	SPGI	878	$458,834	0.07%
94	ABBOTT LABS	ABLZF	3,644	$456,557	0.07%
95	ACCENTURE PLC IRELAND	ACN	1,695	$454,769	0.07%
96	INTERNATIONAL BUSINESS MACHS	INTR	1,534	$454,390	0.07%
97	QUALCOMM INC	QCOM	2,586	$442,335	0.06%
98	ISHARES TR	464287473	3,084	$434,998	0.06%
99	FIRST TR EXCHANGE-TRADED FD	336917109	9,740	$431,872	0.06%
100	CRH PLC	CRH	3,406	$425,069	0.06%
101	GOLDMAN SACHS GROUP INC	GSCE	479	$421,041	0.06%
102	NEXTERA ENERGY INC	NEE-PW	5,066	$406,698	0.06%
103	VANGUARD SCOTTSDALE FDS	92206C847	7,249	$404,508	0.06%
104	VANGUARD BD INDEX FDS	921937827	5,034	$396,735	0.06%
105	APOLLO GLOBAL MGMT INC	03769M106	2,716	$393,168	0.06%
106	SCHWAB STRATEGIC TR	808524797	14,142	$387,928	0.06%
107	INVESCO EXCH TRADED FD TR II	IVZ	6,905	$385,235	0.06%
108	BANK AMERICA CORP	060505104	6,946	$382,030	0.06%
109	SPDR SERIES TRUST	78464A359	4,274	$381,241	0.06%
110	SPDR SERIES TRUST	78464A409	3,464	$369,602	0.05%
111	PALANTIR TECHNOLOGIES INC	PLTR	2,072	$368,298	0.05%
112	FIRST TR EXCH TRADED FD III	33739E108	20,206	$368,153	0.05%
113	SPDR SERIES TRUST	78464A300	4,023	$366,050	0.05%
114	ORACLE CORP	ORCL-PD	1,827	$356,101	0.05%
115	DOW INC	DOW	15,194	$355,236	0.05%
116	FIRST TR EXCHANGE-TRADED FD	33735T109	20,175	$353,096	0.05%
117	COCA COLA CO	KO	5,044	$352,638	0.05%
118	ENBRIDGE INC	ENNPF	7,301	$349,207	0.05%
119	DOLLAR TREE INC	DLTR	2,768	$340,492	0.05%
120	ISHARES TR	464287226	3,399	$339,518	0.05%
121	FIRST TR EXCHANGE-TRADED FD	33739Q705	6,610	$324,911	0.05%
122	INTUITIVE SURGICAL INC	ISRG	563	$318,861	0.05%
123	ASML HOLDING N V	ASMLF	295	$315,609	0.05%
124	MASTERCARD INCORPORATED	MA	547	$312,271	0.05%
125	PEPSICO INC	PEP	2,132	$309,089	0.05%
126	TESLA INC	TSLA	667	$299,963	0.04%
127	INVESCO EXCH TRD SLF IDX FD	IVZ	11,157	$291,253	0.04%
128	APPLIED MATLS INC	038222105	1,076	$276,521	0.04%
129	SPDR DOW JONES INDL AVERAGE	78467X109	550	$264,888	0.04%
130	COSTCO WHSL CORP NEW	22160K105	305	$263,014	0.04%
131	JOHNSON CTLS INTL PLC	G51502105	2,186	$262,648	0.04%
132	LOWES COS INC	548661107	1,083	$261,176	0.04%
133	GE VERNOVA INC	GEV	394	$257,507	0.04%
134	FIRST TR EXCHANGE-TRADED FD	337345102	1,115	$256,684	0.04%
135	LAM RESEARCH CORP	LRCX	1,493	$255,960	0.04%
136	FIRST TR EXCHNG TRADED FD VI	33740F862	4,820	$255,219	0.04%
137	MICRON TECHNOLOGY INC	MU	883	$252,119	0.04%
138	SPDR SERIES TRUST	78468R739	5,239	$251,420	0.04%
139	CVS HEALTH CORP	CVS	3,154	$250,301	0.04%
140	COLGATE PALMOLIVE CO	CL	3,166	$250,177	0.04%
141	ISHARES TR	464287507	3,726	$245,904	0.04%
142	SALESFORCE INC	CRM	921	$244,365	0.04%
143	VANGUARD WHITEHALL FDS	921946885	3,596	$242,456	0.04%
144	BANK AMERICA CORP	060505682	189	$236,628	0.03%
145	AMERICAN TOWER CORP NEW	03027X100	1,287	$225,959	0.03%
146	UNION PAC CORP	UNP	969	$224,149	0.03%
147	NORFOLK SOUTHN CORP	655844108	768	$221,737	0.03%
148	NORTHROP GRUMMAN CORP	NOC	386	$220,101	0.03%
149	COMCAST CORP NEW	CCZ	7,316	$218,675	0.03%
150	HONEYWELL INTL INC	438516106	1,118	$218,111	0.03%
151	MCKESSON CORP	MCK	261	$214,309	0.03%
152	SCHWAB STRATEGIC TR	808524508	7,079	$212,853	0.03%
153	VANGUARD WHITEHALL FDS	921946406	1,479	$212,268	0.03%
154	ISHARES TR	464287168	1,500	$211,710	0.03%
155	SCHWAB STRATEGIC TR	808524607	7,409	$211,003	0.03%
156	SPDR SERIES TRUST	78464A821	2,270	$209,836	0.03%
157	CATERPILLAR INC	CAT	366	$209,670	0.03%
158	AIR PRODS & CHEMS INC	AIIR	828	$204,533	0.03%
159	AMERICAN EXPRESS CO	AXP	546	$202,017	0.03%
160	SPDR INDEX SHS FDS	78463X509	4,310	$201,751	0.03%
161	ISHARES TR	464287804	1,677	$201,557	0.03%
162	ISHARES TR	464287499	2,076	$199,857	0.03%
163	SPDR SERIES TRUST	78464A508	3,275	$186,053	0.03%
164	FIRST TR EXCHANGE TRADED FD	33738R886	7,200	$178,776	0.03%
165	FIRST TR EXCH TRD ALPHDX FD	33737J117	3,000	$161,264	0.02%
166	FIRST TR EXCHANGE TRADED FD	33734X101	2,339	$159,917	0.02%
167	FIRST TR EXCHNG TRADED FD VI	33740F193	6,530	$154,516	0.02%
168	SPDR SERIES TRUST	78464A201	1,597	$150,421	0.02%
169	ISHARES TR	464287630	823	$149,136	0.02%
170	SELECT SECTOR SPDR TR	81369Y886	3,470	$148,134	0.02%
171	VANGUARD INTL EQUITY INDEX F	922042742	1,037	$146,297	0.02%
172	ISHARES TR	464287234	2,652	$145,091	0.02%
173	SPDR SERIES TRUST	78464A763	1,000	$139,160	0.02%
174	FIRST TR EXCHANGE TRADED FD	33734X143	1,196	$136,130	0.02%
175	FIRST TR EXCHNG TRADED FD VI	33740U836	4,275	$135,429	0.02%
176	ISHARES TR	464287408	604	$128,090	0.02%
177	INVESCO EXCH TRADED FD TR II	IVZ	3,455	$127,317	0.02%
178	ISHARES TR	464287200	174	$119,180	0.02%
179	FIRST TR EXCHANGE-TRADED FD	33738D788	5,335	$113,262	0.02%
180	VANGUARD WHITEHALL FDS	921946794	1,255	$112,950	0.02%
181	VANGUARD INDEX FDS	922908553	1,260	$111,497	0.02%
182	SELECT SECTOR SPDR TR	81369Y605	2,000	$109,540	0.02%
183	FIRST TR EXCHNG TRADED FD VI	33740U679	2,800	$105,896	0.02%
184	VANGUARD SCOTTSDALE FDS	92206C102	1,759	$103,296	0.02%
185	SPDR SERIES TRUST	78468R853	2,170	$101,686	0.01%
186	FIRST TR EXCHANGE-TRADED FD	33738D309	2,200	$100,936	0.01%
187	DIMENSIONAL ETF TRUST	25434V799	2,810	$96,816	0.01%
188	FIRST TR EXCHNG TRADED FD VI	33740F557	2,750	$87,559	0.01%
189	ISHARES TR	464287887	576	$81,308	0.01%
190	FIRST TR EXCHANGE TRADED FD	33734X192	623	$81,046	0.01%
191	FIRST TR EXCHANGE-TRADED FD	33738D408	1,850	$77,441	0.01%
192	FIRST TR EXCHNG TRADED FD VI	33740F680	1,650	$74,095	0.01%
193	ISHARES TR	464287598	349	$73,409	0.01%
194	FIRST TR EXCHANGE-TRADED FD	33738D101	1,800	$68,166	0.01%
195	FIRST TR EXCHANGE-TRADED FD	33738D879	2,500	$65,600	0.01%
196	SELECT SECTOR SPDR TR	81369Y506	1,400	$62,594	0.01%
197	FIRST TR EXCHNG TRADED FD VI	33740F649	1,907	$62,035	0.01%
198	ISHARES TR	464287879	532	$60,499	0.01%
199	INVESCO EXCH TRD SLF IDX FD	IVZ	3,035	$59,911	0.01%
200	FIRST TR EXCHNG TRADED FD VI	33740U307	1,143	$58,933	0.01%
201	ISHARES TR	464288687	1,875	$58,050	0.01%
202	FIRST TR EXCH TRD ALPHDX FD	33737J174	717	$56,963	0.01%
203	FIRST TR EXCHNG TRADED FD VI	33740F839	1,005	$49,082	0.01%
204	VANGUARD INTL EQUITY INDEX F	922042874	575	$48,076	0.01%
205	FIRST TR EXCHNG TRADED FD VI	33740F714	1,000	$47,342	0.01%
206	FIRST TR EXCHANGE TRADED FD	33734X184	1,000	$45,010	0.01%
207	DIMENSIONAL ETF TRUST	25434V732	1,335	$44,158	0.01%
208	FIRST TR EXCHANGE TRADED FD	33734X127	2,600	$42,822	0.01%
209	INVESCO EXCHANGE TRADED FD T	IVZ	750	$39,326	0.01%
210	VANGUARD INDEX FDS	922908538	138	$38,521	0.01%
211	FIRST TR EXCHNG TRADED FD VI	33740F763	650	$36,803	0.01%
212	SPDR SERIES TRUST	78464A292	1,158	$36,710	0.01%
213	DIMENSIONAL ETF TRUST	25434V765	1,144	$36,216	0.01%
214	VANGUARD WHITEHALL FDS	921946810	389	$35,574	0.01%
215	FIRST TR EXCHNG TRADED FD VI	33740F854	800	$35,475	0.01%
216	SPDR SERIES TRUST	78468R408	1,335	$33,802	0.00%
217	FIRST TR EXCHNG TRADED FD VI	33740F151	1,500	$33,672	0.00%
218	DIMENSIONAL ETF TRUST	25434V666	958	$32,773	0.00%
219	SELECT SECTOR SPDR TR	81369Y209	210	$32,508	0.00%
220	FIRST TR EXCHNG TRADED FD VI	33740U687	800	$31,776	0.00%
221	VANGUARD SCOTTSDALE FDS	92206C599	101	$30,333	0.00%
222	SPDR SERIES TRUST	78464A805	355	$29,288	0.00%
223	INVESCO EXCH TRD SLF IDX FD	IVZ	1,500	$28,253	0.00%
224	FIRST TR EXCHNG TRADED FD VI	33740U653	700	$27,482	0.00%
225	INVESCO EXCH TRD SLF IDX FD	IVZ	1,330	$27,398	0.00%
226	FIRST TR EXCHNG TRADED FD VI	33740F581	800	$26,401	0.00%
227	FIRST TR EXCHNG TRADED FD VI	33740F342	1,000	$24,720	0.00%
228	FIRST TR EXCHNG TRADED FD VI	33740F664	500	$24,495	0.00%
229	FIRST TR EXCHNG TRADED FD VI	33740F698	500	$23,785	0.00%
230	ISHARES TR	464287523	75	$22,586	0.00%
231	FIRST TR EXCHNG TRADED FD VI	33740U406	500	$22,545	0.00%
232	ISHARES TR	464288174	300	$21,603	0.00%
233	VANGUARD SCOTTSDALE FDS	92206C664	215	$21,397	0.00%
234	VANGUARD INDEX FDS	922908637	62	$19,518	0.00%
235	ISHARES TR	464287242	156	$17,190	0.00%
236	SCHWAB STRATEGIC TR	808524201	630	$16,953	0.00%
237	SPDR INDEX SHS FDS	78463X889	349	$15,499	0.00%
238	FIRST TR EXCHANGE-TRADED FD	33733E500	344	$15,340	0.00%
239	FIRST TR EXCHANGE TRADED FD	33738R860	400	$15,116	0.00%
240	ISHARES TR	464287663	134	$13,740	0.00%
241	ISHARES TR	464287101	40	$13,719	0.00%
242	ISHARES TR	464288620	256	$13,253	0.00%
243	INVESCO EXCH TRADED FD TR II	IVZ	560	$11,760	0.00%
244	FIRST TR EXCHNG TRADED FD VI	33740U208	200	$11,183	0.00%
245	SPDR SERIES TRUST	78464A847	189	$10,945	0.00%
246	FIRST TR EXCHANGE-TRADED FD	33738D796	450	$9,540	0.00%
247	FIRST TR EXCHANGE TRADED FD	33734X119	135	$8,192	0.00%
248	FIRST TR EXCHNG TRADED FD VI	33740F771	168	$8,017	0.00%
249	FIRST TR EXCHNG TRADED FD VI	33740U505	125	$6,398	0.00%
250	SCHWAB STRATEGIC TR	808524870	224	$5,934	0.00%
251	ISHARES TR	464288877	67	$4,784	0.00%
252	FIRST TR EXCHNG TRADED FD VI	33740U380	200	$4,574	0.00%
253	ISHARES TR	464288885	36	$4,101	0.00%
254	DIMENSIONAL ETF TRUST	25434V708	100	$3,959	0.00%
255	FIRST TR EXCHNG TRADED FD VI	33740U471	150	$3,618	0.00%
256	INVESCO EXCH TRD SLF IDX FD	IVZ	150	$2,936	0.00%
257	FIRST TR EXCHANGE-TRADED FD	33733E740	150	$2,583	0.00%
258	FIRST TR EXCHANGE-TRADED FD	33733E732	150	$2,552	0.00%
259	SPDR SERIES TRUST	78464A854	31	$2,487	0.00%
260	VANGUARD WORLD FD	921910733	20	$2,419	0.00%
261	DIMENSIONAL ETF TRUST	25434V773	71	$2,339	0.00%
262	ISHARES TR	464288588	24	$2,285	0.00%
263	VANGUARD SCOTTSDALE FDS	92206C706	33	$1,985	0.00%
264	ISHARES TR	464287150	12	$1,784	0.00%
265	VANGUARD SCOTTSDALE FDS	92206C565	22	$1,492	0.00%
266	ISHARES TR	464288513	15	$1,209	0.00%
267	ISHARES TR	464287457	5	$414	0.00%
268	VANGUARD INDEX FDS	922908512	2	$355	0.00%