13F HOLDINGS REPORT

Pillar Financial Advisors, LLC

Quarter ended Q4 2025 · Filed February 2, 2026 · Accession 0001398344-26-001791

Total Value

$165.8M

Positions

111

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (111)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL ETF TRUST	25434V500	285,337	$19.9M	11.99%
2	DIMENSIONAL ETF TRUST	25434V401	263,856	$19.6M	11.80%
3	DIMENSIONAL ETF TRUST	25434V799	530,462	$18.3M	11.02%
4	DIMENSIONAL ETF TRUST	25434V591	323,503	$16.4M	9.88%
5	DIMENSIONAL ETF TRUST	25434V724	339,248	$15.8M	9.53%
6	DIMENSIONAL ETF TRUST	25434V666	288,829	$9.9M	5.96%
7	DIMENSIONAL ETF TRUST	25434V609	148,912	$8.9M	5.35%
8	DIMENSIONAL ETF TRUST	25434V823	312,893	$7.2M	4.32%
9	DIMENSIONAL ETF TRUST	25434V815	179,654	$5.9M	3.56%
10	DIMENSIONAL ETF TRUST	25434V732	140,799	$4.7M	2.81%
11	VANGUARD WORLD FD	921910816	9,477	$3.9M	2.36%
12	DIMENSIONAL ETF TRUST	25434V807	73,864	$3.7M	2.22%
13	VANGUARD BD INDEX FDS	92203C303	70,966	$3.5M	2.13%
14	VANGUARD INDEX FDS	922908744	16,384	$3.1M	1.89%
15	VANGUARD INDEX FDS	922908611	13,500	$2.9M	1.72%
16	VANGUARD INDEX FDS	922908595	9,073	$2.7M	1.65%
17	DIMENSIONAL ETF TRUST	25434V864	38,248	$1.8M	1.11%
18	VANGUARD BD INDEX FDS	921937819	23,247	$1.8M	1.09%
19	DIMENSIONAL ETF TRUST	25434V203	29,541	$1.1M	0.68%
20	VANGUARD TAX-MANAGED FDS	921943858	17,596	$1.1M	0.66%
21	VANGUARD WELLINGTON FD	921935870	9,698	$985,075	0.59%
22	VANGUARD INTL EQUITY INDEX F	922042858	17,173	$923,200	0.56%
23	COHEN & STEERS INC	CNS	14,008	$879,423	0.53%
24	VANGUARD INDEX FDS	922908736	1,748	$852,780	0.51%
25	ISHARES TR	464287614	1,290	$610,557	0.37%
26	VANGUARD SCOTTSDALE FDS	92206C409	7,540	$601,196	0.36%
27	VANGUARD INDEX FDS	922908363	928	$582,065	0.35%
28	VANGUARD MALVERN FDS	922020805	10,864	$537,334	0.32%
29	ISHARES TR	46429B333	11,742	$522,989	0.32%
30	VANGUARD INTL EQUITY INDEX F	922042775	6,802	$500,356	0.30%
31	VANGUARD WORLD FD	921910840	3,510	$495,472	0.30%
32	VANGUARD INDEX FDS	922908769	1,427	$478,386	0.29%
33	ISHARES GOLD TR	IAU	5,670	$460,234	0.28%
34	VANGUARD INDEX FDS	922908751	1,619	$417,580	0.25%
35	VANGUARD BD INDEX FDS	921937835	4,905	$363,314	0.22%
36	DIMENSIONAL ETF TRUST	25434V617	4,885	$361,388	0.22%
37	DIMENSIONAL ETF TRUST	25434V708	7,461	$295,373	0.18%
38	ISHARES TR	464287598	1,337	$281,225	0.17%
39	REPUBLIC BANCORP INC KY	RBCAA	3,944	$272,097	0.16%
40	DIMENSIONAL ETF TRUST	25434V302	8,219	$267,694	0.16%
41	VANGUARD INSTL INDEX FD	922040845	3,031	$228,629	0.14%
42	VANGUARD INTL EQUITY INDEX F	922042718	1,209	$173,311	0.10%
43	ISHARES TR	464287507	2,285	$150,810	0.09%
44	DIMENSIONAL ETF TRUST	25434V781	3,680	$139,831	0.08%
45	ABBVIE INC	ABBV	600	$137,094	0.08%
46	DIMENSIONAL ETF TRUST	25434V104	2,865	$134,106	0.08%
47	ISHARES TR	464287655	543	$133,665	0.08%
48	VANGUARD STAR FDS	921909768	1,737	$131,023	0.08%
49	DIMENSIONAL ETF TRUST	25434V773	3,903	$128,582	0.08%
50	VANGUARD SCOTTSDALE FDS	92206C870	1,400	$117,250	0.07%
51	FIRST TR EXCHANGE-TRADED FD	336917109	2,625	$116,393	0.07%
52	VANGUARD INDEX FDS	922908637	353	$111,125	0.07%
53	ISHARES TR	464287572	845	$107,037	0.06%
54	AMEREN CORP	AEE	1,041	$103,955	0.06%
55	STOCK YDS BANCORP INC	861025104	1,575	$102,297	0.06%
56	ISHARES TR	46432F842	1,086	$97,154	0.06%
57	WP CAREY INC	92936U109	1,489	$95,833	0.06%
58	ISHARES TR	464287408	450	$95,432	0.06%
59	APPLE INC	AAPL	320	$86,996	0.05%
60	FIRST TR EXCHANGE-TRADED ALP	33735K108	435	$69,547	0.04%
61	CVS HEALTH CORP	CVS	500	$39,680	0.02%
62	KINDER MORGAN INC DEL	EP-PC	1,400	$38,486	0.02%
63	DIMENSIONAL ETF TRUST	25434V880	1,139	$37,273	0.02%
64	VANGUARD INDEX FDS	922908629	127	$36,858	0.02%
65	ISHARES TR	464287234	673	$36,820	0.02%
66	DOMINION ENERGY INC	D	600	$35,154	0.02%
67	THERMO FISHER SCIENTIFIC INC	TMO	55	$31,870	0.02%
68	DIMENSIONAL ETF TRUST	25434V757	915	$29,505	0.02%
69	SCHWAB STRATEGIC TR	808524805	1,174	$28,223	0.02%
70	FIDELITY COVINGTON TRUST	316092808	89	$19,996	0.01%
71	SCHWAB STRATEGIC TR	808524607	562	$16,006	0.01%
72	PG&E CORP	PCG-PX	924	$14,849	0.01%
73	SCHWAB STRATEGIC TR	808524201	441	$11,868	0.01%
74	SPDR SERIES TRUST	78464A854	147	$11,793	0.01%
75	ISHARES TR	464287226	118	$11,786	0.01%
76	FIRST BUSEY CORP	BUSEP	474	$11,277	0.01%
77	BIOLIFE SOLUTIONS INC	BLFS	396	$9,576	0.01%
78	FIDELITY COVINGTON TRUST	316092600	128	$9,508	0.01%
79	SPDR SERIES TRUST	78468R739	166	$7,967	0.00%
80	SCHWAB STRATEGIC TR	808524847	365	$7,625	0.00%
81	VANGUARD INDEX FDS	922908652	36	$7,529	0.00%
82	AEGON LTD	AEFC	930	$7,171	0.00%
83	FIDELITY COVINGTON TRUST	316092873	97	$7,109	0.00%
84	METLIFE INC	MET-PF	83	$6,553	0.00%
85	VANGUARD INTL EQUITY INDEX F	922042742	41	$5,764	0.00%
86	AIRBNB INC	ABNB	35	$4,751	0.00%
87	KOHLS CORP	KSS	200	$4,082	0.00%
88	FIDELITY COVINGTON TRUST	316092501	51	$3,965	0.00%
89	SCHWAB STRATEGIC TR	808524706	111	$3,636	0.00%
90	ISHARES TR	464288414	33	$3,535	0.00%
91	FIDELITY COVINGTON TRUST	316092204	34	$3,474	0.00%
92	VANGUARD INTL EQUITY INDEX F	922042676	73	$3,347	0.00%
93	NET LEASE OFFICE PROPERTIES	NLOP	116	$2,992	0.00%
94	FIDELITY COVINGTON TRUST	316092303	57	$2,804	0.00%
95	DROPBOX INC	DBX	100	$2,780	0.00%
96	ISHARES TR	464288877	35	$2,500	0.00%
97	SPDR SERIES TRUST	78464A847	41	$2,375	0.00%
98	SCHWAB STRATEGIC TR	808524888	50	$2,277	0.00%
99	ANGEL STUDIOS INC	ANGX	385	$1,798	0.00%
100	FIDELITY COVINGTON TRUST	316092402	50	$1,239	0.00%
101	FIFTH THIRD BANCORP	FITBM	23	$1,077	0.00%
102	ROCKET COS INC	77311W101	44	$852	0.00%
103	BROWN FORMAN CORP	BF-B	25	$652	0.00%
104	ASANA INC	ASAN	42	$576	0.00%
105	VANGUARD CHARLOTTE FDS	92203J407	11	$532	0.00%
106	VANGUARD WHITEHALL FDS	921946885	7	$473	0.00%
107	BRIGHTHOUSE FINL INC	10922N103	7	$454	0.00%
108	VISA INC	V	1	$351	0.00%
109	PELOTON INTERACTIVE INC	PTON	35	$216	0.00%
110	THE BEACHBODY COMPANY INC	073463309	13	$135	0.00%
111	ISHARES TR	46434V613	1	$47	0.00%