13F HOLDINGS REPORT

Berkshire Money Management, Inc.

Quarter ended Q4 2025 · Filed January 27, 2026 · Accession 0001398344-26-001283

Total Value

$1.05B

Positions

132

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (132)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR S&P 500 ETF TR	SPY	340,274	$232.0M	22.14%
2	SPDR DOW JONES INDL AVERAGE	78467X109	206,574	$99.3M	9.47%
3	INVESCO QQQ TR	IVZ	131,616	$80.9M	7.71%
4	INNOVATOR ETFS TRUST	INHD	2,496,244	$66.2M	6.32%
5	VANGUARD SPECIALIZED FUNDS	921908844	283,087	$62.2M	5.94%
6	INVESCO EXCHANGE TRADED FD T	IVZ	299,108	$57.3M	5.47%
7	ISHARES TR	464287614	114,706	$54.3M	5.18%
8	SPDR SERIES TRUST	78468R408	1,755,779	$44.5M	4.24%
9	ISHARES TR	464287408	152,364	$32.3M	3.08%
10	VANGUARD BD INDEX FDS	921937827	406,845	$32.1M	3.06%
11	INNOVATOR ETFS TRUST	INHD	637,168	$26.7M	2.55%
12	VANGUARD INDEX FDS	922908736	54,479	$26.6M	2.54%
13	SELECT SECTOR SPDR TR	81369Y886	576,065	$24.6M	2.35%
14	SPDR SERIES TRUST	78468R663	251,294	$23.0M	2.19%
15	VANECK ETF TRUST	92189F643	212,614	$22.0M	2.10%
16	EXCHANGE TRADED CONCEPTS TRU	301505731	241,058	$15.3M	1.46%
17	SPDR SERIES TRUST	78468R622	156,057	$15.2M	1.45%
18	INVESCO EXCHANGE TRADED FD T	IVZ	245,620	$14.6M	1.39%
19	APPLE INC	AAPL	26,950	$7.3M	0.70%
20	TIDAL TRUST I	886364231	287,529	$7.1M	0.68%
21	INNOVATOR ETFS TRUST	INHD	141,361	$6.9M	0.66%
22	INNOVATOR ETFS TRUST	INHD	149,379	$6.2M	0.59%
23	DIREXION SHS ETF TR	25459Y207	55,368	$5.7M	0.54%
24	INNOVATOR ETFS TRUST	INHD	100,464	$3.5M	0.34%
25	VANGUARD INDEX FDS	922908363	5,556	$3.5M	0.33%
26	ISHARES TR	46432F396	13,878	$3.5M	0.33%
27	INNOVATOR ETFS TRUST	INHD	79,793	$3.5M	0.33%
28	MICROSOFT CORP	MSFT	6,498	$3.1M	0.30%
29	NVIDIA CORPORATION	NVDA	16,551	$3.1M	0.29%
30	INNOVATOR ETFS TRUST	INHD	55,587	$2.7M	0.26%
31	AMAZON COM INC	AMZN	11,036	$2.5M	0.24%
32	ISHARES TR	464287101	6,500	$2.2M	0.21%
33	INNOVATOR ETFS TRUST	INHD	44,137	$2.0M	0.20%
34	BROADCOM INC	AVGO	5,584	$1.9M	0.18%
35	INNOVATOR ETFS TRUST	INHD	35,230	$1.8M	0.17%
36	ISHARES TR	464287655	7,068	$1.7M	0.17%
37	VANGUARD INDEX FDS	922908538	6,200	$1.7M	0.17%
38	ALPHABET INC	GOOG	5,264	$1.6M	0.16%
39	VANGUARD SCOTTSDALE FDS	92206C730	5,295	$1.6M	0.16%
40	VANGUARD SCOTTSDALE FDS	92206C409	18,513	$1.5M	0.14%
41	VANGUARD INDEX FDS	922908637	4,420	$1.4M	0.13%
42	SPDR S&P MIDCAP 400 ETF TR	MDY	2,163	$1.3M	0.12%
43	INNOVATOR ETFS TRUST	INHD	23,219	$1.3M	0.12%
44	EXXON MOBIL CORP	XOM	10,362	$1.2M	0.12%
45	VANECK ETF TRUST	92189F676	3,347	$1.2M	0.11%
46	ISHARES TR	464287515	11,230	$1.2M	0.11%
47	RTX CORPORATION	RTX	6,428	$1.2M	0.11%
48	ISHARES TR	464287200	1,569	$1.1M	0.10%
49	ISHARES TR	46436E718	10,542	$1.1M	0.10%
50	META PLATFORMS INC	META	1,595	$1.1M	0.10%
51	INNOVATOR ETFS TRUST	INHD	21,374	$1.0M	0.10%
52	INNOVATOR ETFS TRUST	INHD	38,951	$994,906	0.09%
53	INNOVATOR ETFS TRUST	INHD	21,410	$951,964	0.09%
54	ISHARES TR	46429B697	10,062	$947,438	0.09%
55	SELECT SECTOR SPDR TR	81369Y209	5,394	$835,053	0.08%
56	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,612	$810,272	0.08%
57	VISA INC	V	1,989	$697,563	0.07%
58	VANGUARD WORLD FD	921910816	1,679	$693,041	0.07%
59	INNOVATOR ETFS TRUST	INHD	12,055	$662,061	0.06%
60	INNOVATOR ETFS TRUST	INHD	12,687	$624,835	0.06%
61	COSTCO WHSL CORP NEW	22160K105	702	$605,450	0.06%
62	FIRST TR EXCHANGE-TRADED FD	33733E302	2,188	$588,966	0.06%
63	INVESCO EXCH TRD SLF IDX FD	IVZ	28,942	$566,540	0.05%
64	ALPHABET INC	GOOG	1,765	$553,916	0.05%
65	INNOVATOR ETFS TRUST	INHD	10,801	$540,477	0.05%
66	JPMORGAN CHASE & CO.	VYLD	1,616	$520,594	0.05%
67	TRUIST FINL CORP	89832Q109	10,192	$501,549	0.05%
68	INNOVATOR ETFS TRUST	INHD	11,871	$495,971	0.05%
69	PARK NATL CORP	700658107	3,228	$491,238	0.05%
70	TESLA INC	TSLA	1,085	$487,947	0.05%
71	PARKER-HANNIFIN CORP	PH	552	$485,186	0.05%
72	INVESCO EXCH TRADED FD TR II	IVZ	6,578	$469,801	0.04%
73	SPDR GOLD TR	GLD	1,166	$462,098	0.04%
74	HOME DEPOT INC	HD	1,307	$449,767	0.04%
75	SELECT SECTOR SPDR TR	81369Y704	2,864	$444,212	0.04%
76	ADVANCED MICRO DEVICES INC	AMD	2,056	$440,313	0.04%
77	VANGUARD ADMIRAL FDS INC	921932703	2,142	$438,789	0.04%
78	BOEING CO	BA-PA	1,936	$420,345	0.04%
79	MASTERCARD INCORPORATED	MA	729	$416,172	0.04%
80	INVESCO EXCH TRD SLF IDX FD	IVZ	20,159	$415,276	0.04%
81	COCA COLA CO	KO	5,858	$409,533	0.04%
82	SPDR SERIES TRUST	78464A763	2,922	$406,626	0.04%
83	INNOVATOR ETFS TRUST	INHD	8,204	$385,753	0.04%
84	MICRON TECHNOLOGY INC	MU	1,340	$382,450	0.04%
85	ELI LILLY & CO	LLY	346	$371,398	0.04%
86	ISHARES TR	464287754	2,500	$370,425	0.04%
87	WAYFAIR INC	W	3,483	$349,729	0.03%
88	PROCTER AND GAMBLE CO	742718109	2,431	$348,387	0.03%
89	JOHNSON & JOHNSON	JNJ	1,640	$339,398	0.03%
90	EMERSON ELEC CO	EMR	2,528	$335,517	0.03%
91	GENERAL DYNAMICS CORP	GD	989	$332,957	0.03%
92	ISHARES TR	464287242	2,973	$327,599	0.03%
93	SPDR S&P 500 ETF TR	SPY	478	$325,958	0.03%
94	CSX CORP	CSX	8,869	$321,510	0.03%
95	HILTON WORLDWIDE HLDGS INC	HLT	1,114	$319,997	0.03%
96	INNOVATOR ETFS TRUST	INHD	7,046	$309,461	0.03%
97	WISDOMTREE TR	WT	3,500	$308,280	0.03%
98	ANALOG DEVICES INC	ADI	1,119	$303,473	0.03%
99	INNOVATOR ETFS TRUST	INHD	6,329	$295,818	0.03%
100	VANGUARD WORLD FD	921910873	1,175	$295,125	0.03%
101	SPDR SERIES TRUST	78468R705	994	$290,318	0.03%
102	PRINCIPAL FINANCIAL GROUP IN	PFG	3,222	$284,213	0.03%
103	CISCO SYS INC	CSCO	3,536	$272,379	0.03%
104	INNOVATOR ETFS TRUST	INHD	6,072	$272,120	0.03%
105	ABBOTT LABS	ABLZF	2,165	$271,253	0.03%
106	WALMART INC	WMT	2,323	$258,830	0.02%
107	CARRIER GLOBAL CORPORATION	CARR	4,862	$256,909	0.02%
108	INVESCO EXCH TRD SLF IDX FD	IVZ	13,004	$256,699	0.02%
109	BANK AMERICA CORP	060505104	4,637	$255,035	0.02%
110	QUALCOMM INC	QCOM	1,485	$253,944	0.02%
111	VERA THERAPEUTICS INC	VERA	5,000	$253,200	0.02%
112	AUTOMATIC DATA PROCESSING IN	ADP	982	$252,600	0.02%
113	CATERPILLAR INC	CAT	434	$248,626	0.02%
114	TAIWAN SEMICONDUCTOR MFG LTD	874039100	811	$246,455	0.02%
115	TJX COS INC NEW	872540109	1,604	$246,391	0.02%
116	NETFLIX INC	NFLX	2,591	$242,915	0.02%
117	ISHARES TR	464287309	1,875	$231,113	0.02%
118	INNOVATOR ETFS TRUST	INHD	5,173	$223,733	0.02%
119	CONSTELLATION ENERGY CORP	CEG	620	$219,028	0.02%
120	ISHARES TR	464287176	1,963	$215,754	0.02%
121	UNITEDHEALTH GROUP INC	UNH	651	$214,902	0.02%
122	SELECT SECTOR SPDR TR	81369Y605	3,882	$212,644	0.02%
123	HONEYWELL INTL INC	438516106	1,084	$211,478	0.02%
124	SALESFORCE INC	CRM	791	$209,544	0.02%
125	AT&T INC	T-PC	8,396	$208,557	0.02%
126	INVESCO EXCH TRADED FD TR II	IVZ	821	$207,648	0.02%
127	PEPSICO INC	PEP	1,442	$206,956	0.02%
128	VANGUARD INDEX FDS	922908751	801	$206,618	0.02%
129	ISHARES TR	464287465	2,146	$206,081	0.02%
130	VANGUARD BD INDEX FDS	921937835	2,751	$203,767	0.02%
131	SELECT SECTOR SPDR TR	81369Y506	4,537	$202,871	0.02%
132	NEXTERA ENERGY INC	NEE-PW	2,513	$201,768	0.02%