13F HOLDINGS REPORT

PHILLIPS FINANCIAL MANAGEMENT, LLC

Quarter ended Q4 2025 · Filed January 26, 2026 · Accession 0001398344-26-001240

Total Value

$1.55B

Positions

307

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (307)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	252,588	$173.0M	11.15%
2	DIMENSIONAL ETF TRUST	25434V872	2,638,266	$112.3M	7.24%
3	DIMENSIONAL ETF TRUST	25434V799	2,852,088	$98.3M	6.33%
4	DIMENSIONAL ETF TRUST	25434V864	1,766,837	$84.7M	5.46%
5	DIMENSIONAL ETF TRUST	25434V831	1,346,524	$51.2M	3.30%
6	DIMENSIONAL ETF TRUST	25434V666	1,464,846	$50.1M	3.23%
7	ISHARES TR	464287507	743,837	$49.1M	3.16%
8	DIMENSIONAL ETF TRUST	25434V609	807,183	$48.1M	3.10%
9	VANGUARD INDEX FDS	922908363	68,523	$43.0M	2.77%
10	VANGUARD STAR FDS	921909768	564,285	$42.6M	2.74%
11	ISHARES TR	46432F834	475,862	$40.3M	2.60%
12	DIMENSIONAL ETF TRUST	25434V732	1,211,770	$40.1M	2.58%
13	ISHARES TR	464287408	176,795	$37.5M	2.42%
14	DIMENSIONAL ETF TRUST	25434V500	465,214	$32.4M	2.09%
15	VANGUARD CHARLOTTE FDS	92203J407	644,205	$31.1M	2.01%
16	DIMENSIONAL ETF TRUST	25434V708	741,779	$29.4M	1.89%
17	VANGUARD INDEX FDS	922908629	101,126	$29.3M	1.89%
18	ISHARES TR	464287226	240,317	$24.0M	1.55%
19	DIMENSIONAL ETF TRUST	25434V591	454,478	$23.0M	1.48%
20	ISHARES TR	46435U853	575,158	$21.5M	1.39%
21	ISHARES TR	46434V282	309,639	$21.5M	1.39%
22	VANGUARD ADMIRAL FDS INC	921932703	97,618	$20.0M	1.29%
23	DIMENSIONAL ETF TRUST	25434V823	749,757	$17.2M	1.11%
24	VANGUARD BD INDEX FDS	921937835	208,298	$15.4M	0.99%
25	VANGUARD INDEX FDS	922908611	67,784	$14.4M	0.93%
26	ISHARES TR	464287879	113,865	$12.9M	0.83%
27	ISHARES TR	46435G672	222,092	$11.1M	0.72%
28	VANGUARD WORLD FD	921910873	43,588	$10.9M	0.71%
29	VANGUARD SCOTTSDALE FDS	92206C870	120,638	$10.1M	0.65%
30	JPMORGAN CHASE & CO.	VYLD	30,313	$9.8M	0.63%
31	VANGUARD INDEX FDS	922908553	108,458	$9.6M	0.62%
32	SPDR S&P 500 ETF TR	SPY	13,953	$9.5M	0.61%
33	DIMENSIONAL ETF TRUST	25434V807	188,509	$9.4M	0.61%
34	ISHARES TR	464288521	164,557	$9.4M	0.60%
35	VANGUARD BD INDEX FDS	921937819	117,982	$9.2M	0.59%
36	VANGUARD INDEX FDS	922908769	27,388	$9.2M	0.59%
37	ISHARES TR	46434V274	231,887	$8.8M	0.56%
38	VANGUARD INTL EQUITY INDEX F	922042775	116,054	$8.5M	0.55%
39	ISHARES TR	46432F859	171,355	$8.4M	0.54%
40	VANGUARD INDEX FDS	922908744	42,642	$8.1M	0.52%
41	VANGUARD BD INDEX FDS	921937827	102,506	$8.1M	0.52%
42	VANGUARD WORLD FD	921910840	54,125	$7.6M	0.49%
43	SCHWAB STRATEGIC TR	808524201	262,108	$7.1M	0.45%
44	ISHARES TR	464287465	72,648	$7.0M	0.45%
45	APPLE INC	AAPL	22,792	$6.2M	0.40%
46	ISHARES TR	464288414	56,907	$6.1M	0.39%
47	DIMENSIONAL ETF TRUST	25434V880	181,190	$5.9M	0.38%
48	DIMENSIONAL ETF TRUST	25434V815	179,220	$5.9M	0.38%
49	VANGUARD INDEX FDS	922908637	16,897	$5.3M	0.34%
50	VANGUARD MALVERN FDS	922020805	101,721	$5.0M	0.32%
51	SCHWAB STRATEGIC TR	808524839	196,701	$4.6M	0.30%
52	ISHARES TR	464288158	42,722	$4.6M	0.29%
53	ISHARES TR	464287804	37,594	$4.5M	0.29%
54	NVIDIA CORPORATION	NVDA	23,925	$4.5M	0.29%
55	ISHARES TR	464287176	38,953	$4.3M	0.28%
56	ISHARES TR	46434V878	82,364	$4.2M	0.27%
57	ISHARES TR	464287499	42,768	$4.1M	0.27%
58	MICROSOFT CORP	MSFT	8,463	$4.1M	0.26%
59	ISHARES TR	464287622	10,691	$4.0M	0.26%
60	VANGUARD ADMIRAL FDS INC	921932828	35,743	$4.0M	0.26%
61	VANGUARD ADMIRAL FDS INC	921932885	33,810	$3.8M	0.24%
62	SPDR INDEX SHS FDS	78463X541	60,518	$3.8M	0.24%
63	ELI LILLY & CO	LLY	3,183	$3.4M	0.22%
64	ISHARES TR	46432F842	37,598	$3.4M	0.22%
65	VANGUARD SCOTTSDALE FDS	92206C409	41,878	$3.3M	0.22%
66	VANGUARD INDEX FDS	922908751	12,043	$3.1M	0.20%
67	SCHWAB STRATEGIC TR	808524607	104,437	$3.0M	0.19%
68	ISHARES TR	46434V290	39,717	$3.0M	0.19%
69	SCHWAB STRATEGIC TR	808524870	111,978	$3.0M	0.19%
70	ISHARES TR	46435GAA0	117,313	$2.8M	0.18%
71	VANGUARD SCOTTSDALE FDS	92206C771	56,748	$2.7M	0.17%
72	ALPHABET INC	GOOG	8,331	$2.6M	0.17%
73	ATMOS ENERGY CORP	ATO	15,166	$2.5M	0.16%
74	ISHARES TR	464287150	16,851	$2.5M	0.16%
75	AMAZON COM INC	AMZN	10,321	$2.4M	0.15%
76	ISHARES TR	464288638	41,786	$2.3M	0.15%
77	VANGUARD MUN BD FDS	922907746	44,512	$2.2M	0.14%
78	SPDR GOLD TR	GLD	5,372	$2.1M	0.14%
79	ALPHABET INC	GOOG	6,724	$2.1M	0.14%
80	SPDR SERIES TRUST	78468R622	21,222	$2.1M	0.13%
81	SPDR SERIES TRUST	78464A607	20,761	$2.0M	0.13%
82	VANGUARD INDEX FDS	922908652	9,713	$2.0M	0.13%
83	ISHARES TR	46436E858	88,291	$2.0M	0.13%
84	SPDR SERIES TRUST	78464A656	77,342	$2.0M	0.13%
85	ISHARES TR	464287598	9,335	$2.0M	0.13%
86	ISHARES TR	46429B747	18,760	$1.9M	0.12%
87	ISHARES TR	46435G417	41,269	$1.8M	0.12%
88	TESLA INC	TSLA	4,024	$1.8M	0.12%
89	VANGUARD INDEX FDS	922908512	9,942	$1.8M	0.11%
90	VANGUARD INTL EQUITY INDEX F	922042858	31,453	$1.7M	0.11%
91	ISHARES TR	464287705	11,727	$1.5M	0.10%
92	ISHARES TR	46435U259	59,217	$1.5M	0.10%
93	ISHARES TR	46436E528	65,436	$1.5M	0.10%
94	DIMENSIONAL ETF TRUST	25434V781	39,636	$1.5M	0.10%
95	ISHARES TR	46435U283	56,799	$1.4M	0.09%
96	VANGUARD INDEX FDS	922908736	2,865	$1.4M	0.09%
97	ISHARES TR	46435UAA9	57,378	$1.4M	0.09%
98	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,767	$1.4M	0.09%
99	ISHARES GOLD TR	IAU	16,947	$1.4M	0.09%
100	SPDR INDEX SHS FDS	78463X889	30,419	$1.4M	0.09%
101	SCHWAB STRATEGIC TR	808524508	43,531	$1.3M	0.08%
102	ISHARES TR	46435U325	49,154	$1.3M	0.08%
103	ALPHATEC HLDGS INC	ATEC	59,583	$1.3M	0.08%
104	ISHARES INC	46434G889	21,345	$1.2M	0.08%
105	ISHARES TR	464287663	11,866	$1.2M	0.08%
106	ISHARES TR	46434V613	25,545	$1.2M	0.08%
107	VANGUARD ADMIRAL FDS INC	921932778	11,728	$1.1M	0.07%
108	DIMENSIONAL ETF TRUST	25434V724	23,752	$1.1M	0.07%
109	SCHWAB STRATEGIC TR	808524771	39,649	$1.1M	0.07%
110	META PLATFORMS INC	META	1,627	$1.1M	0.07%
111	DIMENSIONAL ETF TRUST	25434V849	20,568	$990,771	0.06%
112	DIMENSIONAL ETF TRUST	25434V401	13,210	$979,814	0.06%
113	LINCOLN NATL CORP IND	534187109	21,899	$975,169	0.06%
114	VANGUARD TAX-MANAGED FDS	921943858	15,589	$973,866	0.06%
115	WALMART INC	WMT	8,428	$938,927	0.06%
116	ISHARES SILVER TR	SLV	14,405	$927,970	0.06%
117	LISTED FDS TR	53656F623	20,816	$925,479	0.06%
118	BROADCOM INC	AVGO	2,624	$908,166	0.06%
119	VANGUARD WORLD FD	92204A306	7,199	$906,498	0.06%
120	VISA INC	V	2,577	$903,786	0.06%
121	ISHARES TR	464287374	17,885	$897,827	0.06%
122	VANGUARD WORLD FD	92204A801	4,128	$856,766	0.06%
123	ISHARES TR	46436E163	31,792	$808,471	0.05%
124	ISHARES TR	464287630	3,953	$716,323	0.05%
125	VANGUARD INTL EQUITY INDEX F	922042676	15,335	$702,956	0.05%
126	ISHARES INC	46434G103	10,453	$702,647	0.05%
127	MASTERCARD INCORPORATED	MA	1,218	$695,334	0.04%
128	WILLIAMS COS INC	969457100	11,340	$681,647	0.04%
129	ABBVIE INC	ABBV	2,974	$679,610	0.04%
130	SPDR SERIES TRUST	78464A763	4,871	$677,848	0.04%
131	FRANKLIN ELEC INC	FELE	6,828	$652,279	0.04%
132	ISHARES TR	464288646	12,133	$641,578	0.04%
133	SELECT SECTOR SPDR TR	81369Y803	4,426	$637,211	0.04%
134	OLD NATL BANCORP IND	680033107	28,393	$633,448	0.04%
135	ISHARES TR	464287473	4,442	$626,544	0.04%
136	ISHARES BITCOIN TRUST ETF	IBIT	12,426	$616,951	0.04%
137	JOHNSON & JOHNSON	JNJ	2,860	$591,904	0.04%
138	ENPRO INC	NPO	2,701	$578,320	0.04%
139	NETFLIX INC	NFLX	5,777	$541,652	0.03%
140	INVESCO QQQ TR	IVZ	877	$539,127	0.03%
141	ISHARES TR	464288240	7,951	$533,751	0.03%
142	ISHARES TR	464287614	1,121	$530,569	0.03%
143	HOME DEPOT INC	HD	1,501	$516,600	0.03%
144	ISHARES TR	464287655	2,026	$498,720	0.03%
145	ISHARES TR	464287309	3,873	$477,391	0.03%
146	ABBOTT LABS	ABLZF	3,695	$462,954	0.03%
147	KROGER CO	KR	7,294	$455,734	0.03%
148	DEERE & CO	DE	962	$447,878	0.03%
149	EXXON MOBIL CORP	XOM	3,595	$432,648	0.03%
150	CATERPILLAR INC	CAT	731	$418,768	0.03%
151	ISHARES TR	46436E841	18,589	$417,695	0.03%
152	ISHARES TR	464287457	4,966	$411,284	0.03%
153	ABRDN SILVER ETF TRUST	SIVR	6,000	$405,840	0.03%
154	BROWN & BROWN INC	BRO	5,060	$403,280	0.03%
155	DIMENSIONAL ETF TRUST	25434V625	5,238	$385,697	0.02%
156	FAIR ISAAC CORP	FICO	227	$383,771	0.02%
157	COSTCO WHSL CORP NEW	22160K105	425	$366,556	0.02%
158	ORACLE CORP	ORCL-PD	1,836	$358,209	0.02%
159	COCA COLA CO	KO	5,006	$349,969	0.02%
160	AUTOMATIC DATA PROCESSING IN	ADP	1,289	$331,551	0.02%
161	PEPSICO INC	PEP	2,286	$328,087	0.02%
162	ISHARES TR	464287242	2,936	$323,479	0.02%
163	ENTERPRISE PRODS PARTNERS L	293792107	10,028	$321,498	0.02%
164	GE AEROSPACE	369604301	1,038	$319,820	0.02%
165	DIMENSIONAL ETF TRUST	25434V617	4,235	$313,305	0.02%
166	BANK AMERICA CORP	060505104	5,623	$309,265	0.02%
167	STEEL DYNAMICS INC	STLD	1,810	$306,645	0.02%
168	PROGRESSIVE CORP	743315103	1,331	$302,715	0.02%
169	VANGUARD INTL EQUITY INDEX F	922042866	3,325	$300,580	0.02%
170	TEXAS INSTRS INC	882508104	1,716	$297,709	0.02%
171	TRAVELERS COMPANIES INC	TRV	1,022	$296,441	0.02%
172	VANGUARD ADMIRAL FDS INC	921932844	2,860	$288,889	0.02%
173	CAPITAL ONE FINL CORP	14040H105	1,187	$287,681	0.02%
174	LOWES COS INC	548661107	1,169	$281,922	0.02%
175	SPDR SERIES TRUST	78468R606	11,752	$278,170	0.02%
176	INNOVATOR ETFS TRUST	INHD	6,123	$274,420	0.02%
177	SPDR SERIES TRUST	78464A409	2,541	$271,125	0.02%
178	AMERICAN INTL GROUP INC	026874784	3,094	$264,692	0.02%
179	FEDEX CORP	FDX	908	$262,285	0.02%
180	CISCO SYS INC	CSCO	3,305	$254,509	0.02%
181	PROCTER AND GAMBLE CO	742718109	1,752	$251,093	0.02%
182	RTX CORPORATION	RTX	1,344	$246,490	0.02%
183	INTERCONTINENTAL EXCHANGE IN	45866F104	1,519	$246,017	0.02%
184	SPDR SERIES TRUST	78464A508	4,320	$245,419	0.02%
185	AMGEN INC	AMGN	745	$243,859	0.02%
186	SPDR SERIES TRUST	78464A474	7,944	$239,909	0.02%
187	CITIGROUP INC	C-PR	2,042	$238,297	0.02%
188	INTERNATIONAL BUSINESS MACHS	INTR	802	$237,560	0.02%
189	WELLS FARGO CO NEW	949746101	2,516	$234,499	0.02%
190	APPLOVIN CORP	APP	345	$232,468	0.01%
191	CHEVRON CORP NEW	CVX	1,522	$231,986	0.01%
192	SEMPRA	SREA	2,543	$224,521	0.01%
193	WASTE MGMT INC DEL	94106L109	1,018	$223,665	0.01%
194	ISHARES TR	46436E478	10,000	$223,200	0.01%
195	SPDR SERIES TRUST	78464A375	6,529	$220,750	0.01%
196	ISHARES TR	464287168	1,554	$219,337	0.01%
197	ISHARES TR	46436E205	9,251	$216,520	0.01%
198	AMERICAN EXPRESS CO	AXP	581	$214,936	0.01%
199	TAIWAN SEMICONDUCTOR MFG LTD	874039100	703	$213,635	0.01%
200	SALESFORCE INC	CRM	806	$213,517	0.01%
201	SELECT SECTOR SPDR TR	81369Y407	1,778	$212,311	0.01%
202	ADOBE INC	ADBE	588	$205,794	0.01%
203	DIMENSIONAL ETF TRUST	25434V740	6,062	$204,546	0.01%
204	INTUIT	INTU	306	$202,701	0.01%
205	DISNEY WALT CO	254687106	1,778	$202,283	0.01%
206	ISHARES TR	46435U515	7,523	$191,498	0.01%
207	ISHARES TR	46436E833	8,345	$186,636	0.01%
208	SPDR SERIES TRUST	78464A847	3,195	$185,022	0.01%
209	ISHARES TR	464287689	473	$182,980	0.01%
210	ISHARES TR	464288273	2,334	$180,955	0.01%
211	SELECT SECTOR SPDR TR	81369Y209	1,147	$177,556	0.01%
212	EVOLV TECHNOLOGIES HLDNGS IN	EVLVW	24,408	$174,761	0.01%
213	SPDR SERIES TRUST	78464A854	2,139	$171,591	0.01%
214	ISHARES TR	464287861	2,359	$161,827	0.01%
215	ISHARES INC	464286665	3,141	$158,526	0.01%
216	VANGUARD ADMIRAL FDS INC	921932505	340	$151,161	0.01%
217	VANGUARD INTL EQUITY INDEX F	922042874	1,777	$148,575	0.01%
218	SELECT SECTOR SPDR TR	81369Y605	2,583	$141,471	0.01%
219	INNOVATOR ETFS TRUST	INHD	4,921	$139,224	0.01%
220	ISHARES TR	464287648	430	$138,894	0.01%
221	SCHWAB STRATEGIC TR	808524805	5,704	$137,124	0.01%
222	SELECT SECTOR SPDR TR	81369Y506	3,024	$135,203	0.01%
223	INNOVATOR ETFS TRUST	INHD	4,512	$134,896	0.01%
224	ISHARES TR	46435G102	1,350	$132,975	0.01%
225	SPDR SERIES TRUST	78468R853	2,480	$116,213	0.01%
226	SELECT SECTOR SPDR TR	81369Y704	728	$112,927	0.01%
227	ISHARES TR	46434V647	4,500	$112,275	0.01%
228	DIMENSIONAL ETF TRUST	25434V856	2,601	$108,085	0.01%
229	VANGUARD INDEX FDS	922908595	349	$105,436	0.01%
230	VANGUARD SCOTTSDALE FDS	92206C680	792	$96,426	0.01%
231	ISHARES TR	464287887	661	$93,307	0.01%
232	ISHARES TR	464288612	862	$92,519	0.01%
233	ISHARES TR	46436E726	4,049	$89,361	0.01%
234	DIMENSIONAL ETF TRUST	25434V203	2,322	$88,508	0.01%
235	INNOVATOR ETFS TRUST	INHD	1,826	$82,047	0.01%
236	ISHARES TR	46435G516	843	$80,161	0.01%
237	DIMENSIONAL ETF TRUST	25434V104	1,661	$77,753	0.01%
238	SPDR SERIES TRUST	78464A359	814	$72,609	0.00%
239	SCHWAB STRATEGIC TR	808524706	2,162	$70,806	0.00%
240	SCHWAB STRATEGIC TR	808524409	2,040	$60,404	0.00%
241	VANGUARD INTL EQUITY INDEX F	922042742	422	$59,527	0.00%
242	ISHARES TR	464287572	439	$55,608	0.00%
243	INNOVATOR ETFS TRUST	INHD	1,528	$52,777	0.00%
244	INNOVATOR ETFS TRUST	INHD	1,747	$52,175	0.00%
245	ISHARES TR	46434V621	751	$52,134	0.00%
246	INNOVATOR ETFS TRUST	INHD	1,220	$50,972	0.00%
247	VANGUARD WORLD FD	92204A405	379	$50,593	0.00%
248	VANGUARD WORLD FD	92204A702	66	$50,012	0.00%
249	VANGUARD SCOTTSDALE FDS	92206C102	814	$47,806	0.00%
250	ISHARES TR	46429B697	491	$46,242	0.00%
251	SCHWAB STRATEGIC TR	808524755	948	$42,859	0.00%
252	VANGUARD WORLD FD	921910733	347	$41,973	0.00%
253	ISHARES TR	464288877	562	$40,113	0.00%
254	INNOVATOR ETFS TRUST	INHD	1,347	$38,613	0.00%
255	DIMENSIONAL ETF TRUST	25434V765	1,216	$38,505	0.00%
256	ISHARES TR	464288513	464	$37,423	0.00%
257	ISHARES INC	464286509	650	$35,055	0.00%
258	ISHARES INC	46434G764	473	$34,385	0.00%
259	ISHARES TR	464288885	302	$34,385	0.00%
260	SCHWAB STRATEGIC TR	808524300	1,016	$33,142	0.00%
261	ISHARES TR	464288224	1,925	$31,628	0.00%
262	ISHARES TR	464287101	90	$30,882	0.00%
263	ISHARES INC	464286772	317	$30,819	0.00%
264	SCHWAB STRATEGIC TR	808524698	1,218	$27,977	0.00%
265	ISHARES TR	46436E486	1,274	$26,945	0.00%
266	SCHWAB STRATEGIC TR	808524730	745	$26,865	0.00%
267	ISHARES TR	464288679	243	$26,766	0.00%
268	VANGUARD INDEX FDS	922908538	95	$26,518	0.00%
269	SCHWAB STRATEGIC TR	808524763	837	$26,374	0.00%
270	SELECT SECTOR SPDR TR	81369Y308	330	$25,634	0.00%
271	INNOVATOR ETFS TRUST	INHD	890	$25,338	0.00%
272	SCHWAB STRATEGIC TR	808524615	871	$22,363	0.00%
273	SCHWAB STRATEGIC TR	808524797	812	$22,271	0.00%
274	ISHARES TR	464287796	457	$21,721	0.00%
275	ISHARES TR	464287556	121	$20,421	0.00%
276	ISHARES INC	464286103	775	$20,297	0.00%
277	SCHWAB STRATEGIC TR	808524854	809	$20,290	0.00%
278	SPDR SERIES TRUST	78464A102	72	$20,007	0.00%
279	ISHARES TR	46435U663	429	$19,725	0.00%
280	SCHWAB STRATEGIC TR	808524714	687	$17,106	0.00%
281	SELECT SECTOR SPDR TR	81369Y852	135	$15,892	0.00%
282	SPDR INDEX SHS FDS	78463X509	299	$14,003	0.00%
283	SPDR SERIES TRUST	78464A649	501	$12,905	0.00%
284	ISHARES TR	464288810	200	$12,430	0.00%
285	SELECT SECTOR SPDR TR	81369Y886	274	$11,697	0.00%
286	ISHARES TR	46432F396	45	$11,264	0.00%
287	SPDR SERIES TRUST	78464A888	95	$9,781	0.00%
288	ISHARES TR	464288588	102	$9,712	0.00%
289	SCHWAB STRATEGIC TR	808524748	211	$9,400	0.00%
290	SPDR SERIES TRUST	78464A201	96	$9,042	0.00%
291	SCHWAB STRATEGIC TR	808524888	194	$8,833	0.00%
292	SPDR SERIES TRUST	78468R655	92	$8,232	0.00%
293	VANGUARD BD INDEX FDS	921937793	115	$7,995	0.00%
294	ISHARES TR	46429B267	326	$7,506	0.00%
295	ISHARES INC	46434G830	111	$6,031	0.00%
296	SCHWAB STRATEGIC TR	808524847	286	$5,975	0.00%
297	SPDR SERIES TRUST	78464A391	271	$5,791	0.00%
298	SPDR SERIES TRUST	78464A300	56	$5,094	0.00%
299	ISHARES TR	464287234	82	$4,486	0.00%
300	SPDR SERIES TRUST	78468R549	50	$4,099	0.00%
301	ISHARES INC	46434G822	50	$4,037	0.00%
302	ISHARES TR	464287739	20	$1,878	0.00%
303	ISHARES TR	464288448	44	$1,736	0.00%
304	ISHARES TR	464288687	41	$1,269	0.00%
305	VANGUARD SCOTTSDALE FDS	92206C573	16	$1,242	0.00%
306	ISHARES TR	46435U556	10	$482	0.00%
307	ISHARES TR	464287341	1	$38	0.00%