13F HOLDINGS REPORT

Topsail Wealth Management, LLC

Quarter ended Q3 2025 · Filed November 4, 2025 · Accession 0001398344-25-020269

Total Value

$590.7M

Positions

257

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (257)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908769	450,500	$148.2M	25.09%
2	VANGUARD MUN BD FDS	922907746	1,094,873	$54.8M	9.28%
3	CINCINNATI FINL CORP	172062101	317,002	$50.4M	8.53%
4	VANGUARD STAR FDS	921909768	639,617	$47.0M	7.95%
5	VANGUARD INDEX FDS	922908363	61,056	$37.5M	6.35%
6	VANGUARD INTL EQUITY INDEX F	922042775	325,670	$23.2M	3.93%
7	VANGUARD TAX-MANAGED FDS	921943858	267,683	$16.0M	2.72%
8	VANGUARD MUN BD FDS	922907712	200,004	$15.1M	2.55%
9	VANGUARD SCOTTSDALE FDS	92206C870	176,598	$14.9M	2.51%
10	VANGUARD BD INDEX FDS	921937835	139,588	$10.4M	1.76%
11	VANGUARD INDEX FDS	922908652	46,831	$9.8M	1.66%
12	VANGUARD CHARLOTTE FDS	92203J407	183,853	$9.1M	1.54%
13	MICROSOFT CORP	MSFT	16,509	$8.6M	1.45%
14	SPDR S&P 500 ETF TR	SPY	12,510	$8.3M	1.41%
15	DIMENSIONAL ETF TRUST	25434V401	99,227	$7.2M	1.22%
16	APPLE INC	AAPL	24,582	$6.3M	1.06%
17	VANGUARD WELLINGTON FD	921935870	51,102	$5.2M	0.88%
18	ISHARES TR	464288414	33,543	$3.6M	0.60%
19	VANGUARD WORLD FD	921910873	13,935	$3.4M	0.58%
20	SCHWAB STRATEGIC TR	808524102	120,563	$3.1M	0.52%
21	BERKSHIRE HATHAWAY INC DEL	BRK-A	4	$3.0M	0.51%
22	ALPHABET INC	GOOG	11,051	$2.7M	0.45%
23	AMAZON COM INC	AMZN	11,885	$2.6M	0.44%
24	VANGUARD INDEX FDS	922908744	13,517	$2.5M	0.43%
25	META PLATFORMS INC	META	3,349	$2.5M	0.42%
26	VISA INC	V	7,180	$2.5M	0.41%
27	VANGUARD MUN BD FDS	922907696	31,787	$2.4M	0.41%
28	DIMENSIONAL ETF TRUST	25434V880	77,239	$2.4M	0.41%
29	VANGUARD SCOTTSDALE FDS	92206C409	29,937	$2.4M	0.41%
30	NVIDIA CORPORATION	NVDA	12,361	$2.3M	0.39%
31	ISHARES TR	464287465	23,554	$2.2M	0.37%
32	SPDR S&P MIDCAP 400 ETF TR	MDY	3,461	$2.1M	0.35%
33	INVESCO QQQ TR	IVZ	3,391	$2.0M	0.34%
34	JPMORGAN CHASE & CO.	VYLD	6,223	$2.0M	0.33%
35	VANGUARD MALVERN FDS	922020748	24,906	$2.0M	0.33%
36	VANGUARD INDEX FDS	922908611	9,071	$1.9M	0.32%
37	ISHARES TR	464287655	7,774	$1.9M	0.32%
38	VANGUARD SCOTTSDALE FDS	92206C813	24,132	$1.9M	0.32%
39	PROCTER AND GAMBLE CO	742718109	11,191	$1.7M	0.29%
40	VANGUARD INDEX FDS	922908751	6,544	$1.7M	0.28%
41	VANGUARD INTL EQUITY INDEX F	922042858	28,976	$1.6M	0.27%
42	FIRST TR EXCHANGE TRADED FD	33738R506	22,607	$1.5M	0.26%
43	TEXAS INSTRS INC	882508104	7,834	$1.4M	0.24%
44	ISHARES TR	464288240	21,949	$1.4M	0.24%
45	INVESCO EXCHANGE TRADED FD T	IVZ	7,421	$1.4M	0.24%
46	GAMBLING COM GROUP LIMITED	GAMB	148,512	$1.2M	0.21%
47	DUPONT DE NEMOURS INC	DD	14,988	$1.2M	0.20%
48	ISHARES TR	464287614	2,486	$1.2M	0.20%
49	VANGUARD SCOTTSDALE FDS	92206C573	14,606	$1.1M	0.19%
50	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,257	$1.1M	0.19%
51	AMPHENOL CORP NEW	032095101	9,031	$1.1M	0.19%
52	HOME DEPOT INC	HD	2,750	$1.1M	0.19%
53	ALPHABET INC	GOOG	4,312	$1.1M	0.18%
54	DIMENSIONAL ETF TRUST	25434V203	28,200	$1.0M	0.17%
55	VANGUARD WORLD FD	92204A702	1,367	$1.0M	0.17%
56	FIRST TR EXCHANGE TRADED FD	33738R605	15,403	$949,144	0.16%
57	FIRST TR EXCHANGE-TRADED FD	33734H106	19,729	$912,269	0.15%
58	FIRST TR EXCHANGE-TRADED FD	33733E302	3,085	$863,306	0.15%
59	ISHARES TR	464287622	2,334	$853,030	0.14%
60	UNITEDHEALTH GROUP INC	UNH	2,453	$847,021	0.14%
61	ISHARES TR	464287606	8,691	$833,380	0.14%
62	VANGUARD SPECIALIZED FUNDS	921908844	3,677	$796,639	0.13%
63	ISHARES TR	464287689	1,931	$731,733	0.12%
64	ABBVIE INC	ABBV	2,802	$648,775	0.11%
65	VANGUARD INDEX FDS	922908629	2,153	$634,607	0.11%
66	BLACKROCK INC	BLK	544	$634,233	0.11%
67	NIKE INC	NKE	8,812	$618,086	0.10%
68	IDEXX LABS INC	45168D104	945	$603,751	0.10%
69	ISHARES TR	464287481	4,181	$595,416	0.10%
70	MORGAN STANLEY	MS-PQ	3,685	$585,768	0.10%
71	ELI LILLY & CO	LLY	737	$562,331	0.10%
72	LOCKHEED MARTIN CORP	LMT	1,123	$560,613	0.09%
73	WALMART INC	WMT	5,408	$557,348	0.09%
74	ABBOTT LABS	ABLZF	3,959	$530,268	0.09%
75	VANGUARD INDEX FDS	922908736	1,097	$526,688	0.09%
76	BROADCOM INC	AVGO	1,593	$525,560	0.09%
77	ORACLE CORP	ORCL-PD	1,837	$516,638	0.09%
78	SELECT SECTOR SPDR TR	81369Y803	1,806	$509,039	0.09%
79	JOHNSON & JOHNSON	JNJ	2,581	$478,569	0.08%
80	ISHARES TR	464287705	3,660	$474,775	0.08%
81	SPDR SERIES TRUST	78464A839	5,663	$472,351	0.08%
82	RTX CORPORATION	RTX	2,773	$464,006	0.08%
83	MCDONALDS CORP	MCD	1,484	$450,973	0.08%
84	INVESCO EXCH TRD SLF IDX FD	IVZ	20,847	$449,670	0.08%
85	GE AEROSPACE	369604301	1,491	$448,523	0.08%
86	S&P GLOBAL INC	SPGI	913	$444,366	0.08%
87	FIRST TR EXCHANGE-TRADED FD	336917109	9,985	$433,449	0.07%
88	ISHARES TR	464287473	3,084	$430,742	0.07%
89	INVESCO EXCH TRD SLF IDX FD	IVZ	18,846	$428,558	0.07%
90	EXXON MOBIL CORP	XOM	3,796	$427,999	0.07%
91	THERMO FISHER SCIENTIFIC INC	TMO	877	$425,729	0.07%
92	ISHARES TR	464287226	4,230	$424,052	0.07%
93	CRH PLC	CRH	3,401	$407,780	0.07%
94	VANGUARD BD INDEX FDS	921937827	5,163	$407,420	0.07%
95	CISCO SYS INC	CSCO	5,847	$400,052	0.07%
96	ACCENTURE PLC IRELAND	ACN	1,583	$390,368	0.07%
97	VANGUARD SCOTTSDALE FDS	92206C847	6,829	$388,318	0.07%
98	SCHWAB STRATEGIC TR	808524797	14,142	$386,090	0.07%
99	PALANTIR TECHNOLOGIES INC	PLTR	2,096	$382,352	0.06%
100	QUALCOMM INC	QCOM	2,298	$382,295	0.06%
101	NEXTERA ENERGY INC	NEE-PW	5,060	$381,979	0.06%
102	GOLDMAN SACHS GROUP INC	GSCE	479	$381,452	0.06%
103	INVESCO EXCH TRD SLF IDX FD	IVZ	16,860	$372,218	0.06%
104	FIRST TR EXCH TRADED FD III	33739E108	20,371	$371,567	0.06%
105	MERCK & CO INC	MRK	4,376	$370,822	0.06%
106	ENBRIDGE INC	ENNPF	7,301	$368,408	0.06%
107	APOLLO GLOBAL MGMT INC	03769M106	2,728	$363,561	0.06%
108	SPDR SERIES TRUST	78464A409	3,464	$362,016	0.06%
109	BANK AMERICA CORP	060505104	6,946	$358,344	0.06%
110	COSTCO WHSL CORP NEW	22160K105	380	$351,739	0.06%
111	SPDR SERIES TRUST	78464A300	3,933	$348,660	0.06%
112	DOW INC	DOW	15,023	$344,477	0.06%
113	INVESCO EXCH TRADED FD TR II	IVZ	6,755	$338,561	0.06%
114	BLACKSTONE INC	BX	1,977	$337,770	0.06%
115	FIRST TR EXCHANGE-TRADED FD	33739Q705	6,610	$325,939	0.06%
116	MASTERCARD INCORPORATED	MA	567	$322,515	0.05%
117	SPDR SERIES TRUST	78464A359	3,320	$300,460	0.05%
118	TESLA INC	TSLA	666	$296,184	0.05%
119	ASML HOLDING N V	ASMLF	295	$285,587	0.05%
120	LOWES COS INC	548661107	1,116	$280,462	0.05%
121	PEPSICO INC	PEP	1,967	$276,245	0.05%
122	DOLLAR TREE INC	DLTR	2,753	$259,801	0.04%
123	AMERICAN TOWER CORP NEW	03027X100	1,332	$258,435	0.04%
124	DEERE & CO	DE	565	$258,352	0.04%
125	AIR PRODS & CHEMS INC	AIIR	939	$256,084	0.04%
126	FIRST TR EXCHANGE-TRADED FD	337345102	1,115	$256,015	0.04%
127	SPDR DOW JONES INDL AVERAGE	78467X109	550	$255,782	0.04%
128	SPDR SERIES TRUST	78468R739	5,239	$252,625	0.04%
129	FIRST TR EXCHANGE-TRADED FD	33735T109	15,575	$251,536	0.04%
130	FIRST TR EXCHNG TRADED FD VI	33740F862	4,820	$250,206	0.04%
131	INTERNATIONAL BUSINESS MACHS	INTR	879	$248,022	0.04%
132	INTUITIVE SURGICAL INC	ISRG	543	$242,846	0.04%
133	ISHARES TR	464287507	3,721	$242,828	0.04%
134	BANK AMERICA CORP	060505682	189	$241,920	0.04%
135	JOHNSON CTLS INTL PLC	G51502105	2,186	$241,225	0.04%
136	HONEYWELL INTL INC	438516106	1,145	$241,023	0.04%
137	COMCAST CORP NEW	CCZ	7,654	$240,489	0.04%
138	CVS HEALTH CORP	CVS	3,154	$237,780	0.04%
139	GE VERNOVA INC	GEV	386	$237,351	0.04%
140	VANGUARD WHITEHALL FDS	921946885	3,538	$236,683	0.04%
141	NORTHROP GRUMMAN CORP	NOC	386	$235,198	0.04%
142	APPLIED MATLS INC	038222105	1,134	$232,175	0.04%
143	NORFOLK SOUTHN CORP	655844108	768	$230,715	0.04%
144	COLGATE PALMOLIVE CO	CL	2,863	$228,868	0.04%
145	UNION PAC CORP	UNP	961	$227,152	0.04%
146	SALESFORCE INC	CRM	953	$226,255	0.04%
147	ISHARES TR	464287168	1,500	$213,150	0.04%
148	SCHWAB STRATEGIC TR	808524508	7,079	$209,809	0.04%
149	VANGUARD WHITEHALL FDS	921946406	1,479	$208,467	0.04%
150	SCHWAB STRATEGIC TR	808524607	7,409	$206,706	0.03%
151	CINTAS CORP	CTAS	1,006	$206,492	0.03%
152	NETFLIX INC	NFLX	171	$205,015	0.03%
153	ISHARES TR	464287499	2,076	$200,438	0.03%
154	MCKESSON CORP	MCK	259	$200,303	0.03%
155	LAM RESEARCH CORP	LRCX	1,493	$200,241	0.03%
156	SPDR SERIES TRUST	78464A821	2,185	$200,059	0.03%
157	ISHARES TR	464287804	1,675	$199,011	0.03%
158	SPDR INDEX SHS FDS	78463X509	4,125	$193,091	0.03%
159	SPDR SERIES TRUST	78464A508	3,275	$181,206	0.03%
160	FIRST TR EXCHANGE TRADED FD	33738R886	6,900	$168,918	0.03%
161	FIRST TR EXCHANGE TRADED FD	33734X101	2,308	$157,452	0.03%
162	FIRST TR EXCH TRD ALPHDX FD	33737J117	3,000	$153,555	0.03%
163	FIRST TR EXCHNG TRADED FD VI	33740F193	6,530	$151,604	0.03%
164	SPDR SERIES TRUST	78464A201	1,597	$150,613	0.03%
165	ISHARES TR	464287630	823	$145,515	0.02%
166	VANGUARD INTL EQUITY INDEX F	922042742	1,037	$142,908	0.02%
167	ISHARES TR	464287234	2,652	$141,617	0.02%
168	FIRST TR EXCHANGE TRADED FD	33734X143	1,282	$140,598	0.02%
169	SPDR SERIES TRUST	78464A763	1,000	$140,050	0.02%
170	FIRST TR EXCHNG TRADED FD VI	33740F839	2,975	$139,290	0.02%
171	ISHARES TR	464287408	604	$124,732	0.02%
172	FIRST TR EXCHNG TRADED FD VI	33740U836	3,975	$123,424	0.02%
173	ISHARES TR	464287200	174	$116,458	0.02%
174	VANGUARD INDEX FDS	922908553	1,260	$115,189	0.02%
175	INVESCO EXCH TRADED FD TR II	IVZ	3,205	$114,707	0.02%
176	FIRST TR EXCHANGE-TRADED FD	33738D788	5,335	$113,689	0.02%
177	SPDR SERIES TRUST	78468R408	4,435	$113,536	0.02%
178	SELECT SECTOR SPDR TR	81369Y605	2,000	$107,740	0.02%
179	VANGUARD WHITEHALL FDS	921946794	1,255	$106,273	0.02%
180	VANGUARD SCOTTSDALE FDS	92206C102	1,572	$92,521	0.02%
181	ISHARES TR	464288687	2,750	$86,955	0.01%
182	FIRST TR EXCHNG TRADED FD VI	33740F557	2,750	$85,553	0.01%
183	FIRST TR EXCHANGE-TRADED FD	33738D408	2,000	$84,100	0.01%
184	FIRST TR EXCHANGE TRADED FD	33734X192	623	$83,744	0.01%
185	ISHARES TR	464287887	576	$81,504	0.01%
186	FIRST TR EXCHNG TRADED FD VI	33740U679	2,000	$73,360	0.01%
187	FIRST TR EXCHNG TRADED FD VI	33740F680	1,650	$72,930	0.01%
188	ISHARES TR	464287598	349	$71,053	0.01%
189	FIRST TR EXCHANGE-TRADED FD	33738D101	1,800	$68,922	0.01%
190	SELECT SECTOR SPDR TR	81369Y506	700	$62,538	0.01%
191	INVESCO EXCH TRD SLF IDX FD	IVZ	3,035	$59,820	0.01%
192	ISHARES TR	464287879	532	$58,834	0.01%
193	SPDR SERIES TRUST	78468R853	1,170	$54,194	0.01%
194	FIRST TR EXCH TRD ALPHDX FD	33737J174	717	$54,040	0.01%
195	FIRST TR EXCHNG TRADED FD VI	33740F714	1,000	$46,501	0.01%
196	VANGUARD INTL EQUITY INDEX F	922042874	575	$45,885	0.01%
197	FIRST TR EXCHANGE TRADED FD	33734X184	1,000	$45,450	0.01%
198	FIRST TR EXCHNG TRADED FD VI	33740U307	843	$42,605	0.01%
199	FIRST TR EXCHANGE TRADED FD	33734X127	2,600	$42,380	0.01%
200	VANGUARD INDEX FDS	922908538	138	$40,603	0.01%
201	SPDR SERIES TRUST	78464A292	1,158	$38,295	0.01%
202	INVESCO EXCHANGE TRADED FD T	IVZ	750	$38,209	0.01%
203	DIMENSIONAL ETF TRUST	25434V799	1,155	$37,872	0.01%
204	FIRST TR EXCHNG TRADED FD VI	33740F854	800	$34,901	0.01%
205	VANGUARD WHITEHALL FDS	921946810	389	$34,843	0.01%
206	DIMENSIONAL ETF TRUST	25434V765	1,139	$34,631	0.01%
207	FIRST TR EXCHNG TRADED FD VI	33740F151	1,500	$33,030	0.01%
208	FIRST TR EXCHNG TRADED FD VI	33740F581	1,000	$32,180	0.01%
209	DIMENSIONAL ETF TRUST	25434V666	958	$31,518	0.01%
210	FIRST TR EXCHNG TRADED FD VI	33740U687	800	$30,439	0.01%
211	VANGUARD SCOTTSDALE FDS	92206C599	101	$29,726	0.01%
212	SPDR SERIES TRUST	78464A805	355	$28,631	0.00%
213	INVESCO EXCH TRD SLF IDX FD	IVZ	1,500	$28,215	0.00%
214	INVESCO EXCH TRD SLF IDX FD	IVZ	1,330	$27,358	0.00%
215	FIRST TR EXCHNG TRADED FD VI	33740U653	700	$27,027	0.00%
216	FIRST TR EXCHNG TRADED FD VI	33740F649	857	$26,666	0.00%
217	FIRST TR EXCHNG TRADED FD VI	33740F342	1,000	$24,722	0.00%
218	FIRST TR EXCHNG TRADED FD VI	33740F698	500	$23,348	0.00%
219	DIMENSIONAL ETF TRUST	25434V732	711	$22,802	0.00%
220	ISHARES TR	464288174	300	$22,023	0.00%
221	FIRST TR EXCHNG TRADED FD VI	33740U406	500	$21,885	0.00%
222	ISHARES TR	464287101	65	$21,635	0.00%
223	VANGUARD SCOTTSDALE FDS	92206C664	215	$21,031	0.00%
224	ISHARES TR	464287523	75	$20,334	0.00%
225	VANGUARD INDEX FDS	922908637	62	$19,138	0.00%
226	SELECT SECTOR SPDR TR	81369Y886	200	$17,442	0.00%
227	SCHWAB STRATEGIC TR	808524201	630	$16,594	0.00%
228	SPDR INDEX SHS FDS	78463X889	349	$14,934	0.00%
229	FIRST TR EXCHANGE TRADED FD	33738R860	400	$14,243	0.00%
230	INVESCO EXCH TRADED FD TR II	IVZ	660	$13,814	0.00%
231	ISHARES TR	464287663	134	$13,393	0.00%
232	ISHARES TR	464288620	256	$13,368	0.00%
233	FIRST TR EXCHNG TRADED FD VI	33740U208	200	$10,946	0.00%
234	SPDR SERIES TRUST	78464A847	189	$10,809	0.00%
235	FIRST TR EXCHNG TRADED FD VI	33740F847	200	$10,578	0.00%
236	FIRST TR EXCHANGE-TRADED FD	33738D796	450	$9,554	0.00%
237	FIRST TR EXCHNG TRADED FD VI	33740F664	200	$9,502	0.00%
238	FIRST TR EXCHNG TRADED FD VI	33740F599	200	$9,278	0.00%
239	FIRST TR EXCHANGE TRADED FD	33734X119	135	$8,461	0.00%
240	FIRST TR EXCHNG TRADED FD VI	33740F763	150	$8,272	0.00%
241	FIRST TR EXCHNG TRADED FD VI	33740F771	168	$7,818	0.00%
242	SCHWAB STRATEGIC TR	808524870	224	$6,037	0.00%
243	ISHARES TR	464288877	67	$4,545	0.00%
244	FIRST TR EXCHNG TRADED FD VI	33740U380	200	$4,452	0.00%
245	ISHARES TR	464288885	36	$4,100	0.00%
246	DIMENSIONAL ETF TRUST	25434V708	100	$3,857	0.00%
247	INVESCO EXCH TRD SLF IDX FD	IVZ	150	$2,934	0.00%
248	FIRST TR EXCHANGE-TRADED FD	33733E740	150	$2,576	0.00%
249	FIRST TR EXCHANGE-TRADED FD	33733E732	150	$2,531	0.00%
250	SPDR SERIES TRUST	78464A854	31	$2,429	0.00%
251	VANGUARD WORLD FD	921910733	20	$2,369	0.00%
252	ISHARES TR	464288588	24	$2,284	0.00%
253	DIMENSIONAL ETF TRUST	25434V773	71	$2,246	0.00%
254	VANGUARD SCOTTSDALE FDS	92206C706	33	$1,988	0.00%
255	ISHARES TR	464287150	12	$1,748	0.00%
256	VANGUARD SCOTTSDALE FDS	92206C565	21	$1,483	0.00%
257	VANGUARD INDEX FDS	922908512	2	$351	0.00%