13F HOLDINGS REPORT

Berkshire Money Management, Inc.

Quarter ended Q2 2025 · Filed July 22, 2025 · Accession 0001398344-25-013494

Total Value

$950.3M

Positions

167

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (167)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR S&P 500 ETF TR	SPY	343,704	$212.4M	22.35%
2	SPDR DOW JONES INDL AVERAGE	78467X109	180,688	$79.6M	8.38%
3	INVESCO QQQ TR	IVZ	130,660	$72.1M	7.58%
4	VANGUARD BD INDEX FDS	921937827	790,312	$62.2M	6.55%
5	INNOVATOR ETFS TRUST	INHD	2,434,662	$60.5M	6.37%
6	VANGUARD SPECIALIZED FUNDS	921908844	283,936	$58.1M	6.12%
7	INVESCO EXCHANGE TRADED FD T	IVZ	247,347	$45.0M	4.73%
8	SPDR SERIES TRUST	78468R408	1,632,615	$41.6M	4.38%
9	ISHARES TR	464287614	97,379	$41.3M	4.35%
10	ISHARES TR	464287408	152,178	$29.7M	3.13%
11	ISHARES TR	46429B697	270,325	$25.4M	2.67%
12	INNOVATOR ETFS TRUST	INHD	623,576	$24.8M	2.61%
13	SELECT SECTOR SPDR TR	81369Y886	275,874	$22.5M	2.37%
14	SPDR SERIES TRUST	78468R663	234,053	$21.5M	2.26%
15	VANECK ETF TRUST	92189F643	211,402	$19.8M	2.09%
16	INNOVATOR ETFS TRUST	INHD	368,923	$16.5M	1.73%
17	VANGUARD INDEX FDS	922908736	24,971	$10.9M	1.15%
18	INVESCO EXCHANGE TRADED FD T	IVZ	164,343	$8.1M	0.85%
19	EXCHANGE TRADED CONCEPTS TRU	301505731	140,553	$7.7M	0.81%
20	INNOVATOR ETFS TRUST	INHD	157,000	$5.9M	0.62%
21	DIREXION SHS ETF TR	25459Y207	56,591	$5.6M	0.59%
22	APPLE INC	AAPL	23,374	$4.8M	0.50%
23	VANGUARD INDEX FDS	922908363	6,244	$3.5M	0.37%
24	INNOVATOR ETFS TRUST	INHD	101,740	$3.3M	0.35%
25	MICROSOFT CORP	MSFT	6,550	$3.3M	0.34%
26	INNOVATOR ETFS TRUST	INHD	79,793	$3.2M	0.34%
27	INVESCO EXCH TRADED FD TR II	IVZ	40,223	$2.9M	0.31%
28	INNOVATOR ETFS TRUST	INHD	56,376	$2.6M	0.27%
29	NVIDIA CORPORATION	NVDA	15,323	$2.4M	0.25%
30	AMAZON COM INC	AMZN	9,845	$2.2M	0.23%
31	ISHARES TR	46432F396	8,071	$1.9M	0.20%
32	INNOVATOR ETFS TRUST	INHD	44,137	$1.9M	0.20%
33	ISHARES TR	464287101	5,994	$1.8M	0.19%
34	VANGUARD INDEX FDS	922908538	6,200	$1.8M	0.19%
35	INNOVATOR ETFS TRUST	INHD	37,381	$1.8M	0.19%
36	VANGUARD SCOTTSDALE FDS	92206C730	5,516	$1.5M	0.16%
37	EXXON MOBIL CORP	XOM	13,989	$1.5M	0.16%
38	VANGUARD SCOTTSDALE FDS	92206C409	18,001	$1.4M	0.15%
39	VANGUARD WORLD FD	92204A207	6,044	$1.3M	0.14%
40	VANGUARD INDEX FDS	922908637	4,536	$1.3M	0.14%
41	ISHARES TR	46436E718	12,505	$1.3M	0.13%
42	INNOVATOR ETFS TRUST	INHD	23,582	$1.2M	0.12%
43	ISHARES TR	464287655	5,444	$1.2M	0.12%
44	INNOVATOR ETFS TRUST	INHD	40,549	$974,393	0.10%
45	INNOVATOR ETFS TRUST	INHD	21,374	$965,845	0.10%
46	META PLATFORMS INC	META	1,200	$885,821	0.09%
47	INNOVATOR ETFS TRUST	INHD	20,749	$855,984	0.09%
48	SPDR SERIES TRUST	78468R622	8,460	$822,905	0.09%
49	SPDR S&P MIDCAP 400 ETF TR	MDY	1,401	$793,760	0.08%
50	COSTCO WHSL CORP NEW	22160K105	793	$785,123	0.08%
51	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,592	$773,346	0.08%
52	SELECT SECTOR SPDR TR	81369Y209	5,634	$759,419	0.08%
53	RTX CORPORATION	RTX	4,782	$698,268	0.07%
54	ALPHABET INC	GOOG	3,826	$674,323	0.07%
55	VANGUARD WORLD FD	921910816	1,782	$652,515	0.07%
56	EMERSON ELEC CO	EMR	4,720	$629,318	0.07%
57	INNOVATOR ETFS TRUST	INHD	12,055	$611,792	0.06%
58	INNOVATOR ETFS TRUST	INHD	12,687	$573,001	0.06%
59	INVESCO EXCH TRD SLF IDX FD	IVZ	28,942	$564,948	0.06%
60	PARK NATL CORP	700658107	3,228	$539,916	0.06%
61	INNOVATOR ETFS TRUST	INHD	11,672	$537,148	0.06%
62	WISDOMTREE TR	WT	6,000	$492,840	0.05%
63	VISA INC	V	1,377	$488,904	0.05%
64	BROADCOM INC	AVGO	1,710	$471,488	0.05%
65	INNOVATOR ETFS TRUST	INHD	11,871	$469,142	0.05%
66	JPMORGAN CHASE & CO.	VYLD	1,516	$439,621	0.05%
67	INVESCO EXCH TRD SLF IDX FD	IVZ	20,159	$413,058	0.04%
68	NETFLIX INC	NFLX	307	$411,223	0.04%
69	BOEING CO	BA-PA	1,949	$408,374	0.04%
70	VANGUARD ADMIRAL FDS INC	921932703	2,162	$407,992	0.04%
71	TESLA INC	TSLA	1,233	$391,675	0.04%
72	PARKER-HANNIFIN CORP	PH	552	$385,556	0.04%
73	INNOVATOR ETFS TRUST	INHD	8,204	$361,387	0.04%
74	SPDR SERIES TRUST	78464A763	2,570	$348,827	0.04%
75	CARRIER GLOBAL CORPORATION	CARR	4,629	$338,797	0.04%
76	HOME DEPOT INC	HD	889	$325,973	0.03%
77	ISHARES TR	464287242	2,942	$322,422	0.03%
78	PROCTER AND GAMBLE CO	742718109	1,986	$316,410	0.03%
79	SPDR S&P 500 ETF TR	SPY	505	$312,015	0.03%
80	SPDR SERIES TRUST	78468R705	1,136	$302,842	0.03%
81	INNOVATOR ETFS TRUST	INHD	7,127	$300,760	0.03%
82	HILTON WORLDWIDE HLDGS INC	HLT	1,114	$296,703	0.03%
83	INNOVATOR ETFS TRUST	INHD	7,046	$291,000	0.03%
84	GENERAL DYNAMICS CORP	GD	989	$288,452	0.03%
85	INNOVATOR ETFS TRUST	INHD	6,329	$276,958	0.03%
86	ALPHABET INC	GOOG	1,540	$273,131	0.03%
87	INVESCO EXCH TRD SLF IDX FD	IVZ	12,403	$256,495	0.03%
88	INVESCO EXCH TRD SLF IDX FD	IVZ	13,004	$255,529	0.03%
89	ISHARES TR	464287200	407	$252,471	0.03%
90	SPDR GOLD TR	GLD	816	$248,742	0.03%
91	ELI LILLY & CO	LLY	312	$243,384	0.03%
92	AT&T INC	T-PC	8,249	$238,713	0.03%
93	QUALCOMM INC	QCOM	1,484	$236,356	0.02%
94	HONEYWELL INTL INC	438516106	1,012	$235,675	0.02%
95	SALESFORCE INC	CRM	793	$216,244	0.02%
96	WALMART INC	WMT	2,210	$216,092	0.02%
97	CHEVRON CORP NEW	CVX	1,491	$213,497	0.02%
98	BANK AMERICA CORP	060505104	4,456	$210,858	0.02%
99	COCA COLA CO	KO	2,976	$210,552	0.02%
100	INNOVATOR ETFS TRUST	INHD	5,173	$209,300	0.02%
101	OTIS WORLDWIDE CORP	OTIS	2,100	$207,942	0.02%
102	PEPSICO INC	PEP	1,557	$205,587	0.02%
103	CISCO SYS INC	CSCO	2,889	$200,439	0.02%
104	CONSTELLATION ENERGY CORP	CEG	620	$200,112	0.02%
105	ISHARES TR	464287465	2,221	$198,536	0.02%
106	ISHARES TR	464287176	1,793	$197,302	0.02%
107	SELECT SECTOR SPDR TR	81369Y506	2,252	$190,958	0.02%
108	SELECT SECTOR SPDR TR	81369Y704	1,272	$187,584	0.02%
109	VANGUARD INDEX FDS	922908751	765	$181,290	0.02%
110	INNOVATOR ETFS TRUST	INHD	4,459	$158,828	0.02%
111	INNOVATOR ETFS TRUST	INHD	2,266	$154,224	0.02%
112	SELECT SECTOR SPDR TR	81369Y803	581	$147,127	0.02%
113	INVESCO QQQ TR	IVZ	249	$137,359	0.01%
114	INVESCO EXCHANGE TRADED FD T	IVZ	1,863	$130,243	0.01%
115	ISHARES TR	464287309	1,171	$128,928	0.01%
116	VANGUARD WORLD FD	921910873	533	$119,883	0.01%
117	INVESCO EXCHANGE TRADED FD T	IVZ	640	$116,314	0.01%
118	VANGUARD BD INDEX FDS	921937827	1,341	$105,537	0.01%
119	SPDR DOW JONES INDL AVERAGE	78467X109	232	$102,231	0.01%
120	VANGUARD ADMIRAL FDS INC	921932505	248	$98,342	0.01%
121	SELECT SECTOR SPDR TR	81369Y605	1,874	$98,121	0.01%
122	INNOVATOR ETFS TRUST	INHD	3,828	$95,129	0.01%
123	COMPASS INC	COMP	14,800	$92,944	0.01%
124	ANAVEX LIFE SCIENCES CORP	AVXL	10,000	$92,200	0.01%
125	ISHARES TR	46432F388	772	$87,399	0.01%
126	INVESCO EXCHANGE TRADED FD T	IVZ	1,551	$82,498	0.01%
127	ISHARES TR	464287168	566	$75,171	0.01%
128	ISHARES TR	46432F842	821	$68,538	0.01%
129	VANGUARD SCOTTSDALE FDS	92206C771	1,459	$67,611	0.01%
130	SCHWAB STRATEGIC TR	808524854	2,587	$64,753	0.01%
131	ISHARES TR	464287614	149	$63,263	0.01%
132	SPDR SERIES TRUST	78464A854	851	$61,860	0.01%
133	INNOVATOR ETFS TRUST	INHD	1,621	$61,615	0.01%
134	VANGUARD INDEX FDS	922908769	198	$60,179	0.01%
135	SPDR SERIES TRUST	78468R747	456	$56,919	0.01%
136	INNOVATOR ETFS TRUST	INHD	1,232	$55,638	0.01%
137	VANGUARD INDEX FDS	922908553	592	$52,724	0.01%
138	SCHWAB STRATEGIC TR	808524771	2,112	$51,838	0.01%
139	INVESCO EXCH TRD SLF IDX FD	IVZ	2,726	$50,977	0.01%
140	ISHARES TR	464287499	553	$50,860	0.01%
141	SPDR SERIES TRUST	78464A888	500	$49,285	0.01%
142	BANK AMERICA CORP	060505682	40	$48,520	0.01%
143	ISHARES TR	464287481	325	$45,071	0.00%
144	SCHWAB STRATEGIC TR	808524201	1,836	$44,872	0.00%
145	VANGUARD INDEX FDS	922908595	158	$43,757	0.00%
146	ISHARES TR	464287457	520	$43,088	0.00%
147	VANECK ETF TRUST	92189F643	450	$42,206	0.00%
148	ISHARES TR	46436E551	1,000	$41,500	0.00%
149	SCHWAB STRATEGIC TR	808524698	1,699	$38,670	0.00%
150	INNOVATOR ETFS TRUST	INHD	964	$35,418	0.00%
151	SELECT SECTOR SPDR TR	81369Y100	400	$35,124	0.00%
152	EXCHANGE TRADED CONCEPTS TRU	301505707	575	$34,374	0.00%
153	ISHARES TR	464287408	174	$34,004	0.00%
154	VANGUARD SPECIALIZED FUNDS	921908844	161	$32,952	0.00%
155	VANGUARD INDEX FDS	922908744	186	$32,874	0.00%
156	VANECK ETF TRUST	92189F601	294	$32,687	0.00%
157	ISHARES TR	46429B697	325	$30,508	0.00%
158	ISHARES TR	464287556	220	$27,833	0.00%
159	INVESCO EXCHANGE TRADED FD T	IVZ	390	$27,792	0.00%
160	VANGUARD SCOTTSDALE FDS	92206C102	460	$27,039	0.00%
161	SPDR SERIES TRUST	78468R408	999	$25,455	0.00%
162	VANGUARD INDEX FDS	922908611	125	$24,377	0.00%
163	SCHWAB STRATEGIC TR	808524409	867	$23,990	0.00%
164	GALECTIN THERAPEUTICS INC	GALT	11,349	$23,947	0.00%
165	ISHARES TR	464287598	123	$23,891	0.00%
166	ISHARES TR	464287184	600	$22,056	0.00%
167	WISDOMTREE TR	WT	450	$21,362	0.00%