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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Ledyard National Bank

Quarter ended Q4 2024 · Filed January 28, 2025 · Accession 0001310658-25-000001

Total Value
$1.06B
Positions
304
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (304)

#IssuerTicker / CUSIPSharesValue% of Filing
1ISHARES CORE DIVIDEND GROWTH ETF46434V6211,402,402$86.0M8.09%
2ISHARES CORE S&P 500 ETF464287200129,561$76.3M7.17%
3APPLE INCAAPL255,787$64.1M6.03%
4MICROSOFT CORPMSFT123,657$52.1M4.90%
5ISHARES CORE MSCI EAFE ETF46432F842621,514$43.7M4.11%
6BROADCOM INCAVGO175,670$40.7M3.83%
7ISHARES NATL MUNI BOND ETF464288414244,466$26.0M2.45%
8DIMENSIONAL EMERG CORE EQ MKT ETF25434V302922,733$23.4M2.20%
9AMAZON COM INCAMZN94,190$20.7M1.94%
10JPMORGAN CHASE & COVYLD84,603$20.3M1.91%
11ALPHABET INC CL AGOOG104,889$19.9M1.87%
12INVESCO KBW BANK PORT ETFIVZ295,318$19.3M1.82%
13VANGUARD MID CAP VALUE ETF922908512105,490$17.1M1.61%
14GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETFNVGLF504,506$16.8M1.58%
15SCHWAB US DIVIDEND EQUITY ETF808524797599,945$16.4M1.54%
16VISA INCV47,876$15.1M1.42%
17PROCTER & GAMBLE CO74271810988,450$14.8M1.39%
18ORACLE CORPORATIONORCL-PD88,759$14.8M1.39%
19BERKSHIRE HATHAWAY INC BBRK-A31,973$14.5M1.36%
20ISHARES MSCI INTL QUAL FACTOR ETF46434V456372,327$13.8M1.30%
21CISCO SYSTEMS INCCSCO224,420$13.3M1.25%
22KROGER COKR215,066$13.2M1.24%
23HOME DEPOT INCHD33,582$13.1M1.23%
24GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETFNVGLF110,228$12.7M1.19%
25FLEXSHARES QUALITY DVD ETFFLEX166,903$11.8M1.11%
26TJX COMPANIES INC87254010991,282$11.0M1.04%
27VANGUARD LARGE CAP ETF92290863740,878$11.0M1.04%
28ISHARES MSCI EAFE MIN VOL FACTOR ETF46429B689148,346$10.5M0.99%
29MERCK & CO INCMRK105,194$10.5M0.98%
30JPMORGAN US QUALITY FACTOR ETF46641Q761167,681$9.6M0.90%
31EATON CORP PLCETN28,660$9.5M0.89%
32UNITEDHEALTH GROUP INCUNH17,540$8.9M0.83%
33MONDELEZ INTERNATIONAL INC A609207105146,033$8.7M0.82%
34LOWES COMPANIES INC54866110734,517$8.5M0.80%
35TOTALENERGIES SE SPON ADRTTE153,798$8.4M0.79%
36HONEYWELL INTL INC43851610635,045$7.9M0.74%
37VANGUARD DIVIDEND APPREC ETF92190884438,847$7.6M0.72%
38ALPHABET INC CL CGOOG39,272$7.5M0.70%
39JOHNSON & JOHNSON COJNJ50,865$7.4M0.69%
40ACCENTURE PLCACN20,651$7.3M0.68%
41AMGEN INCAMGN25,927$6.8M0.64%
42MEDTRONIC PLCMDT78,393$6.3M0.59%
43ADOBE INCADBE13,704$6.1M0.57%
44VANGUARD FTSE EUROPE ETF92204287487,197$5.5M0.52%
45METLIFE INCMET-PF64,265$5.3M0.50%
46SPDR FINANCIAL SELECT SECTOR ETF81369Y605105,795$5.1M0.48%
47PFIZER INCPFE190,931$5.1M0.48%
48AT&T INCT-PC219,573$5.0M0.47%
49SPDR S&P500 ETFSPY8,299$4.9M0.46%
50COMCAST CORPCCZ124,609$4.7M0.44%
51REGENERON PHARMACEUTICALS INCREGN6,525$4.6M0.44%
52CATERPILLAR INCCAT12,588$4.6M0.43%
53TARGET CORPTGT32,611$4.4M0.41%
54LINCOLN ELECTRIC HOLDINGS53390010623,199$4.3M0.41%
55EXXON MOBIL CORPXOM40,365$4.3M0.41%
56EMERSON ELECTRIC COEMR34,844$4.3M0.41%
57SPDR TECHNOLOGY SELECT SECTOR ETF81369Y80318,452$4.3M0.40%
58WALMART STORES INCWMT45,200$4.1M0.38%
59VANGUARD FTSE PACIFIC ETF92204286657,174$4.1M0.38%
60EVERGY INCEVRG62,543$3.8M0.36%
61VANGUARD TOTAL STOCK MKT ETF92290876913,130$3.8M0.36%
62NVIDIA CORPNVDA27,493$3.7M0.35%
63MASCO CORPMAS49,296$3.6M0.34%
64ABBVIE INCABBV20,046$3.6M0.34%
65VANGUARD INDUSTRIALS ETF92204A60313,690$3.5M0.33%
66INTERNATIONAL BUSINESS MACHINES CORPINTR15,832$3.5M0.33%
67NEXTERA ENERGY INCNEE-PW48,341$3.5M0.33%
68EOG RESOURCES INCEOG27,084$3.3M0.31%
69VANGUARD ESG INTL STOCK ETF92191072552,582$3.0M0.28%
70ELI LILLY & COLLY3,861$3.0M0.28%
71UNION PACIFIC CORPUNP12,691$2.9M0.27%
72LOCKHEED MARTIN CORPLMT5,736$2.8M0.26%
73PEPSICO INCPEP17,922$2.7M0.26%
74ISHARES MSCI USA ESG SELECT SOCIAL IDX ETF46428880221,502$2.6M0.25%
75AUTOMATIC DATA PROCESSING INCADP8,756$2.6M0.24%
76MASTERCARD INC CL AMA4,588$2.4M0.23%
77ABBOTT LABORATORIESABLZF18,233$2.1M0.19%
78SPDR CONSUMER STAPLES SELECT SECTOR ETF81369Y30826,068$2.0M0.19%
79COSTCO WHOLESALE CORP22160K1052,171$2.0M0.19%
80LINDE PLCLIN4,437$1.9M0.17%
81RTX CORPORATIONRTX15,656$1.8M0.17%
82ISHARES RUSSELL 3000 ETF4642876895,396$1.8M0.17%
83CENCORA INCCOR7,822$1.8M0.17%
84SPDR S&P DIVIDEND ETF78464A76313,231$1.7M0.16%
85SPDR CONSUMER DISC SELECT SECTOR ETF81369Y4077,329$1.6M0.15%
86AMERICAN EXPRESS COAXP5,517$1.6M0.15%
87THERMO FISHER SCIENTIFICTMO3,134$1.6M0.15%
88MARSH & MCLENNAN CO INC5717481027,045$1.5M0.14%
89DANAHER CORP2358511025,838$1.3M0.13%
90ISHARES CORE S&P MIDCAP ETF46428750721,438$1.3M0.13%
91EDWARDS LIFESCIENCES CORPEW17,820$1.3M0.12%
92TRANE TECHNOLOGIES PLCTT3,567$1.3M0.12%
93COCA COLA COKO20,908$1.3M0.12%
94GSK PLCGLAXF38,024$1.3M0.12%
95MCDONALDS CORPMCD4,430$1.3M0.12%
96CHEVRON CORPORATIONCVX8,849$1.3M0.12%
97ISHARES MSCI EAFE INDEX ETF46428746515,812$1.2M0.11%
98BLACKROCK INCBLK1,090$1.1M0.11%
99STARBUCKS CORPSBUX12,118$1.1M0.10%
100NIKE INC CLASS BNKE14,209$1.1M0.10%
101BRISTOL MYERS SQUIBB COCELG-RI18,855$1.1M0.10%
102VANGUARD INFO TECH ETF92204A7021,708$1.1M0.10%
103APPLIED MATERIALS INC0382221056,529$1.1M0.10%
1043M COMMM8,060$1.0M0.10%
105ISHARES IBOXX INV GRADE CORP BD ETF4642872429,644$1.0M0.10%
106KIMBERLY-CLARK CORPKMB7,789$1.0M0.10%
107AMERICAN TOWER CORP03027X1005,543$1.0M0.10%
108VANGUARD SHORT TERM TIPS ETF92202080520,896$1.0M0.10%
109SPDR HEALTH CARE SEL SECT ETF81369Y2097,281$1.0M0.09%
110INVESCO WATER RESOURCES ETFIVZ14,563$958,1000.09%
111ISHARES RUSSELL 1000 GROWTH ETF4642876142,302$924,4370.09%
112FIRST TRUST GLOBAL WIND ENERGY ETF33736G10661,171$905,3310.09%
113NUVEEN ESG INTL DEV MKTS EQ ETFNU29,404$883,8840.08%
114APPLE INCAAPL3,460$866,4530.08%
115ISHARES SELECT DIVIDEND ETF4642871686,365$835,6610.08%
116META PLATFORMS INCMETA1,417$829,6680.08%
117ATMOS ENERGY CORPATO5,917$824,0610.08%
118COMERICA INC20034010713,000$804,0500.08%
119MICROSOFT CORPMSFT1,836$773,8740.07%
120AMGEN INCAMGN2,938$765,7600.07%
121INVESCO QQQ TRUST SERIES 1 ETFIVZ1,485$759,1770.07%
122TETRA TECH INCTTEK18,996$756,8010.07%
123CARRIER GLOBAL CORPCARR10,910$744,7170.07%
124VANGUARD FTSE DEV MKT ETF92194385815,527$742,5010.07%
125VANGUARD S&P 500 ETF9229083631,340$722,0050.07%
126TRANE TECHNOLOGIES PLCTT1,944$718,0160.07%
127ISHARES CORE S&P SMALL CAP ETF4642878046,120$705,1460.07%
128BERKSHIRE HATHAWAY INC ABRK-A1$680,9200.06%
129WALT DISNEY CO2546871066,014$669,6590.06%
130ISHARES EDGE MSCI USA QUAL FACT ETF46432F3393,633$646,9650.06%
131ILLINOIS TOOL WORKS INC4523081092,496$632,8860.06%
132STRYKER CORPSYK1,746$628,6470.06%
133SANOFI ADRSNYNF12,751$614,9810.06%
134CONSOLIDATED EDISON INCED6,605$589,3640.06%
135CSX CORPCSX18,178$586,6040.06%
136MORGAN STANLEYMS-PQ4,585$576,4260.05%
137ISHARES CORE TOT AGGR US BOND ETF4642872265,794$561,4390.05%
138HOLOGIC INCHOLX7,681$553,7230.05%
139SPDR GOLD SHARES ETFGLD2,266$548,6670.05%
140BROADCOM INCAVGO2,320$537,8690.05%
141DEERE & COMPANYDE1,260$533,8620.05%
142ELI LILLY & COLLY664$512,6080.05%
143ATLANTIC UNION BANKSHARES CORP04911A10713,494$511,1530.05%
144COUPANG INCCPNG23,108$507,9140.05%
145HERSHEY COMPANYHSY2,966$502,2920.05%
146TRAVELERS COS INCTRV2,074$499,6060.05%
147ANALOG DEVICES INCADI2,339$496,9440.05%
148VANGUARD MID CAP GROWTH ETF9229085381,887$478,8260.05%
149VANGUARD HIGH DIVIDEND YIELD ETF9219464063,718$474,3800.04%
150SPDR INDUSTRIAL SELECT SECTOR ETF81369Y7043,579$471,5690.04%
151ROPER TECHNOLOGIES, INCROP889$462,1470.04%
152ISHARES RUSSELL MID CAP ETF4642874995,189$458,7080.04%
153BANK OF AMERICA CORP06050510410,337$454,3110.04%
154PHILIP MORRIS INTERNATIONAL INC7181721093,764$452,9970.04%
155GE AEROSPACE3696043012,708$451,6670.04%
156AMEREN CORPAEE4,812$428,9420.04%
157FLEXSHARES QUALITY DIV DEFENSIVE ETFFLEX6,075$426,6070.04%
158VERIZON COMMUNICATIONSVZ10,523$420,8150.04%
159PNC FINANCIAL SERVICES GROUP6934751052,132$411,1560.04%
160S&P GLOBAL INCSPGI819$407,8870.04%
161WASTE MANAGEMENT94106L1092,016$406,8090.04%
162AMERIPRISE FINANCIAL INC03076C106741$394,5310.04%
163PPL CORPPPLC11,665$378,6460.04%
164PFIZER INCPFE14,192$376,5140.04%
165SPDR S&P MIDCAP 400 ETFMDY653$371,9360.03%
166ISHARES MSCI EAFE GROWTH ETF4642888853,830$370,8590.03%
167WALMART STORES INCWMT4,104$370,7960.03%
168PEPSICO INCPEP2,403$365,4000.03%
169AIR PRODUCTS & CHEMICALS INCAIIR1,259$365,1600.03%
170ISHARES CALIFORNIA MUNI BOND ETF4642883566,000$343,6800.03%
171ISHARES U S EQUITY FACTOR ETF46434V2825,646$340,7360.03%
172AUTOZONE INCAZO106$339,4120.03%
173INTEL CORPINTC16,807$336,9800.03%
174CHEVRON CORPORATIONCVX2,307$334,1460.03%
175ISHARES GLBL TIMBER & FORESTRY ETF4642881744,327$330,3230.03%
176ISHARES RUSSELL 2000 ETF4642876551,479$326,8000.03%
177ISHARES NATL MUNI BOND ETF4642884143,040$323,9120.03%
178CHARLES SCHWAB CORPSCHW-PJ4,352$322,0920.03%
179ILLINOIS TOOL WORKS INC4523081091,270$322,0210.03%
180ISHARES EDGE MSCI MIN VOL USA ETF46429B6973,549$315,1160.03%
181KELLANOVABEKE3,855$312,1390.03%
182PAYCHEX INCPAYX2,173$304,6980.03%
183ISHARES RUSSELL 2000 VALUE ETF4642876301,827$299,9390.03%
184INTUITINTU475$298,5380.03%
185INVESCO SOLAR ETFIVZ8,858$293,3770.03%
186BOOKING HOLDINGS INCBKNG59$293,1370.03%
187HOME DEPOT INCHD748$290,9650.03%
188PUBLIC SERVICE ENTERPRISE GROUP7445731063,425$289,3780.03%
189AT&T INCT-PC12,591$286,6970.03%
190ISHARES IBONDS DEC 2026 TERM CORP ETF46435GAA011,779$283,5210.03%
191GOLDMAN SACHS GROUP INCGSCE486$278,2930.03%
192ISHARES RUSSELL 1000 VALUE ETF4642875981,491$276,0290.03%
193UNITED PARCEL SERVICE INCUPS2,171$273,7630.03%
194BRISTOL MYERS SQUIBB COCELG-RI4,815$272,3360.03%
195COLGATE PALMOLIVE INCCL2,960$269,0940.03%
196ECOLAB INCECL1,145$268,2960.03%
197ISHARES CORE S&P TOT US STK MKT ETF4642871502,052$263,9280.02%
198ISHARES S&P GROWTH INDEX ETF4642873092,573$261,2370.02%
199BANK OF NEW YORK MELLON CORP0640581003,360$258,1490.02%
200JACK HENRY & ASSOCIATES INC4262811011,441$252,6070.02%
201ISHARES 5-10 YR INV GRADE CORP BOND ETF4642886384,884$251,5750.02%
202CENTENE CORPCNC4,120$249,5900.02%
203BALL CORPBALL4,508$248,5260.02%
204SHELL PLC ADRRYDAF3,955$247,7810.02%
205VISA INCV772$243,9830.02%
206NOVO-NORDISK A/S SPONS ADRNONOF2,800$240,8560.02%
207VALERO ENERGY CORPVLO1,961$240,3990.02%
208AUTOMATIC DATA PROCESSING INCADP820$240,0390.02%
209EXELON CORPEXC6,367$239,6540.02%
210ISHARES IBONDS DEC 2025 TERM CORP ETF46434VBD19,535$238,8520.02%
211SYSCO CORPORATIONSYY3,076$235,1910.02%
212VANGUARD GROWTH ETF922908736569$233,5400.02%
213VANGUARD TAX EX BOND INDEX ETF9229077464,596$230,3970.02%
214PPG INDUSTRIES6935061071,912$228,3880.02%
215NETFLIX INCNFLX256$228,1780.02%
216CISCO SYSTEMS INCCSCO3,854$228,1570.02%
217VANGUARD HEALTH CARE ETF92204A504892$226,2910.02%
218YUM BRANDS INCYUM1,656$222,1690.02%
219ISHARES 3-7 YEAR TREAS BOND ETF4642886611,913$221,0470.02%
220PROCTER & GAMBLE CO7427181091,295$217,1070.02%
221ISHARES RUSSELL TOP 200 GROWTH ETF464289438920$216,4480.02%
222VANGUARD REIT INDEX ETF9229085532,369$211,0310.02%
223INTUITIVE SURGICAL INCISRG404$210,8720.02%
224INTERCONTINENTAL EXCHANGE INC45866F1041,412$210,4020.02%
225QUEST DIAGNOSTICS INCDGX1,379$208,0360.02%
226UNION PACIFIC CORPUNP900$205,2360.02%
227EASTERN BANKSHARES INCEBC11,398$196,6160.02%
228VERIZON COMMUNICATIONSVZ4,714$188,5130.02%
229QUALCOMMQCOM1,225$188,1850.02%
230ALPHABET INC CL CGOOG940$179,0140.02%
231ALPHABET INC CL AGOOG940$177,9420.02%
232HUNTINGTON BANCSHARES INCHBANP10,922$177,7010.02%
233INGERSOLL RAND INCIR1,930$174,5880.02%
234SHELL PLC ADRRYDAF2,741$171,7240.02%
235JOHNSON & JOHNSON COJNJ1,148$166,0240.02%
236EATON CORP PLCETN497$164,9390.02%
237MERCK & CO INCMRK1,500$149,2200.01%
238NASDAQ INCNDAQ1,800$139,1580.01%
239NOVO-NORDISK A/S SPONS ADRNONOF1,474$126,7930.01%
240EMERSON ELECTRIC COEMR981$121,5750.01%
241JPMORGAN CHASE & COVYLD485$116,2590.01%
242NASDAQ INCNDAQ1,452$112,2540.01%
243ABBVIE INCABBV608$108,0420.01%
244INTEL CORPINTC5,124$102,7360.01%
245VANGUARD MID CAP GROWTH ETF922908538385$97,6940.01%
246LINDE PLCLIN225$94,2010.01%
247YUM BRANDS INCYUM700$93,9120.01%
248ABBOTT LABORATORIESABLZF826$93,4290.01%
249BERKSHIRE HATHAWAY INC BBRK-A204$92,4690.01%
250AMAZON COM INCAMZN420$92,1440.01%
251INGERSOLL RAND INCIR979$88,5600.01%
252EXXON MOBIL CORPXOM775$83,3670.01%
253ISHARES CORE MSCI EAFE ETF46432F842978$68,7340.01%
254BANK OF AMERICA CORP0605051041,500$65,9250.01%
255KIMBERLY-CLARK CORPKMB500$65,5200.01%
256ISHARES MSCI EAFE INDEX ETF464287465806$60,9420.01%
257MCDONALDS CORPMCD202$58,5580.01%
258META PLATFORMS INCMETA90$52,6960.00%
259UNITED PARCEL SERVICE INCUPS410$51,7010.00%
260GE AEROSPACE369604301307$51,2050.00%
261KROGER COKR817$49,9600.00%
262ISHARES CORE DIVIDEND GROWTH ETF46434V621808$49,5630.00%
263ORACLE CORPORATIONORCL-PD288$47,9920.00%
264INTERNATIONAL BUSINESS MACHINES CORPINTR200$43,9660.00%
265SPDR CONSUMER DISC SELECT SECTOR ETF81369Y407175$39,2610.00%
266COCA COLA COKO621$38,6630.00%
267VANGUARD MID CAP VALUE ETF922908512236$38,1780.00%
268STARBUCKS CORPSBUX400$36,5000.00%
269RTX CORPORATIONRTX300$34,7160.00%
270PPG INDUSTRIES693506107289$34,5210.00%
271INVESCO WATER RESOURCES ETFIVZ500$32,8950.00%
272SANOFI ADRSNYNF671$32,3620.00%
273MASTERCARD INC CL AMA60$31,5940.00%
274CATERPILLAR INCCAT86$31,1970.00%
275VANGUARD REIT INDEX ETF922908553350$31,1780.00%
276MASCO CORPMAS411$29,8260.00%
277EOG RESOURCES INCEOG234$28,6840.00%
278ISHARES MSCI INTL QUAL FACTOR ETF46434V456689$25,5760.00%
279GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETFNVGLF710$23,6710.00%
280TJX COMPANIES INC872540109190$22,9540.00%
281TARGET CORPTGT167$22,5750.00%
282THERMO FISHER SCIENTIFICTMO43$22,3700.00%
283ISHARES CORE S&P SMALL CAP ETF464287804182$20,9700.00%
284CARRIER GLOBAL CORPCARR300$20,4780.00%
285ISHARES MSCI EAFE MIN VOL FACTOR ETF46429B689287$20,2940.00%
2863M COMMM150$19,3640.00%
287GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETFNVGLF164$18,8900.00%
288FIRST TRUST GLOBAL WIND ENERGY ETF33736G1061,200$17,7600.00%
289GSK PLCGLAXF520$17,5860.00%
290INVESCO SOLAR ETFIVZ500$16,5600.00%
291QUALCOMMQCOM106$16,2840.00%
292VANGUARD INDUSTRIALS ETF92204A60364$16,2810.00%
293ISHARES CORE S&P 500 ETF46428720021$12,3620.00%
294PNC FINANCIAL SERVICES GROUP69347510562$11,9570.00%
295WALT DISNEY CO254687106100$11,1350.00%
296DEERE & COMPANYDE26$11,0160.00%
297DANAHER CORP23585110246$10,5590.00%
298JPMORGAN US QUALITY FACTOR ETF46641Q761179$10,2510.00%
299ACCENTURE PLCACN25$8,7950.00%
300COMCAST CORPCCZ216$8,1060.00%
301NIKE INC CLASS BNKE100$7,5670.00%
302METLIFE INCMET-PF81$6,6320.00%
303DIMENSIONAL EMERG CORE EQ MKT ETF25434V302151$3,8310.00%
304EDWARDS LIFESCIENCES CORPEW50$3,7020.00%