13F COMBINATION REPORT

LifePlan Investment Advisors, Inc.

Quarter ended Q4 2025 · Filed February 9, 2026 · Accession 0001214659-26-001314

Total Value

$245.5M

Positions

116

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (116)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287226	120,122	$12.0M	4.89%
2	VANGUARD INDEX FDS	922908363	16,173	$10.1M	4.13%
3	GOLDMAN SACHS ETF TR	NVGLF	95,665	$9.0M	3.68%
4	VANGUARD INDEX FDS	922908736	18,161	$8.9M	3.61%
5	VANGUARD TAX-MANAGED FDS	921943858	121,717	$7.6M	3.10%
6	VANGUARD INDEX FDS	922908744	33,340	$6.4M	2.59%
7	ISHARES TR	46435G672	125,556	$6.3M	2.56%
8	SCHWAB STRATEGIC TR	808524706	175,217	$5.7M	2.34%
9	VANGUARD INDEX FDS	922908611	26,918	$5.7M	2.32%
10	ISHARES GOLD TR	IAU	69,286	$5.6M	2.29%
11	ISHARES TR	464287200	7,739	$5.3M	2.16%
12	SCHWAB STRATEGIC TR	808524870	196,958	$5.2M	2.12%
13	ISHARES TR	46434V613	108,937	$5.1M	2.06%
14	SCHWAB STRATEGIC TR	808524805	195,153	$4.7M	1.91%
15	VANGUARD MUN BD FDS	922907746	91,945	$4.6M	1.88%
16	BLACKROCK ETF TRUST	BLK	75,416	$4.6M	1.87%
17	VANGUARD INDEX FDS	922908512	25,826	$4.6M	1.87%
18	VANGUARD INDEX FDS	922908595	15,147	$4.6M	1.86%
19	ISHARES INC	46434G103	66,897	$4.5M	1.83%
20	ISHARES TR	46432F339	20,224	$4.0M	1.64%
21	GOLDMAN SACHS ETF TR	NVGLF	96,648	$4.0M	1.63%
22	SCHWAB STRATEGIC TR	808524409	134,753	$4.0M	1.63%
23	APPLE INC	AAPL	14,533	$4.0M	1.61%
24	ISHARES TR	464287309	31,707	$3.9M	1.59%
25	VANGUARD INDEX FDS	922908538	13,669	$3.8M	1.55%
26	ISHARES TR	464288281	38,548	$3.7M	1.51%
27	SCHWAB STRATEGIC TR	808524300	112,708	$3.7M	1.50%
28	ISHARES TR	464287408	17,169	$3.6M	1.48%
29	ISHARES TR	464288877	49,859	$3.6M	1.45%
30	FIDELITY COVINGTON TRUST	316092865	61,011	$3.4M	1.37%
31	ISHARES TR	464288513	40,513	$3.3M	1.33%
32	ISHARES TR	464287101	9,427	$3.2M	1.32%
33	GOLDMAN SACHS ETF TR	NVGLF	74,755	$3.2M	1.31%
34	VANGUARD INTL EQUITY INDEX	922042676	69,542	$3.2M	1.30%
35	SCHWAB STRATEGIC TR	808524847	152,263	$3.2M	1.30%
36	VANGUARD INTL EQUITY INDEX	922042858	52,150	$2.8M	1.14%
37	GOLDMAN SACHS ETF TR	NVGLF	20,843	$2.8M	1.12%
38	ABRDN FDS	00384X301	63,786	$2.4M	1.00%
39	NVIDIA CORPORATION	NVDA	12,587	$2.3M	0.96%
40	ISHARES TR	464288653	21,999	$2.2M	0.91%
41	ISHARES TR	464288414	19,046	$2.0M	0.83%
42	VANGUARD CHARLOTTE FDS	92203J407	38,893	$1.9M	0.77%
43	VANGUARD BD INDEX FDS	921937827	23,449	$1.8M	0.75%
44	ISHARES TR	464288588	19,327	$1.8M	0.75%
45	VANGUARD INDEX FDS	922908751	6,870	$1.8M	0.72%
46	BLACKROCK ETF TRUST	BLK	44,582	$1.7M	0.70%
47	ISHARES TR	46435G326	20,315	$1.7M	0.68%
48	MICROSOFT CORP	MSFT	3,391	$1.6M	0.67%
49	BLACKROCK ETF TRUST	BLK	48,211	$1.6M	0.65%
50	GE AEROSPACE	369604301	4,487	$1.4M	0.56%
51	INTERNATIONAL BUSINESS	INTR	4,413	$1.3M	0.53%
52	BLACKROCK ETF TRUST	BLK	16,688	$1.2M	0.50%
53	ISHARES TR	46432F396	4,878	$1.2M	0.50%
54	BLACKROCK ETF TRUST II	BLK	22,597	$1.2M	0.49%
55	ISHARES TR	46435G193	49,291	$1.2M	0.47%
56	TEXAS INSTRS INC	882508104	6,616	$1.1M	0.47%
57	GOLDMAN SACHS ETF TR	NVGLF	27,307	$1.1M	0.46%
58	GOLDMAN SACHS ETF TR	NVGLF	17,313	$1.1M	0.45%
59	JPMORGAN CHASE & CO.	VYLD	3,359	$1.1M	0.44%
60	AMAZON COM INC	AMZN	4,578	$1.1M	0.43%
61	GOLDMAN SACHS ETF TR	NVGLF	21,765	$1.0M	0.41%
62	ISHARES TR	46435U549	20,251	$969,019	0.39%
63	ISHARES TR	46435G425	6,214	$925,803	0.38%
64	VANGUARD SCOTTSDALE FDS	92206C771	19,640	$924,651	0.38%
65	VANGUARD BD INDEX FDS	921937819	11,377	$886,041	0.36%
66	VANGUARD BD INDEX FDS	921937793	12,324	$856,764	0.35%
67	ISHARES TR	464288570	6,524	$840,484	0.34%
68	ISHARES TR	464288760	3,654	$784,477	0.32%
69	ALPHABET INC	GOOG	2,500	$782,400	0.32%
70	ABBVIE INC	ABBV	3,221	$735,966	0.30%
71	JOHNSON & JOHNSON	JNJ	3,255	$673,622	0.27%
72	GOLDMAN SACHS ETF TR	NVGLF	8,535	$645,502	0.26%
73	EXXON MOBIL CORP	XOM	5,361	$645,143	0.26%
74	GE VERNOVA INC	GEV	968	$632,656	0.26%
75	BROADCOM INC	AVGO	1,826	$632,060	0.26%
76	META PLATFORMS INC	META	881	$581,587	0.24%
77	TESLA INC	TSLA	1,293	$581,488	0.24%
78	ISHARES TR	464289438	2,023	$560,250	0.23%
79	ISHARES TR	46436E767	9,451	$544,176	0.22%
80	WALMART INC	WMT	4,437	$494,326	0.20%
81	ISHARES TR	464288885	4,302	$490,084	0.20%
82	SPDR SERIES TRUST	78464A664	18,334	$485,301	0.20%
83	CAPITOL SER TR	14064D444	17,540	$444,727	0.18%
84	GOLDMAN SACHS ETF TR	NVGLF	8,980	$441,187	0.18%
85	ISHARES TR	464287481	2,966	$406,164	0.17%
86	VANGUARD SCOTTSDALE FDS	92206C102	6,795	$399,070	0.16%
87	ELI LILLY & CO	LLY	370	$397,109	0.16%
88	ISHARES INC	46434G863	8,944	$395,051	0.16%
89	HOME DEPOT INC	HD	1,101	$378,854	0.15%
90	ISHARES TR	46436E619	8,446	$370,871	0.15%
91	VANGUARD MALVERN FDS	922020805	7,287	$360,415	0.15%
92	ALPHABET INC	GOOG	1,083	$339,845	0.14%
93	ISHARES TR	46429B267	14,734	$339,251	0.14%
94	COSTCO WHSL CORP NEW	22160K105	383	$330,523	0.13%
95	BERKSHIRE HATHAWAY INC DEL	BRK-A	620	$311,643	0.13%
96	ISHARES TR	464287473	2,169	$305,937	0.12%
97	ISHARES TR	46429B747	2,961	$303,177	0.12%
98	ISHARES TR	464289420	3,064	$281,459	0.11%
99	CISCO SYS INC	CSCO	3,598	$277,154	0.11%
100	INTUIT	INTU	406	$268,943	0.11%
101	MASTERCARD INCORPORATED	MA	465	$265,459	0.11%
102	GRACO INC	GGG	3,120	$255,787	0.10%
103	BLACKROCK ETF TRUST II	BLK	5,114	$248,950	0.10%
104	ADVANCED MICRO DEVICES INC	AMD	1,162	$248,854	0.10%
105	ISHARES TR	46435G516	2,559	$243,375	0.10%
106	CHEVRON CORP NEW	CVX	1,583	$241,265	0.10%
107	PROCTER AND GAMBLE CO	742718109	1,679	$240,617	0.10%
108	SPDR GOLD TR	GLD	587	$232,634	0.09%
109	INVESCO QQQ TR	IVZ	375	$230,366	0.09%
110	GOLDMAN SACHS GROUP INC	GSCE	258	$226,782	0.09%
111	BLACKROCK ETF TRUST	BLK	4,140	$226,298	0.09%
112	DUKE ENERGY CORP NEW	DUKB	1,902	$222,933	0.09%
113	ISHARES TR	46436E221	6,527	$209,125	0.09%
114	PALANTIR TECHNOLOGIES INC	PLTR	1,171	$208,145	0.08%
115	FRANKLIN TEMPLETON HOLDINGS	FGDL	3,538	$203,789	0.08%
116	PIMCO ACCESS INCOME FUND	PAXS	10,000	$153,000	0.06%