13F HOLDINGS REPORT

Cambridge Advisors Inc.

Quarter ended Q2 2025 · Filed July 16, 2025 · Accession 0001214659-25-010442

Total Value

$478.4M

Positions

168

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (168)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908363	148,215	$84.2M	17.60%
2	VANGUARD BD INDEX FDS	921937835	648,141	$47.7M	9.98%
3	VANGUARD TAX-MANAGED FDS	921943858	577,888	$32.9M	6.89%
4	ISHARES TR	464287507	300,467	$18.6M	3.90%
5	MICROSOFT CORP	MSFT	28,932	$14.4M	3.01%
6	VANGUARD CHARLOTTE FDS	92203J407	248,675	$12.3M	2.57%
7	VANGUARD INDEX FDS	922908769	39,128	$11.9M	2.49%
8	BERKSHIRE HATHAWAY INC DEL	BRK-A	15	$10.9M	2.29%
9	J P MORGAN EXCHANGE TRADED F	46654Q203	181,623	$9.9M	2.07%
10	J P MORGAN EXCHANGE TRADED F	46641Q332	172,306	$9.8M	2.05%
11	VANGUARD INTL EQUITY INDEX F	922042858	195,074	$9.6M	2.02%
12	VANGUARD SCOTTSDALE FDS	92206C870	115,357	$9.6M	2.00%
13	BERKSHIRE HATHAWAY INC DEL	BRK-A	18,474	$9.0M	1.88%
14	VANGUARD INDEX FDS	922908751	33,036	$7.8M	1.64%
15	APPLE INC	AAPL	37,940	$7.8M	1.63%
16	SCHWAB STRATEGIC TR	808524300	253,670	$7.4M	1.55%
17	VANGUARD SPECIALIZED FUNDS	921908844	35,510	$7.3M	1.52%
18	AMGEN INC	AMGN	24,424	$6.8M	1.43%
19	VANGUARD INDEX FDS	922908553	72,996	$6.5M	1.36%
20	FIDELITY WISE ORIGIN BITCOIN	FBTC	53,411	$5.0M	1.05%
21	FIRST TR EXCHNG TRADED FD VI	33740F755	146,616	$4.7M	0.97%
22	SCHWAB STRATEGIC TR	808524797	130,243	$3.5M	0.72%
23	SCHWAB STRATEGIC TR	808524102	137,043	$3.3M	0.68%
24	SCHWAB STRATEGIC TR	808524771	130,413	$3.2M	0.67%
25	NVIDIA CORPORATION	NVDA	20,192	$3.2M	0.67%
26	INNOVATOR ETFS TRUST	INHD	87,810	$3.0M	0.63%
27	CATERPILLAR INC	CAT	7,684	$3.0M	0.62%
28	GOLDMAN SACHS PHYSICAL GOLD	38150K103	89,462	$2.9M	0.61%
29	UNION PAC CORP	UNP	12,688	$2.9M	0.61%
30	FIRST TR EXCHNG TRADED FD VI	33740F276	141,873	$2.8M	0.58%
31	ISHARES TR	464287614	6,368	$2.7M	0.57%
32	SPDR S&P 500 ETF TR	SPY	4,071	$2.5M	0.53%
33	ACCENTURE PLC IRELAND	ACN	8,030	$2.4M	0.50%
34	LOWES COS INC	548661107	10,797	$2.4M	0.50%
35	J P MORGAN EXCHANGE TRADED F	46641Q837	44,863	$2.3M	0.48%
36	SPDR S&P MIDCAP 400 ETF TR	MDY	3,894	$2.2M	0.46%
37	META PLATFORMS INC	META	2,731	$2.0M	0.42%
38	SCHWAB STRATEGIC TR	808524805	90,297	$2.0M	0.42%
39	ORACLE CORP	ORCL-PD	9,115	$2.0M	0.42%
40	CORNING INC	GLW	35,598	$1.9M	0.39%
41	DANAHER CORPORATION	235851102	9,434	$1.9M	0.39%
42	JOHNSON & JOHNSON	JNJ	12,117	$1.9M	0.39%
43	FIRST TR EXCHANGE-TRADED FD	33733E104	19,759	$1.8M	0.38%
44	FIRST TR EXCHANGE-TRADED FD	33738D101	47,094	$1.8M	0.37%
45	ISHARES TR	464287242	15,410	$1.7M	0.35%
46	SPDR DOW JONES INDL AVERAGE	78467X109	3,818	$1.7M	0.35%
47	SCHWAB STRATEGIC TR	808524508	57,885	$1.6M	0.34%
48	INNOVATOR ETFS TRUST	INHD	31,824	$1.6M	0.34%
49	ABBVIE INC	ABBV	8,702	$1.6M	0.34%
50	ALPHABET INC	GOOG	8,802	$1.6M	0.32%
51	VANGUARD INTL EQUITY INDEX F	922042676	32,785	$1.5M	0.32%
52	ISHARES TR	464287804	13,692	$1.5M	0.31%
53	VISA INC	V	4,116	$1.5M	0.31%
54	JPMORGAN CHASE & CO.	VYLD	5,026	$1.5M	0.30%
55	INVESCO QQQ TR	IVZ	2,633	$1.5M	0.30%
56	VANGUARD SCOTTSDALE FDS	92206C409	17,949	$1.4M	0.30%
57	SCHWAB STRATEGIC TR	808524607	54,295	$1.4M	0.29%
58	VANGUARD STAR FDS	921909768	19,867	$1.4M	0.29%
59	ISHARES TR	464287465	15,186	$1.4M	0.28%
60	EMCOR GROUP INC	EME	2,530	$1.4M	0.28%
61	ISHARES TR	464287655	6,237	$1.3M	0.28%
62	J P MORGAN EXCHANGE TRADED F	46654Q609	15,478	$1.3M	0.28%
63	FIRST TR EXCHANGE-TRADED FD	33739Q408	19,797	$1.2M	0.25%
64	CISCO SYS INC	CSCO	17,056	$1.2M	0.25%
65	OREILLY AUTOMOTIVE INC	67103H107	12,750	$1.1M	0.24%
66	AUTOMATIC DATA PROCESSING IN	ADP	3,717	$1.1M	0.24%
67	SCHWAB STRATEGIC TR	808524763	39,892	$1.1M	0.24%
68	NOVARTIS AG	NVSEF	8,975	$1.1M	0.23%
69	INVESCO EXCHANGE TRADED FD T	IVZ	5,953	$1.1M	0.23%
70	FIRST TR EXCHANGE-TRADED FD	33738D846	52,544	$1.0M	0.22%
71	ILLINOIS TOOL WKS INC	452308109	4,153	$1.0M	0.21%
72	PROCTER AND GAMBLE CO	742718109	6,441	$1.0M	0.21%
73	SIMPLIFY EXCHANGE TRADED FUN	82889N764	33,255	$999,323	0.21%
74	FIRST TR EXCHNG TRADED FD VI	33740F805	22,632	$993,304	0.21%
75	AMAZON COM INC	AMZN	4,446	$975,408	0.20%
76	ADVISORS INNER CIRCLE FD III	00775Y645	28,320	$975,054	0.20%
77	SCHWAB STRATEGIC TR	808524201	38,304	$936,150	0.20%
78	ABBOTT LABS	ABLZF	6,867	$933,981	0.20%
79	AMERICAN EXPRESS CO	AXP	2,910	$928,232	0.19%
80	SPDR GOLD TR	GLD	3,015	$919,062	0.19%
81	VANECK ETF TRUST	92189F676	3,254	$907,528	0.19%
82	ROPER TECHNOLOGIES INC	ROP	1,570	$889,939	0.19%
83	SIMPLIFY EXCHANGE TRADED FUN	82889N863	48,288	$888,018	0.19%
84	SPDR SERIES TRUST	78468R788	20,031	$850,116	0.18%
85	INTUITIVE SURGICAL INC	ISRG	1,518	$824,896	0.17%
86	SIMPLIFY EXCHANGE TRADED FUN	82889N525	16,409	$821,920	0.17%
87	SCHWAB STRATEGIC TR	808524862	32,757	$798,616	0.17%
88	EXXON MOBIL CORP	XOM	7,327	$789,886	0.17%
89	INNOVATOR ETFS TRUST	INHD	22,520	$751,567	0.16%
90	FIRST TR EXCH TRADED FD III	33738D820	35,029	$718,448	0.15%
91	SIMPLIFY EXCHANGE TRADED FUN	82889N640	30,316	$716,674	0.15%
92	CHEVRON CORP NEW	CVX	4,880	$698,839	0.15%
93	SPDR SERIES TRUST	78464A763	5,146	$698,467	0.15%
94	STARBUCKS CORP	SBUX	7,385	$676,713	0.14%
95	RTX CORPORATION	RTX	4,614	$673,806	0.14%
96	SIMPLIFY EXCHANGE TRADED FUN	82889N657	30,579	$673,647	0.14%
97	UNITEDHEALTH GROUP INC	UNH	2,122	$662,000	0.14%
98	COCA COLA CO	KO	9,284	$656,830	0.14%
99	COSTCO WHSL CORP NEW	22160K105	663	$656,375	0.14%
100	SCHWAB STRATEGIC TR	808524870	24,506	$653,820	0.14%
101	FIRST TR EXCHANGE TRADED FD	33737A108	4,675	$649,919	0.14%
102	ADVISORS INNER CIRCLE FD III	00775Y652	19,554	$644,577	0.13%
103	ISHARES TR	464287226	6,458	$640,634	0.13%
104	ISHARES TR	464287705	5,179	$640,021	0.13%
105	ISHARES TR	464287440	6,671	$638,882	0.13%
106	MERCK & CO INC	MRK	8,056	$637,688	0.13%
107	PEPSICO INC	PEP	4,500	$594,180	0.12%
108	ISHARES TR	464287200	947	$587,992	0.12%
109	SIMPLIFY EXCHANGE TRADED FUN	82889N673	19,524	$586,696	0.12%
110	SIMPLIFY EXCHANGE TRADED FUN	82889N699	21,697	$580,169	0.12%
111	WELLS FARGO CO NEW	949746101	7,120	$570,469	0.12%
112	FIRST TR EXCHANGE TRADED FD	33738R704	6,964	$566,886	0.12%
113	NXP SEMICONDUCTORS N V	NXPI	2,550	$557,150	0.12%
114	ALPHABET INC	GOOG	2,974	$527,483	0.11%
115	VANGUARD SCOTTSDALE FDS	92206C771	11,201	$519,054	0.11%
116	VANGUARD INDEX FDS	922908744	2,850	$503,709	0.11%
117	QUALCOMM INC	QCOM	3,051	$485,894	0.10%
118	MEDTRONIC PLC	MDT	5,419	$472,387	0.10%
119	FIRST TR EXCHNG TRADED FD VI	33740U703	17,467	$463,924	0.10%
120	INNOVATOR ETFS TRUST	INHD	13,950	$454,491	0.10%
121	INTERNATIONAL BUSINESS MACHS	INTR	1,520	$448,066	0.09%
122	INNOVATOR ETFS TRUST	INHD	9,879	$435,170	0.09%
123	GOLDMAN SACHS ETF TR	NVGLF	3,571	$433,448	0.09%
124	ISHARES GOLD TR	IAU	6,933	$432,342	0.09%
125	ISHARES TR	464287168	3,250	$431,633	0.09%
126	BLACKROCK INC	BLK	406	$425,996	0.09%
127	ALPS ETF TR	00162Q395	9,737	$420,736	0.09%
128	FIRST TR EXCHNG TRADED FD VI	33740F862	7,900	$387,337	0.08%
129	FIRST TR EXCHANGE-TRADED FD	33733E302	1,399	$376,793	0.08%
130	FIRST TR EXCHNG TRADED FD VI	33740U786	9,610	$373,216	0.08%
131	VANGUARD WORLD FD	92204A306	3,073	$366,056	0.08%
132	FIRST TR EXCHANGE-TRADED FD	33733E856	16,552	$359,340	0.08%
133	ISHARES TR	464288752	3,800	$354,046	0.07%
134	ISHARES TR	464287721	2,000	$346,540	0.07%
135	PALO ALTO NETWORKS INC	PANW	1,682	$344,204	0.07%
136	SPDR SERIES TRUST	78464A151	10,400	$338,936	0.07%
137	CARRIER GLOBAL CORPORATION	CARR	4,586	$335,649	0.07%
138	FIRST TR EXCHNG TRADED FD VI	33740U844	7,980	$327,737	0.07%
139	SCHWAB STRATEGIC TR	808524409	11,825	$327,190	0.07%
140	US BANCORP DEL	USB-PS	7,216	$326,524	0.07%
141	BOEING CO	BA-PA	1,500	$314,295	0.07%
142	FIRST TR EXCHNG TRADED FD VI	33740F441	7,855	$307,549	0.06%
143	INNOVATOR ETFS TRUST	INHD	9,554	$306,492	0.06%
144	FEDEX CORP	FDX	1,335	$303,459	0.06%
145	GARMIN LTD	GRMN	1,450	$302,644	0.06%
146	SIMPLIFY EXCHANGE TRADED FUN	82889N426	8,773	$301,480	0.06%
147	GOLDMAN SACHS ETF TR	NVGLF	7,600	$301,416	0.06%
148	ISHARES TR	46434V456	6,885	$297,562	0.06%
149	TARGET CORP	TGT	3,010	$296,937	0.06%
150	SCHWAB STRATEGIC TR	808524847	13,849	$293,037	0.06%
151	DEERE & CO	DE	566	$287,659	0.06%
152	FIRST TR EXCHNG TRADED FD VI	33740U547	8,867	$282,549	0.06%
153	GILEAD SCIENCES INC	GILD	2,450	$271,632	0.06%
154	INTEL CORP	INTC	12,025	$269,360	0.06%
155	SPDR SERIES TRUST	78464A508	5,130	$268,504	0.06%
156	FIRST TR EXCHANGE TRADED FD	33734X838	18,555	$264,039	0.06%
157	DYNEX CAP INC	DX-PC	21,000	$256,624	0.05%
158	MCDONALDS CORP	MCD	858	$250,709	0.05%
159	3M CO	MMM	1,555	$236,733	0.05%
160	BECTON DICKINSON & CO	BDX	1,372	$236,327	0.05%
161	ISHARES INC	464286806	5,570	$235,667	0.05%
162	SPDR INDEX SHS FDS	78463X889	5,747	$232,696	0.05%
163	SIMPLIFY EXCHANGE TRADED FUN	82889N772	7,647	$229,492	0.05%
164	BLACKSTONE INC	BX	1,500	$224,370	0.05%
165	CLOROX CO DEL	CLX	1,860	$223,330	0.05%
166	ALTRIA GROUP INC	MO	3,798	$222,702	0.05%
167	FIRST TR EXCHANGE-TRADED FD	33733B100	2,037	$219,904	0.05%
168	KIMBERLY-CLARK CORP	KMB	1,560	$201,115	0.04%