13F HOLDINGS REPORT

Cambridge Advisors Inc.

Quarter ended Q1 2025 · Filed April 24, 2025 · Accession 0001214659-25-006340

Total Value

$456.6M

Positions

175

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (175)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908363	144,194	$74.1M	16.23%
2	VANGUARD BD INDEX FDS	921937835	664,992	$48.8M	10.70%
3	VANGUARD TAX-MANAGED FDS	921943858	609,512	$31.0M	6.79%
4	ISHARES TR	464287507	266,940	$15.6M	3.41%
5	VANGUARD CHARLOTTE FDS	92203J407	251,847	$12.3M	2.69%
6	BERKSHIRE HATHAWAY INC DEL	BRK-A	15	$12.0M	2.62%
7	MICROSOFT CORP	MSFT	29,080	$10.9M	2.39%
8	VANGUARD INDEX FDS	922908769	37,364	$10.3M	2.25%
9	BERKSHIRE HATHAWAY INC DEL	BRK-A	18,873	$10.1M	2.20%
10	J P MORGAN EXCHANGE TRADED F	46641Q332	167,317	$9.6M	2.09%
11	J P MORGAN EXCHANGE TRADED F	46654Q203	184,019	$9.5M	2.09%
12	VANGUARD SCOTTSDALE FDS	92206C870	114,519	$9.4M	2.05%
13	APPLE INC	AAPL	40,656	$9.0M	1.98%
14	VANGUARD INTL EQUITY INDEX F	922042858	199,369	$9.0M	1.98%
15	AMGEN INC	AMGN	24,487	$7.6M	1.67%
16	VANGUARD SPECIALIZED FUNDS	921908844	36,009	$7.0M	1.53%
17	VANGUARD INDEX FDS	922908553	70,543	$6.4M	1.40%
18	SCHWAB STRATEGIC TR	808524300	254,699	$6.4M	1.40%
19	VANGUARD INDEX FDS	922908751	28,036	$6.2M	1.36%
20	SCHWAB STRATEGIC TR	808524797	153,602	$4.3M	0.94%
21	FIRST TR EXCHNG TRADED FD VI	33740F755	142,945	$4.2M	0.93%
22	FIDELITY WISE ORIGIN BITCOIN	FBTC	52,176	$3.8M	0.82%
23	UNION PAC CORP	UNP	13,913	$3.3M	0.72%
24	CATERPILLAR INC	CAT	9,364	$3.1M	0.68%
25	SCHWAB STRATEGIC TR	808524771	129,506	$3.1M	0.67%
26	SCHWAB STRATEGIC TR	808524102	138,603	$3.0M	0.65%
27	INNOVATOR ETFS TRUST	INHD	90,657	$2.9M	0.64%
28	FIRST TR EXCHNG TRADED FD VI	33740F276	138,629	$2.8M	0.62%
29	ACCENTURE PLC IRELAND	ACN	8,910	$2.8M	0.61%
30	GOLDMAN SACHS PHYSICAL GOLD	38150K103	89,256	$2.8M	0.60%
31	LOWES COS INC	548661107	11,653	$2.7M	0.60%
32	FIRST TR EXCHANGE-TRADED FD	33733E104	27,900	$2.5M	0.55%
33	ISHARES TR	464287614	6,453	$2.3M	0.51%
34	J P MORGAN EXCHANGE TRADED F	46641Q837	45,241	$2.3M	0.50%
35	SPDR S&P 500 ETF TR	SPY	4,089	$2.3M	0.50%
36	SPDR S&P MIDCAP 400 ETF TR	MDY	3,874	$2.1M	0.45%
37	JOHNSON & JOHNSON	JNJ	12,404	$2.1M	0.45%
38	DANAHER CORPORATION	235851102	9,849	$2.0M	0.44%
39	NVIDIA CORPORATION	NVDA	18,507	$2.0M	0.44%
40	META PLATFORMS INC	META	3,353	$1.9M	0.42%
41	ABBVIE INC	ABBV	8,720	$1.8M	0.40%
42	SCHWAB STRATEGIC TR	808524805	90,018	$1.8M	0.39%
43	FIRST TR EXCHANGE-TRADED FD	33738D101	45,208	$1.7M	0.37%
44	VISA INC	V	4,831	$1.7M	0.37%
45	CORNING INC	GLW	35,653	$1.6M	0.36%
46	ALPHABET INC	GOOG	10,515	$1.6M	0.36%
47	SPDR DOW JONES INDL AVERAGE	78467X109	3,841	$1.6M	0.35%
48	INNOVATOR ETFS TRUST	INHD	31,824	$1.5M	0.33%
49	SCHWAB STRATEGIC TR	808524508	57,930	$1.5M	0.33%
50	SCHWAB STRATEGIC TR	808524763	53,834	$1.5M	0.32%
51	ISHARES TR	464287804	13,659	$1.4M	0.31%
52	VANGUARD SCOTTSDALE FDS	92206C409	17,895	$1.4M	0.31%
53	OREILLY AUTOMOTIVE INC	67103H107	963	$1.4M	0.30%
54	JPMORGAN CHASE & CO.	VYLD	5,526	$1.4M	0.30%
55	VANGUARD INTL EQUITY INDEX F	922042676	32,785	$1.3M	0.29%
56	FIRST TR EXCHNG TRADED FD VI	33740F805	30,085	$1.3M	0.29%
57	SCHWAB STRATEGIC TR	808524607	55,417	$1.3M	0.28%
58	ORACLE CORP	ORCL-PD	9,100	$1.3M	0.28%
59	ISHARES TR	464287655	6,275	$1.3M	0.27%
60	ISHARES TR	464287465	15,186	$1.2M	0.27%
61	INVESCO QQQ TR	IVZ	2,633	$1.2M	0.27%
62	VANGUARD STAR FDS	921909768	19,509	$1.2M	0.27%
63	AUTOMATIC DATA PROCESSING IN	ADP	3,942	$1.2M	0.26%
64	J P MORGAN EXCHANGE TRADED F	46654Q609	16,285	$1.2M	0.26%
65	FIRST TR EXCHANGE-TRADED FD	33739Q408	20,025	$1.2M	0.26%
66	ISHARES TR	464287242	10,710	$1.2M	0.25%
67	UNITEDHEALTH GROUP INC	UNH	2,122	$1.1M	0.24%
68	CISCO SYS INC	CSCO	18,006	$1.1M	0.24%
69	PROCTER AND GAMBLE CO	742718109	6,466	$1.1M	0.24%
70	FIRST TR EXCHANGE-TRADED FD	33738D846	52,016	$1.1M	0.24%
71	NOVARTIS AG	NVSEF	9,675	$1.1M	0.24%
72	INVESCO EXCHANGE TRADED FD T	IVZ	5,953	$1.0M	0.23%
73	ILLINOIS TOOL WKS INC	452308109	4,153	$1.0M	0.23%
74	PEPSICO INC	PEP	6,570	$985,106	0.22%
75	ROPER TECHNOLOGIES INC	ROP	1,620	$955,120	0.21%
76	AMAZON COM INC	AMZN	4,971	$945,782	0.21%
77	EMCOR GROUP INC	EME	2,530	$935,164	0.20%
78	CHEVRON CORP NEW	CVX	5,569	$931,668	0.20%
79	SIMPLIFY EXCHANGE TRADED FUN	82889N863	50,210	$912,819	0.20%
80	ABBOTT LABS	ABLZF	6,845	$907,989	0.20%
81	SCHWAB STRATEGIC TR	808524201	40,362	$891,193	0.20%
82	SPDR SER TR	78468R788	20,031	$886,572	0.19%
83	ADVISORS INNER CIRCLE FD III	00775Y645	30,286	$884,188	0.19%
84	SPDR GOLD TR	GLD	3,067	$883,725	0.19%
85	EXXON MOBIL CORP	XOM	7,326	$871,301	0.19%
86	SCHWAB STRATEGIC TR	808524862	32,840	$799,326	0.18%
87	SIMPLIFY EXCHANGE TRADED FUN	82889N525	15,921	$798,280	0.17%
88	AMERICAN EXPRESS CO	AXP	2,910	$782,936	0.17%
89	COSTCO WHSL CORP NEW	22160K105	813	$768,951	0.17%
90	MERCK & CO INC	MRK	8,541	$766,635	0.17%
91	INTUITIVE SURGICAL INC	ISRG	1,518	$751,820	0.16%
92	INNOVATOR ETFS TRUST	INHD	23,560	$739,909	0.16%
93	STARBUCKS CORP	SBUX	7,384	$724,323	0.16%
94	VANECK ETF TRUST	92189F676	3,354	$709,349	0.16%
95	SPDR SER TR	78464A763	5,146	$698,209	0.15%
96	RTX CORPORATION	RTX	5,114	$677,464	0.15%
97	SIMPLIFY EXCHANGE TRADED FUN	82889N657	30,393	$667,725	0.15%
98	COCA COLA CO	KO	9,248	$662,327	0.15%
99	SCHWAB STRATEGIC TR	808524870	24,506	$658,966	0.14%
100	ADVISORS INNER CIRCLE FD III	00775Y652	21,521	$649,164	0.14%
101	VANGUARD WORLD FD	92204A306	4,978	$645,696	0.14%
102	ISHARES TR	464287226	6,458	$638,825	0.14%
103	ISHARES TR	464287440	6,671	$636,213	0.14%
104	ISHARES TR	464287705	5,179	$620,082	0.14%
105	GOLDMAN SACHS ETF TR	NVGLF	5,607	$617,219	0.14%
106	FIRST TR EXCHANGE-TRADED FD	33738D309	12,986	$592,818	0.13%
107	SIMPLIFY EXCHANGE TRADED FUN	82889N699	19,667	$582,153	0.13%
108	SIMPLIFY EXCHANGE TRADED FUN	82889N764	19,209	$548,897	0.12%
109	ISHARES TR	464287200	973	$546,729	0.12%
110	NXP SEMICONDUCTORS N V	NXPI	2,850	$541,671	0.12%
111	SIMPLIFY EXCHANGE TRADED FUN	82889N640	21,028	$518,969	0.11%
112	VANGUARD SCOTTSDALE FDS	92206C771	11,201	$518,718	0.11%
113	WELLS FARGO CO NEW	949746101	7,219	$518,223	0.11%
114	VANGUARD INDEX FDS	922908744	2,850	$492,309	0.11%
115	MEDTRONIC PLC	MDT	5,419	$486,964	0.11%
116	ALPHABET INC	GOOG	3,023	$472,355	0.10%
117	FIRST TR EXCHNG TRADED FD VI	33740U703	18,567	$463,247	0.10%
118	QUALCOMM INC	QCOM	2,996	$460,168	0.10%
119	FIRST TR EXCHNG TRADED FD VI	33740F730	11,525	$456,380	0.10%
120	ISHARES TR	464287168	3,250	$436,443	0.10%
121	ALPS ETF TR	00162Q395	10,266	$431,373	0.09%
122	INNOVATOR ETFS TRUST	INHD	13,950	$428,883	0.09%
123	FIRST TR EXCH TRADED FD III	33738D820	21,128	$421,926	0.09%
124	FEDEX CORP	FDX	1,710	$416,864	0.09%
125	INNOVATOR ETFS TRUST	INHD	9,903	$410,677	0.09%
126	ISHARES GOLD TR	IAU	6,952	$409,890	0.09%
127	BLACKROCK INC	BLK	406	$384,271	0.08%
128	SIMPLIFY EXCHANGE TRADED FUN	82889N673	18,943	$379,431	0.08%
129	INTERNATIONAL BUSINESS MACHS	INTR	1,485	$369,260	0.08%
130	FIRST TR EXCHNG TRADED FD VI	33740F862	8,100	$368,443	0.08%
131	ISHARES TR	464288752	3,800	$361,798	0.08%
132	FIRST TR EXCHNG TRADED FD VI	33740U786	9,610	$353,614	0.08%
133	FIRST TR EXCHANGE-TRADED FD	33733E856	16,409	$344,106	0.08%
134	FIRST TR EXCHANGE-TRADED FD	33733E302	1,496	$332,336	0.07%
135	CARRIER GLOBAL CORPORATION	CARR	5,086	$322,452	0.07%
136	INTEL CORP	INTC	14,025	$318,508	0.07%
137	TARGET CORP	TGT	3,040	$317,254	0.07%
138	GARMIN LTD	GRMN	1,450	$314,839	0.07%
139	BECTON DICKINSON & CO	BDX	1,372	$314,270	0.07%
140	SCHWAB STRATEGIC TR	808524409	11,817	$314,092	0.07%
141	FIRST TR EXCHNG TRADED FD VI	33740U547	10,390	$313,416	0.07%
142	FIRST TR EXCHNG TRADED FD VI	33740U844	7,988	$307,436	0.07%
143	SPDR SER TR	78464A151	10,400	$306,696	0.07%
144	US BANCORP DEL	USB-PS	7,216	$304,660	0.07%
145	INNOVATOR ETFS TRUST	INHD	9,554	$299,805	0.07%
146	SCHWAB STRATEGIC TR	808524847	13,844	$297,786	0.07%
147	FIRST TR EXCHNG TRADED FD VI	33740F441	7,855	$284,783	0.06%
148	MCDONALDS CORP	MCD	908	$283,661	0.06%
149	PALO ALTO NETWORKS INC	PANW	1,652	$281,897	0.06%
150	ISHARES TR	464287721	2,000	$280,880	0.06%
151	GILEAD SCIENCES INC	GILD	2,450	$274,523	0.06%
152	CLOROX CO DEL	CLX	1,860	$273,885	0.06%
153	ISHARES TR	46434V456	6,888	$273,368	0.06%
154	GOLDMAN SACHS ETF TR	NVGLF	7,600	$270,940	0.06%
155	DEERE & CO	DE	566	$265,493	0.06%
156	SPDR SER TR	78464A508	5,130	$261,989	0.06%
157	ISHARES TR	46432F339	1,506	$257,389	0.06%
158	BOEING CO	BA-PA	1,500	$255,825	0.06%
159	FIRST TR EXCHNG TRADED FD VI	33740F557	9,655	$255,375	0.06%
160	DYNEX CAP INC	DX-PC	19,104	$248,733	0.05%
161	FIRST TR EXCHANGE TRADED FD	33734X838	18,507	$245,036	0.05%
162	PFIZER INC	PFE	9,293	$235,495	0.05%
163	3M CO	MMM	1,555	$228,367	0.05%
164	FIRST TR EXCHNG TRADED FD VI	33740F698	5,548	$226,917	0.05%
165	KIMBERLY-CLARK CORP	KMB	1,560	$221,863	0.05%
166	ALTRIA GROUP INC	MO	3,666	$220,029	0.05%
167	FORTIVE CORP	FTV	2,922	$213,832	0.05%
168	ADOBE INC	ADBE	557	$213,626	0.05%
169	BLACKSTONE INC	BX	1,500	$209,670	0.05%
170	SPDR INDEX SHS FDS	78463X889	5,747	$209,248	0.05%
171	FIRST TR EXCHANGE TRADED FD	33737A108	1,849	$209,177	0.05%
172	SIMPLIFY EXCHANGE TRADED FUN	82889N426	7,164	$207,761	0.05%
173	ISHARES INC	464286806	5,570	$206,536	0.05%
174	SIMPLIFY EXCHANGE TRADED FUN	82889N772	7,037	$206,266	0.05%
175	FIRST TR EXCHANGE-TRADED FD	33733B100	2,036	$205,086	0.04%