13F HOLDINGS REPORT

Cambridge Advisors Inc.

Quarter ended Q4 2024 · Filed January 16, 2025 · Accession 0001214659-25-000800

Total Value

$448.0M

Positions

168

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (168)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908363	144,054	$77.6M	17.33%
2	VANGUARD BD INDEX FDS	921937835	659,477	$47.4M	10.59%
3	VANGUARD TAX-MANAGED FDS	921943858	609,830	$29.2M	6.51%
4	ISHARES TR	464287507	266,786	$16.6M	3.71%
5	VANGUARD CHARLOTTE FDS	92203J407	251,865	$12.4M	2.76%
6	MICROSOFT CORP	MSFT	29,077	$12.3M	2.74%
7	VANGUARD INDEX FDS	922908769	37,363	$10.8M	2.42%
8	APPLE INC	AAPL	40,276	$10.1M	2.25%
9	J P MORGAN EXCHANGE TRADED F	46654Q203	177,466	$10.0M	2.23%
10	VANGUARD SCOTTSDALE FDS	92206C870	114,559	$9.2M	2.05%
11	J P MORGAN EXCHANGE TRADED F	46641Q332	157,796	$9.1M	2.03%
12	VANGUARD INTL EQUITY INDEX F	922042858	199,474	$8.8M	1.96%
13	BERKSHIRE HATHAWAY INC DEL	BRK-A	18,918	$8.6M	1.91%
14	VANGUARD SPECIALIZED FUNDS	921908844	36,603	$7.2M	1.60%
15	SCHWAB STRATEGIC TR	808524300	252,714	$7.0M	1.57%
16	VANGUARD INDEX FDS	922908751	28,036	$6.7M	1.50%
17	AMGEN INC	AMGN	24,485	$6.4M	1.42%
18	VANGUARD INDEX FDS	922908553	70,553	$6.3M	1.40%
19	FIRST TR EXCHNG TRADED FD VI	33740F755	139,746	$4.3M	0.95%
20	SCHWAB STRATEGIC TR	808524797	153,528	$4.2M	0.94%
21	FIDELITY WISE ORIGIN BITCOIN	FBTC	49,134	$4.0M	0.89%
22	CATERPILLAR INC	CAT	9,364	$3.4M	0.76%
23	UNION PAC CORP	UNP	14,388	$3.3M	0.73%
24	SCHWAB STRATEGIC TR	808524102	138,267	$3.1M	0.70%
25	ACCENTURE PLC IRELAND	ACN	8,920	$3.1M	0.70%
26	SCHWAB STRATEGIC TR	808524771	132,398	$3.1M	0.70%
27	INNOVATOR ETFS TRUST	INHD	90,961	$3.0M	0.67%
28	LOWES COS INC	548661107	11,713	$2.9M	0.65%
29	FIRST TR EXCHNG TRADED FD VI	33740F276	139,623	$2.7M	0.61%
30	ISHARES TR	464287614	6,453	$2.6M	0.58%
31	NVIDIA CORPORATION	NVDA	18,490	$2.5M	0.55%
32	FIRST TR EXCHANGE-TRADED FD	33733E104	28,040	$2.5M	0.55%
33	SPDR S&P 500 ETF TR	SPY	4,129	$2.4M	0.54%
34	DANAHER CORPORATION	235851102	10,213	$2.3M	0.52%
35	GOLDMAN SACHS PHYSICAL GOLD	38150K103	88,613	$2.3M	0.51%
36	J P MORGAN EXCHANGE TRADED F	46641Q837	43,828	$2.2M	0.49%
37	SPDR S&P MIDCAP 400 ETF TR	MDY	3,874	$2.2M	0.49%
38	ALPHABET INC	GOOG	10,489	$2.0M	0.44%
39	META PLATFORMS INC	META	3,371	$2.0M	0.44%
40	INNOVATOR ETFS TRUST	INHD	36,207	$1.8M	0.41%
41	JOHNSON & JOHNSON	JNJ	12,393	$1.8M	0.40%
42	CORNING INC	GLW	35,598	$1.7M	0.38%
43	SCHWAB STRATEGIC TR	808524805	90,283	$1.7M	0.37%
44	SPDR DOW JONES INDL AVERAGE	78467X109	3,841	$1.6M	0.36%
45	SCHWAB STRATEGIC TR	808524763	54,475	$1.6M	0.36%
46	SCHWAB STRATEGIC TR	808524508	57,921	$1.6M	0.36%
47	ABBVIE INC	ABBV	8,879	$1.6M	0.35%
48	ISHARES TR	464287804	13,538	$1.6M	0.35%
49	VISA INC	V	4,855	$1.5M	0.34%
50	FIRST TR EXCHANGE-TRADED FD	33738D101	42,988	$1.5M	0.34%
51	ORACLE CORP	ORCL-PD	9,165	$1.5M	0.34%
52	ISHARES TR	464287655	6,839	$1.5M	0.34%
53	SCHWAB STRATEGIC TR	808524607	55,519	$1.4M	0.32%
54	VANGUARD SCOTTSDALE FDS	92206C409	17,906	$1.4M	0.31%
55	INVESCO QQQ TR	IVZ	2,633	$1.3M	0.30%
56	JPMORGAN CHASE & CO.	VYLD	5,526	$1.3M	0.30%
57	FIRST TR EXCHNG TRADED FD VI	33740F805	30,276	$1.3M	0.29%
58	VANGUARD INTL EQUITY INDEX F	922042676	32,785	$1.3M	0.29%
59	J P MORGAN EXCHANGE TRADED F	46654Q609	15,670	$1.3M	0.28%
60	AUTOMATIC DATA PROCESSING IN	ADP	4,142	$1.2M	0.27%
61	FIRST TR EXCHANGE-TRADED FD	33739Q408	20,042	$1.2M	0.27%
62	EMCOR GROUP INC	EME	2,530	$1.1M	0.26%
63	ISHARES TR	464287465	15,186	$1.1M	0.26%
64	ISHARES TR	464287242	10,710	$1.1M	0.26%
65	OREILLY AUTOMOTIVE INC	67103H107	963	$1.1M	0.25%
66	PROCTER AND GAMBLE CO	742718109	6,616	$1.1M	0.25%
67	CISCO SYS INC	CSCO	18,541	$1.1M	0.25%
68	AMAZON COM INC	AMZN	4,951	$1.1M	0.24%
69	UNITEDHEALTH GROUP INC	UNH	2,122	$1.1M	0.24%
70	ILLINOIS TOOL WKS INC	452308109	4,178	$1.1M	0.24%
71	INVESCO EXCHANGE TRADED FD T	IVZ	5,952	$1.0M	0.23%
72	PEPSICO INC	PEP	6,785	$1.0M	0.23%
73	FIRST TR EXCHANGE-TRADED FD	33738D846	52,825	$1.0M	0.22%
74	VANGUARD STAR FDS	921909768	16,909	$996,447	0.22%
75	NOVARTIS AG	NVSEF	10,075	$980,398	0.22%
76	SIMPLIFY EXCHANGE TRADED FUN	82889N863	46,250	$961,547	0.21%
77	SCHWAB STRATEGIC TR	808524201	40,362	$935,591	0.21%
78	ADVISORS INNER CIRCLE FD III	00775Y645	29,913	$871,527	0.19%
79	SPDR SER TR	78468R788	20,031	$866,140	0.19%
80	AMERICAN EXPRESS CO	AXP	2,910	$863,659	0.19%
81	SIMPLIFY EXCHANGE TRADED FUN	82889N525	17,223	$855,816	0.19%
82	MERCK & CO INC	MRK	8,529	$848,468	0.19%
83	ROPER TECHNOLOGIES INC	ROP	1,620	$842,157	0.19%
84	CHEVRON CORP NEW	CVX	5,588	$809,366	0.18%
85	INTUITIVE SURGICAL INC	ISRG	1,518	$792,335	0.18%
86	SCHWAB STRATEGIC TR	808524862	32,840	$790,130	0.18%
87	EXXON MOBIL CORP	XOM	7,325	$787,956	0.18%
88	ABBOTT LABS	ABLZF	6,845	$774,238	0.17%
89	SPDR GOLD TR	GLD	3,127	$757,141	0.17%
90	INNOVATOR ETFS TRUST	INHD	23,560	$754,629	0.17%
91	COSTCO WHSL CORP NEW	22160K105	813	$744,949	0.17%
92	SIMPLIFY EXCHANGE TRADED FUN	82889N657	34,952	$741,676	0.17%
93	VANECK ETF TRUST	92189F676	2,970	$719,335	0.16%
94	GOLDMAN SACHS ETF TR	NVGLF	6,092	$701,677	0.16%
95	SPDR SER TR	78464A763	5,146	$679,787	0.15%
96	VANGUARD WORLD FD	92204A306	5,578	$676,667	0.15%
97	STARBUCKS CORP	SBUX	7,384	$673,748	0.15%
98	ISHARES TR	464287705	5,179	$647,168	0.14%
99	SCHWAB STRATEGIC TR	808524870	24,506	$632,990	0.14%
100	ADVISORS INNER CIRCLE FD III	00775Y652	22,055	$628,295	0.14%
101	ISHARES TR	464287226	6,458	$625,780	0.14%
102	COCA COLA CO	KO	10,048	$625,576	0.14%
103	ISHARES TR	464287440	6,671	$616,734	0.14%
104	FIRST TR EXCHANGE-TRADED FD	33738D309	13,312	$615,562	0.14%
105	RTX CORPORATION	RTX	5,139	$594,740	0.13%
106	NXP SEMICONDUCTORS N V	NXPI	2,850	$592,373	0.13%
107	ALPHABET INC	GOOG	3,023	$575,765	0.13%
108	SIMPLIFY EXCHANGE TRADED FUN	82889N699	20,618	$575,025	0.13%
109	ISHARES TR	464287200	973	$572,786	0.13%
110	FIRST TR EXCHNG TRADED FD VI	33740U703	21,565	$550,339	0.12%
111	FEDEX CORP	FDX	1,835	$516,241	0.12%
112	FIRST TR EXCHNG TRADED FD VI	33740F730	12,525	$510,260	0.11%
113	VANGUARD SCOTTSDALE FDS	92206C771	11,201	$507,853	0.11%
114	WELLS FARGO CO NEW	949746101	7,152	$502,366	0.11%
115	VANGUARD INDEX FDS	922908744	2,850	$482,505	0.11%
116	QUALCOMM INC	QCOM	2,996	$460,198	0.10%
117	FIRST TR EXCHNG TRADED FD VI	33740F862	9,800	$456,092	0.10%
118	ALPS ETF TR	00162Q395	10,395	$454,478	0.10%
119	MEDTRONIC PLC	MDT	5,499	$439,272	0.10%
120	ISHARES TR	464287168	3,290	$431,944	0.10%
121	INNOVATOR ETFS TRUST	INHD	13,250	$427,232	0.10%
122	TARGET CORP	TGT	3,150	$425,817	0.10%
123	INNOVATOR ETFS TRUST	INHD	9,903	$418,402	0.09%
124	BLACKROCK INC	BLK	406	$416,195	0.09%
125	SIMPLIFY EXCHANGE TRADED FUN	82889N640	16,177	$396,990	0.09%
126	SIMPLIFY EXCHANGE TRADED FUN	82889N673	14,763	$394,622	0.09%
127	ISHARES TR	464288752	3,800	$392,882	0.09%
128	FIRST TR EXCHANGE-TRADED FD	33733E302	1,596	$388,099	0.09%
129	FIRST TR EXCHNG TRADED FD VI	33740U786	9,610	$358,453	0.08%
130	CARRIER GLOBAL CORPORATION	CARR	5,086	$347,170	0.08%
131	US BANCORP DEL	USB-PS	7,216	$345,141	0.08%
132	ISHARES GOLD TR	IAU	6,952	$344,194	0.08%
133	FIRST TR EXCHANGE-TRADED FD	33733E856	17,828	$336,600	0.08%
134	BECTON DICKINSON & CO	BDX	1,472	$333,953	0.07%
135	INTERNATIONAL BUSINESS MACHS	INTR	1,485	$326,448	0.07%
136	ISHARES TR	464287721	2,000	$319,040	0.07%
137	FIRST TR EXCHNG TRADED FD VI	33740U547	10,200	$311,313	0.07%
138	FIRST TR EXCHNG TRADED FD VI	33740U844	8,013	$309,542	0.07%
139	SCHWAB STRATEGIC TR	808524409	11,809	$307,857	0.07%
140	CLOROX CO DEL	CLX	1,860	$302,083	0.07%
141	PALO ALTO NETWORKS INC	PANW	1,652	$300,598	0.07%
142	GARMIN LTD	GRMN	1,450	$299,077	0.07%
143	SPDR SER TR	78464A151	10,400	$294,944	0.07%
144	SCHWAB STRATEGIC TR	808524847	13,841	$291,498	0.07%
145	FIRST TR EXCHNG TRADED FD VI	33740F441	7,855	$289,771	0.06%
146	ISHARES TR	46434V456	7,712	$286,272	0.06%
147	INTEL CORP	INTC	14,025	$281,201	0.06%
148	ISHARES TR	46432F339	1,577	$280,857	0.06%
149	BOEING CO	BA-PA	1,535	$271,695	0.06%
150	FIRST TR EXCHNG TRADED FD VI	33740F557	9,655	$270,630	0.06%
151	MCDONALDS CORP	MCD	908	$263,247	0.06%
152	SPDR SER TR	78464A508	5,130	$262,348	0.06%
153	BLACKSTONE INC	BX	1,500	$258,630	0.06%
154	GOLDMAN SACHS ETF TR	NVGLF	7,600	$253,384	0.06%
155	PFIZER INC	PFE	9,493	$251,860	0.06%
156	FIRST TR EXCHANGE-TRADED FD	33739Q200	5,023	$244,484	0.05%
157	DEERE & CO	DE	566	$239,647	0.05%
158	ADOBE INC	ADBE	531	$236,125	0.05%
159	FIRST TR EXCHNG TRADED FD VI	33740F698	5,548	$232,907	0.05%
160	DYNEX CAP INC	DX-PC	18,400	$232,760	0.05%
161	GILEAD SCIENCES INC	GILD	2,450	$226,307	0.05%
162	FIRST TR EXCHANGE TRADED FD	33734X838	18,770	$225,721	0.05%
163	CHARLES RIV LABS INTL INC	159864107	1,200	$221,520	0.05%
164	FORTIVE CORP	FTV	2,922	$219,150	0.05%
165	FIRST TR EXCHANGE TRADED FD	33737A108	1,749	$208,726	0.05%
166	KIMBERLY-CLARK CORP	KMB	1,560	$204,422	0.05%
167	INVESCO ACTIVELY MANAGED EXC	IVZ	2,230	$201,317	0.04%
168	3M CO	MMM	1,555	$200,735	0.04%