13F HOLDINGS REPORT

Better Money Decisions, LLC

Quarter ended Q3 2023 · Filed August 9, 2023 · Accession 0001214659-23-010907

Total Value

$122.7M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (63)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	46432F842	313,780	$21.2M	17.26%
2	ISHARES TR	464288646	291,706	$14.6M	11.93%
3	SPDR SER TR	78468R101	491,976	$14.2M	11.55%
4	VANGUARD INDEX FDS	922908751	42,235	$8.4M	6.85%
5	ISHARES TR	464287507	23,423	$6.1M	4.99%
6	SPDR INDEX SHS FDS	78463X509	158,878	$5.5M	4.45%
7	VANGUARD INDEX FDS	922908363	11,003	$4.5M	3.65%
8	APPLE INC	AAPL	17,859	$3.5M	2.82%
9	VANGUARD SCOTTSDALE FDS	92206C870	42,528	$3.4M	2.74%
10	SPDR SER TR	78468R200	99,648	$3.1M	2.49%
11	SPDR SER TR	78464A409	37,916	$2.3M	1.89%
12	ISHARES TR	46436E569	67,444	$2.3M	1.86%
13	ISHARES TR	46435G672	44,404	$2.2M	1.78%
14	ISHARES TR	46435G243	82,454	$2.0M	1.61%
15	NUSHARES ETF TR	NU	60,466	$1.8M	1.43%
16	ISHARES TR	46435U549	33,690	$1.6M	1.30%
17	VANGUARD INDEX FDS	922908553	17,590	$1.5M	1.20%
18	SPDR INDEX SHS FDS	78463X889	41,395	$1.3M	1.10%
19	ISHARES TR	464288513	15,737	$1.2M	0.96%
20	VANGUARD WORLD FD	921910733	13,832	$1.1M	0.88%
21	SPDR SER TR	78464A508	24,197	$1.0M	0.85%
22	AMAZON COM INC	AMZN	7,996	$1.0M	0.85%
23	VANGUARD SPECIALIZED FUNDS	921908844	6,403	$1.0M	0.85%
24	VANGUARD WORLD FDS	92204A504	4,194	$1.0M	0.84%
25	SPDR SER TR	78464A805	18,443	$1.0M	0.82%
26	ISHARES TR	464287804	9,054	$902,203	0.74%
27	SPDR SER TR	78464A649	33,170	$841,516	0.69%
28	MICROSOFT CORP	MSFT	2,452	$835,022	0.68%
29	ISHARES TR	46435U440	17,162	$798,677	0.65%
30	DIMENSIONAL ETF TRUST	25434V708	25,981	$705,396	0.57%
31	ISHARES TR	464287226	7,082	$693,721	0.57%
32	ISHARES TR	464287721	6,205	$675,555	0.55%
33	SPDR S&P 500 ETF TR	SPY	1,436	$636,488	0.52%
34	DIMENSIONAL ETF TRUST	25434V609	12,839	$595,578	0.49%
35	ISHARES TR	464287200	1,181	$526,199	0.43%
36	CHEVRON CORP NEW	CVX	2,867	$451,122	0.37%
37	VANGUARD BD INDEX FDS	921937827	5,891	$445,213	0.36%
38	ISHARES TR	46436E544	12,711	$445,139	0.36%
39	INNOVATOR ETFS TR	INHD	13,101	$428,534	0.35%
40	SPDR SER TR	78464A474	13,366	$393,490	0.32%
41	ALPHABET INC	GOOG	3,274	$391,898	0.32%
42	ISHARES TR	464287754	3,451	$365,944	0.30%
43	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,028	$350,548	0.29%
44	SPDR SER TR	78468R655	4,055	$343,104	0.28%
45	NETFLIX INC	NFLX	776	$341,820	0.28%
46	COSTCO WHSL CORP NEW	22160K105	631	$339,718	0.28%
47	ISHARES TR	46435U366	8,015	$327,879	0.27%
48	COCA COLA CO	KO	5,206	$313,515	0.26%
49	VANGUARD INDEX FDS	922908629	1,420	$312,640	0.25%
50	SPDR SER TR	78468R697	8,601	$309,335	0.25%
51	ISHARES TR	46436E551	8,545	$304,376	0.25%
52	VANGUARD WHITEHALL FDS	921946406	2,751	$291,753	0.24%
53	VANGUARD INDEX FDS	922908769	1,259	$277,284	0.23%
54	ISHARES TR	46435G524	4,393	$272,443	0.22%
55	SCHWAB STRATEGIC TR	808524607	6,127	$268,363	0.22%
56	DIMENSIONAL ETF TRUST	25434V880	10,976	$255,845	0.21%
57	SELECT SECTOR SPDR TR	81369Y803	1,420	$246,856	0.20%
58	JPMORGAN CHASE & CO	VYLD	1,610	$234,158	0.19%
59	NUSHARES ETF TR	NU	8,481	$231,608	0.19%
60	ISHARES TR	464287622	914	$222,817	0.18%
61	SCHWAB STRATEGIC TR	808524102	4,165	$215,314	0.18%
62	JOHNSON & JOHNSON	JNJ	1,298	$214,842	0.18%
63	VANGUARD SCOTTSDALE FDS	92206C409	2,795	$211,457	0.17%