13F HOLDINGS REPORT

CENTRAL BANK & TRUST CO

Quarter ended Q4 2025 · Filed January 9, 2026 · Accession 0001175954-26-000002

Total Value

$646.7M

Positions

209

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (209)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	NVIDIA CORPORATION	NVDA	387,186	$72.2M	11.17%
2	ALPHABET CL A	GOOG	90,945	$28.5M	4.40%
3	APPLE INC	AAPL	89,093	$24.2M	3.75%
4	SPDR S&P 500	SPY	29,506	$20.1M	3.11%
5	FRANKLIN DYNAMIC ETF	FGDL	705,428	$17.5M	2.71%
6	AMAZON COM INC	AMZN	71,640	$16.5M	2.56%
7	MICROSOFT CORP	MSFT	32,946	$15.9M	2.46%
8	I SHS RUSSELL2000	464287655	59,850	$14.7M	2.28%
9	LAM RESEARCH CORP	LRCX	79,447	$13.6M	2.10%
10	META PLATFORMS INC	META	20,245	$13.4M	2.07%
11	VISA INC CLASS A	V	37,947	$13.3M	2.06%
12	ISHS CORE US AGGR BD	464287226	128,716	$12.9M	1.99%
13	VANGUARD FTSE DEV MK	921943858	200,475	$12.5M	1.94%
14	COSTCO WHOLESALE	22160K105	13,393	$11.5M	1.79%
15	CATERPILLAR INC	CAT	20,085	$11.5M	1.78%
16	ETF ISHARES INC MSCI	46434G764	151,517	$11.0M	1.70%
17	S&P GLOBAL INC	SPGI	17,979	$9.4M	1.45%
18	ETF I -SHARES TRUST	464287465	97,015	$9.3M	1.44%
19	ISHRS CMBS	46429B366	187,420	$9.2M	1.42%
20	SPDR S&P MIDCAP 400	MDY	14,841	$9.0M	1.38%
21	INTUITIVE SURGICAL	ISRG	15,162	$8.6M	1.33%
22	KY T/F INCOME SERIES	266155100	1,106,115	$8.0M	1.23%
23	AMGEN INC	AMGN	24,375	$8.0M	1.23%
24	MASTERCARD INC	MA	13,413	$7.7M	1.18%
25	VANGUARD FTSE EMG MK	922042858	140,754	$7.6M	1.17%
26	UNITED RENTALS INC	URI	9,145	$7.4M	1.14%
27	INTUIT INC	INTU	9,556	$6.3M	0.98%
28	ADOBE SYS INC	ADBE	17,547	$6.1M	0.95%
29	VALERO ENERGY CORP	VLO	35,164	$5.7M	0.89%
30	AECOM TECHNOLOGY	ACM	59,422	$5.7M	0.88%
31	STRYKER CORP	SYK	15,521	$5.5M	0.84%
32	WILLIAMS COS INC	969457100	85,123	$5.1M	0.79%
33	MOODYS CORP	MCO	9,941	$5.1M	0.79%
34	DICKS SPORTING GOODS	253393102	25,263	$5.0M	0.77%
35	BROADCOM INC	AVGO	14,377	$5.0M	0.77%
36	QUALCOMM INC	QCOM	28,629	$4.9M	0.76%
37	ISHS HIGH YIELD ETF	464288513	60,637	$4.9M	0.76%
38	J P MORGAN CHASE	VYLD	15,134	$4.9M	0.75%
39	PROG CORP OHIO	743315103	21,001	$4.8M	0.74%
40	WAL MART STORES INC	WMT	39,984	$4.5M	0.69%
41	CHUBB LTD	CB	12,342	$3.9M	0.60%
42	CHARLES SCHWAB CORP	SCHW-PJ	36,627	$3.7M	0.57%
43	ISHARES TR S&P MIDCP	464287507	54,302	$3.6M	0.55%
44	TRACTOR SUPPLY CO	TSCO	70,906	$3.5M	0.55%
45	VANGUARD INTER-TERM	922907878	248,427	$3.4M	0.53%
46	D R HORTON INC	23331A109	23,128	$3.3M	0.52%
47	VANGUARD EMG MKT ETF	921946885	48,128	$3.2M	0.50%
48	SHERWIN WILLIAMS	SHW	9,839	$3.2M	0.49%
49	KLA-TENCOR	KLAC	2,596	$3.2M	0.49%
50	NUCOR CORP	NUE	19,315	$3.2M	0.49%
51	ISHARES EMERGING MKT	464287234	57,461	$3.1M	0.49%
52	ISHS 500 INDEX FD US	464287200	4,583	$3.1M	0.49%
53	MERCK & CO INC NEW	MRK	29,320	$3.1M	0.48%
54	NETFLIX COM	NFLX	31,090	$2.9M	0.45%
55	TJX COS INC NEW	872540109	18,643	$2.9M	0.44%
56	NETAPP INC	NTAP	25,260	$2.7M	0.42%
57	ISHARES S&P SMALLCAP	464287804	22,350	$2.7M	0.42%
58	DEERE & CO	DE	5,626	$2.6M	0.41%
59	UNITEDHEALTH GROUP INC COM	UNH	7,803	$2.6M	0.40%
60	ISHARES EMRG MKT	464288281	26,646	$2.6M	0.40%
61	HERSHEY COMPANY	HSY	13,897	$2.5M	0.39%
62	NXP SEMICONDUCTORS	NXPI	11,255	$2.4M	0.38%
63	ORACLE CORPORATION	ORCL-PD	12,477	$2.4M	0.38%
64	SECTOR SPDR TR FUND	81369Y209	15,418	$2.4M	0.37%
65	QUANTA SERVICES INC	74762E102	5,486	$2.3M	0.36%
66	ELI LILLY & CO	LLY	2,118	$2.3M	0.35%
67	CISCO SYSTEMS INC	CSCO	27,320	$2.1M	0.33%
68	HOME DEPOT INC	HD	6,043	$2.1M	0.32%
69	EXPEDIA GROUP, INC	EXPE	7,241	$2.1M	0.32%
70	MCDONALDS CORP	MCD	6,704	$2.0M	0.32%
71	OLD DOMINI COM	ODFL	12,283	$1.9M	0.30%
72	PARKER HANNIFIN CORP	PH	2,157	$1.9M	0.29%
73	REGENERON PHARMA	REGN	2,435	$1.9M	0.29%
74	WASTE MANAGEMENT NEW	94106L109	8,442	$1.9M	0.29%
75	DISNEY(WALT) COMPANY	254687106	15,397	$1.8M	0.27%
76	ZOETIS INC	ZTS	13,714	$1.7M	0.27%
77	VANGUARD FTSE DEV MK	921943858	27,049	$1.7M	0.26%
78	MICRON TECHNOLOGY	MU	5,905	$1.7M	0.26%
79	ISHS BCLYS SH TR BD	464288679	15,252	$1.7M	0.26%
80	STATE STREET SECTOR SPDR UTILIT	81369Y886	39,016	$1.7M	0.26%
81	ALPHABE CL C	GOOG	5,232	$1.6M	0.25%
82	PROCTER & GAMBLE CO	742718109	11,225	$1.6M	0.25%
83	UNION PACIFIC CORP	UNP	6,947	$1.6M	0.25%
84	XCEL ENERGY INC	XELLL	21,251	$1.6M	0.24%
85	KIMBERLY-CLARK CORP	KMB	14,901	$1.5M	0.23%
86	SERVICENOW INC	NOW	9,745	$1.5M	0.23%
87	EQT CORP	EQT	27,675	$1.5M	0.23%
88	KINDER MORGAN INC DE	EP-PC	52,748	$1.5M	0.22%
89	ABBOTT LABS	ABLZF	11,297	$1.4M	0.22%
90	LOCKHEED MARTIN CORP	LMT	2,883	$1.4M	0.22%
91	HONEYWELL INTL INC	438516106	7,123	$1.4M	0.21%
92	FED ULTRASHORT BD CL	FHI	147,859	$1.4M	0.21%
93	NORTHROP GRUMMAN	NOC	2,278	$1.3M	0.20%
94	APPLIED MATERIALS	038222105	5,028	$1.3M	0.20%
95	UBER TECHNOLOGIES	UBER	15,647	$1.3M	0.20%
96	APOLLO GLOBAL MGMT	03769M106	8,772	$1.3M	0.20%
97	CORNING INCORPORATED	GLW	14,387	$1.3M	0.19%
98	PALO ALTO NETWORKS	PANW	6,688	$1.2M	0.19%
99	VANGUARD RUSSELL	92206C664	12,288	$1.2M	0.19%
100	COCA COLA CO	KO	17,043	$1.2M	0.18%
101	THERMO FISHER	TMO	2,006	$1.2M	0.18%
102	MICROSOFT CORP	MSFT	2,326	$1.1M	0.17%
103	COMCAST CORP NEW A	CCZ	37,596	$1.1M	0.17%
104	ISHS GOLD TR NPV NEW	IAU	13,806	$1.1M	0.17%
105	BOSTON SCIENTIFIC	BSX	10,987	$1.0M	0.16%
106	FID CONTRAFUND	316071109	42,956	$1.0M	0.16%
107	AMEREN CORP	AEE	10,356	$1.0M	0.16%
108	SALESFORCE INC	CRM	3,901	$1.0M	0.16%
109	ISHARES S&P SMALLCAP	464287804	8,353	$1.0M	0.16%
110	ULTA BEAUTY INC	ULTA	1,652	$999,477	0.15%
111	AMERICAN EXPRESS CO	AXP	2,620	$969,269	0.15%
112	ROYAL CARIBBEAN CRUS	V7780T103	3,413	$951,954	0.15%
113	EXXON MOBIL CORP	XOM	7,128	$857,784	0.13%
114	VANGUARD FTSE EMG MK	922042858	15,889	$854,193	0.13%
115	FID 500 INDEX FD	315911750	3,590	$853,369	0.13%
116	BERKSHIRE HATHAWAY	BRK-A	1,693	$850,986	0.13%
117	BLACKROCK INC	BLK	793	$848,780	0.13%
118	CHEVRON CORP	CVX	5,492	$837,036	0.13%
119	GE AEROSPACE	369604301	2,666	$821,208	0.13%
120	AUTOZONE INC	AZO	237	$803,786	0.12%
121	INTL BUSINESS MACHS	INTR	2,686	$795,620	0.12%
122	VANGUARD S&P 500 ETF	922908363	1,267	$794,575	0.12%
123	GILEAD SCIENCES INC	GILD	6,216	$762,952	0.12%
124	ISHARES RUSSELL MID	464287499	7,773	$748,307	0.12%
125	MARATHON PETE CORP	MARA	4,499	$731,672	0.11%
126	ISHARES TR S&P MIDCP	464287507	10,834	$715,044	0.11%
127	HUMANA INC	HUM	2,787	$713,834	0.11%
128	JOHNSON & JOHNSON	JNJ	3,434	$710,666	0.11%
129	EOG RES INC	EOG	6,586	$691,596	0.11%
130	ALLSTATE CORP	ALL-PJ	3,259	$678,361	0.10%
131	NOVO NORDISK A S	NONOF	13,253	$674,313	0.10%
132	IQ HEDGE MULTI STRAT	45409B107	19,880	$666,179	0.10%
133	LOWES COMPANIES INC	548661107	2,675	$645,103	0.10%
134	VANGD INDEX REIT 986	922908553	7,217	$638,632	0.10%
135	INTERCONTINENTAL EXC	45866F104	3,667	$593,907	0.09%
136	DUPONT DE NEMOURS	DD	14,416	$579,523	0.09%
137	SPDR GOLD TR	GLD	1,450	$574,650	0.09%
138	STARBUCKS CORP	SBUX	6,749	$568,333	0.09%
139	TARGA RES CORP	TRGP	2,674	$493,353	0.08%
140	PEPSICO INC	PEP	3,384	$485,672	0.08%
141	NEXTERA ENERGY INC	NEE-PW	5,615	$450,772	0.07%
142	ABBVIE INC	ABBV	1,962	$448,297	0.07%
143	CBOE GLOBAL MARKETS	12503M108	1,744	$437,744	0.07%
144	ISHARES TR MBS ETF	464288588	4,339	$413,160	0.06%
145	MASCO CORPORATION	MAS	6,471	$410,650	0.06%
146	BLACKSTONE INC	BX	2,605	$401,535	0.06%
147	JOHNSON & JOHNSON	JNJ	1,895	$392,170	0.06%
148	SELECT SECTOR FINANC	81369Y605	7,135	$390,784	0.06%
149	COMMUNITY TRUST BANK	204149108	6,779	$383,014	0.06%
150	VAN TOTAL STOCK MKT	922908728	2,263	$369,310	0.06%
151	MFS ARKANSAS MUNI	55273N251	39,343	$354,478	0.05%
152	NORTHROP GRUMMAN	NOC	600	$342,126	0.05%
153	ISHARES SMALL CAP	464287887	2,382	$336,243	0.05%
154	AMERICAN ELEC POWER	025537101	2,900	$334,399	0.05%
155	BANKAMERICA CORP NEW	060505104	6,061	$333,355	0.05%
156	ILLINOIS TOOL WORKS	452308109	1,336	$329,057	0.05%
157	AMER EUROPACIFIC GRW	298706110	5,373	$325,920	0.05%
158	FIFTH THIRD BANCORP	FITBM	6,898	$322,895	0.05%
159	J P MORGAN CHASE	VYLD	1,000	$322,220	0.05%
160	GE AEROSPACE	369604301	1,038	$319,735	0.05%
161	MORGAN STANLEY	MS-PQ	1,767	$313,696	0.05%
162	PFIZER INC	PFE	12,416	$309,158	0.05%
163	ADV MICRO DEVICES	AMD	1,443	$309,033	0.05%
164	STATE STREET SECTOR SPDR ENERGY	81369Y506	6,815	$304,699	0.05%
165	ISHS CORE MSCI EAFE	46432F842	3,324	$297,365	0.05%
166	APPLE INC	AAPL	1,080	$293,609	0.05%
167	ACCENTURE PLC	ACN	1,045	$280,374	0.04%
168	FISERV INC USD 0.01	FISV	4,170	$280,099	0.04%
169	EATON CORP PLC	ETN	872	$277,741	0.04%
170	ALPHABET CL A	GOOG	880	$275,440	0.04%
171	GE VERNOVA INC	GEV	416	$271,885	0.04%
172	RAYMOND JAMES INC	754730109	1,690	$271,397	0.04%
173	PNC FINANCIAL SERV	693475105	1,300	$271,349	0.04%
174	3M CO	MMM	1,608	$257,441	0.04%
175	PHILLIPS 66	PSX	1,990	$256,790	0.04%
176	PHILIP MORRIS INTL	718172109	1,574	$252,470	0.04%
177	MARTIN MARIETTA MATL	573284106	395	$245,951	0.04%
178	DUKE ENERGY CORP NEW	DUKB	1,999	$234,303	0.04%
179	TEXAS INSTRUMENTS	882508104	1,317	$228,486	0.04%
180	COLGATE PALMOLIVE CO	CL	2,886	$228,052	0.04%
181	AT&T INC	T-PC	9,117	$226,466	0.04%
182	TESLA, INC	TSLA	500	$224,860	0.03%
183	JACOBS SOLUTIONS INC	J	1,679	$222,400	0.03%
184	CINTAS CORP	CTAS	1,175	$220,982	0.03%
185	SELECTED AMERICAN SH	816221204	5,168	$218,130	0.03%
186	DANAHER CORPORATION	235851102	932	$213,353	0.03%
187	VANGUARD SM CAP ETF	922908751	803	$207,134	0.03%
188	CINCINNATI FINANCIAL	172062101	1,268	$207,090	0.03%
189	DUPREE NORTH CAROLINA TAX FREE	266155704	18,681	$200,818	0.03%
190	FED INTER MUNI TR	458810108	18,922	$185,627	0.03%
191	HOME DEPOT INC	HD	450	$154,845	0.02%
192	ISHS GOLD TR NPV NEW	IAU	1,855	$150,530	0.02%
193	AT&T INC	T-PC	6,030	$149,785	0.02%
194	PFIZER INC	PFE	5,417	$134,883	0.02%
195	KLA-TENCOR	KLAC	96	$116,648	0.02%
196	PROCTER & GAMBLE CO	742718109	800	$114,648	0.02%
197	EXXON MOBIL CORP	XOM	772	$92,902	0.01%
198	PNC FINANCIAL SERV	693475105	405	$84,536	0.01%
199	ADOBE SYS INC	ADBE	212	$74,198	0.01%
200	PHILIP MORRIS INTL	718172109	400	$64,160	0.01%
201	NVIDIA CORPORATION	NVDA	194	$36,181	0.01%
202	DISNEY(WALT) COMPANY	254687106	300	$34,131	0.01%
203	PEPSICO INC	PEP	216	$31,000	0.00%
204	DUPONT DE NEMOURS	DD	756	$30,391	0.00%
205	DUKE ENERGY CORP NEW	DUKB	254	$29,771	0.00%
206	COCA COLA CO	KO	400	$27,964	0.00%
207	ORACLE CORPORATION	ORCL-PD	117	$22,804	0.00%
208	KIMBERLY-CLARK CORP	KMB	157	$15,840	0.00%
209	MERCK & CO INC NEW	MRK	150	$15,789	0.00%